Mass Mutual Financial Disability Insurance Claims
In this episode disability insurance attorneys Gregory Dell and Cesar Gavidia of Attorneys Dell & Schaefer discuss Mass Mutual Disability Insurance Company and their handling of long term disability insurance claims.
Unlike many other long term disability insurance companies, Mass Mutual usually handles their long-term disability claims in a reasonable manner. Most of the Mass Mutual policies are actually lost of income policies, so if the insured returns to any form of work, then the monthly benefit can be reduced. Mass Mutual has sold “own-occupation” riders, but not every policy comes with this rider. In this video, our disability lawyers discuss the complexities of the standard definition of disability found in most Mass Mutual long term disability policies.
Additionally, we discuss the defintion of “Income” contained in the Mass Mutual long term disability policy. Claimants must consider if they can continue to earn a share in a business and collect their full monthly disability benefit.
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Q: Mass Mutual Disability Insurance - Own Occupation Rider, for Dentist vs Other insurance Carrier
Q: I have submitted my application for long term disability to Mass Mutual and I want to know how long it should take them to make a decision?
Q: Can MassMutual deny my claim based on a pre-existing condition?
Q: Can MassMutual deny my claim due to an issue not included in my physician's formal diagnosis?
Q: Can I get a lump sum buyout? Should I hire an attorney?
Mass Mutual Financial Disability Insurance Claims
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