Reliance Standard

Reliance Standard pays measly benefits at the cost of constant requests for paperwork.

Reviewed by Brian H. on February 16th 2016   Verified Policyholder
I have been approved for social security disability also reliance standard approved me for long term disability went from short term with them at a rate of $1200 a month to a measly $191 a month but every month they put you through the ringer with doctors records, filling out a daily log on how feel, they have a advocate call you to see if they can help you with your needs but not once did they ask you what you need they just asked questions to see if they can drop you, it doesn’t take a rocket scientist to figure that out. The doctor is even getting tired of the constant paper work ordeal, now its been 2 months since processed a check and they send me more paper work to fill out. Checked out all the reviews on reliance standard there horrible. This practice should be illegal. Its bad enough on the policy, it says you get 60% of your gross income on the front page, then a few pages back it shows you how they calculate that which total contradicts what your gross income is. Thank you for your time.
Reply
Sent on February 16th 2016 by Attorney Stephen Jessup

Brian, you are unfortunately not alone in your experience. Due to the fact that disability benefits are determined on a month to month basis, Reliance Standard (and all carriers) are able to request updates monthly- though most will lessen requests. It may be possible to negotiate a lump sum buyout of your policy so you do not have to deal with RSL’s incessant requests. Please feel free to contact our office to discuss your options.