Prudential pays computer system engineer's ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
This client, a computer systems engineer, hired our firm to dispute Prudential’s decision to terminate his long term disability benefits following his own two unsuccessful attempts to appeal this determination and an unsuccessful formal appeal filed by his prior attorney. Under the terms of his policy, he received long term disability benefits for two years under an “own occupation” definition (the inability to perform the substantial and material duties of his own occupation due to illness or injury) and then for another year under the “any occupation” definition (the inability to perform for wage or profit the substantial and material duties of any job for which you are reasonably fitted by education, training and experience), which became the standard for eligibility 24 months after his date of disability.
This engineer’s benefits were terminated after more than three years of being on claim as the result of a medical examination and records review by Prudential’s own doctors. After being hired, we spoke with our client’s doctors and a vocational rehabilitation expert to better understand his claim. As the result of our research and a better understanding of our client’s specific computer knowledge, limited experience and training in other occupations, and his disability related restrictions and limitations, we took the position that he could no longer work, for wage or profit, in any job. Our attorneys then prepared and filed a formal 413 page appeal, including exhibits and other supporting documents. More specifically, this Appeal plainly illustrated the extent of our client’s disability and provided Prudential with records, letters, expert reports and other documents which established his inability to work at any occupation.
Approximately 30 days after we filed the Appeal, the insured was placed back on claim and received all back benefits due and owing to date.
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Prudential told me I would have a decision today, and now the need another week. Guess what, I'm still broke
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Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.