Unum
Unum stopped my disability benefits at age 65 after telling me they would never stop
I was told by the Unum case worker that my disability through my plan benefit would never run out but when I turned 65 they stopped it.
Reply
Tom, a disability insurance benefit for all intents and purposes is never a guaranteed benefit, meaning it can be stopped by the insurance company if they feel you no longer meet the terms and conditions of a policy. Additionally, employer provided disability policies only provide benefits to age 65 or until the Social Security Retirement Age has been reached. Your policy would indicate the maximum benefit age, but Unum typically rights a policy that only provides coverage to age 65.
