The Standard will threaten to withhold your pay until you sign every document that they send you. The worst part is when they consider back payment for SSDI benefits

First of all, the worst thing that could ever happen to a hard-working person is a permanent disability. Fighting to secure payment is hard enough when you are well. Let alone when you have physical impairments that cause mental fog as well. The Standard will threaten to withhold your pay until you sign every document that they send you. So what choice do you really have but to sign everything if you are at their mercy? I’m now unemployed, divorced and bankrupt as a result of my disability. To have to fight for income is shameful. I, like so many others feel that it should be unlawful for a LTD company to take money from you because it is paid in completely different ways! One in premiums so that you are covered should the unthinkable happen. The other in hard earned tax money toward your social security. I understand that we have to sign the repayment agreement and that’s all there is to it. But again, you don’t have much choice when you need to receive income. I just feel like there should be some type of defense for hard workers. The WORST part is a LTD company having the right to consider back payment for dependents to calculate overpayment to them from your SSDI. I’d love to fight them as I have now been approved for SSDI and am currently awaiting my awards letter. I do not believe that backpayment should be stolen by LTD companies. Most of us need it to get back on our feet. I’d rather give overpayment dollars to my disability attorney for all of the advocating done on my behalf, as I could not have handled the process alone. Thanks goodness for him!