Collecting Ehlers Danlos Syndrome Disability Benefits Is A Reality
The Ehlers-Danlos Syndromes (EDS) is a group of connective tissue disorders that are typically inherited at birth that can result in a wide range of affects and symptoms. EDS is typically known for and characterized by joint hypermobility, excessively stretchy skin and tissue fragility. According to the Ehlers-Danlos Society there are thirteen classified subtypes of EDS, each with their own set of clinical criteria to guide diagnosis. There is a great deal of symptom overlap between EDS subtypes and other non-EDS connective tissue disorders so a definitive diagnosis of EDS is an involved process that requires genetic testing to confirm.
Like most medical conditions, how EDS affects the diagnosed individual can vary greatly as can what symptoms the person experiences. Clinical manifestations of EDS are most often joint and skin related, but a growing number of disability claims are arising from less common EDS manifestations of chronic, early onset, debilitating pain often associated with the Hypermobility Type of EDS. As EDS is not well known to disability insurance companies, their review of disability claims caused by EDS are often through an incomplete lens. Disability insurance carriers will seek to treat the condition as no different than fibromyalgia or other chronic pain conditions, and in doing so do not give proper attention to the objective and clinical data supporting the diagnosis, or consideration to the impact the condition has on the individual.
EDS is an inherited trait and those who suffer from it tend to do so since birth and throughout their working life. As such, it is common for a disability insurance carrier to argue that the insured claimant has been able to work with the condition for years, so why now is it rising to the level of impairment that results in disability? More commonly, the insurance company dismisses one’s complaints and views EDS as nothing more than skin that stretches in excess or joints that are very mobile. This lack of understanding of the condition has resulted in a rise of short and long term disability denials.
Dell & Schaefer represents numerous clients suffering from EDS and have seen an increase in insureds contacting our office after receiving a disability claim denial. It is imperative when establishing a disability insurance claim for EDS that the insured approaches the claim process with great attention to detail as to not only the physical restrictions and limitations that stem from the condition, but also any cognitive problems that often arise resulting from persistent chronic pain. One must also be careful as to potential limitations contained in their disability policy that could be argued to limit the total liability/time period that the insurance company has to provide benefits.
If you suffer from EDS and are thinking about filing a claim for disability, or already have a claim for disability benefits and have questions regarding your claim or policy please feel free to contact our office to speak to one of our disability insurance attorneys.
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Prudential terminated my LTD, so now I have no income
Reply
Lincoln Financial made my life a living hell
Reply
They demanded an overpayment, stopped my claim, and lied about it
Reply
Sun Life is a real pain
Reply
I feel like Unum is giving me the runaround!
Reply
Payment delays!
Cigna (NYL) denied my claim
Hold up on payments!!!
Q: Can Hartford cut off my benefits after 24 months if I have both a mental condition and physical condition?
Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Guardian Disability Benefit Claim Handling Tips
Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons
Is UNUM a Good Insurance Company?
Don’t Ignore Disability Insurance. Here’s What to Buy.
How To Get Long Term Disability Benefits Approved Due To Neck Pain
Cigna approves disability benefits to Doctor with Ehlers-Danlos
MetLife reverses decision to terminate LTD benefits after Dell Disability Lawyers files an appeal showing Metlife completely ignored physical conditions of claimant
Hartford Denies Disability Benefits To Home Depot Employee 3 Weeks Before Change of Disability Definition
Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
JP Morgan Chase Financial Advisor With Cancer Wins Prudential Long Term Disability Appeal
The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Benefits to General Surgeon
NY Life Disability Benefits Reinstated on Appeal Despite Independent Medical Examination
Unum Approves LTD Benefits for Pharmacist with Eye Disorder
Reviews from Our Clients






