Question
Will Prudential conduct a review of my claim after I've been denied by SSA?
I’ve been on LTD for over 4 years. I was just denied review of the SSA Judges denial by the SSA Appeals Council in VA. I know if I would have been awarded SSDI then Prudential would have gotten all of the back monies. What is likely or your experience at this stage regarding what Prudential might do once they learn the SSA Appeal Council has denied me a review further? Can Prudential make me reapply all over & start from the bottom again applying for SSDI? How likely after learning I’ve been denied at the Appeals Council level is it that Prudential will continue my monthly LTD payments? Will they follow suit due to the fact that the SSA Appeals Council has denied me & stop LTD payments. Perhaps you’ve had experience as to what occurs at this stage with Prudential in the past? I have an attorney for SSDI & another for LTD benefits currently. I wanted your firms professional opinion or anyone else’s experiences also. I don’t see any comments on this type of situation at your website or blog. I greatly appreciate your opinions.
Answer
Steven, There does stand a chance that Prudential will conduct a review of your claim to determine continued eligibility for benefits in light of the fact the SSA has denied your claim through the appellate level. If your claim for benefits is in the “any occupation” stage the chances would increase further. As you are represented by counsel, any specific questions about your claim will need to be directed to him/her.
