Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
MetLife terminated our client’s LTD benefits even after receiving a neuropsychological report documenting deficiencies in her executive level functioning. According to the neuropsychologist, the claimant was not capable of performing the duties of her occupation as a Bank Examiner for the FDIC as a result of her cognitive deficiencies, fatigue, depression and anxiety.
MetLife Ignored Neuropsychological Evaluation Demonstrating Cognitive Impairments
Our client is a 49 year-old woman who suffered from breast cancer in 2009 and was diagnosed with congestive heart failure and Epstein Barr-Syndrome in 2011. After returning to work in June of 2011 she noted problems with attention, focus and memory finding herself unable to compose letters and not being able to complete tasks within a specific time frame. She received several poor work performance reviews and went out on LTD in November of 2011. She wakes at irregular hours, spends most of her day attending doctor’s appointments. The neuropsychologist found subtle cognitive inefficiency of executive functioning, selective attention, visual motor integrity, and nondominant hand dysfunction which were likely related to her cardiovascular difficulties relating to an anoxic/hypoxic episode. The neuropsychological report was provided to MetLife is support of our client’s disability claim.
MetLife Ignores Own Hired Physician’s Opinions
MetLife hired a neuropsychologist to perform a paper review of our client’s records. The neuropsychologist rendered the opinion that our client would have difficulty with attention and energy due to depression and would have difficulty with intellectual complex tasks and maintaining a normal work pace. MetLife ignored its own hired doctor’s opinions, failed to consider the medical evidence supporting our client’s disability which included hundreds of pages of medical records, medical opinions and a neuropsychological report stating she was disabled incapable of working in her occupation. MetLife also ignored her complex job description, claiming she could go back to work in a light duty occupation.
After reviewing the objective evidence provided by attorney Rachel Alters of Dell Disability Lawyers, in support of our client’s disability, MetLife reversed its decision to terminate the LTD benefits of our client and put her back on claim. Dell Disability Lawyers will continue to represent her in order to help ensure she remains on claim throughout her disability.
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Senior Global Tax Director for billion dollar worldwide industrial company is again receiving disability benefits from MetLife after Appeal by Attorney Alexander Palamara
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I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
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Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.