Attorney Alex Palamara

Alexander Palamara is a Partner in the Disability Income Division of Attorneys Dell & Schaefer, Chartered. Alex concentrates his legal practice in representing claimants at all stages of a claim for individual or group (ERISA) long-term disability benefits including applications, ERISA appeals, ERISA litigation, and lump-sum policy buyouts.

Alex has been recognized as an Up and Coming Star in the field of ERISA / Employee Benefits by one of the nation’s leading lawyer rating services. Alex has not only consulted with thousands of disability insurance claimants, but he has litigated and handled short and long term disability claims against every major disability insurance company in the country. As the son of a physician, Alex has always been interested in helping people with disabling medical conditions.

Alex received his Bachelor of Science cum laude in Psychology from the University of Florida and his Juris Doctor from Hofstra University School of Law in New York. While in law school, he received an Annual Honors Scholarship and worked as a judicial law clerk for then Chief Justice of the Florida Supreme Court R. Fred Lewis. Prior to joining Dell & Schaefer, Alex worked for approximately four years as an Assistant State Attorney in the 17th Judicial Circuit of Broward County, Florida. During his period of time as a prosecutor he participated in over 120 trials and learned the in and outs of what it takes to be a cut throat litigator and trial attorney. It is rare to find to a lawyer that has spent as much time in the court room as Alex has.

Alex is admitted in the State Bars of Florida and New York as well as multiple federal district courts throughout the nation. Alex represents claimants throughout the nation and has established an outstanding reputation for always being available for his clients.

Attorney Alex Palamara

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Alex's Client Reviews

Alex's Resolved Cases
Showing 8 of 78 Disability Cases

Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS

Our client came to us after he was denied continued Long Term Disability (LTD) benefits by The Lincoln National Life Insurance Company. Previously employed as a Software Developer for Novo Nordisk, the multinational pharmaceutical company, after years of service our client found he could no longer work following a severe case of Covid 19 which left him hospitalized for 30 days.... Read More >

Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months

Our now client came to us after she received a denial letter following her receipt of long term disability benefits (“LTD”) for a period of 24 months. This is very common as with any denied claim, at the 2-year mark is when many ongoing claims are denied. Why? Typically group long term disability insurance policies have special provisions that kick after 24 months of be... Read More >

How does Reliance Standard deny long term disability benefits after paying for three years?

A former Payroll Manager for Solairus Aviation, a large Private Jet Charter and Aircraft Management Company was significantly injured in a serious motor vehicle accident which occurred on June 26, 2017.  This accident changed her life forever. Due to the accident, our now client suffered from a traumatic brain injury which led to diagnoses such a post-concussi... Read More >

Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation

A former Manager of Quality Assurance at Walmart is again receiving Long Term Disability (LTD) benefits following an appeal filed by Dell Disability Lawyers. Our now client was only recently hired by Walmart in May of 2017. He loved his job and began to shine at his occupation until he unfortunately suffered a serious shoulder injury in late 2017. After this initial shoulder injury, additional injuries ... Read More >

Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal

On December 8th of 2020, a new employee at ServerCentral, now known as Deft, a well-known IT infrastructure provider, found himself in the Emergency Room due to facial numbness and confusion.  This ER visit was unfortunately not something new for him as he had just been there two weeks prior in late November due to a headache and dizziness. With this visit ... Read More >

A Hartford Disability Benefit Lawsuit Victory for Truist Banker with Lupus

Our client found us after she was denied continued disability insurance benefits by the Hartford.  Unfortunately, by the time she found us, she had already filed an appeal, which was unfortunately denied. This left her with a final avenue of filing an ERISA lawsuit in Federal Court, a task we never shy away from.Her story was an interesting one. In fact, h... Read More >

Billing Manager With Back Disorder Wins Unum Long Term Disability Denial Appeal

Despite suffering with chronic knee and back pain for 7 Years, Unum still needed to be convinced that their disability benefit denial was wrong.Prior to filing her claim for LTD benefits, our client had worked for 13 years as a Billing Manager for an Accounting Firm in New Hampshire. Unfortunately, for some time she suffered from lower back issues that mad... Read More >

MetLife Denies Disability Benefits and Tells TFORCE Truck Driver Its Safe For Him to Drive

Our now client was formerly employed as a Truck Driver for TForce Logistics, which, as some may know, is one of the biggest transport and logistics companies in North America. A lifelong truck driver, our now client loved what he did and loved who he worked for. Unfortunately, various sicknesses and injuries were impacting his ability to do the job tha... Read More >
Alex's Answered Questions
Showing 8 of 70 Answered Questions

Q: Individual disability policy - mental disorder claim

Answered on April 12th 2024 by Attorney Alex Palamara
A: Ron, it can certainly be an issue for the claim. However, as you noted, it can be somewhat common in a MH situ... Read More >

Q: Should I accept the buyout from Lincoln Financial? I have 7 days to decide.

Answered on January 16th 2024 by Attorney Alex Palamara
A: Kendra, it was a pleasure speaking with you today. Thank you for reaching out for the free consultation. We ar... Read More >

Q: My father has been in STD Cigna and LTD with New York Life since Jan 2021, diagnosed Pulmonary Fibrosis due to Covid-19. Can insurance and ex job make him return to work?

Answered on January 16th 2024 by Attorney Alex Palamara
A: Walt, while no one can force your father back to work, NYL can certainly deny benefits if they believe there i... Read More >

Q: Do we have any legal action against Unum?

Answered on January 15th 2024 by Attorney Alex Palamara
A: I am sorry to hear of Unum’s actions here and how they have treated your claim, especially in their long del... Read More >

Q: Is it normal for “UNUM” to ask for a police report?

Answered on January 15th 2024 by Attorney Alex Palamara
A: Derrick, a simple answer to your question is Yes, if there was some sort of MVA accident which caused or contr... Read More >

Q: Unum is cross plan offsetting

Answered on October 15th 2023 by Attorney Alex Palamara
A: Tom, I am sorry to hear of this situation. Please contact us at 954-620-8300 so that we can learn more about t... Read More >

Q: Is my wife being abused?

Answered on October 16th 2023 by Attorney Alex Palamara
A: Dave, with regards to her doctor, I do not believe she has any type of complaint to file. With regards to the ... Read More >

Q: Unum reduced my benefits

Answered on October 17th 2023 by Attorney Alex Palamara
A: I am sorry to hear how Unum is treating your claim. Typically, if you provide proof of your claim for SSDI ben... Read More >
Alex's Disability Videos
Showing 12 of 122 Videos
Alex's Disability Benefit Tips
Showing 5 of 5 Benefit Tips

Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?

Lately we have had a common question continually arise from our clients and even potential clients. As everyone on claim and receiving disability insurance benefits knows (or has unfortunately learned while on claim), insurance companies reduce the amount of money they pay each month if the claimant is receiving certain other source of income. Most often, insurance companies are able to reduce the amount ... Read More >

Are All Medical File Reviews By Disability Insurance Companies a Sham?

Not every medical file review by a disability insurance company is sham, because there are rare occasions when the disability company actually hires a legitimate doctor to review your disability claim.In this video, disability insurance lawyers Alex Palamara and Gregory Dell discuss medical file reviews conducted by insurance companies and their experience i... Read More >

Do You Know What Is Needed To File An ERISA Appeal?

Disability insurance claimants naively believe that managing their own disability claim is a simple process. There are disadvantages of managing your disability insurance matter, especially when filing your own appeal. The goal of an appeal is to overturn the insurance companies decision and to strengthen your case if you have to file a lawsuit.With an ERISA governed policy an appeal is filed because your ... Read More >

Do I Have A Time Limit To File An ERISA Disability Lawsuit?

Calculating the time limits when an ERISA disability lawsuit has to be filed is tricky. In a recent decision out of a North Carolina Federal Appeals Court, the Court ruled that the time limit to file a disability insurance lawsuit is already running even when the claimant is filing the required administrative ERISA appeal. While it seems unfair that the clock is... Read More >

What are the ERISA disability appeal deadlines and why 180 days?

ERISA regulations provide a claimant with 180 days to submit an appeal following a disability denial.In this video, attorneys Alex Palamara and Gregory Dell discuss the initial steps that our lawyers take when representing a claimant following a disability benefit denial.While an Appeal could be completed in a matter of days, we discuss what a claimant s... Read More >
Alex's Disability Lawsuit Stories
Showing 8 of 131 Lawsuit Stories

Hartford Admits to Improper Offset, Agrees to Reimburse 10 Years of Wrongfully Withheld Money

In August of 2019, the next of kin for a man currently incarcerated in Florida State Prison reached out to our firm as his relative had been denied receipt of continued long term disability benefits. As it turns out, the imprisoned individual had been receiving Long Term Disability (LTD) Insurance Benefits since October 7, 1994 from Aetna and later Hartford (as Hartford purchased Aetna’s Group Life and Disab... Read More >

8th Circuit Court of Appeal Overturns Award of LTD Benefits for Disabled Walmart Employee

It is important to point out that this case was not handled by Dell & Schaefer. However, we wanted to write about this case as there is much to learn from this ruling out of the United States Court of Appeals for the Eighth Circuit. First, this case is an example that demonstrates that just because you win summary judgement of your disability claim in District Court, it does not mean that the fight is over... Read More >

If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost

In a recent case out of Massachusetts, a Court sided with a disabled claimant and found that Aetna’s decision to deny the claim for benefits was wrong. Aetna justified its denial as it believed the disabling medical condition to be a “pre-existing” condition and the policy governing this claim, like most Long Term Disability (“LTD”) policies, contained a provision that states that benefits will not b... Read More >

Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge

A long term disability insurance claimant had his benefits denied when a doctor made a mistake in completing an Attending Physician Statement. Following submission of an ERISA appeal Hartford ignored the additional information submitted and once again denied the claim following an Appeal. Following the submission of a Federal lawsuit, the Minnesota Federal Judge... Read More >

North Carolina Federal Appeals Court Dismisses Disability Lawsuit Against Prudential As Untimely

In a case not handled by Attorneys Dell & Schaefer, a Prudential Claimant has lost her right to sue after being denied disability benefits. In a recent decision by a Circuit Court Judge in the United States District Court for the Western District of North Carolina, a disabled woman's lawsuit against Prudential was dismissed because she unfortunately waited too long to file a lawsuit.The claimant was pr... Read More >

United States District Judge Rules that Unum's Decision to Deny Continued LTD Benefits Was Wrong because It Failed to Consider Relevant Evidence

In an opinion issued on August 8, 2014 from the United States District - District of Massachusetts, a Federal Judge ruled that Unum's "decision to terminated Doe's benefits was not the product of reasonable decisionmaking and substantial evidence. It was arbitrary and capricious." Unfortunately for the claimant/plaintiff John Doe, the Court failed to award benefits to him and instead remanded the case back to ... Read More >

Eaton Corporation Employee Losses ERISA Disability Insurance Lawsuit as Court Says Ability to Perform Part-Time Works is Ability to Perform Any Occupation

In a case not handled by Attorneys Dell & Schaefer Chartered, a former employee of the Eaton Corporation was dealt what is most likely a final blow in her quest to obtain continued Long Term Disability (LTD) Benefits. Although this case was not handled by our firm and although the case has a somewhat unique definition of disability, we look to it as guidance for our clients and for others who are currently... Read More >

UNUM Sues Long Term Disability Claimant for Overpayment and Wins

Mr. Vincente Alamos received ERISA Long Term Disability (LTD) benefits from Unum for the period of September 20, 2006 through September 19, 2011. During that time period, Mr. Alamos applied for and was ultimately awarded Social Security Disability Benefits dating back to December 1, 2006.Unfortunately for Mr. Alamos and most LTD recipients, should you receive "Other Income Benefits" from other sources, the... Read More >
Fun Facts About Alex

We are not your typical law firm. We are always thinking outside of the box so that we can keep our clients a step ahead of the insurance companies. Customer service with our clients is an essential element as we want every case handled as if it was our own. Since the lawyer that you work with at our firm will need to know a lot about your life, we think it is important that you have the opportunity to learn more about the lawyer(s) working on your case. Here are some interesting and fun facts about Alex Palamara:

  • Describe yourself in three words: Hardworking, Sarcastic, Devoted
  • Best thing to do in your free time: Spend time with family
  • Favorite place to travel: Italy and Utah
  • Favorite Food: Chicken Quesadilla and Chocolate Chip Cookies
  • Favorite TV Show: Big Brother
  • Favorite Movie: Back to the Future
  • Favorite Book: The Godfather by Mario Puzo
  • Favorite Musician: The Killers
  • Favorite quote: “The harder you work, the harder it is to surrender.”Vince Lombardi
  • What do you like about your job: Assisting individuals during a perilous point in their lives and getting them back on claim.
  • Interesting fact: Alex was a member of two national championship soccer teams in high school while at St. Thomas Aquinas in Fort Lauderdale.

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability insurance benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our disability insurance lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our disability insurance lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our attorneys for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability insurance attorneys have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our disability insurance law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our disability insurance lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance attorneys that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our attorneys have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our disability insurance lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We offer disability insurance attorney representation nationwide and we welcome you to contact any of our lawyers for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 850 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our disability insurance attorneys help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability insurance lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, or video conferencing sessions. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability insurance attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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