Question
Since I've been denied SSD will MetLife cancel my benefits (even though dr says I can only work very limited hours)?
I have been on Ltd with MetLife for 5 years through my companys plan for verious spine issues and fybromylagia, they required me to apply for SSD which was denied due to only being 33 years old. My question is since I’ve been denied SSD will MetLife cancel my befits even though my doctor says I could only work 4 hours a day 5 days a week? My plan states that if I can not make a return to prior job as a mechanic wich I cannot according to doctor and SSD judge or make 60 percent of my previous earnings at any job, wich I could not with out experience or other skills and I can only work part time decided by SSD judge and doctor and also MetLife VOC rehab department. The plan states that it will cover me until retirement, but can they cancel now that I’ve lost my SSD case?
Answer
Anthony, the denial of the SSDI will not in and of itself result in a denial of your MetLife claim. However, MetLife could use information from the SSDI case as part of its own review to determine eligibility for ongoing benefits. Unfortunately, there is no such thing as a guaranteed disability benefit and it can be susceptible to review for any reason. MetLife does offer lump sum buyouts now so that may be another option to explore. Please feel free to contact our office to discuss your claim further.
