A Chronic Fatigue Syndrome Disability Claim Will Be Challenged
Disability insurance companies will often turn away claimants with chronic fatigue syndrome due to a supposed lack of evidence. Even if you submit valid medical testimony from your treating physician, your short or long term disability company could make a decision based upon its own in-house doctor… even though this doctor probably never met you. Chronic fatigue syndrome’s lack of objective medical tests and physical symptoms make it especially difficult for the claimant to support their claim.
Many disability companies have drafted two year limitation provisions in the long term disability policies in order to avoid paying CFS claims for more than two years. Our lawyers know all of the tactics that the disability companies rely upon in order to deny CFS claims. You need to be prepared in order to secure your disability benefits for the long term.
Our Disability Lawyers Understand CFS
As many of our resolved cases show, the law requires insurance companies to make their decisions based on reasonable grounds. They cannot ignore recommendations from your treating physicians just because it makes the most sense for their bottom lines. They also cannot limit your benefits to a shorter period for arbitrary reasons. We have helped hundreds of claimants with CFS and know what it takes to prove your claim. The symptoms of CFS can be similar to numerous other medical conditions and we like to make sure that our clients rule out all other medical conditions in order to make sure that CFS is the correct diagnosis. There is extensive medical literature discussing CFS and our lawyers are constantly keeping up to date in order to improve our client’s chances of getting approved for disability benefits.
Our disability insurance lawyers can help you receive the benefits you deserve, whether that involves helping you fill out the initial application, appealing a denied claim, or filing a lawsuit in state or federal court.
Chronic Fatigue Syndrome Disability Claims
We regularly review disability insurance court opinions around the country dealing with Chronic Fatigue. On this page you can read case summaries, our resolved cases, CFS articles and public comments from disability claimants dealing with Chronic Fatigue Syndrome.
To find out if we can help with your case, you can contact our disability insurance attorneys online or via phone. During a free consultation, you can learn about your best chances for receiving chronic fatigue syndrome disability benefits. We have helped claimants seek benefits since 1979.
What Are The Common Symptoms Of People Disabled By Chronic Fatigue Syndrome?
Chronic fatigue syndrome, also known as myalgic encephalomyelitis (CFS or ME/CFS), is much more than just being tired all of the time. People with chronic fatigue syndrome become so run down that it interferes with every aspect of their lives and can make it hard to function at all. Most of our clients with CFS report that attempting to work aggravates their symptoms. There are eight official symptoms for chronic fatigue syndrome:
- Fatigue
- Memory loss, difficulty focusing
- Sore throat
- Enlarged lymph nodes in armpit and/or neck
- Pain in muscles
- Pain in joints (no redness or swelling)
- New type of headache
- Feeling unrested despite adequate sleep
- Extreme exhaustion that lasts beyond 24 hours after exerting yourself mentally or physically
The condition is tentatively linked to Epstein-Barr virus, enteroviruses, human herpes virus 6 and Lyme disease. However, studies have not been able to link a specific virus as the primary cause of chronic fatigue syndrome. Chronic fatigue syndrome makes your body thinks it is fighting an infection, whether it is or not. That utilizes a lot of your body’s energy, resulting in most of the symptoms listed above.
Resources
Visit the following sites to learn more about chronic fatigue syndrome:
- Centers For Disease Control & Prevention
- Osler’s Web – by Hillary Johnson. A book dedicated to the pandemic disease that for a quarter century has been called “chronic fatigue syndrome,” and has recently been shown to have a strong statistical correlation with infection by the third human retrovirus, a gammaretrovirus called “xenotropic murine leukemia virus-related virus”.
Check back on this site for updated information and news stories about chronic fatigue syndrome disability claims.
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
What a mess
Reply
I was disabled 2003 by SS. I got SSDI 7 years too late.
Only care about $$$$$
Reply
They falsify documents and avoid contact as much as possible.
This company is a scam!
California State Disabilty "OFFSET" never mentioned or outlined when enrolling for STD coverage.
Not getting paid
Hartford rep felt so guilty over how the company treated me that she quit
Reply
The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome
Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
Disability Benefit Denial Reason #3 - Video & Social Media Surveillance
How Do You Fight a Long-Term Disability Denial?
Disability Denial Reason #2 - Change of Disability Definition & Vocational Review
Disability Denial Reason #1 – Paper Review & IME
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential
CIGNA overturned previous denial of waiver of life insurance premiums
Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
Dell Disability Lawyers Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
Administrative Appeal by Dell Disability Lawyers forces Principal to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
Appeal filed by Dell Disability Lawyers proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
Reviews from Our Clients






