New York Life left me with no income; no one is gonna hire me

I have worked with severe lower back pain, come to find out I had a herniated disc l5-s1, but I kept working. Last September I had to have a triple neck fusion. The doctor released me to go back to work, against his opinion, because I needed to to pay my bills. Then the pain in back got to where I could not hardly get around. I was put back in the hospital for a MRI, the doctor said I have 1 disc that is almost completely gone and 2 more degenerative disc above it. Plus all the facet joints in the same area are degenerative. And i have been denied three times over the last year for not enough information. During this time I have been seen by 3 more nuro-surgens that has come up with the same diagnosis and all this has been sent to them and I have still been denied. Because they sent my records to their nuro-surgen and he says I haven’t got a problem I can’t work with. And he has never even seen me. And the bad thing is I was made to leave world because they said that I was a medical liability to the company. Because I was crippled up so bad. Now they want give me my LTD so I have no income and ain’t nobody going to hire me now. What do you do. And I had been with the same company for 20 years, so that’s 2 screwings.