Question

Can Sun Life discontinue my claim for not using the advocator group?

Asked on March 7th 2016 by Gina
I don’t mean to sound like a big baby here. I know a lot of people with Sun Life have it worst than I do. Sun Life did approve my LTD claim and I have collected LTD for four years. However, can they really say that if i don’t file a SSDI claim using The Advocator Group which is their “legal department” that they could discontinue my benefits? That seems like a threat. Our appeal from the Hearing was denied and what we are/were appealing is medicare benefits and this appeal has been ongoing for two years. Nothing about my benefits. So I would get no SSDI benefits, no back pay, and I was told by the attorney that Yes, we are also we are appealing (seeking) benefits/back pay, and dependant benefits. None of which were true. I didn’t find this out until our next Hearing, with yet another different attorney, that the appeal we were there for, just has to do with Medicare coverage. I already have great health insurance so i don’t understand at all what the point is. I have 9 compression fractures in my back, DDS, osteoporosis, I’ve lost three inches in my height. I also have Rheumatoid Arthritis, asthma-copd, a history of cancer times 2, knee replacement needed on both my legs, depression, and some other really embarrassing things. I’ve been hospitalized 4 times since October of 2015. Should I start looking for an attorney now before they discontinue my benefits or wait? Could you tell me…Would your firm be interested in my case and what is your fee?

Answer

Answered on March 8th 2016 by Attorney Alex Palamara

Gina, Sun Life cannot discontinue your claim for not using the advocator group, but the policy would allow them to estimate what you would receive from SSDI and offset your benefit by same for failure to apply for SSDI. You are free to go with whatever attorney you want as it relates to SSDI and from what you’re saying it may be wise to do so. With respect to your Sun Life claim, please feel free to contact our office to discuss same in greater detail to determine what assistance we may be able to provide at this time.