Our Disability Lawyers Help You Collect Disability Insurance Benefits in Florida

Our national headquarters is located in Florida and we have earned the respect of our peers by being selected to Super Lawyers, Best Lawyers in America and Martindale Hubble as a top ranked disability insurance law firm. Since 1979 our Florida disability attorneys have been battling the insurance companies and we take great pride in recovering disability insurance benefits for our clients. We have handled cases against every disability insurance company and have helped thousands of claimants at any stage of a disability claim to obtain short term, long term disability and long term care benefits.

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Our Lawyers Respond Today

Florida has very favorable insurance laws for claimants that have non-ERISA governed private insurance policies. The laws in Florida for claimants with policies governed by ERISA are complicated and unfortunately favor insurance companies. Sadly, Florida is one of the few states that has not abolished discretionary clauses in ERISA disability policies. Through our daily involvement with each disability company and our active litigation case load we have the knowledge, experience and skill to help place our clients in the best position to collect benefits.

disability attorneys floridaIf you are a resident of Florida and would like assistance with your short or long term disability benefits claim, ERISA denial, long term care, life insurance or accidental death policy, there are several things you need to be aware of. Regardless of what stage of the claim process you are currently in, it’s usually best to consult a Florida disability lawyer and carefully go through your options before you file a disability benefits claim, appeal, or a lawsuit. In addition, it’s important to have an experienced lawyer who deals specifically with Florida law because there are certain state-specific aspects that may affect the case.

If you need attorney representation, please contact us for a free phone consultation. We handle disability benefit claims at all stages: applications, appeals, and litigation of disability lawsuits. We are available to help you with any claim in the United States and you will not be required to come to our office. If we cannot assist you, we will try to refer you to someone that can. We encourage you to look around our extensive website and download our free E-brochure to learn more about our legal services.

What qualifies as a disability in Florida?

Applicants who will be considered are out of work from a full-time position due to an injury.

What is the appeal process for disability benefits?

The Eleventh Circuit Court of Appeals – Florida’s highest federal court – has outlined a six-step standard for reviewing disability insurance denials governed by ERISA. Read more here.

How long does it take to get disability approved in Florida?

Florida does not provide short-term disability benefits for those who cannot work. One option is to utilize privatized disability insurance through your employer. This option is only applicable to those who are out of work from a full-time position due to an injury.

Attorneys for Florida Disability Insurance Claims

Answers to Questions About Working With Us

I need a disability lawyer near me. Do you work in Florida?

Yes. We are a national disability insurance law firm with extensive experience and we are available to represent you regardless of where you live in Florida or anywhere else in the United States. We have partner disability lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits, and we deal with clients who have a wide variety of medical conditions or have experienced injury. There is nothing that our lawyers have not seen in the disability insurance world, so please do not hesitate to give us a call for a free initial consultation.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim, we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the clients to make our attorney fees as affordable as possible. The three available fee options are a contingency fee basis (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate. In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, text or an online meeting tool. If you prefer an initial in-person meeting, please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office. Whether you need help with the initial application process, ERISA-governed policy issues, employer-sponsored Long-Term Disability (LTD) Insurance problems, insurance company denial, appeals, or litigation processes, we are happy to help remotely.

How can I contact you?

When you call us during normal business hours, you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Our lawyers and staff return all client calls the same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Florida Disability Insurance Lawyers

Reviews From Florida Clients

Choosing a disability law firm in Florida to represent you in the application, appeals, or lawsuit stages is no easy task. You want to look for a law office with legal experts who have extensive experience in dealing with initial disability claims, appeals processes, and litigation, and have handled thousands of claims. It’s vital that your chosen disability lawyers in Florida have extensive legal resources, a well-earned reputation, and a high client satisfaction rate. Be sure to browse some of the client recommendations to make the best decisions:

Martin R. from Miami

I have nothing but deep, sincere thanks for the way in which you have taken care and protected me and my LTD income since April 2014. I am forever grateful to you both and your staff. You took a frightened man who was being hoodwinked by the Hartford who was fearful of losing his income, to one who was confident. I had a Lion protecting me and indirectly my dear wife Deborah. I will always be humbled by how you all treated me with reverence and professionalism. Your company is the standard to what all others should emulate.

David S. from Miami

In the last five years, I have been greatly helped in all aspects in obtaining and keeping benefits. I could not have been able to do this without the help of Alex Palamara, Vanessa, and the Dell Disability Lawyers Firm.

I highly recommend Alex Palamara and Dell Disability Lawyers for help with your long term disability claim. Without their help, I could not have survived the complexity of obtaining LTD benefits. Alex Palamara’s prompt answers to difficult questions, knowledge, and experience made a great help also. I have been very pleased with your service.

Dennis from Jacksonville

Great law firm! Highly recommend to anyone that has disability problems. Very satisfied.

Vincent A. from Fort Lauderdale

It was a pleasure working with attorneys that return your calls in a timely manner. Alex Palamara was great. He listened to me and heard what I was saying. Either he or Danielle Lauria kept me in the loop at all times. I would definitely use Dell Disability Lawyers again and ABSOLUTELY recommend their services to anyone who needs excellent competent attorneys.

Linda A. from Miami

It was an excellent experience working with Stephen Jessup, Esq. and Vanessa Arriaga, paralegal, on my appeal claim! They are a great team and did an amazing job to obtain a positive result for my case. They were focused, knowledgable and efficient – and, they took the burden of dealing with the insurance carrier off of my shoulders. I am grateful to have the opportunity to thank them for their expertise and guidance during a difficult time.

As an attorney myself, I would (and will) highly recommend Stephen Jessup and the Dell Disability Lawyers firm to anyone seeking legal advice on a disability matter. Stephen and Vanessa were responsive and professional. They kept me updated on all matters affecting the case. Stephen clearly explained the nuances of the disability appeal process, and his expertise and guidance helped me make educated client decisions. I am thrilled and grateful for the result that they obtained.

Dennis W. from Orlando

If it weren’t for Attorney Rachel Alters, I would have probably been living on the streets, living in a cardboard box, or maybe not even be here today. I was denied numerous times by my own Short Term and Long Term Insurance Company that I had paid years of premiums to. I figured that since it was my Insurance Company that I wouldn’t have any problems with submitting a claim and getting it approved. Was I wrong… Then the claims adjusters started playing head games with me each time I contact them or mailed them any additional information. Nothing seemed to matter. Eventually I would always get a rejection/denial letter in the mail. I was so irritated and frustrated as I also had to deal with my illness and go without any income for almost 2 years.

I even researched and contacted numerous local lawyers. They would either state that they wouldn’t take the case, take the case and either do nothing with the file or at a later date contact me to inform that they didn’t practice in that particular area. This included all the Attorneys and Firms that you see advertising on the television, including the Large Law Firms. Theses firms actually didn’t have the expertise nor the experience in the area of Traumatic Brain Injury, as it was a fairly new unknown area. This was prior to the publicizing of Traumatic Brain Injuries regarding NFL Football Players committing suicide (retired or ex-football players) as well as Professional Boxers. Now all of the sudden those same Attorneys and Large Law Firms are advertising for cases with Traumatic Brain Injuries and Insurance Disability Claims like they dealt with them in the past, which is definitely not the case.

I was stuck between a rock and a hard place. So I went researching on the internet and found Dell Disability Lawyers and watched their videos and so on. I contacted their company and was given an appointment with Attorney Rachel Alters. She went to bat for me. Fought the Giant (Insurance Company) and won, whereas all these other Attorneys and Large Firms wouldn’t even touch my case. Attorney Rachel Alters was even willing the take the case to court. She went to battle against a Large Insurance Company and won without going to court!

The office staff was always professional as was Rachel. Attorney Rachel Alters was always accessible for any questions or concerns that I had, personable, confident, kept me updated regarding my case, and would always return telephone calls as well. I highly recommend her to anyone who needs help with their Short Term and/or Long Term Disability Insurance claim, as the Insurance Company is in business to reject claims and not to approve them, and unfortunately I found that out on my own.

Mike F. from Tampa Bay Area

I was fortunate enough to have Rachel Alters handle my LTD appeal in 2014. I took 180 days and when all was said and done it was 266 pages long! The detail was amazing and my denial was immediately overturned. I strongly suggest that an individual doesn’t go it alone in this process. I think the other great advantage to having her handle it is I can reach out to her anytime I have any issues or questions with the insurance company and she deals directly with them.

I recently had an issue where they were not waiving my premium for the life insurance I ported when I had to stop working. Rachel not only got my premiums waived going forward, she got me a refund of all my premiums going back several years. One of the smartest things I’ve done was to contact Dell & Schaefer when my LTD was denied.

Miami Disability Attorneys

Top 5 Disability Insurance Cases Resolved by Dell Disability Lawyers in Florida

Our disability insurance lawyers are constantly keeping track of every disability lawsuit and court opinion in both Florida and nationwide. We work very hard to simplify this legal information so disability claimants can learn more about the disability claim process and the way in which disability insurance companies will act. The information provided below which is updated weekly, is for informational purposes and is not legal advice. We welcome your comments about any disability related matter and we always offer a free initial phone consultation to answer your questions. We encourage you to view our videos, answered questions, and resolved cases to learn more about how we can assist you. Numerous client references are available upon request.

Cigna Sued For Failing To Make A Timely Decision on Appeal — Disability insurance company, Cigna, is being sued for not rendering a decision on an appeal within the required timeframe outlined by the Employee Retirement Income Security Act (ERISA). Between the insured and insurance carrier, ERISA mandates that the former has 180 days to submit an appeal for a denied claim, while the latter has up to 90 days to make a decision on said appeal. If the insurance carrier exceeds this deadline for whatever reason, ERISA allows the insured to treat the delay as an effective denial of benefits and file a lawsuit in federal court. This scenario occurred in the case of a client, whose claim for disability benefits was denied due to Cigna’s belief he could perform other sedentary roles despite his established inability to perform his regular sedentary occupation. Even as the client’s repeatedly-requested extension periods elapsed, Cigna failed to give a substantive update on the appeal, leading the client to authorize a lawsuit. There are pros and cons to filing a lawsuit for an insurance carrier’s delay in decision-making, and to prevent such exigent situations, it’s advisable to consult a competent lawyer to navigate the intricacies of disability insurance claims.

Standard Approves Disability Benefits to Attorney with Fibromyalgia — People suffering from fibromyalgia, a disorder characterized by widespread musculoskeletal pain, often struggle to validate their condition when it impairs their ability to work. If your work is impacted by fibromyalgia and you seek disability insurance benefits, this article demonstrates how you can be successful. It revolves around the case of an attorney who managed to secure Standard’s approval for her disability claim. The insurer initially declined her claim, prompting the engaged law firm to undertake detailed analysis of medical records, facilitate independent examinations and vocational analysis, and develop comprehensive appeals. They successfully demonstrated how fibromyalgia affected her cognitive abilities and how this restricted her from conducting her regular work schedule. Crucially, they clarified why she wouldn’t be able to perform any occupation instead of just her regular work. Our law firm’s sustained efforts yielded positive results and the attorney was finally granted her disability benefits claim.

Teacher’s Disability Benefits Reinstated by MetLife — In Broward County, Florida, a former elementary school teacher had his disability benefits restored by MetLife after a legal battle. Forced to stop working due to a debilitating lower back condition, the client had initially filed for short-term disability benefits with MetLife before undergoing surgery. Post-surgery, the client’s pain was not completely alleviated, causing him to move from short-term to long-term disability. However, MetLife promptly began an aggressive review of his claim, leading to a denial of his benefits. The client sought help from an attorney and was informed that MetLife required only one level of appeal before filing a lawsuit. Despite the obstacles, the attorney prepared a solid case, backed by professional assessments of the client’s physical restrictions and limitations. An appeal was made and within 45 days MetLife overturned its denial and reinstated the client’s claim for benefits.

Berkshire Approves Application for Disability Benefits to Sales Manager — Berkshire has approved a disability benefits application for a dedicated sales manager who suffered from severe orthopedic issues due to his demanding career. The sales manager, who had sold his successful company to an international entity and continued to work as a hands-on salesman, suffered from excruciating pain from multiple herniated discs and his condition was worsened by his relentless traveling schedule and physically demanding job. He was left with no choice but to take a break from his work to focus on his health. Luckily, he had earlier taken out individual disability insurance coverage with Berkshire. Faced with mounting health concerns and the complexity of his application, he sought the help of Attorney Stephen Jessup. Attorney Jessup, having vast experience with Berkshire claims, guided the client through the process, meticulously organizing all required documents ranging from medical records and financial information, to occupational details. They submitted the application ahead of time and despite several additional inquiries from Berkshire, the claim was approved promptly, with the client receiving his first benefit check as soon as eligibility started. Berkshire’s thorough claims review process underscores the importance of having a knowledgeable attorney to navigate disability claim intricacies.

Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues — An Industrial Maintenance Supervisor was able to overturn a denial of disability benefits from insurance company Cigna, thanks to the help of Attorney Alexander Palamara of Dell Disability Lawyers. The supervisor had been suffering from severe spinal degeneration and the disability impeded his ability to work, requiring him to use a wheeled walker and restricting him from sitting or standing for extended periods. Despite initially receiving benefits from Cigna for the first two years under the “own occupation” policy, the policy’s change in definition of disability after this period led to Cigna’s denial of continued benefits. Cigna claimed he could perform a sedentary occupation and was no longer considered disabled. However, upon appeal, Attorney Palamara provided evidence of his client’s ongoing medical conditions, along with highlighting inconsistencies in Cigna’s review. This led to the claims reapproval and payment of all back benefits.


Florida Courts, Government and Florida Department of Insurance Information

Federal Courts

The state of Florida has three Federal District Court divisions:

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
Submit a Strong Appeal Package

We work with you, your doctors, and other experts to submit a very strong appeal.

Learn more

Sue Your Disability Insurance Company

We have filed thousands of disability denial lawsuits in federal Courts nationwide.

Learn more

Protect Your Benefits
Get Your Disability Application Approved
We help claimants throughout the entire application process.

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Prevent a Disability Benefit Denial
We manage every aspect of your disability claim following claim approval.

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Negotiate a Lump-Sum Settlement

Our goal is to negotiate the highest possible buyout of your long-term disability policy.

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Disability Company Reviews
(642)
Showing 8 of 642 Reviews
Sedgwick

AT&T Was Great and Sedgwick Horrible

Reviewed by From a great job to a complete nightmare on March 20th 2024   Verified Policyholder | March 2024 date of disability
My Physician recommended that I take some time from a toxic environment after several deaths in my family coupled with AT&T trying to run tenured employees out of the door... read more >
New York Life

Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting

Reviewed by M.T. on February 15th 2024   Verified Policyholder | May 2023 date of disability
I have been appealing a claim for LTD for 8 months! New York Life keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting ... read more >
Reliance Standard

Staff Lie

Reviewed by Tanya on February 12th 2024   Verified Policyholder | August 2021 date of disability
I had my disability cut off the day I was scheduled to find out whether I should have surgery. The claims examiner was aware that I had an appointment on that date and sai... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

I am sorry to hear about your experience. It’s crazy that Reliance Standard would deny your disability benefits when you are suffering so badly that you need surgery.... read more >

Hartford

Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment

Reviewed by Becky H. THOMAS on February 12th 2024   Verified Policyholder | February 2024 date of disability
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

Thank you for your review of Hartford and we appreciate you sharing.  It’s sad they don’t take care of their own employees.

Lincoln Financial

Never received benefits my entire leave - or help with them

Reviewed by Anna on December 19th 2023   Verified Policyholder | November 2023 date of disability
I used my short term disability insurance for maternity leave and started the process beforehand knowing when I would be out (scheduled induction.) It took a little over a... read more >
Sun Life

Unscrupulous Tactics

Reviewed by Misseekayy on December 19th 2023   Verified Policyholder | May 2023 date of disability
Sunlife uses unscrupulous tactics in order to prevent payment of claims. They wait until it is close to the 30 day mark and then they ask for another form of information o... read more >
Sedgwick

Lame

Reviewed by Dennis T. on December 11th 2023   Verified Policyholder | March 2022 date of disability
My experience with Sedgwick and personell is as follows: Unhelpful, unprofessional and an overall unpleasant experience.
Unum

Low payments

Reviewed by Dorothy on November 30th 2023   Verified Policyholder | November 2023 date of disability
I was injured at work. I did house keeping in a hospital. I tore just about everything imaginable in my knee. I was let go from my job, because I was no longer able to do ... read more >
Answered Questions by Our Lawyers
(1)
Showing 1 of 1 Answered Questions

Q: Do you handle CIGNA cases in Florida?

Answered on February 12th 2020 by Attorney Rachel Alters
A: Vito, yes. We absolutely do handle Cigna cases in Florida. Please email me at Rachel@diattorney.com and send... Read More >
Helpful Videos
(888)
Showing 12 of 888 Videos
Disability Benefit Tips
(330)
Showing 8 of 330 Benefit Tips

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

If you're seeking long term disability benefits from an insurance company, you may be concern... Read More >

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability benefits under a long term disability policy, your medical rec... Read More >

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

One thing many long term disability claimants don't know about (or expect) from the claims re... Read More >

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults... Read More >

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

One of the top reasons for terminating a claimant's long term disability benefits involves th... Read More >

Disability Denial Reason #1 – Paper Review & IME

At Dell Disability Lawyers, we've seen insurance companies give countless reasons to deny lon... Read More >

How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial

At Dell & Schaefer we’ve handled hundreds of long term disability insurance claims against Reliance Standard, and have learned a few thi... Read More >

Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons

At Dell & Schaefer, we've helped hundreds of clients recover long term disability benefit... Read More >
Dell Disability Cases
(375)
Showing 8 of 375 Dell Disability Cases

New York Life Approves Disability Benefits for School Teacher With Multiple Sclerosis

Our client, a former elementary school teacher suffering from Multiple Sclerosis, contacted our office after New York Life terminated her clai... Read More >

Dell Disability Lawyers Win Disability Insurance Appeal Against Prudential for KPMG Employee

Our client, a former Managing Director - Tax Consultant for KPMG contacted our office after h... Read More >

Cigna Sued For Failing To Make A Timely Decision on Appeal

If your disability insurance claim has ever been denied you will have received a formal denial letter from your insurance carrier in which you... Read More >

Teacher's Disability Benefits Reinstated by MetLife

Our client, a former elementary school teacher in Broward County Florida was forced to stop w... Read More >

Berkshire Approves Application for Disability Benefits to Sales Manager

Our client, an accomplished outside salesman, had built a stellar reputation in his industry after building his company over a period of many ... Read More >

Standard Approves Disability Benefits to Attorney with Fibromyalgia

Fibromyalgia is a multifaceted illness that can affect every aspect of one’s life. While most people are aware of the debilitating pain and ... Read More >

Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues

An Industrial Maintenance Supervisor was forced to stop working after degeneration of the spine and several failed lumbar spine surgeries left... Read More >

Cigna approves disability benefits to Doctor with Ehlers-Danlos

Our client, an oncologist with a focus in hematology, was born with and had suffered most his life from Ehlers Danlos Syndrome (EDS), a connec... Read More >
Disability Lawsuit Stories
(765)
Showing 8 of 765 Lawsuit Stories

Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support

In the case of Amy Wright v. Reliance Standard Life Insurance Company (Reliance), Plaintiff was the vice-president of... Read More >

NFL Disability Review Board Ignores Evidence of Disability and Appeal Court Reverses Lower Court Decision

In Darren Mickell v. Bert Bell/Pete Rozelle NFL Players Retirement Plan (Plan), Mickell spent nine years in the NFL as a defensive e... Read More >

LTD Claimant's Failure to Submit Timely Appeal Was Fatal to His Disability Insurance Claim

In a recent Florida case not handled by our law firm a claimant’s untimely submission of his ERISA appeal proves fatal to his claim. The cas... Read More >

Court Upholds Standard's Termination of Long-Term Disability Benefits

In Lopez v. Standard Insurance Company, the U.S. Court of Appeals for the Eleventh Circuit upheld Standard’s termination of long-term disabi... Read More >

Florida Court Upholds Hancock's Termination of Long Term Care Benefits

In Carr v. John Hancock Life Insurance Co., plaintiff David Carr, a former Shell employee, suffered from a number of illnesses including anxie... Read More >

Court Agrees: Principal Life Correctly Terminated Disability Benefits

In Winkler v. Principal Life Insurance Company, Thomas Winkler, a financial planner, collected 24 months of disability benefits when he was un... Read More >

Florida Court Holds Anthem Does Not Need to do Vocational Testing in Disability Denial

This ERISA case was not handled by our office, but we feel it can be instructive to others who may be in a similar situation as this claimant.... Read More >

Sedgwick Continues monitoring application for SSDI benefits even after terminating disability claim

Many claimants are unaware that disability carriers continue to monitor claimants' applications for Social Security disability benefits even a... Read More >

Reviews from Our Clients

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Our Lawyers Respond Same Day

5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.