Question
If Lincoln denies my appeal, what do I do next?
I worked as a Diagnostic Technician, Registered EEG Tech. I began to have pain, weakness in both hands. I saw my Orthopaedic Physician. I underwent bilateral basilar joint replacements in both hands. I was unable to return to work due to lifting restriction of 50 pounds. I was in therapy trying to strengthen my hands. Unfortunately they became weaker. I was on long term disability with Lincoln and in July they terminated my benefit. I did however get Social Security Disability. I saw my Physician and he ordered a FCE. The results of this were compared to my job duties. I am unable to do any of the duties because of weakness and loss of fine motor skills. I sent theses results to Lincoln and evidently they sent the results to a independent Orthopedic Physician. If they deny me again what is my next step?
Answer
Karen, The majority of Lincoln policies require a two-step appeal process, so if your claim is denied on the initial appeal you will have an opportunity to submit a second. In the event your claim is denied please feel free to contact our office to discuss how we may be able to assist you.
