Florida Disability Insurance Attorneys Handling Appeals, Applications, Lawsuits & Denials
Our national headquarters is located in Florida and we have earned the respect of our peers by being selected to Super Lawyers, Best Lawyers in America and Martindale Hubble as a top ranked disability insurance law firm. Since 1979 our Florida disability attorneys have been battling the insurance companies and we take great pride in recovering disability insurance benefits for our clients. We have handled cases against every disability insurance company and have helped thousands of claimants at any stage of a disability claim to obtain short term, long term disability and long term care benefits. Florida has very favorable insurance laws for claimants that have non-ERISA governed private insurance policies. The laws in Florida for claimants with policies governed by ERISA are complicated and unfortunately favor insurance companies. Sadly, Florida is one of the few states that has not abolished discretionary clauses in ERISA disability policies. Through our daily involvement with each disability company and our active litigation case load we have the knowledge, experience and skill to help place our clients in the best position to collect benefits.
Florida Disability Insurance Lawsuit Case Summaries
Our Florida disability insurance lawyers are constantly keeping track of every disability lawsuit and court opinion in both Florida and Nationwide. We work very hard to simplify this legal information so disability claimants can learn more about the disability claim process and the way in which disability insurance companies will act. The information provided below which is updated weekly, is for informational purposes and is not legal advice. We welcome your comments about any disability related matter and we always offer a free initial phone consultation to answer your questions. We encourage you to view our videos, frequently asked questions, media relations page, Facebook page, and resolved cases to learn more about how we can assist you. Numerous client references are available upon request.
Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
The odds of overturning a disability benefit denial are often stacked against the policy holder. Not only does the insurance company write the policy and make the initial decision about whether a disability claim will be approved, but the law usually requires that a court examining the matter must defer to the insurance company’s decision. But that burden is not insurmountable. Claimants and their Florida disability benefit lawyers must understand and evaluate those standards in developing a strategy to reverse a disability insurance benefit denial… continue reading
Court Throws Out Disability Benefit Denial Based on Aetna’s Internal Physicians’ Review
Sometimes talking to an insurance company feels like you’re talking to a brick wall. That’s what a University of Miami computer programmer thought when, after obtaining opinions from five treating physicians, Aetna still refused to pay disability benefits. This claimant did not back down from Aetna and took them to court… continue reading
Federal Court Upholds Unum Disability Benefit Denial
The disability benefit claim process can be complicated. A case involving a physical therapy assistant at the University of Miami’s medical school shows the lengths to which insurance companies regularly go to examine your claim. They don’t just take your disability benefit claim form and write a check… continue reading
Ambiguous Disability Policy Language is Construed in Favor of Disability Claimant with Berkshire Life Policy
A policy holder doesn’t get to choose what language is in the disability benefit policy. Certain terms are defined and certain ones are not. But the insurance company came up with the language, not you. Sound familiar? What happens when a dispute arises about an undefined term? The Florida Supreme Court answered that question when a yacht salesman was injured and the insurance company did not define critical terms in his disability benefit policy. Florida has very favorable laws for disability claimants with private disability insurance policies… continue reading
Florida Courts, Government and Florida Department of Insurance Information
- Official Website of the Florida Court System
- Supreme Court
The official Florida Supreme Court website - Florida Court Structure Chart
- Official Government Website of the State of Florida
Information regarding the State of Florida governmental entities and resources - Florida Department of Insurance
Regulates approximately 2,550 insurance companies that do business in Florida. You can learn more about filing a complaint against your insurance company by visiting this website.
Federal Courts
- U.S. Court of Appeals (11th Circuit)
This court has jurisdiction over appeals from United States District Courts located in Florida, Georgia and Alabama.
The state of Florida has three Federal District Court divisions:
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Prudential terminated my LTD, so now I have no income
Reply
Lincoln Financial made my life a living hell
Reply
They demanded an overpayment, stopped my claim, and lied about it
Reply
Sun Life is a real pain
Reply
I feel like Unum is giving me the runaround!
Reply
Payment delays!
Cigna (NYL) denied my claim
Hold up on payments!!!
Q: Do you handle CIGNA cases in Florida?
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Guardian Disability Benefit Claim Handling Tips
Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons
Is UNUM a Good Insurance Company?
Don’t Ignore Disability Insurance. Here’s What to Buy.
How To Get Long Term Disability Benefits Approved Due To Neck Pain
What is disability insurance? What type of disability income policy should you buy?
Teacher's Disability Benefits Reinstated by MetLife
Berkshire Approves Application for Disability Benefits to Sales Manager
Standard Approves Disability Benefits to Attorney with Fibromyalgia
Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
Cigna approves disability benefits to Doctor with Ehlers-Danlos
After Appeal filed by Attorney Alexander Palamara, Cigna overturns its previous denial of long term disability benefits for Retail Clerk suffering from Bipolar Disorder and Chronic Pain
Reliance Standard overturns decision to deny long-term disability benefits to Paediatrician with Ovarian Cancer
After Aetna denied Ms. Garner's long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna's decision and ordered it to pay Ms. Garner's disability benefits
Reviews from Our Clients






