Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims
In a recent claim denial our disability law firm is handling for a physician suffering with cervical myeolopathy, Lincoln Financial stated, “A condition warranting surgery does not necessarily equal a condition qualifying an insured for Total Disability.” In this claim Lincoln’s own IME doctor was surprised that the claimant did not have neck surgery. Regardless of the fact that the IME doctor felt the claimant was surgical candidate, he still felt that the claimant did not have restrictions and limitations that prevent him from working.
I am always shocked how a doctor can opine that a person should have their neck cut open to have surgery, yet the claimant’s complaints of pain are not sufficient to support an inability to work. A claimant needs to be especially careful when attending these IME Exams, as the hired gun doctors have almost a free rein to say whatever they want and the insurance companies believe whatever the IME doctor states. Lincoln Financial has thousands of long term disability policy holders and it is scary that they would not correlate a surgical recommendation with the significant complaints of a claimant. Our disability insurance lawyers deal with this exact issue on a daily basis and we help claimants to fight the unreasonable claim handling tactics used by disability insurance companies.
Resources to Help You Win Disability Benefits
Submit a Strong Lincoln Financial Appeal Package
We work with you, your doctors, and other experts to submit a very strong Lincoln Financial appeal.
Sue Lincoln Financial
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lincoln Financial.
Get Your Lincoln Financial Disability Application Approved
Prevent a Lincoln Financial Disability Benefit Denial
Negotiate a Lincoln Financial Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
Every month I get paid on a different date
Never received benefits my entire leave - or help with them
Well Documented correspondence
Lincoln Financial made my life a living hell
Reply
Lincoln Financials wants to claw back my money
Reply
This is the second time I've been shorted in my check
Lincoln Financial denied my STD claim because one doctor didn't send them my medical information.
Reply
Lincoln cancelled my benefits because my doctor's notes were handwritten
Reply
Q: If a dependent turns 18 in December, does Lincoln subtract their dependent amount from LTD payments even though child is now an adult and receives benefits directly until graduation?
Q: LTD return to work? What if I require training or want to continue education, will I continue to receive payment during this period?
Q: What if I never received longterm policy and I never agreed or signed agreement fee with disability insurance company?
Q: Should I accept the buyout from Lincoln Financial? I have 7 days to decide.
Q: Change in Occupation
Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?
Q: Does Lincoln Financial apply offsets to all claimants equitably?
Q: Does payback to Lincoln Financial, once approved for SSDI, include the first year?
Has Lincoln Contacted You About Your Liberty Disability Claim?
Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?
What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?
Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak
Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
Nurse Denied Long-term Disability Benefits by Lincoln After the Definition of Disability Changed
Lincoln Reverses Decision to Terminate LTD Benefits of Corporate Attorney after Dell Disability Lawyers Appeals the Decision
Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS
Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months
FPL Lineman Wins Lincoln Disability Denial Appeal
Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Reviews from Our Clients






