Collecting Ménière’s Disease Disability Benefits Is A Reality

If your disability insurance carrier has claimed that your Ménière’s disease is not disabling, or you are considering filing a short or long term disability claim, then disability insurance attorneys Dell & Schaefer can assist you. Ménière’s disease is often categorized by insurance companies as a subjective complaint condition and they attempt to deny the claim due to a lack of objective evidence. Just because the cause of Ménière’s disease is unknown does not necessarily mean that the restrictions and limitations it causes are not objective. Our disability lawyers have helped numerous claimants that have been unable to work in any occupation as a result of Ménière’s. It is critical to hire a disability insurance lawyer that understands Ménière’s disease and can provide you with references of actual clients that have received long term disability benefits for the conditions. We have represented claimants with Ménière’s that worked as airline pilots, business owners, and engineers. We always recommend that our clients with Ménière’s receive treatment from an experienced otolaryngologist (aka ENT doctor).

Common Disability Insurance Company Arguments Against Ménière’s Disability Claim

Proper documentation of your symptoms and limitations is essential in order to obtain long-term disability benefits. There are multiple tests that can be performed in order to verify some of the symptoms associated with Ménière’s. The challenge with this condition is that the symptoms are not constant in most cases and some claimants can go weeks or months without an episode. Disability companied will obtain video surveillance of a claimant on a good day and then claim the claimant can return to work. This is an unethical argument as anyone that understands Ménière’s knows that there are good days and bad days. The bad days are horrible and during flare up the bad days can turn into weeks where the person cannot get out of bed. It is very difficult for a person with Ménière’s to commit to a regular work schedule; especially when attacks are unpredictable. Our lawyers understand this horrible disease and as such we know what it takes to properly document and obtain the medical support necessary to give you the best chance to collect disability benefits. Unfortunately most of the inexperienced insurance company claims representatives have never heard of Ménière’s disease and therefore don’t know what to do. We protect your interest and do everything possible to get your claim paid.

Our Disability Lawyers Understand Ménière’s Disease?

Ménière’s is a disorder of the inner ear that causes abnormal sensory perceptions:

  • Sensation of a spinning motion (vertigo)
  • Hearing loss usually in one ear
  • Fullness or pressure in the same ear
  • Loss of balance and ringing in the same ear (tinnitus)

Unpredictable attacks of vertigo can lead to severe nausea, vomiting and sweating. This is often one of the most debilitating effects of Ménière’s disease. People who experience this are often forced to lie down until the episode passes, sometimes for several hours or days at a time. These spells can occur daily in some patients.

Some attacks start with tinnitus (ear noises), a loss of hearing, or a full feeling or pressure in the affected ear. A combination of vertigo, tinnitus and hearing loss lasting several hours is typical. These symptoms are experienced at varying frequencies, durations and intensities. A person’s hearing tends to recover between attacks but over time becomes worse.

Contact the Disability Insurance Lawyers at Dell & Schaefer

Let us help you. We have the knowledge and experience it takes to get you the disability benefits you deserve. We can set up a free consultation in person, over the phone or via video chat. We help disability claimants anywhere in the USA.

Resources for Ménière’s Disease

If you are looking for further information on this or other disabling conditions please visit:

Refer back to this page for new information about laws and case results that might affect your benefits. We update this page frequently. Check out our client testimonials and resolved case to learn more about our qualifications.

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
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Negotiate a Lump-Sum Settlement

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Disability Company Reviews
(641)
Showing 8 of 641 Reviews
New York Life

Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting

Reviewed by M.T. on February 15th 2024   Verified Policyholder | May 2023 date of disability
I have been appealing a claim for LTD for 8 months! New York Life keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting ... read more >
Reliance Standard

Staff Lie

Reviewed by Tanya on February 12th 2024   Verified Policyholder | August 2021 date of disability
I had my disability cut off the day I was scheduled to find out whether I should have surgery. The claims examiner was aware that I had an appointment on that date and sai... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

I am sorry to hear about your experience. It’s crazy that Reliance Standard would deny your disability benefits when you are suffering so badly that you need surgery.... read more >

Hartford

Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment

Reviewed by Becky H. THOMAS on February 12th 2024   Verified Policyholder | February 2024 date of disability
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

Thank you for your review of Hartford and we appreciate you sharing.  It’s sad they don’t take care of their own employees.

Lincoln Financial

Never received benefits my entire leave - or help with them

Reviewed by Anna on December 19th 2023   Verified Policyholder | November 2023 date of disability
I used my short term disability insurance for maternity leave and started the process beforehand knowing when I would be out (scheduled induction.) It took a little over a... read more >
Sun Life

Unscrupulous Tactics

Reviewed by Misseekayy on December 19th 2023   Verified Policyholder | May 2023 date of disability
Sunlife uses unscrupulous tactics in order to prevent payment of claims. They wait until it is close to the 30 day mark and then they ask for another form of information o... read more >
Principal

Principal is absolutely ridiculous. I'm in financial harship after not receibing my full pay from work and exhausting my long term sick

Reviewed by Michelle P. on December 19th 2017   Verified Policyholder
I was placed on medical leave after suffering from vertigo and later diagnosed with Meniere’s Disease. I was put on Meclizine and Klonopin and Prednisone. During these e... read more >
Reply
Sent on December 19th 2017 by Attorney Stephen Jessup

Michelle, will your ENT complete the applicable Attending Physician’s Statement? The APS will allow the doctor to place all restrictions and limitations he/she is imp... read more >

New York Life

I have given New York Life all that they request. Now it seems like they are giving me the run-around.

Reviewed by Robert on December 5th 2017   Verified Policyholder
Good morning, I work as a Software Engineer through I have Short Term Disability insurance with my company. The carrier is yes you guessed it New York Life. I am suffering... read more >
Reply
Sent on December 5th 2017 by Attorney Stephen Jessup

Robert, there are deadlines that New York Life will have with which to render a decision on your claim. It does not hurt to be proactive so please feel free to contact ... read more >

Aetna

Aetna sucks!!

Reviewed by Lori A on June 5th 2016   Verified Policyholder
I have Menieres Desease and Vestibular nerve damage with 40% hearing loss plus Vertigo weekly and migraines, Aetna has denied my claim I’ve been out of work since Februa... read more >
Reply
Sent on June 5th 2016 by Attorney Stephen Jessup

Lori, please feel free to contact our office to discuss your rights and options in appealing the denial.

Answered Questions by Our Lawyers
(1)
Showing 1 of 1 Answered Questions

Q: Can SunLife deny me on the basis on a preexisting condition?

Answered on June 15th 2018 by Attorney Alex Palamara
A: Scott, the policy governing your claim will define what is a pre-existing condition. If you were having sympto... Read More >
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Showing 8 of 369 Dell Disability Cases

Executive Director with Meniere's Denied Long Term Disability Insurance Benefits By Hartford

Our client, came to us when he was unjustly denied his claim for LTD benefits by Aetna, now Hartford, assert... Read More >

LTD claim approved by Lincoln for former Biomet, Inc. employee suffering from Meniere's Disease

Although it took two separate appeals to convince Lincoln to approve our client's long term disability claim, we are happy to announce that ou... Read More >

Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant's Primary Diagnosis Was Meniere's Disease

Many MetLife LTD policies contain a provision limiting benefits to 24 months for several conditions including mental nervous conditions and fi... Read More >

Engineer With Depression Wins Prudential LTD Appeal

The claimant is a former Senior Technology Services Engineer for Accolade, Inc. who was force... Read More >

New York Life Approves Disability Benefits for School Teacher With Multiple Sclerosis

Our client, a former elementary school teacher suffering from Multiple Sclerosis, contacted our office after New York Life terminated her clai... Read More >

Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS

Our client came to us after he was denied continued Long Term Disability (LTD) benefits by The Lincoln National Life Insurance Company. Previ... Read More >

Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months

Our now client came to us after she received a denial letter following her receipt of long term disability b... Read More >

Nurse With Knee and Back Disorder Wins Hartford Disability Appeal

We represent a General Duty Nurse who was denied long term disability benefits as Hartford im... Read More >
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Appellate Court upholds Prudential's decision denying disability benefits to insured when he refused to attend an IME Exam

Recently, the 8th Circuit Court of Appeals ruled that veteran career consultant, Anthony Polich, was not entitled to Long Term Disability (LTD... Read More >

Unum Wrongfully Terminated Disabled Lawyer’s Disability Claim of Depression and Anxiety Despite Improvement in His Condition

This Unum lawsuit and appeal in federal court is a great victory for all Unum disability claimants. This ca... Read More >

Federal Court Overturns Aetna Denial Of Disability Benefits

In the recent case of Ferrin v. Aetna Life Ins. Co. a federal judge from the Northern District of Illinois determined that Aetna improperly te... Read More >

Court Finds Irregularities in Procter & Gamble Long Term Disability Benefit Denial

In ERISA cases filed in a district court asking for judicial review of a plan administrator's denial of benefits, the court is generally limit... Read More >

Federal Judge Makes Companion Life Insurance Pay Long Term Disability Benefits

Companion Life tried to play games and deny long term disability benefits, but thankfully a New Mexico Federal Judge made them pay disability ... Read More >

NFL Disability Review Board Ignores Evidence of Disability and Appeal Court Reverses Lower Court Decision

In Darren Mickell v. Bert Bell/Pete Rozelle NFL Players Retirement Plan (Plan), Mickell spent nine years in the NFL as a defensive e... Read More >

Judge Agrees that MetLife's Denial of Long Term Disability Benefits was Reasonable

In Anne Ehlert v. Metropolitan Life Insurance Company (MetLife), Ehlert was a consulting pension actuary for pension plans at Towers... Read More >

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

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Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.