Aetnas thinks they can get away with not paying you for weeks on end

How is it that major companies purchase this insurance from Aetna and then it’s the worker responsibility to keep everyone informed of what the other guy is doing ? Not only that but if your on short term they think they can get away with not paying you for weeks on end and when your half way thru recovery then tell you they go from appointment to appointment to pay you… and they don’t even live up to that when they knew from the beggining that you would be out of work for 12-16 weeks to begin with ? Maybe each company should have an attorney take care of the long term and short term disability for the workers so they can get well instead of worrying them to death …. my situation I might loose my truck and house over this unless they pay me what they owe me and even then my company only pays every two weeks so if they do pay I have to wait till January 8 to get money that means they will make me wait 6 weeks for money. That’s bad.