Question

Can Prudential cancel or deny your claim if you are approved for social security disability benefits?

Asked on October 1st 2012 by DeeJay
I was denied Prudential LTD benefits after missing a reassessment hearing that was required because Prudential’s doctors did not feel I was still disabled. However, two months later Social Security granted my disability using the same medical opinions Prudential had. I was so fed up with how Prudential handled my case that I just didn’t appeal. After reading comments from others I am beginning to believe this happens all the time. My question is, can Prudential cancel or deny your claim if you are approved for social security disability benefits? Had I appealed, would I still be hostage to meeting there satisfactory guidelines for disability while receiving Social Security Disability Benefits?

Answer

Answered on October 31st 2012 by Attorney Gregory Dell

DeeJay, If the appeal deadline has not passed, then you should still appeal ASAP. Prudential is not bound to follow the SSDI guidelines and frequently an SSDI approval does not mean that the LTD carrier will pay you. Please see our video discussing your situation.