Collecting Lloyd’s of London Disability Benefits Is A Reality
Disability claimants are often seeking information about Lloyd’s of London long term disability reviews. We have created this page where insurers can post reviews and comments about Lloyd’s of London disability claims. Our attorneys respond to most comments posted by our visitors.
Lloyd’s of London was founded in the late 17th century and was incorporated in 1871 as Society of Lloyd’s. Lloyd’s of London is a uniquely organized British insurance market. It does not sell insurance per se, but regulates a market through which insurance contracts are transacted. It serves as a meeting place where multiple financial backers, underwriters, or “members”, whether individuals (traditionally known as “Names”) or corporations, come together to pool and spread risk. Unlike most of its competitors in the reinsurance market, it is not a company.
The organization is a society of individuals and, since 1994, corporations that accept liability for claims under insurances accepted on their behalf. Lloyd’s brokers act on behalf of their clients. Underwriters accept risk from the brokers for the syndicates, which, in turn, are the actual business units that sell insurance they provide insurance after a premium is paid in the Lloyd’s market.
Lloyd’s syndicates write a diverse range of policies, direct insurance and reinsurance, covering property, motor, liability, long-term disability insurance, marine, aviation, catastrophe and many other risks. Lloyd’s has a unique niche in unusual, specialist business such as kidnap and ransom insurance, fine art insurance, aviation insurance, marine, etc. In the disability insurance industry Lloyd’s is known for selling long-term disability insurance policies that are generally only 5 year terms and offer benefits that are in excess of any other disability insurance coverage that a person may have already own. Lloyd’s also writes disability buyout policies for companies in the event that one of the business owners were to become disabled. As of December 31, 2008 Lloyd’s posted profits of £1.9 billion British pounds.
As disability insurance attorneys, Dell & Schaefer have represented numerous clients with their long-term disability claims against Lloyd’s of London and its affiliated companies. Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Lloyd’s of London:
- Application for long-term disability benefits with Lloyd’s of London
- Application for short-term disability benefits with Lloyd’s of London
- Monthly claim handling of Lloyd’s of London long-term disability insurance claims
- Appeal of a Lloyd’s of London denial of long-term disability benefits
- ERISA appeal of a Lloyd’s of London denial of long-term disability benefits
- Lawsuit against Lloyd’s of London for denial of long-term disability benefits
- Lump-sum buyout of a Lloyd’s of London long-term disability insurance policy
- Department of Insurance complaints against Lloyd’s of London for wrongful delay and denial of long-term disability benefits
For assistance with your Lloyd’s of London disability insurance claim, please fill out our contact us form or call Attorneys Dell & Schaefer for a free consultation at 800-682-8331.
Resources to Help You Win Disability Benefits
Submit a Strong Lloyd's of London Appeal Package
We work with you, your doctors, and other experts to submit a very strong Lloyd’s of London appeal.
Sue Lloyd's of London
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lloyd’s of London.
Get Your Lloyd's of London Disability Application Approved
Prevent a Lloyd's of London Disability Benefit Denial
Negotiate a Lloyd's of London Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
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