Our Disability Lawyers Help You Collect Lincoln Financial Benefits

From our experience we consider Lincoln to be relatively fair with most disability claims that they review. More than 98% of our Lincoln Disability clients have been paid disability benefits. Our disability lawyers have helped Lincoln claimants with the application for benefits, ERISA appeals, Lawsuit and lump sum buyouts of a Lincoln Policy.

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Our Lawyers Respond Today

It’s important for claimants to understand the appeals process and make sure that they are providing all of the necessary information needed in order to get their claim approved. Claims can be denied for a variety of reasons, including lack of evidence or medical documentation. It is important that claimants understand the requirements and provide sufficient documents to back up their disability claim. Claimants should also be aware of the time limits for filing appeals and understand the full process before submitting their claim.

Collecting Lincoln disability benefits is a reality for many individuals who rely on this type of income protection to maintain their quality of life. Although there can be some complications in getting approved, most claimants are successful. It is important that all individuals understand their rights and take the time to ensure that their claim is properly reviewed and approved.

Who is Lincoln National Corporation?

Lincoln Financial Group is actually the marketing name for the publicly traded parent company Lincoln National Corporation. All of the short-term and long-term disability policies are currently sold under the name of The Lincoln Financial Group. Lincoln National has over $162 billion dollars in assets under management. The Lincoln Financial Group became one of the larger disability insurance companies nationwide after they acquired the Jefferson Pilot Corporation in 2006.

There have been concerns raised about Lincoln Financial Group’s long-term disability policies, particularly regarding delays in claim approval, difficulties with customer service, and claim denials. It is important for claimants to be knowledgeable about their rights and familiar with the process to enhance the likelihood of claim approval.

When it comes to filing for long-term disability benefits with Lincoln Financial Group, it is essential that claimants are aware of the requirements and understand the process in order to increase their chances of success. While some claimants may face delays or denials, most individuals who properly prepare their application and submit all the necessary documentation will be approved for benefits.

Most Lincoln Financial Group disability denials require filing an ERISA appeal

“The medical documentation in your file does not support disability as defined by the policy.” This is, unfortunately, a sentence that thousands of Lincoln Financial claimants have been forced to deal with.

For Lincoln Financial disability policies, it is important to file an Appeal within 180 days of the disability denial. Failing to do so will permanently prevent any possibility of recovering benefits. It is highly recommended to include as much additional medical evidence and vocational support as possible with your appeal.

Our lawyers handle a considerable number of appeals annually, and it is essential to discuss your appeal options with us. It is crucial to be meticulous in the submission process as you have only one opportunity to submit a strong appeal.

Your claims process doesn’t end when you receive an initial denial letter. However, because of the tight window allowed for the appeals process, it’s vital to work with a disability attorney to ensure you receive your rightful disability benefits. ERISA is a complex and pro-insurance company law, but we will do everything possible to make Lincoln Financial pay your claim. To learn more about ERISA appeals and lawsuits we suggest you watch our videos on the ERISA appeal process.

We Are Watching and Reporting on Lincoln Financial’s Every Move

We approach every claim as if we are preparing for a battle. The majority of claims are resolved quickly and efficiently. It is our duty to stay informed about all lawsuits and court decisions involving Lincoln Financial. Below, you will find summaries of lawsuits, resolved cases, and court decisions related to Lincoln Financial. The articles include our legal commentary and tips that may be helpful to you. If you require assistance with your Lincoln Financial disability insurance claim, please reach out to us. We understand the unique challenges that come with filing a disability claim and we are here to help.

We frequently handle cases representing clients in lawsuits against Lincoln Financial for their failure to provide disability benefits. We acknowledge the potential intimidation of filing a lawsuit and assure you that we will make every effort to achieve the most favourable outcome for you. We also work closely with other disability attorneys around the country to stay up-to-date on best practices, recent court rulings, and any new laws that may affect our clients’ claims.

We Want To Know What You Think About Lincoln Financial Group

We welcome you to post a review, complaint or question about your disability claim experience with Lincoln Financial Group. Our lawyers respond to your questions and usually they also reply to reviews.

Our aim is to facilitate communication among Lincoln Financial claimants, allowing them to share their experiences and hold the company accountable. By discussing short and long-term disability claims, our goal is to prevent any unfair or unreasonable actions by Lincoln and minimize wrongful claim denials.

What Issues Do Claimants Face With Lincoln Disability Insurance?

Claimants of Lincoln Financial disability insurance policies often face a number of issues when they file for disability benefits. Many insured individuals have seen their claims denied, delayed or terminated by the company, and some policyholders have even had to resort to filing lawsuits against the company for wrongfully denying or delaying their claims. Some of these issues include:

  1. Difficulty in obtaining accurate medical evidence to support their claim. Claimants often struggle to provide sufficient documentation proving that they are medically impaired from working due to a disability.
  2. A complex administrative process that can lead to denials of claims. This process requires meticulous attention to detail and can be incredibly difficult for claimants unfamiliar with the process.
  3. Unfamiliarity with legal requirements and deadlines, which can lead to delays in the approval or denial of claims.
  4. Unclear communication from the insurance company regarding what is expected from a claimant during the application process and how decisions will be made on their claim.
  5. Limited resources available to claimants who need assistance understanding their rights or navigating through the appeals process if their claim is denied.

Claimants of Lincoln Financial disability insurance policies have also reported facing unfair denials due to the company’s use of “own occupation” language in its contracts. This language requires policyholders to be completely unable to perform the duties of their own occupation before they can qualify for benefits, which can make it more difficult for claimants with certain types of disabilities to receive their benefits. Additionally, some claimants have experienced claims delays and denials due to the company’s use of “pre-existing condition” language in its contracts, which can make it more difficult for those with pre-existing medical conditions to qualify for benefits.

What are the common reasons for a Lincoln Financial disability claim denial?

Lincoln Financial has been known to deny disability claims for even the smallest of reasons, making it a challenge for disabled individuals to get the benefits they need and deserve. One reason Lincoln Financial may deny a claim is due to insufficient medical evidence. The disability must be proven by identifying the diagnosis, detailed prognosis, and treatments pursued. When these items are not adequately documented, it can be difficult for Lincoln Financial to make an accurate determination on a claim.

In addition to medical evidence, having an incomplete disability claim form can also lead to denial. All requested documents must be filled out thoroughly and accurately in order for Lincoln Financial to consider a claim further. It is also important that those suffering from disabilities seek proper medical attention before submitting their claims. If surveillance shows that the claimant has not made enough effort in seeking treatment for their condition or if they have any statements that contradict their initial claim, then Lincoln Financial may reject the application altogether.

What to do if Lincoln Financial denies your disability claim

Receiving a Lincoln Financial disability claim denial can be extremely disheartening. You may automatically think that your chances of getting the benefits you have rightfully earned are dashed, but this is simply not true. Ultimately, when it comes to disability insurance claims, a denial does not necessarily need to be the end of the line for prospective beneficiaries.

Fortunately, under ERISA (Employee Retirement Income Security Act), you have the right to appeal your claim denial. It is important to get started on this process right away as the appeal must be filed in a timely manner. To ensure nothing is missed during this process, consulting with a qualified and experienced disability insurance lawyer will help maximize your chances of getting the benefits that you deserve and should not take lightly. Requesting your insurance company file immediately following a Lincoln Financial disability claim denial is also very important, since time can sometimes become an issue when submitting any sort of legal documents, beginning this process from the outset ensures that nothing slips through the cracks or further complicate matters unnecessarily.

How To Avoid A Lincoln Financial Disability Benefit Denial

When it comes to filing for and receiving disability benefits, the process can often be complicated. Not only do claimants have to prove they are medically impaired from working, but they must also navigate through a very complex administrative system that can result in denial of their claim. Attorneys Gregory Dell and Alex Palamara have explored how applicants can best avoid a Lincoln Financial Disability Benefit Denial when applying for benefits.

The attorneys note that one of the primary means of avoiding a denial is to ensure that all paperwork and requirements are fulfilled before the application is submitted. These include providing accurate documentation about your medical history and treatments, details on your employment record prior to the disability, listing any dependents or spouse eligible for potential benefits, other sources of income available outside of Lincoln Financial Disability Benefits, as well as any other pertinent information related to the application. Having all these facets properly documented will go far in showing decision makers that there is sufficient evidence to warrant approval of a claim.

To increase your chances of success when filing a claim with Lincoln Financial Disability Benefits, it is helpful to consult an experienced attorney who specializes in this area of law. An attorney can review all documentation for accuracy and ensure nothing is missed. They can also act as a representative when dealing with the insurance company and can assist in filing a lawsuit if necessary. Additionally, having an attorney can make it easier to properly document your disability and meet all deadlines and legal requirements. When choosing an attorney, it is important to find one with a successful track record in dealing with Lincoln Financial Disability Benefits.

What are some common tactics used by Lincoln Financial to deny disability claims?

Lincoln Financial is known to employ numerous tactics in order to deny disability claims. One of their most common tactics is to accuse claimants of exaggerating or fabricating their symptoms. Lincoln Financial will often request an excessive amount of medical records and documentation in an effort to prove the claimant was not as disabled as they claim. They may also try to disqualify a claimant by claiming they are capable of performing some work duties, even if they are unable to return to their previous position.

Another tactic employed by Lincoln Financial is to deny claims based on inaccurate or incomplete medical evidence. They may also question the validity of a claimant’s diagnosis or dispute the severity of their symptoms as a way to deny disability benefits. If Lincoln Financial finds discrepancies between submitted documentation and previously stated information, they can use this as grounds for denying the claim as well. Additionally, they may use an in-house medical consultant to review a claimant’s medical records without ever actually consulting the claimant or examining them. This could lead to a denial of benefits even if the claimant is legitimately disabled.

Lincoln Financial also has a tendency to rely on incomplete or outdated medical evaluations when considering disability claims. They may fail to take into account recent medical advancements or newly discovered conditions that are relevant to the claim, making it difficult for claimants to receive the benefits they deserve. Furthermore, Lincoln Financial will often select doctors to review disability claims with whom they have a vested interest in protecting their profits over the interests of claimants. This could lead to a denial of benefits based on biased opinions.

Lincoln Financial also has a history of misinterpreting policy language in order to deny benefits. They may interpret vague or ambiguous clauses in a way that is most beneficial for them rather than the policyholder, which can result in an unjust denial of a claim. This practice is especially harmful for those whose disability meets all the criteria stated in their policy but are still denied due to confusing language used by Lincoln Financial.

One of the most concerning tactics used by Lincoln Financial to deny disability claims is their practice of delaying or undervaluing the claim. They may drag out the process to the point where claimants become too discouraged to continue their pursuit for benefits, resulting in a denial. Additionally, Lincoln Financial may offer an insufficient amount of compensation for a disability claim, leaving claimants without enough resources to manage their medical bills .

Lincoln Financial also employs tactics to reduce the amount of benefits paid out by their insurance policies. They may contest the validity of a disability or claim that a claimant is able to perform certain tasks as a means of reducing the overall amount of compensation owed. Lincoln Financial may also use outdated medical information or fail to take into account recent advancements in medicine when determining the severity of an individual’s condition. 

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
Submit a Strong Lincoln Financial Appeal Package

We work with you, your doctors, and other experts to submit a very strong Lincoln Financial appeal.

Learn more

Sue Lincoln Financial

We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lincoln Financial.

Learn more

Protect Your Benefits
Get Your Lincoln Financial Disability Application Approved
We help claimants throughout the entire application process.

Learn more

Prevent a Lincoln Financial Disability Benefit Denial
We manage every aspect of your disability claim following claim approval.

Learn more

Negotiate a Lincoln Financial Lump-Sum Settlement

Our goal is to negotiate the highest possible buyout of your long-term disability policy.

Learn more

Lincoln Financial Reviews
(95)

Policy Holder Rating

1.6 out of 5
Read 95 reviews
0%would recommend
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55%
1
43%
Timely Payments
2.0out of 5
Handling Claim
1.9out of 5
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Dependable
1.8out of 5
Value
2.0out of 5
Showing 8 of 95 Reviews
Lincoln Financial

Never received benefits my entire leave - or help with them

Reviewed by Anna on December 19th 2023   Verified Policyholder | November 2023 date of disability
I used my short term disability insurance for maternity leave and started the process beforehand knowing when I would be out (scheduled induction.) It took a little over a... read more >
Lincoln Financial

Well Documented correspondence

Reviewed by Joshua on November 23rd 2023   Verified Policyholder | May 2023 date of disability
I read other situations and it’s all very similar to my case. I have received STD from May 2023 and when my FMLA run out LF would not respond or answer my calls. My last... read more >
Lincoln Financial

Lincoln Financial made my life a living hell

Reviewed by Salyna D on June 1st 2022   Verified Policyholder
Lincoln Financial made my life a living hell. I went on medical leave from my job just to work for them basically. My mental health is worse than it was and I still do not... read more >
Reply
Sent on June 2nd 2022 by Attorney Stephen Jessup

Salyna, I am sorry to hear about your experience. I wish I could say it is an anomaly, but it is an all too common occurrence. Depending on if the claim was ever approv... read more >

Lincoln Financial

Lincoln Financials wants to claw back my money

Reviewed by Paul F. on June 30th 2021   Verified Policyholder
Lincoln financial wants to claw back money from ssi and we had two employers so I got disability from both employers one used Lincoln one used Cal EDD for short term so we... read more >
Reply
Sent on June 30th 2021 by Attorney Stephen Jessup

Paul, unfortunately, under employer provided policies there are provisions related to offsets for sources of Other Income. Both the California disability and Social Sec... read more >

Lincoln Financial

This is the second time I've been shorted in my check

Reviewed by Wendy J. on June 16th 2021   Verified Policyholder
I have been out of work since 3/25/21. I had to jump thru hoops to get an extension from 4/28/21 to 6/13/21. I have had MRI, x rays which showed anuerysmal tumor on my fib... read more >
Lincoln Financial

Lincoln Financial denied my STD claim because one doctor didn't send them my medical information.

Reviewed by Eric J. on April 6th 2021   Verified Policyholder
In late January 2021 I was referred to a Doctor I meet her for 15 minutes she ordered some X-rays and blood work. In mid Feb I called to change my next appointment due to ... read more >
Reply
Sent on April 6th 2021 by Attorney Stephen Jessup

Eric, it sounds like there is more to the story than what Lincoln is telling you. Have you received the formal denial letter? If so, we can review the letter with you t... read more >

Lincoln Financial

Lincoln cancelled my benefits because my doctor's notes were handwritten

Reviewed by Maci P. on February 7th 2021   Verified Policyholder
I have been on a short term disability since June of 2020. I was paid additional benefits through Lincoln Financial after SDI paid me. In august of 2020, Lincoln Financial... read more >
Reply
Sent on February 7th 2021 by Attorney Rachel Alters

Maci, unfortunately this is common behavior for Lincoln. Please contact our office at 888-729-3355 and ask to speak to an attorney who can assist you with your STD appe... read more >

Lincoln Financial

Lincoln denied my disability claim even though Dr said I couldn't work

Reviewed by Richard F. on December 25th 2020   Verified Policyholder
My Doctor took me out of work starting October 12, 2020 due to GI illness. I am unable to work. Lincoln denied my disability claim.
Reply
Sent on December 25th 2020 by Attorney Stephen Jessup

Richard, have you filed an administrative appeal of the denial? Please feel free to contact our office to discuss your claim and denial in detail to determine how we ma... read more >

Answered Questions by Our Lawyers
(49)
Showing 8 of 49 Answered Questions

Q: Should I accept the buyout from Lincoln Financial? I have 7 days to decide.

Answered on January 16th 2024 by Attorney Alex Palamara
A: Kendra, it was a pleasure speaking with you today. Thank you for reaching out for the free consultation. We ar... Read More >

Q: Change in Occupation

Answered on November 22nd 2023 by Attorney Rachel Alters
A: The date is usually the date in which your LTD payments began. Read More >

Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?

Answered on October 29th 2022 by Attorney Stephen Jessup
A: Kara, it would depend on the language in the policy. There is even a chance you could transition into long ter... Read More >

Q: Does Lincoln Financial apply offsets to all claimants equitably?

Answered on September 20th 2022 by Attorney Cesar Gavidia
A: Jerry, yes, Lincoln Financial may seek to recover an overpayment of benefits pursuant to the contractual langu... Read More >

Q: Does payback to Lincoln Financial, once approved for SSDI, include the first year?

Answered on August 25th 2022 by Attorney Jay Symonds
A: Bruce: Most group policies require payback for any month in which you received a full LTD benefit and then, su... Read More >

Q: Is LF's doctor, who never spoke with me or evaluated me, allowed to clear me for work?

Answered on August 14th 2022 by Attorney Alex Palamara
A: Barb, I am sorry to hear of the stress that LFG is putting you through. Thankfully, it sounds like the 3rd par... Read More >

Q: Can LF discontinue my mental health benefits after 24 months?

Answered on September 7th 2020 by Attorney Rachel Alters
A: Cindy, unfortunately most group polices only cover mental nervous conditions for 24 months. Read More >

Q: Can Lincoln Financial deny a total disability claim approved by a federal judge? Can I get a lump sum payout instead of fighting with them for the next 9 years?

Answered on July 9th 2020 by Attorney Alex Palamara
A: Sandra, I am sorry to hear of the issues that Lincoln is giving you. Unfortunately, while Lincoln has to take ... Read More >
Helpful Videos
(889)
Showing 12 of 889 Videos
Disability Benefit Tips
(331)
Showing 8 of 331 Benefit Tips

Has Lincoln Contacted You About Your Liberty Disability Claim?

Earlier this year Lincoln Financial and Liberty Mutual Insurance Group entered into an agreement in which Lincoln purchased Liberty Life Assur... Read More >

Is Lincoln Relying on MDGuidelines to Review Disability Appeals?

I have recently reviewed first level appeal denial letters from Lincoln in which Lincoln appears to be relying on information through the webs... Read More >

Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?

On January 19, 2018, Lincoln Financial Group announced that they are buying Liberty Life / Liberty Mutual’s Group Benefits business for $3.3... Read More >

What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?

Lincoln Financial group is one of the larger disability insurance companies. In this video di... Read More >

Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?

As a disability lawyer that has handled thousands of disability insurance claims I often wonder about the qualifications and experience of the... Read More >

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

When it comes to securing your long term disability benefits, it's vitally important that you... Read More >

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

If you're seeking long term disability benefits from an insurance company, you may be concern... Read More >

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability benefits under a long term disability policy, your medical rec... Read More >
Dell Disability Cases
(375)
Showing 8 of 375 Dell Disability Cases

Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS

Our client came to us after he was denied continued Long Term Disability (LTD) benefits by The Lincoln National Life Insurance Company. Previ... Read More >

Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months

Our now client came to us after she received a denial letter following her receipt of long term disability b... Read More >

FPL Lineman Wins Lincoln Disability Denial Appeal

Lincoln Life Assurance Company of Boston improperly denied our client’s long-term disabilit... Read More >

Lincoln Approves Long Term Disability Benefits After Four Year Fight

With financial protections afforded to disability insurance companies under ERISA that insulate them from extra contractual damages there is v... Read More >

Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal

On December 8th of 2020, a new employee at ServerCentral, now known as Deft, a well-known IT ... Read More >
Disability Lawsuit Stories
(765)
Showing 8 of 765 Lawsuit Stories

Does Policy Language of Actively at Work Include Saturday, Sunday and Holidays?

In Harlan Ten Pas v. The Lincoln National Life Insurance Company, (Lincoln) Plaintiff, a tax attorney with the firm of McGladrey&nbs... Read More >

Court Holds Plaintiff's State Claims Preempted by ERISA and Dismissed Complaint

In Lowe v. Lincoln Nat'l Life Ins. Co., Plaintiff suffered a stroke in May 2016 while working for Diversicare Healthcare Services, Inc. Divers... Read More >

Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims

In a recent claim denial our disability law firm is handling for a physician suffering with cervical myeolopathy, Lincoln Financial stated, "A... Read More >

WARNING: Lincoln Financial Disability Denial Requires Two ERISA Appeals before Filing Suit

You MUST file TWO appeals with Lincoln prior to filing suit!Most long term disability insurance companies only require one mandatory appea... Read More >

Lincoln National denies accidental death benefits after jet ski accident and Court agrees

Purchasing an insurance policy that pays benefits for an accidental death and dismemberment would seem like a wise decision since people suffe... Read More >

Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits

An attorney has filed a Federal disability lawsuit in Ohio Federal Court against Lincoln Financial Group (Lincoln). The Plaintiff, George P., ... Read More >

Lincoln Financial Disability Denial: Determining a Date of Disability is Critical

Applying for disability insurance benefits is a complex process that requires a claimant to be familiar with all of the requirements in a ... Read More >

New Jersey BankUnited employee files suit against Lincoln National

Robert B. and his New Jersey disability lawyer go to battle against The Lincoln National Life Insurance Company to retrieve Robert B.'s entitl... Read More >

Reviews from Our Clients

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.