Attorney Stephen Jessup
Stephen Jessup is a Partner in the Disability Income Division of Dell Disability Lawyers. Stephen’s practice is comprised solely of representing disabled claimants throughout all stages of a disability insurance claim with a large percentage of his work dedicated to ERISA based administrative appeals and litigation. Stephen has been instrumental in assisting thousands of claimants to recover both short and long term disability benefits.
Stephen takes great pride in his work and is always willing to go the extra mile for all of his clients. The testimonials on our website from some of his clients will give you a good understanding of the high level of service you get when Stephen is handling your claim. Stephen has handled disability claims against every major disability insurance company and has obtained a great understanding of the different claims handling practices of each company. This knowledge is essential in order to for a claimant to have the best possible chance of securing disability insurance benefits.
Stephen received his B.A. in Psychology from the University of Miami and his J.D. from St. Thomas University School of Law in Miami, Florida. Following law school, Stephen obtained his initial courtroom and trial skills by working as an Assistant Public Defender in Broward County, Florida where he handled thousands of cases. After several years of working for the government, Stephen joined the disability income division of our firm. Within a few years of joining our firm, it was obvious that Stephen was a superstar and someone that we wanted to be a Partner. Stephen shares our firm’s commitment to provide five star customer service and do whatever it takes to help our clients obtain disability insurance benefits.
Stephen is admitted to the Florida bar as well as multiple federal district courts. Stephen is a member of the American Bar Association Health and Disability Insurance Law Committee. Stephen represents claimants throughout the nation and is available for a free phone consultation regardless of where you live.
Get to Know Attorney Stephen Jessup
I have a rare genetic condition that my insurance company didn’t want to acknowledge. Stephen and his aide Sonia worked tirelessly for over a year and successfully forced The Standard into covering my policy. They are both empathetic and effective, the best combination.
Awesome, super quick email response to my initial request, followed up by a phone call from the attorney to discuss details of my claim, all in the same day, and all free of charge.
Why would you recommend Dell Disability Lawyers?
Very responsive and super helpful, in addition I am very impressed at the level of service I received free of charge with no pitch to retain them.
What could we do to improve?
Nothing, perfect service.
Appreciated the straight forward and direct answers to my questions. All paperwork and communication was handled in a timely manner.
Why would you recommend Dell Disability Lawyers?
Level of professionalism, excellent communication and world class client service.
What could we do to improve?
Nothing, very smooth process from A to Z !
Efficient, energetic, experienced, and prompt. Quickly and cleanly dealt with. Each call was on time, outcomes reviewed, and confirmed. Highly professional and polite. I strongly recommend his services!
Why would you recommend Dell Disability Lawyers?
A professional dealing with professionals. Every time I thought … ”I wonder what our status is?” I received an update, he provided great communication with awesome engagement.
What could we do to improve?
Advertise more so more people knew about your firm.
I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.
Why would you recommend Dell Disability Lawyers?
Their knowledge and experience put me at ease. I felt I was in the best hands possible for this type of case.
What could we do to improve?
It would be an improvement if the process was started a little earlier. My doctors, though well-intending, were not able to get back to the lawyers directly fast enough, and I needed to set up “paperwork appointments” with the doctors in order to get them to complete the necessary paperwork.
My experience is as such. I suffer from a variety of mental health issues the biggest being severe PTSD. When I had lost all hope the Good Lord guided me to Attorneys Dell & Schaefer. My assigned lawyer, Stephen Jessup, was the most understanding and compassionate human being I had come across since my breakdown. He not only guided me legally, but his kind words and understanding helped me spiritually as well. His co-worker, Sonia, was a heaven-send as well. Her kind words and prompt responses were amazing. Both Stephen and Sonia will never understand how blessed I am that they came in to my life at my darkest hour. Their work ethic and rigorous efforts towards my case gave me not only a win but it gave me justice and at the end of the day that’s all I wanted. I went in to this case with legal counsel and I left this with great friends. I was always informed, spoken to with the utmost respect and sincere compassion.
Stephen and Sonia, y’all are my silver lining in humanity. I’m a better person today having met you both even if only by phone and email.
Why would you recommend Dell Disability Lawyers?
This is easy, I would refer Dell Disability Lawyers for the sincere compassion, work ethic and rigorous commitment to my case.
What could we do to improve?
Keep doing what y’all are doing.
I always have doubts about lawyers, but Stephen Jessup from Dell & Schaefer, a confident lawyer, convinced me that he would work my case and that he has done. Make no mistake I was skeptical at first as I’ve been burned before with other lawyers, but his commitment to getting was best for his client is his priority.
His staff Michal Mizrahi provided excellent communication and kept me abreast of my case. I put my trust in him to make the best decision for me and I’ve told him that. This is the level of confidence I have in him.
Why would you recommend Dell Disability Lawyers?
If their attorneys are anything like Stephen Jessup then I would recommend them to anyone as they would fight to seek the best outcome for you as well as keep you well informed.
What could we do to improve?
Keep working on getting more people to share their stories because in today’s world everyone researches and read the reviews.
From the beginning to the end… we were treated with dignity and respect. The Attorney and his paralegal were always courteous and professional. Their responses and consultations were always well thought out and they were always considerate and sensitive of our time and circumstances. I would recommend anyone who has had difficulty in obtaining unresolved issues, related to applications or processes, with Long-Term Disability claims to contact the staff of Dell & Schaefer.
We have been extremely pleased with the outcome and resolution of our case. Their efforts have been top notch and second to none. Thanks again for ALL your help and concern managing my case. Many Thanks and blessings to You and Yours!
Why would you recommend Dell Disability Lawyers?
Their professionalism and candid discussions eased my mind as we went through this process. Being sick and going through this with them has helped me through a very difficult time. Their actions and speech were very caring towards us. They were very helpful in walking us through what has been such a stressful time.
What could we do to improve?
Keep up the excellent work!
Mr. Jessup was able to secure approval for my benefits beyond the 2 year mark. This is a critical time as the evidence must show that you can’t work any occupation. By engaging him before the two year mark we were able to avoid a lapse in claims or erisa appeal.
Mr. Jessup was very professional, kind, flexible, and ultimately got results. The assistant on our case was Michal and she was amazing throughout the case. Very professional, quick to respond to questions, organized, and proactive.
Why would you recommend Dell Disability Lawyers?
Ultimately because they got results and the attorney and assistant were good to work with.
Mr Jessup explained and answered all questions and concerns I had. His communication and follow thru is outstanding. He has guided me through this process, and am so thankful for his leadership. I can’t leave out Ms. Sonia, which has been excellent in assisting me with all communications. Thanks again Steve, for all your expertise.
Why would you recommend Dell Disability Lawyers?
I would definitely recommend this firm for it’s professionalism and outstanding reputation.
What could we do to improve?
Keep doing what you do! In my opinion, Dell & Schaefer is the best.
Due to my vision and health issues testimonials are not typical of me. Dell & Schaefer however did such a sensational, and professional job we felt it absolutely necessary to share the experience.
I had been thinking of pursuing a lump settlement on long term disability with the insurance company for some time. Decided on Dell & Schaefer after much research on several firms across the country. Residing in the Midwest did cause some reservations about choosing a firm around 1500 miles away. However shortly after choosing Dell & Schaefer my concerns where quickly put to rest by how proficient the team is, and how they are always there with you. Never waited for a response and always felt like we knew exactly what was going on every step of the way.
I got the pleasure of working with Mr. Stephen Jessup Esquire, along with Sonia R. Nogueira, and team on my case. After contemplating my situation Steve was contacted to let him know it would be about three months before moving forward. I mention this because no pressure was ever felt to pursue or take a settlement and the firm awaited me to contact them again. No annoying emails, calls, letters, or any type of pressure to hire them. When questions arose the team was right there for me through the entire process and only a phone call or email away. Never had to wait for a response before or after retention. Mr. Jessup at one point during my case was out of country and still offered guidance when needed, almost immediately after emailing. Sonia also went above and beyond and took my call around six P.M. on a Friday to help me with some document questions. Simply an incredible level of service that seems rare anymore. I always felt truly comfortable!
Mr Jessup and everyone with the firm seemed to have a very good rapport with the insurance company. I mention this because within about two weeks of retention we had the first offer. Within less than four weeks we had reached a settlement agreement, and funds where in my account about two hassle free weeks later. This all transpired even with delays of the insurance rep taking vacation twice. Overall my settlement expectations where far exceeded. During the original consultation Mr. Jessup mentioned a monetary figure that was lower than the actual final settlement. There where no false promises or over inflated estimates as sometimes found elsewhere. Just an upfront honest answer of what could be to come. During the process I still received my monthly benefit and never had to deal with the insurance company directly. This in itself took so much stress out of my life. After three years I no longer had to continually jump through hoops when the insurance company requested something or worry that I might undeservedly lose benefits.
The above is just a small part of my experience on how I felt the professional and courteous team was always willing to go the extra mile. If you or someone you might be concerned about are in need of guidance my opinion is a better choice could not be made than contacting the team at Dell & Schaefer about options.
Because of the work done by those at Dell & Schaefer I now have the funds to live while attempting medical procedures that insurance will not cover. Hopefully because of this someday I can return to a career as I’m still almost twenty years from retirement age.
Thank you all at the firm again for returning some normalcy to my life and treating me like a person not a case!
Why would you recommend Dell Disability Lawyers?
Ethics! They made the entire process more pleasant and simpler than I could have ever dreamed. Dell & Schaefer helped in ways that I couldn’t have imagined, and cared about what was best for me not just the $$$. Truly a professional, educated, intelligent team of people to have on your side.
What could we do to improve?
The only thought I have would be to teach your level of service and professionalism to those outside the firm. Perhaps helping others with room for improvement in the world. However can’t think of anyway to improve such an already great team.
It was great. Initial contact upon inquiry was fast. Stephen explained everything and took the time to answer all my questions. Both Danielle and Stephen followed up promptly and we so easy to work with. Both are very personable and got results!
Why would you recommend Dell Disability Lawyers?
Great service and settled my claim quickly.
I appreciate how they stayed on top of the situation and kept me up to date on the progress of my case. Both he and Sonia were very nice and helpful.
Why would you recommend Dell Disability Lawyers?
They seemed to truly care and listened to all of my concerns.
What could we do to improve?
I can’t think of anything.
The level of professionalism and treatment I was given was excellent, and a breath of fresh air after dealing with the the long term disability company my self for a year. I was kept up to date on my case throughout the process. I am satisfied with my outcome and would highly recommend the firm.
The process has been exactly how I had hoped it would be. Disability is a scary, unfriendly process, even for those of us who have worked in the claims administration area. It seems to be designed to deny benefits with complicated rules, burdensome documentation requirements, and constant requests for information to the beneficiary and my doctors. As a patient/beneficiary, you can feel like you are all alone and that you spend too much time jumping through hoops for the disability provider.
After a few months of doing it myself, I realized I wanted an advocate who could advocate for me with the provider and answer all of my questions on the Erisa process and rules. I interviewed one attorney in Maryland who was actually adversarial with me (his future client) so it was an awesome breath of fresh air when I interviewed Stephen Jessup. He was polite, extremely knowledgeable, upbeat, and calm! He helped me to understand the process and where I stood in it.
He and Vanessa communicate and keep me apprised of events within my case and make recommendations on actions I should take to proactively help my case win approval (e.g., Functional Capacity Evaluation). They are truly my safety net and well worth every penny because they help manage the disability provider and my doctors as well as ensuring I am on track in the process. I don’t think I would have survived this without them.
I was in a difficult situation dealing with a disability claim. Once I spoke with Stephen Jessup, that ball started rolling and progress was made. He and his assistant Sonia made a point to stay in contact and made it very simple for me to keep them aware of my status as time passed.
I have a lot of legal experience and Stephen and Sonia treated me with respect, and talked honest and openly with me throughout the conclusion of my claim.
I would strongly recommend using Stephen Jessup to anyone who needs help. It would have been very difficult to have fought for my rights alone.
Why would you recommend Dell Disability Lawyers?
Caring, thorough, avoid the legalese, and get results.
What could we do to improve?
I have no suggestions and certainly no complaints.
It was an excellent experience working with Stephen Jessup, Esq. and Vanessa Arriaga, paralegal, on my appeal claim! They are a great team and did an amazing job to obtain a positive result for my case. They were focused, knowledgable and efficient – and, they took the burden of dealing with the insurance carrier off of my shoulders. I am grateful to have the opportunity to thank them for their expertise and guidance during a difficult time.
Why would you recommend Dell Disability Lawyers?
As an attorney myself, I would (and will) highly recommend Stephen Jessup and the Dell & Schaefer firm to anyone seeking legal advice on a disability matter. Stephen and Vanessa were responsive and professional. They kept me updated on all matters affecting the case. Stephen clearly explained the nuances of the disability appeal process, and his expertise and guidance helped me make educated client decisions. I am thrilled and grateful for the result that they obtained.
What could we do to improve?
Just continue doing a great job – your excellent and informative website is truly a valuable asset for clients and potential clients.
Very professional and personable. Kept me informed of my case and reassuring. Both Mr. Jessup and Ms. Lauria are wonderful people. It was a pleasure interacting with Attorneys Dell & Schaefer.
Why would you recommend Dell Disability Lawyers?
Excellent service.
What could we do to improve?
Nothing.
Before I called Dell & Schaefer I called several law firms in my area and to my disappointment, I was unable to find a local attorney who I felt could really help me settle my long-term disability claim. I was at the end of my rope and I did not want to deal with my insurance carrier anymore because of the tactics they used throughout the years after I became sick. I was just about to give up until I discovered a Dell & Schaefer video on YouTube. I was amazed at the information presented because I felt as if they were speaking directly to me. As a result, I contacted the law firm and was able to speak to an attorney the same day.
I would like to take this opportunity to thank Mr. Stephen Jessup for your professionalism and prompt way of handling my case. It is very hard to find a law firm that will educate clients on all of the logistics that lead up to the final settlement offer. I will recommend your services to anyone who has legal insurance needs in the future. I’m still in shock about my settlement. Your services have far exceeded my expectations in every way. Again, thank you for all you have done for me.
I would also like to thank Ms. Sonia R. Nogueira for your constant reassurance and for always making me feel like I could call you any time and as many times as necessary with questions. Thank you for your kindness.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell & Schaefer because the attorneys are extremely knowledgeable and professional. When you call their office, they won’t lead you down the dark road of the unknown… what they will do is tell you exactly what they can do for you.
What could we do to improve?
I can’t think of one thing that needs to be improved. It took about three months to settle my case and I thought it would be at least six. You guys are really awesome!
Stephen Jessup of Dell & Schaefer did an extremely good job in advising me on a complicated long-term disability matter. He was very engaging and did his due diligence to quickly and efficiently guide me through an unresolved matter regarding my disability benefits.
I would highly recommend Steve and the Dell & Schaefer group for dealing effectively and efficiently with your disability issues when you need guidance. They are very knowledgeable in this field and know how the big disability insurance companies operate.
Why would you recommend Dell Disability Lawyers?
Responsive, knowledgeable and understanding. Steve has great people/client skills. Excellent industry knowledge. I would not hesitate to refer people to Dell & Schaefer.
I had a very positive experience with attorney Steve Jessup and his assistant Vanessa Arriaga. They were professional, patient and prompt with my case and always followed up on emails and phone calls. I felt informed and in charge of the decisions made and ultimately we had a very good outcome.
Why would you recommend Dell Disability Lawyers?
This law firm certainly understands the disability world and knows how to get results. I felt very well represented and was thrilled to no longer have to personally deal with the disability insurance company. I had a very good line of communication with my attorney Steve Jessup. He does a great job keeping a client informed and reassured and everything he told me ended up being right on the money. I wouldn’t hesitate to recommend this law firm.
What could we do to improve?
Not much! My outcome was very positive.
As with anyone who finds themselves empty handed and lost as it becomes apparent long term disability is their only means for income and support for their family, the web searches become unbelievably daunting on what firm could properly represent you and your case. It was extremely important to me I found a firm who had not only won against my private LTD policy, but had also won cases concerning my disease and the extraordinary challenges that accompany it. Dell & Schaefer fit those requirements on paper, and only affirmed through the roof they were the law firm for me.
They are some of the most compassionate individuals I could have ever had the chance to work with, and from day 1 to the end, 14 months later they always treated me, just as me. I wasn’t a disability case, or a chronically ill patient, but someone who should feel and be empowered to fight for what I am rightfully owed. Their experience fighting cases shows, and I never once questioned hiring an attorney versus fighting the appeals myself. I would recommend Dell & Schaefer without hesitation to anyone I know.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell Disability Lawyers because of their breadth of cases won, and for differing workers comp issues, and disabilities. There is very little if anything this law firm can’t handle, and if they couldn’t, I know they would be the first to be honest and refer someone to the absolute best. The entire staff is extremely professionalism and extraordinarily responsive. All of that you can find in time at another firm, but you can’t find how Dell Disability Lawyers makes you feel, like the person you were before disability, and through disability – we are so much more than the sum of our claim, and every day the staff rests their hat to keep that character instilled in all they do.
What could we do to improve?
I can not think of much you could do to improve. I did work a lot with my paralegal, and continually asked her to call me by my first name, as if anything I wanted to build a connection with her. Although that didn’t happen, I do nonetheless (regardless of this is policy or not) appreciate her professionalism during my entire case. Only thing I would improve would be me living closer to thank each of you in person.
I would have never received a penny if I did not seek the help of Dell & Schaefer Law Firm. I was not able to get The Hartford Insurance Company to pay me no matter what I did. I had paid into the system which was denying me the benefits when I needed them the most! I was sick, recovering from chemotherapy and was told by my doctors not to return to work until my lab values were within the normal range. Trust me I wanted to get better! Finally, with the consistent help of attorney, Stephen Jessup, we won the case and I received payments.
I am now well and not in need of long term disability. This is a situation where the insurance company denied me until a law firm was there to back me up. When this firm says they will do whatever it takes they mean it. I highly recommend Stephen Jessup. I am thankful for the ability of this legal team to fight for our rights.
Why would you recommend Dell Disability Lawyers?
Very friendly, professional. Answers email and phone calls in a timely manner. Understands the insurance system which denies us.
I reached out to Dell & Schaefer because my ongoing disability claim was being closed, my 3 appeals were unsuccessful. Steve was extremely professional and empathetic to my situation. He did a lot of work & won the appeal with CIGNA, got the checks coming including all past payments. The care and prompt handling of my claim didn’t stop there. Steve and his assistant Sonia were always ready to answer questions & concerns promptly and professionally. They genuinely cared and were interested in how I was doing.
After a year Steve negotiated a buyout settlement on my claim. I couldn’t be happier with his handling of the entire process. Steve and Sonia have truly made my life easier, I know I couldn’t have won my case alone. I can genuinely say I will miss them, their caring & kind words of reassurance. They always put my best interests first and foremost. I give them & the firm my highest recommendation. I would not hesitate to tell anyone who needs an attorney to use them.
Why would you recommend Dell Disability Lawyers?
All of the staff that I’ve had the pleasure of working with have been very professional, prompt and friendly. From answering the phone to promptly processing my monthly payments, every single person has been excellent. The fees are very reasonable especially considering the level of value of service for the money. This firm is worth every penny.
What could we do to improve?
I honestly can’t think of anything you can do to improve.
I could not be happier with the service and dedication I received from Mr. Jessup and his team regarding my Long Term Disability from my employer. If not for Mr. Jessup I would have never had a favorable decision, as I had received two denials before I had contacted Mr. Jessup. My advice to anyone looking for a lawyer to go to bat for you without backing down and having your best interests a top priority Mr. Jessup is who you need to call.
My experience with Dell & Schaefer was beyond my expectations and during a very stressful time. Stephen F. Jessup was eager to help us when we first contact the office about 5 years ago. He was stellar with this follow up, extremely knowledgeable in the Cigna arena, and had some great out of the box ideas. What I appreciated the most about Stephan and Dell & Schaefer was how they stuck with us the entire time we were fighting the Cigna machine. There was times I was ready to give up but Stephan encouraged us to keep going.
We ended up settling a few days ago and it was well beyond our wildest dreams! To top it off, we were about 4,000 miles away from Stephen as we lived in Hawaii when we started working with Stephen and even though our time zone was 6 hours a part he was able to stay connected and represent us from afar.
What could we do to improve?
Advertise more so more people can use your service, you guys rock!
Mr. Jessup is efficient at his skills but that is not what made my experience wonderful. When you are ill, and been arguing with everyone to get a crap of what you deserve because you have worked hard all your life, paid your taxes, and paid your insurance premiums… yet no one cares. No one cares that they are increasing your symptoms by not paying you the money that you are entitled to.
Mr. Jessup was unbelievably kind and empathetic to my situation. His congenial personality, truly, was the key to hiring him. I felt like even though he had other clients in similar circumstances, he still cared what was happening to me and my family. I felt he cared enough to trust him completely.
Why would you recommend Dell Disability Lawyers?
I would recommend Stephen Jessup, because of his ability to empathize, to make you feel like he really is concerned about you and what your family is going through.
I have recommended him to other people… I am curious to know what all kind of cases does he handle. I have one friend and maybe more that will need him soon.
I was referred to Dell & Schaefer, and specifically attorney Stephen Jessup, by a local lawyer in my home state of Vermont. I was advised that Dell & Schaefer would be better suited to handle my appeal for LTD with Unum insurance company. I was a little hesitant about using an out of state law firm, but I am certainly glad that I did. There was less than 60 days left for me to appeal Unum’s original denial but Steve and his aide Vanessa got to work right away on it. I was given a detailed list of items to accomplish, things I and even my doctors had not thought of.
I believe that Steve and Vanessa worked hard and fast to set up appointments for me and to amass an appeal that Unum ultimately could not deny. One very nice caveat of having Steve and Vanessa working for me was I no longer had to have any more frustrating, time consuming and energy draining dealings with Unum myself. They handled everything. I used to be upset for days after speaking to a Unum rep. As far as the not local aspect of a law firm, my worries were unfounded. I was kept up to date immediately via email and telephone and I never had the feeling that I was being ignored or that my questions were going unanswered. As busy as I’m sure my team was, in many ways I felt like I was their most important client by how good the communication was. They understood that this very long process weighed heavily on me and were optimistic and diligent on my behalf when I no longer could be.
Why would you recommend Dell Disability Lawyers?
I believe they have a superior knowledge of the inner workings and mind set of the insurance companies that the average person simply just could not possess. I think they probably have an appeal down to a science and the insurance companies realize that if they have taken your case, it’s probably a good case. That is a tremendous advantage when dealing with insurances that unfortunately hold all the cards. Having Dell & Schaefer working for you means that the insurance company now knows they aren’t dealing anymore with just a tired and unwell claim holder who hasn’t been given an even playing field to begin with. The insurance company has essentially been put on notice that they now have a powerful adversary working on your behalf who understands all the rules of the game.
They are so professional & thoughtful, from the very first contact to the last. They took the time to explain every detail so we always knew what was happening and what to expect next. I firmly believe we would not have won my appeal without their expertise. They were so prompt & courteous when handling our case, I couldn’t have found anyone better to handle my disability appeal. We were elated when we won our case, thanks to them!
Why would you recommend Dell Disability Lawyers?
They are the BEST for handling appeals to disability insurance claims. They knew Cigna and what to expect and how to get the job done for us. They were courteous, kind and sympathic. They took the time to get to know us, our problem and work out a great strategy to win our case.
What could we do to improve?
I really cant think of anything, you’ve been the best!
I was treated above and beyond my expectations from the very first phone call to the signing of my settlement check. Stephen and his assistant Kathleen were always quick to reply or schedule a meeting to discuss my case, my concerns, and their action plan.
Kindness, fast response, and excellent results is what you can expect from the Dell & Schaefer team. I never had to worry about how my attorney was handling my case and concerns. I knew he had my best interests as his main focus. I am forever grateful for their hard work and I have no regrets.
What could we do to improve?
I really think you have the right game plan in place, and personally I would not change a thing. I was very pleased and I felt like my case was handled very well.
I contacted Stephen Jessup when I was appealing the decision to terminate my LTD benefits. I did not proceed with his services at that time but because of his encouragement, kindness and expert guidance, I called back after I lost my appeal. Happily, he was able to obtain a settlement for me which was a Godsend and helped me get back on track financially. I would not have given a thought to pursuing any course of action if it weren’t for Stephen’s advice and guidance. I am so grateful for what he did for me. It was a life changer. Thank you.
Why would you recommend Dell Disability Lawyers?
Helpful, professional and kind. I appreciated the kindness with which I was treated during a very stressful time.
What could we do to improve?
Not a thing!
I found the practice through the helpful videos online. Once I contacted Steven I was treated with respect and concern for my issue. I was able to contact the office whenever I had questions and always received courteous and helpful service. The staff shared in my excitement and success in the outcome of my case.
Why would you recommend Dell Disability Lawyers?
They are very knowledgable about insurance companies and medical conditions. I was pleasantly surprised at their efficiency.
Dearborn National/Dearborn Group stopped my disability claiming that I could be working in some capacity after a few years. During those years they consistently mentally abused me. Upon hiring Dell & Schaefer to represent me in appealing Dearborn’s decision to cut off my disability Attorneys Dell & Schaefer immediately stopped any contact from Dearborn to me. Because Dearborn had one particular employee that had psychologically been abusing me over several years this alone was worth every penny of Attorneys Dell & Schaefer’s (D&S) fee. Dearborn tried every dirty trick in the book but ended up giving in before my case went to court because even though they hired four doctors to try to get one who would testify against my doctors they failed.
Attorneys Dell & Schaefer had done their job and had all the evidence needed to back up my assertions of physical disability. I hate being disabled, there’s no way I’d voluntarily give up my career. I thank Dell & Schaefer though for setting this wrong by Dearborn National/Dearborn Group to a right. If I could have given up the money in advance to not go through the psychological abuse by the person at Dearborn and hired an attorney straight away I would have. My sanity is worth it. These insurance companies only care about money. All though D&S can’t operate without collecting payment I always felt listened to and cared about. Every questioned was answered during all phases of my lawsuit quickly and completely. I’ve had payment questions afterward and those are also.
This was the second time my LTD provider (Prudential) terminated my coverage. Steve got my coverage back the first time the provider terminated it. I contacted Steve and Danielle immediately when I was notified of the second termination.
Even though the LTD provider was to use Dell & Schaefer as a conduit of communication to me, they superseded this agreement and communicated this fact directly to me. Steve and Danielle began gathering the supposed facts behind the termination and saw they were bogus. My case file was sent to an independent physician in a different state who simply read documents to determine that my symptoms were falsified and upheld the termination. Steve contacted the provider and drew exception to that entire process.
Since I am not an attorney I can’t begin to imagine the legal wrangling that took place to contradict that opinion. An actual “hands on” IME was scheduled by the LTD provider to see if it would concur with the other physicians findings. The findings of the “hands on” physical examination disagreed in nearly every way with the report delivered by the physician that simply read a report and didn’t lay a hand on me.
As a result of the dedication of Steve and Danielle my LTD was reinstated this month, along with all the back benefits dating back to the date of termination in June of 2015. Steve and Danielle went, in my opinion, above and beyond the call of duty to see that I got back what was rightfully mine. They have my eternal admiration and respect!
Why would you recommend Dell Disability Lawyers?
Dell & Schaefer is a no nonsense firm. They will move heaven and earth to get you what you deserve. If you are looking for representation, look no further than Dell & Schaefer.
What could we do to improve?
Keep doing what you are doing! Your open communication with your clients and the bull dog like determination is the key to your success.
Working with Stephen Jessup and Vanessa Arriaga has been a joy! They have been tireless in their work and have made Sunlife overturn their decision. Every call or email has been promptly addressed and they have been incredibly available even around holidays! Always courteous and professional communication is greatly appreciated. After communications with Steve I feel very protected and sure that all will work out well. They have even made anything needed from me as easy as possible! I have and will continue to recommend this law firm and S. Jessup in particular!
Why would you recommend Dell Disability Lawyers?
Reliability, professionalism, successful results, communication throughout.
What could we do to improve?
Short of cloning Jessup & Arriaga I can’t think of a thing.
It was a pleasure to have had Attorney Jessup and his Assistant Kathy Bordas as my legal Counsel in my LTD case. From the very first phone call that I had with Attorney Jessup he showed me respect as well they listened to everything that I had say. They showed me that there was so body out there that was gonna fight for me and not through the case to the side. Every step of the process your law firm kept me in the loop and gave me options as to what the possible outcomes will be. Attorney Jessup and Kathy Bordas showed true professionalism during the whole process. They where able to get the insurance company to see my side and hopefully see the pain that I am in every day. Your firm was has given myself and my family some hope and happiness again. From my family to Attorney Jessup, Kathy Bordas we Thank You and God Bless.
What could we do to improve?
Nothing at this time.
Steve and Danielle were so wonderful to me and my wife. We were so upset with our situation with Cigna and I called Dell & Schaefer and was transferred to Attorney Stephen Jessup. I can’t explain how he eased my mind. He was so professional and educated on the subject of disability insurance and made me comfortable that he would help me. Any time I had a question I could call or email them and they got right back to me. The friendliness and helpfulness was amazing. Steve Jessup helped me win my case and I can’t thank him and his company enough.
Why would you recommend Dell Disability Lawyers?
We would definitely recommend your law firm to anyone who needs help with disability insurance. Steve reassured us and was so friendly and professional. I knew the first time I spoke with him he really cared about his clients. Danielle always got back to us either by phone or email very quickly. Thank you both very much.
What could we do to improve?
We had a great experience considering we live in Ohio. All our phone messages were answered promptly. I have nothing negative to say. Keep up the good work.
Before I started working with Stephen, I was unsure how I was going to navigate the long term disability process. I had already been denied once and was very discouraged. So I did some research and interviewed a few attorneys. Its such a personal and scary process especially when you are chronically ill. But the first time I spoke with Steve I knew he was the one for me after our initial call. He was caring yet realistic about the appeals process. There were no guarantees except he was going to give 110% and he did. And that gave me hope. I can’t say thank you enough for what you have done for my family.
Why would you recommend Dell Disability Lawyers?
Steve and his assistant/paralegal Kathy were always available if I had any questions. They kept me informed throughout the process, even encouraged me when I felt hopeless and stressed out. So I can whole heartedly recommend them to anyone who is considering using Dell & Schaefer. You will not just be another case number. Although insurance companies make you feel that way, you won’t feel that way with these attorneys (especially if you get Steve).
What could we do to improve?
I really don’t have any recommendations on how you could improve. To be honest my expectations were met above and beyond.
I was getting nowhere with my absence management company. They cut off my only source of income two weeks before I was to go on long term disability. They kept giving me excuses as to why they would not finish out my STD payments.
That is when I enlisted the services of Attorneys Dell & Schaefer and am I ever glad I did. They got the ball moving immediately and worked diligently to substantiate my claim. To my surprise, I was told that they were able to secure both my remaining STD payments as well as retroactive LTD payments. I would not recommend anyone going through similar circumstances to attempt to do things on your own. Go with the expert professionals, Dell & Schaefer.
Why would you recommend Dell Disability Lawyers?
I highly recommend the team of attorneys and paralegals at Dell & Schaefer. Attorney Stephen Jessup and his assistant, Danielle Lauria were extremely professional. They actually replied back to me in a timely fashion when I had questions on certain matters. Besides that, they were always courteous and kind. My experience with other law firms is such that they talk down to you and they take forever to get back to you but such is not the case here. It is refreshing to find that this law firm is capable of getting the job done right the first time. I will use them again if the need arises.
What could we do to improve?
In my mind, there is nothing that I can think of related to needed areas for improvement. It is apparent to me that this law practice operates like a finely tuned instrument.
I was very anxious and cautiously optimistic about getting back my disability benefits from Prudential. From my first call, Stephen explained the procedure in depth. When I had questions and concerns, they were handled promptly and professionally by both Stephen and his assistant Vanessa. I can’t express my thanks enough! This is such a relief! I can pay my bills now! It is shameful that insured people have to be subjected to this kind of trauma, just to get what they already paid for! Shame on you, Prudential!
Why would you recommend Dell Disability Lawyers?
Caring, professional, and efficient service.
What could we do to improve?
I will let you know when I think of it!
Stephen is an incredible attorney. He helped me tremendously and if I did not retain his services and expertise, I would have gotten a big fat zero. My case was challenging because I did not hire Stephen at the outset of the process and I regret that immensely. Both Stephen and Kathleen were communicative, responsive, organized and I really felt that they cared about me and my case. If I ever had questions or concerns they were addressed right away in a courteous and professional manner. Stephen was very strategic in his thinking and laid out a solid plan with regard to my case. This saved me excessive expense and also offered thoughtful, solid guidance that a client such as myself needed.
If you think you have a case – do not hesitate – do not work with other attorneys before speaking with Stephen Jessup at Dell & Schaefer. He is worth his weight in gold!
Why would you recommend Dell Disability Lawyers?
This firm is professional, they really care, their attorneys and staff are brilliant, strategic and extremely helpful. If they feel you have a viable case, they’ll take it and make it happen for you as they did me.
What could we do to improve?
Excellent firm!
Working with Stephen and Greg was a wonderful experience. I was initially very hesitant to speak with a lawyer, but Stephen and Greg made the entire process easy and with as little intrusion into my daily life. They were quite reassuring and made sure that I was fully informed about the process and how things would play out. I can’t imagine a better outcome.
My experience of dealing with The Hartford for my company LTD benefit was a nightmare from the start. Our company chose an “any occupation” clause from day 1 of disability leaving the door open to almost automatic decline. Of course, that is what happened.
I researched on the internet for days for a firm that knew ERISA Disability Laws and specialized in them. After an email to Dell Disability Lawyers, I received a call from an attorney the same day. After I described my occupation, he said “We have another attorney that I work with here who has helped many others in your occupation and I think he is better prepared than I to get you this benefit”. He about blew me away-sending business AWAY for MY sake? I knew, right then, that my choice of Dell Disability Lawyers was the correct one.
Why would you recommend Dell Disability Lawyers?
My Attorney, Steve Jessup, made suggestions and left the choices up to me-but obviously wise and proven effective means to solve a very difficult case with one of the most “difficult” companies in the marketplace.
What could we do to improve?
Honestly, right now I just want to give Steve and his assistant, Vanessa, a hug and a handshake – so my suggestion is that you send them to Michigan! Just joking, of course. The biggest help was the prompt reply to emails and phone calls-even when there was no answer yet, just to know you know. That was a big “peace of mind”.
After being denied initially, I searched our local area for an attorney who specialized in disability claims and found none. I spoke to a couple law firms that said they had “experts” in ERISA claims but after talking with them I determined they were no experts. I did a search on the internet and found Dell & Schaefer (Thank God.) After one phone call with Steve Jessup I knew that I had the attorney I was looking for. He had the “backbone” to stand up to the insurance company and was not the least bit afraid of going toe to toe with them. We won our appeal and have hired Steve to continue to represent me for help with the benefit distribution process. I highly recommend Steve and his staff.
I was on disability with a major insurance company for five years without any problems, upon a field rep’s visit to my home, I let him know that I was planning to try to go back to work. I did try to go back to work but with my severe sleep apnea and depression and several medications that made me very tired, the work day became impossible, when I let the case manager know that I couldn’t work without getting very tired and having to take a nap after a few hours on the job, he told me that the claim would be reexamined. I waited 9 months without any monthly benefit benefits being paid to me, the company gave me several excuses and I was in a real pickle, I researched disability attorney’s since I was in the insurance business and was told that the very best in the business for representation of my issues was a firm called Dell & Schaefer.
I reached out to the firm and was put in touch with an attorney named Steve Jessup, from that point forward, my problems seemed to fall off my shoulders and into the firms hands, I can’t explain in words what this firm did for me and my family.
Steve Jessup & Gregory Dell began working on my case immediately and I felt confident with every action they took. The insurance company as most wanted to settle my case for pennies on the dollar, but with the skill of the two attorneys, I was able to settle my case for a once in a lifetime lump sum payment from the disability insurance company that will take care of me and my family for life. All I can say is that these guys were like a machine grinding away in the trenches agains the insurance companies attorneys and getting me a great settlement. I would highly recommend this firm for anyone who felt like I did up against bad odds with a large insurance company and no where to turn to.
Why would you recommend Dell Disability Lawyers?
The best experience I have ever had with any attorneys…
My experience could not have been better. I was instantly made to feel and to know that my best interest was important, that I would be informed of all development in the process and that I retained the final decision which was important. My case was favorable, quite frankly it went better than what I had expected. I am grateful.
Why would you recommend Dell Disability Lawyers?
Because I am very confident that if this firm take on a case, that the odds of a successful outcome for the client will be highly likely. The Attorney(s) are very professional and truly care about helping those of us that are in need of help.
What could we do to improve?
I have only words of wisdom to offer. Continue to embrace your passion, acknowledge the gift and see the grace.
My experience was great. My attorney treated me with respect, kept me informed, and acted in my best interest.
Why would you recommend Dell Disability Lawyers?
They are experts in what they do, professional and respectful.
What could we do to improve?
Nothing.
My experience of working with this firm was incredible! I can’t begin to tell you how easy it is to talk with these guys. I personally had Stephen Jessup assigned to my case. Stephen explains everything very well. He reviewed my case. He explained my options. Absolutely no pressure one way or the other from Stephen. I felt Stephen cared for me, my situation and worked through my case in the same manner. He answered all calls and my emails every time and unbelievably quick! Also, the secretaries are nice and wonderful. I felt that I was “in the loop” the entire process.
My case was a LTD with Cigna. I was on STD and then LTD for two years. All I can say is that I was very happy and grateful on the process and my outcome. Stephen is a great negotiator and can make things happen and DID!
Why would you recommend Dell Disability Lawyers?
I would recommend this firm to anyone who needs great help. I worked in a District Attorney’s Office as a Criminal Investigator for most of my law enforcement career. I worked around attorneys on a daily basis (mostly criminal cases). I can tell you that there’s no one who didn’t trust and have reserves more towards attorneys than I did. BUT, these guys are super honest, caring, hard working, ethical and stride hard to help you with the utmost Integrity. I wouldn’t want anyone else other than these guys!
What could we do to improve?
I can’t think of anything on what you guys could improve on. I love the videos on your website. It helped me a great deal. Matter of fact, I made my decision on calling you guys based off the videos.
Professional, Courteous and Prompt.
Why would you recommend Dell Disability Lawyers?
They have proven that they are honest and sincere. Dell & Schaefer are my representatives until my L.T.D. insurance policy has expired. Thanks!
What could we do to improve?
Don’t change a thing, you are already winners!
From the first conversation I had with Steve there was a level of confidence that I heard in his voice which calmed my initial hesitation of calling for legal assistance. During the entire process, Steve, Danielle and others at the firm kept me informed and encouraged every step of the way. Without his knowledge, experience and determination to fight for me, I would have been another unfortunate statistic that lost their long term disability benefits. If you are in need of an advocate to fight for your rights, call Steve immediately. I guarantee you will not regret making that call.
Why would you recommend Dell Disability Lawyers?
Dell & Schaefer proved to me that they can “walk the talk” when it comes to representing someone that a long term disability provider said was no longer eligible to receive their benefits. I believe this firm does indeed defend the rights of those that genuinely need their LTD benefits to live a respectable life.
What could we do to improve?
Keep doing what you are doing! Your communication with me was exactly what I needed. I don’t believe you can over communicate with your clients!
My Attorney in NC referred me to your group. Steve has been great! We correspond via e-mail and he answers my questions so quickly. I’m a night owl so I send my emails late at night and by the time I get up he has already emailed me back. He has been so understanding of this hardship and moving as quickly as this stuff allows. His knowledge base has been great and he can break it down to my understanding. Happy Unum is having to pay something and he has got the job done.
Why would you recommend Dell Disability Lawyers?
They have helped me get what I was due.
What could we do to improve?
I can’t think of anything!
Mr. Jessup and Ms. Arriga were great. They organized all my medical records and physican statements into an appeal package, and presented a strong case to Cigna. As a result of the package and their hard work Cigna had no choice but to reinstate my disability payments.
I want to say thank you to both of them, my wife has been very sick with cancer for the last year and her condition had really got worse since November. This is going to reduce a lot of stress on both of us and allow me to concentrate on her care. The firm is very lucky to have you working for them.
My experience working with Dell & Schaefer has been excellent. Almost immediately, my disability payments were restored while more tests are performed and records gathered. My case is well represented now, and I am confident that my claim will continue to be approved. Having the right lawyer has allowed me to focus on my health and getting well.
Why would you recommend Dell Disability Lawyers?
The specialization in disability cases gives Dell & Schaefer an edge over other firms.
My experience with Dell & Schaefer began after a prolonged and frustrating experience with my disability carrier subsequent to contracting an illness which left me incapacitated. As a few examples of the frustration I am referencing: I had been accused by the ‘doctors’ appointed by my carrier to review my case as being a narcissistic fraud; the carrier sent a man to my home in the country unannounced to interview me (while I was not there but my wife and small children were); the carrier seemed to be fighting my doctor’s diagnosis and statement regarding my disability and illness; the carrier was not communicating well with me and was being cryptic with responses to legitimate questions.
I finally was so stressed from what should have been a simple process, and exhausted from the emotional and mental toll of filing a claim, that I was about to give up in the interest of maintaining what little health I had left and not wasting it fighting my carrier. I reached out to Greg Dell and he immediately set up a time to talk with Stephen Jessup and himself. I told them I just couldn’t keep managing the process – that the fight was taking its toll and I was inclined to either ‘tap out’ or quit altogether. After reviewing my case they were more than happy to drive their tank into the battle which I had been fighting with a handgun (Mr. Dell’s example). I signed with Dell & Schaefer, and suffice it to say this ‘tank’ comment seems to have been true as the very same day my carrier received the letter from Dell & Schaefer saying I had engaged their services is the same day my claim was approved.
I was curious to see how service would be after they had me contractually obligated to them. I have been impressed on this front as well. Every effort to correspond receives a response within 24 hours. Mr. Jessup is my primary contact and I have received more than one personal note from him encouraging me as I battle my illness; I believe that he really does care beyond just the financial interest the firm has in my case. On the business side of my interaction with them, I have been impressed with the thoroughness and timeliness of all responses – no matter how unimportant they might seem to Mr. Jessup. On the occasion when a question is more administrative in nature and Mr. Jessup or Mr. Dell need to defer to one of their staff, the staff is equally as timely and thorough and professional in their responses.
The stress and frustration of dealing with my carrier are gone; this benefit in and of itself is priceless. To add, I feel the benefit I gain from having Dell & Schaefer as my advocates makes their fees seem to be an excellent value.
Why would you recommend Dell Disability Lawyers?
Professionalism, ability to deliver on their promises.
I loved working with Steve! Not only was he professional and knowledgeable but he also was kind and compassionate and really made me feel like not only my case mattered but so did I. I can not say Thank you enough for all you did and also a special Thanks to Michal she was also very kind and always made time for me. God bless you both!
What could we do to improve?
Honestly nothing that I can think of.
When I became disabled early in my career as a dentist, I was expecting the disability insurance process to be a nightmare. With the help of Mr. Jessup and his team, it was far better than I ever thought it could be. He walked me through all the steps and made sure that we did everything that needed to be done to ensure a timely and positive response. Looking back on all the little details, I can’t see any way that I would have been able to handle it all by myself, let alone handle it in such a way to make sure everything was done in the best possible way to obtain a favorable response.
Having now gone through the process, I am certain that anyone faced with the prospect of filing a disability claim needs counsel and I can think of no better counsel than Mr. Jessup and his team and Dell & Schaefer.
What could we do to improve?
I can’t think of anything. They exceeded my expectations in every way.
I have been a client of Stephen Jessup since early last year and have to say he’s an amazing attorney whose direct approach and attention to detail are second to none. My case presents a difficult challenge in that we have to manage my LTD policy, workers compensation, and SSDI all together. Attorney Jessup has been able to guide me through all the intricacies of all three and has gone out of his way to do so, even in dealing with workers compensation and SSDI, although he is not required to do so. He doesn’t embellish or overstate what he can do for you. I have never had an email go unanswered or an attorney conference call cancelled. His compassion and understanding about your situation and condition are genuine. He listens to all your concerns and never will respond with empty rhetoric or lip service. And let’s not forget Anneli De Cardenas, who is definitely a big part of Dell & Schaefer. She has been terrific to deal with and has been very empathetic regarding my case.
Dealing with the insurance company by yourself is not only stressful but also not recommended; since Dell & Schaefer have started managing my LTD policy, I have felt a tremendous sense of relief because they are always on the ball and I trust that they are handling it effectively. I have the utmost gratitude to Stephen Jessup and Dell & Schafer for everything they have done for my case.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell & Schaefer because they listen to all of your needs and will never back down from any insurance company. They are a boutique law firm that will take the time to personally and effectively manage your case.
I must say, words can’t express my inner-feelings for the fabulous job that Dell & Schaefer firm have done for me. I was so impress with the outline of my disability appeal, it was totally organized. Dell & Schaefer keep me abreast with the entire proceedings. To have an attorney that has your interest at heart is a phenomenal thing. Dell & Schaefer was referred to me by a friend. It was a true blessing. I would return a favor, by referring Dell & Schaefer to anyone that needs an attorney.
Thank You, Dell & Schaefer and Stephen Jessup, for being there in my time of need.
I have been a client of Dell & Schaefer for the 6 months and they have already successfully taken my disability claim to approval. It is privilege to write this testimonial. I am a professional myself, a physician and to me these are some of the core strengths of Steve Jessup and his team.
Listening to the client: Attorneys at Dell & Schaefer really listen to you explain your special situation and undoubtedly every one of us has a special circumstance and specific wishes as to what we want. Most of the time attorneys and in general most professionals these days, will listen to you a couple of minutes and then file you away in a category or a bin and chalk out a plan for you in their mind and stop listening to you and start thinking about the next thing that they have to do. That is why these interactions are so often exasperating for the client.
As a physician I used to try and teach medical students that any well trained monkey can read a few books and do a particular thing in a particular situation, it is however extremely essential that you determine what the situation is and no one understands the situation better than your client or patient. I spoke to a couple of attorneys at D&S, initially with someone who took my call and then Steve who was assigned to me and it was impressive that they really tried to get what I was trying to convey, what my special and unique situation was (and whose isn’t?) and what I wanted.
Shock and Awe: At Dell & Schaefer they don’t go in halfway prepared. Their philosophy is to get well prepared and go in guns blazing. They will make you work on your mission until all anticipated difficulties have a contingency plan before even the adversary is intimated of the challenge. I believe it was Sun Tzu who said that the best battles are won before they are fought. Frequently you are a small David pitted against a Goliath adversary with deep pockets and a much larger time horizon. But you do have an advantage, that of time for preparation. The adversary does not know of the battle until you tell them and then the clock starts ticking. At Dell & Schaefer they make full use of your advantage by preparing your case with utmost thoroughness before the engagement.
Art of the possible: Legal action, just like life, is the art of the possible. I have dealt with 5 other attorneys in my career and only one of them apart from Dell & Schaefer understood this. A professional’s job is to tell you what the score is, what possibly can occur in the future and what measures can be taken to favorably change the future. And the last one is possibly the most vital. You don’t want your attorneys telling you all the time why things cannot be done, how laws are stacked against you, how global warming is melting the icecaps, how the oil is running out and how dogs sometimes eat homework assignments. You want them taxing their brains to see what can be done in best manner possible, so the future, which is not yet written, changes favorably for you. Attorneys at D&S get this and consciously incorporate it in their work ethic.
They say that there are four professionals in your life who should also be your friends. Doctor, Lawyer, Accountant and Banker. There is a deeper side to this sound bite that some people get and some don’t. I live at the other end of the country from where Dell & Schaefer work and play, but the world is small and getting smaller and perhaps someday I can add to my stock of friends.
With all the troubles and disappointments dealing with Unum, Mr. Jessup took over and made it possible to get what needed to be done. He was AWESOME! His team was efficient and caring. I chose the right person for the job when I called their office. I will be forever grateful for their services. Their assistance and kindness is/was so much appreciated. Thank you so much.
What could we do to improve?
Can’t think of one thing. You are just what a worried, hurting person needed. Thank you so much.
When my disability benefits were taken away, I was devastated. My benefits represented one-half of our income. After speaking with several disability law firms, I was impressed with Stephen Jessup’s knowledge, compassion, and attitude. Throughout the process of an appeal and settlement negotiations, he kept me informed on what was happening, and what the next step would be. He made sure I understood the process, and what to expect. His expertise throughout the settlement phase brought about a successful resolution that was more than I expected.
Very few businesses deliver exactly what they promise. After speaking with lawyers who were either apathetic or inexperienced with private disability claims, in the nick of time I found Dell & Schaefer. Attorney Stephen Jessup and staff took the time to understand the particulars of my case, thoroughly examined my claim, and protected my rights as a claimant. Dell & Schaefer’s lawyers were exactly what I expected and needed to win my disability claim, and I would recommend them to anyone with a disability claim in contention who enjoys sleeping at night.
I was reaching defeat in fighting for continuation of my benefit and contacted Dell & Schaefer hoping for one more try. From the moment I spoke to the attorney Stephen Jessup I felt relieved and hopeful. I provided the items requested and the rest was taken care of until I was one day notified that we had been successful. I was always treated with respect and kindness through the end of the case. The office was a pleasure to work with and more importantly we were successful.
What could we do to improve?
I can’t think of a thing. The experience was great.
My experience with Dell & Schaefer and Attorney Stephen Jessup was absolutely stress free. Everything was handled in a professional and timely manner. They made sure that everything was communicated & explained to me and they collected all the paper work necessary to process my appeal. I am very thankful that Dell & Schaefer was referred to me.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell Disability Lawyers because they take the stress and worry out of your hands while at the same time keeping you abreast of everything that is going on. They are very experienced with all types of disability claims and insurance companies. They will protect and fight for you every step of the way.
What could we do to improve?
I feel that everything went well and at this time have no comments for improvements.
My attorney Stephen Jessup guided me through the disability process simplifying it when possible. He remains actively involved even though my benefits have been approved.
I was referred to Dell & Schaefer thru a network group of top clinicians who gave them a very positive recommendation. I was not disappointed. Dell & Schaefer’s organisation, confidence and direction proved invaluable during a very frustrating and emotional period. We were fortunate to get them onboard at onset of my medical problems, and their help was pivotal as the demands of my illness and the claims procedure became very challenging. I can’t say enough positive things about Stephen Jessup, Greg Dell and the many valuable members of their team. They possess unique knowledge and experience critical for success in this field, and demonstrate a sincere commitment to success for their client. These are highly skilled professionals who provided outstanding guidance and personal support through the processing and management of my professional disability insurance claim.
Why would you recommend Dell Disability Lawyers?
I have every confidence that Dell & Schaefer are simply the best at what they do. I sincerely doubt you could find any better representation for a professional disability claim.
The firm, and especially Danielle and attorney Stephen Jessup, were prompt in replying and responding by e-mail and phone calls to my questions regarding my case. They were empathetic to my conditions and situations. They worked hard to develop a full and complete case for review. They helped me to achieve a lump sum settlement through Mediation. I am pleased with their work on my behalf.
Why would you recommend Dell Disability Lawyers?
Attorney worked very hard on my behalf. Help will be required to obtain any ERISA disability benefit.
I found Mr. Stephen Jessup of Dell & Schaefer to be friendly, knowledgeable, responsive and unfailingly professional. I received a settlement and everything was completed within the time frame discussed. For these reasons I highly recommend Mr. Jessup for professional services.
I personally got an LTD claim overturned; however, that took months, 6 and 1/2, and a lot of financial help from family. As soon as I turned to Dell & Schaefer, which I did extensive research, I was put in touch with Stephen Jessup and Gregory Dell. If you are looking at this page, you know, how hard it is to manage your health, doctor appointments, and just everyday life. I knew after I won that appeal I only had time to fight for my health and family.
Dell & Schaefer takes care of all interactions with the insurance company, and I get a monthly check, which I paid into, but it is no longer me taking on the insurance, I know I have the right team fighting for me and my family. Thank you for all you do Dell & Schaefer, and for making it be easy on me. I recommend your attorneys because they have done right by me. I am only one person; however, if I so much as send an email, or call I have a reply within a few hours. I feel like I have kept my identity with the law firm. I’m known as Bonnie and I am treated as an individual, as you should be.
At the start of this journey I was not feeling very positive. The letters from my insurance company and their phone calls gave me little hope. I met with Mr. Jessup and he reviewed my file with me carefully and he explained his feeling very carefully to me. He was positive and I felt a sense of honesty and concern. The process did take a few month and I was not very positive. This firm continued to ask me to hang in there and we will fight for what you deserve. Their honesty and positive communication was so helpful to me. Mr. Jessup and his support staff always returned my calls and gave me hope. My claim for long term disability benefits was approved.
I first started working with Dell & Schaefer after two failed back surgeries forced me to stop working. I was the major breadwinner of our family and had a very generous compensation package that included long term disability. I was certainly glad to know that I had the long term disability policy to help us during this major change in my family’s life. I was surprised to learn that long term disability means something very different to the insurance company (MetLife) who held my policy. They wanted to place an 18 month restriction on pay out and wash their hands of me. Hardly “long term”.
I hired Dell & Schaefer to fight for me and that they did. They were well schooled in the tactics of insurance companies and they expertly navigated the many barricades the insurance company placed in front of me. They were extremely knowledgeable in all areas of the law and quickly identified a course of action. They were fair and sensitive with my personal concerns and I always felt that I had an advocate on my side. Their experience proved invaluable as they were able to successfully argue my case and win my long term disability case, securing my benefit and my family’s income needs. And they continue to support me, as insurance companies continue to find ways to challenge the validity of your claim even after the initial decision is made in your favor.
Dell & Schaefer handles everything for me. This is an extraordinarily difficult thing I have had to endure. Without this money, I have no idea how my family would have been able to survive. Insurance companies can be brutal on individuals and when one is at their most vulnerable as I was, it is critical to have a knowledgeable and powerful attorney on your side. I like the fact that I don’t have to worry about anything and that everything is handled for me by Dell & Schaefer. I am glad to recommend Dell & Schaefer to anyone who needs a strong advocate on their side.
After a spinal injury and subsequent surgery which left me unable to continue working, I filed for my long term disability benefits on my own. As the extent of my injuries and disability were obvious, I expected that I would have no issues receiving the long term benefits through my employer’s carrier for which I had paid for several years. I could not have been more wrong.
After receiving a denial from the long term disability insurance carrier for the claim I filed on my own behalf, I researched legal firms specializing in assisting persons like me, who had been denied their benefits. I chose Dell & Schaefer because they had over 30 years successfully advocating disability claims; their reputation for obtaining benefits was stellar; and, after my initial consultation, I was impressed with their knowledge and professionalism.
Attorney Stephen Jessup did an exemplary job in obtaining a reversal on the denial of my long term disability benefit claim. At every step in the process, Stephen kept me informed, discussed all the issues with me, and treated me with respect and dignity. I appreciate the continued assistance and support of Dell & Schaefer and their team of knowledgeable disability attorneys and support staff. I would recommend Dell & Schaefer to anyone seeking to receive long term disability benefits for which they are entitled. This firm is successful in obtaining benefits for disabled clients. Further, they are knowledgeable, professional, personable, and most importantly approachable and responsive.
A few years ago I found myself unable to work and needing treatment. While I was getting the treatment I needed my employer fired me. This left me still needing treatment as well as needing to find a source of income. Not knowing where to turn or what to do my wife an I contacted Dell & Schaefer for help. Upon speaking with attorney Stephen Jessup we felt assured that we had found the help we needed. Attorney Jessup worked with the attorneys from my former employer and explained my situation to them. During the weeks of negotiations attorney Jessup kept us informed as to the progress and ultimately called us with a settlement offer. We were so relieved and grateful!
But that is not where our story ended. After informing us of the offer presented by my former employer, attorney Jessup advised me that he felt he could get us a better settlement with just a bit more time. I discussed it with my wife and we both felt confident in attorney Jessup’s advice so we allowed him to further negotiate on our behalf. Sure enough, a more equitable settlement was reached in a very short time. During the entire process attorney Jessup and the staff at Dell & Schaefer handled everything with very little input needed from us. This allowed me the time and reassurance that I needed in order to heal. Their professionalism and reassuring manner never left me feeling concerned that I wasn’t being fully represented despite the fact that they rarely needed participation directly from me. In the end my confidence in them was rewarded with a better settlement than I was expecting. My wife and I are forever grateful. From my experience it would be very difficult for Dell & Schaefer to improve upon their process.
Dell & Schaefer has been great to work with and very responsive to my needs. After I was diagnosed with an incurable chronic health disorder (Meniere’s Disease) which rendered me unable to work, I had applied for long term disability after working with the same company for 36 years. The insurance carrier was great to work with until my short term disability had expired. After over a month without any income, no communication; except to contact me to question me about my job performance, I started to pressure them to take action on my long term disability application.
They told me that it would be another month before they could get back to me. At this point I felt the situation was hopeless. I contacted Dell & Schaefer, they immediately responded and quickly contacted the insurance carrier via letter. Two weeks later I was approved. I have had excellent experience with the firm. They keep me informed and always respond in a timely manner. They are proactive and provide great support when I need to respond to any requests from my insurance carrier.
Since day one I continue to have a very positive experience working with the Dell & Schaefer Law Firm. I am especially grateful to attorney Stephen Jessup who was assigned to my case in early 2010. Steven Jessup and Anneli (Registered Paralegal) are always available and very professional in managing my case in a timely manner. Steven explained the entire (LTD) process to me from day one when I became disabled and unable to work due to my disabilities and had my case approved very quick working with my LTD carrier. My health has worsened since then with a life threatening disease and several surgeries / conditions later. He always answers all of my questions in a timely manner and always has a positive outcome for me. I feel highly represented & grateful with Steve as my LTD attorney which enables me to take care of my health to the best of my abilities without worries.
Steve, I sincerely appreciate all you and Dell & Schaefer have accomplished for me from day one in representing me regarding my case in a very quick and timely manner. I would “most definitely recommend” Attorneys Dell & Schaefer to anyone in dire need of the best in legal representation & counseling in short & long term disability cases.”
God bless to you Steven, Anneli, Greg and all of the Dell & Schaefer Law Firm!
I am a 62 year old woman that got ill and was unable to work. I had long term insurance that was paid by my job. One day I received a letter from the Hartford insurance company saying that I would not get paid any more since they thought I could perform any job.
I did not know what I was going to do since I could no longer work and my social security was not enough to pay my bills. I called a lot of attorneys in California and was not able to get a lawyer to take my case. I went on line and found Attorneys Dell & Schaefer. The reception took my name and in less than an hour I got a call from attorney Stephen Jessup. I told him what was happening and he listen to me and started the paper work. Now I’m a very happy person because Attorneys Dell & Schaefer won my appeal and got my long term insurance payment started again. They are always on top of things.
I have been very pleased with them and their office staff because when I call their office I always talk to a real person, they are very fast at calling me back and answer all my questions. I would highly recommend their service to anyone in need of an attorney.
I am a medical oncologist with the diagnosis of Parkinson disease for last 6 years. My disease was slowly progressing over the years, up to the point it start to affect my daily work responsibilities. I handed my case to Attorneys Dell & Schaefer. Mr. Jessup was my lawyer who took care of my case. He did an excellent job taking care of every step in the process of approving my long term disability claim with Prudential insurance company.
Based on my experience with Mr. Jessup office, I highly recommend anyone who needs help with their claim for short/long term disability to contact his office. They will do superb job taking care of all the necessary steps. Attorneys Dell & Schaefer firm are very professional. They know how to deal with the insurance company and disability issues. The team is available any time to answer questions, I cannot thank them enough for what they did for me.
I am happy to share my positive experience of being represented by the firm of Dell & Schaefer for my disability claim. When I first called for a consultation I was immediately put through to Stephen Jessup who was so professional and took his time to explain the Disability law to me. Thereafter I retained the firm and Mr. Jessup began to represent me.
I have nothing but praise for him and his staff. They have made this legal process so much easier for me and have taken my worrying away from me and handled everything. They keep me informed of all that is happening with my case and promptly respond to my emails and calls to answer my questions. I would not hesitate to recommend this firm as they are highly knowledgeable on the law and are very professional.
This firm is knowledgeable in handling disability claims for professionals. It’s important to use a firm with experience because when it comes to filing for disability benefits. You can’t afford to be part of a rookie’s learning curve.
I had an awesome experience working with Dell & Schaefer. I especially love the attorney Stephen Jessup who was assigned to my case. He was very professional, a great listener and kept me updated with the status of my case. Steve explained the entire process to me. He answered all of my questions in a timely manner. I believed that he really worked for me. I felt very comfortable and confident with Steve which enabled me to take care of my health without worries. I wished that Steve could be cloned for all areas of the legal arena. I would most definitely recommend Attorneys Dell & Schaefer.
I was very pleased with the service and the professionalism that I received from Dell & Schaefer. Stephen Jessup and staff showed extreme care while handling my disability case, keeping me informed every step of the way. The service that I received was prompt and courteous. I was very surprised by the way they were able to go in and settle my case for more than I expected and it was done fast. Thank you for all that you’ve done for me and my family and the effective and efficient way you handled my disability case. I think that Dell & Schaefer do an excellent job being both professional and caring when dealing with clients.
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Q: My mother has a John Hancock Long Term Care policy. She is in an assisted living facility in the memory care unit. Her claim has been denied.
Q: When can I give notice to leave the company while on STD?
Q: Can I sue Metlife for non payment of approved claim?
Q: What is the best LTD policy to get?
Q: How do I manage the conflict between standard of care medicine and my approach to joint health and still win my LTD claim?
Q: Can I file for unemployment if I am on medical leave from my job and an ssdi application already submitted.
Q: Can I sue Unum for financial stress and emotional stress?
Q: Denied short term disability and need to file for long term with same insurer
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Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
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Federal Court Overturns Aetna Denial Of Disability Benefits
Missouri Court Rules Cigna Wrongfully Terminated Disability Benefits
California Court Overturns Prudential Denial of LTD Benefits
First Unum Cannot Extend Disability Appeal Review Indefinitely
California Court Overturns Prudential Denial of Disability Benefits
Prudential Denies Long Term Disability Claim Due to Insurance Fraud
Federal District Court Overturns Hartford's Denial of Long Term Disability Benefits
Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
We are not your typical law firm. We are always thinking outside of the box so that we can keep our clients a step ahead of the insurance companies. Customer service with our clients is an essential element as we want every case handled as if it was our own. Since the lawyer that you work with at our firm will need to know a lot about your life, we think it is important that you have the opportunity to learn more about the lawyer(s) working on your case. Here are some interesting and fun facts about Stephen Jessup:
- Describe yourself in three words: Honest, hardworking, loyal
- Best to do in your free time: Exercise
- Favorite places to travel: Cleveland (hometown), Utah
- Favorite Food: Steak
- Favorite Movie: Saving Private Ryan
- Favorite Musician: Brandon Lake
- What do you like about your job: It allows me to connect with people from all over the country and from across all walks of life, and in doing so I am able to act as a voice for those who are in need of help and assistance with an ultimate goal of making a positive impact in their lives.
Reviews from Our Clients
I have a rare genetic condition that my insurance company didn’t want to acknowledge. Stephen and his aide Sonia worked tirelessly for over a year and successfully forced The Standard into covering my policy. They are both empathetic and effective, the best combination.
Awesome, super quick email response to my initial request, followed up by a phone call from the attorney to discuss details of my claim, all in the same day, and all free of charge.
Why would you recommend Dell Disability Lawyers?
Very responsive and super helpful, in addition I am very impressed at the level of service I received free of charge with no pitch to retain them.
What could we do to improve?
Nothing, perfect service.
Appreciated the straight forward and direct answers to my questions. All paperwork and communication was handled in a timely manner.
Why would you recommend Dell Disability Lawyers?
Level of professionalism, excellent communication and world class client service.
What could we do to improve?
Nothing, very smooth process from A to Z !
Efficient, energetic, experienced, and prompt. Quickly and cleanly dealt with. Each call was on time, outcomes reviewed, and confirmed. Highly professional and polite. I strongly recommend his services!
Why would you recommend Dell Disability Lawyers?
A professional dealing with professionals. Every time I thought … ”I wonder what our status is?” I received an update, he provided great communication with awesome engagement.
What could we do to improve?
Advertise more so more people knew about your firm.
I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.
Why would you recommend Dell Disability Lawyers?
Their knowledge and experience put me at ease. I felt I was in the best hands possible for this type of case.
What could we do to improve?
It would be an improvement if the process was started a little earlier. My doctors, though well-intending, were not able to get back to the lawyers directly fast enough, and I needed to set up “paperwork appointments” with the doctors in order to get them to complete the necessary paperwork.
My experience is as such. I suffer from a variety of mental health issues the biggest being severe PTSD. When I had lost all hope the Good Lord guided me to Attorneys Dell & Schaefer. My assigned lawyer, Stephen Jessup, was the most understanding and compassionate human being I had come across since my breakdown. He not only guided me legally, but his kind words and understanding helped me spiritually as well. His co-worker, Sonia, was a heaven-send as well. Her kind words and prompt responses were amazing. Both Stephen and Sonia will never understand how blessed I am that they came in to my life at my darkest hour. Their work ethic and rigorous efforts towards my case gave me not only a win but it gave me justice and at the end of the day that’s all I wanted. I went in to this case with legal counsel and I left this with great friends. I was always informed, spoken to with the utmost respect and sincere compassion.
Stephen and Sonia, y’all are my silver lining in humanity. I’m a better person today having met you both even if only by phone and email.
Why would you recommend Dell Disability Lawyers?
This is easy, I would refer Dell Disability Lawyers for the sincere compassion, work ethic and rigorous commitment to my case.
What could we do to improve?
Keep doing what y’all are doing.
I always have doubts about lawyers, but Stephen Jessup from Dell & Schaefer, a confident lawyer, convinced me that he would work my case and that he has done. Make no mistake I was skeptical at first as I’ve been burned before with other lawyers, but his commitment to getting was best for his client is his priority.
His staff Michal Mizrahi provided excellent communication and kept me abreast of my case. I put my trust in him to make the best decision for me and I’ve told him that. This is the level of confidence I have in him.
Why would you recommend Dell Disability Lawyers?
If their attorneys are anything like Stephen Jessup then I would recommend them to anyone as they would fight to seek the best outcome for you as well as keep you well informed.
What could we do to improve?
Keep working on getting more people to share their stories because in today’s world everyone researches and read the reviews.
From the beginning to the end… we were treated with dignity and respect. The Attorney and his paralegal were always courteous and professional. Their responses and consultations were always well thought out and they were always considerate and sensitive of our time and circumstances. I would recommend anyone who has had difficulty in obtaining unresolved issues, related to applications or processes, with Long-Term Disability claims to contact the staff of Dell & Schaefer.
We have been extremely pleased with the outcome and resolution of our case. Their efforts have been top notch and second to none. Thanks again for ALL your help and concern managing my case. Many Thanks and blessings to You and Yours!
Why would you recommend Dell Disability Lawyers?
Their professionalism and candid discussions eased my mind as we went through this process. Being sick and going through this with them has helped me through a very difficult time. Their actions and speech were very caring towards us. They were very helpful in walking us through what has been such a stressful time.
What could we do to improve?
Keep up the excellent work!
Mr. Jessup was able to secure approval for my benefits beyond the 2 year mark. This is a critical time as the evidence must show that you can’t work any occupation. By engaging him before the two year mark we were able to avoid a lapse in claims or erisa appeal.
Mr. Jessup was very professional, kind, flexible, and ultimately got results. The assistant on our case was Michal and she was amazing throughout the case. Very professional, quick to respond to questions, organized, and proactive.
Why would you recommend Dell Disability Lawyers?
Ultimately because they got results and the attorney and assistant were good to work with.
Mr Jessup explained and answered all questions and concerns I had. His communication and follow thru is outstanding. He has guided me through this process, and am so thankful for his leadership. I can’t leave out Ms. Sonia, which has been excellent in assisting me with all communications. Thanks again Steve, for all your expertise.
Why would you recommend Dell Disability Lawyers?
I would definitely recommend this firm for it’s professionalism and outstanding reputation.
What could we do to improve?
Keep doing what you do! In my opinion, Dell & Schaefer is the best.
Due to my vision and health issues testimonials are not typical of me. Dell & Schaefer however did such a sensational, and professional job we felt it absolutely necessary to share the experience.
I had been thinking of pursuing a lump settlement on long term disability with the insurance company for some time. Decided on Dell & Schaefer after much research on several firms across the country. Residing in the Midwest did cause some reservations about choosing a firm around 1500 miles away. However shortly after choosing Dell & Schaefer my concerns where quickly put to rest by how proficient the team is, and how they are always there with you. Never waited for a response and always felt like we knew exactly what was going on every step of the way.
I got the pleasure of working with Mr. Stephen Jessup Esquire, along with Sonia R. Nogueira, and team on my case. After contemplating my situation Steve was contacted to let him know it would be about three months before moving forward. I mention this because no pressure was ever felt to pursue or take a settlement and the firm awaited me to contact them again. No annoying emails, calls, letters, or any type of pressure to hire them. When questions arose the team was right there for me through the entire process and only a phone call or email away. Never had to wait for a response before or after retention. Mr. Jessup at one point during my case was out of country and still offered guidance when needed, almost immediately after emailing. Sonia also went above and beyond and took my call around six P.M. on a Friday to help me with some document questions. Simply an incredible level of service that seems rare anymore. I always felt truly comfortable!
Mr Jessup and everyone with the firm seemed to have a very good rapport with the insurance company. I mention this because within about two weeks of retention we had the first offer. Within less than four weeks we had reached a settlement agreement, and funds where in my account about two hassle free weeks later. This all transpired even with delays of the insurance rep taking vacation twice. Overall my settlement expectations where far exceeded. During the original consultation Mr. Jessup mentioned a monetary figure that was lower than the actual final settlement. There where no false promises or over inflated estimates as sometimes found elsewhere. Just an upfront honest answer of what could be to come. During the process I still received my monthly benefit and never had to deal with the insurance company directly. This in itself took so much stress out of my life. After three years I no longer had to continually jump through hoops when the insurance company requested something or worry that I might undeservedly lose benefits.
The above is just a small part of my experience on how I felt the professional and courteous team was always willing to go the extra mile. If you or someone you might be concerned about are in need of guidance my opinion is a better choice could not be made than contacting the team at Dell & Schaefer about options.
Because of the work done by those at Dell & Schaefer I now have the funds to live while attempting medical procedures that insurance will not cover. Hopefully because of this someday I can return to a career as I’m still almost twenty years from retirement age.
Thank you all at the firm again for returning some normalcy to my life and treating me like a person not a case!
Why would you recommend Dell Disability Lawyers?
Ethics! They made the entire process more pleasant and simpler than I could have ever dreamed. Dell & Schaefer helped in ways that I couldn’t have imagined, and cared about what was best for me not just the $$$. Truly a professional, educated, intelligent team of people to have on your side.
What could we do to improve?
The only thought I have would be to teach your level of service and professionalism to those outside the firm. Perhaps helping others with room for improvement in the world. However can’t think of anyway to improve such an already great team.
It was great. Initial contact upon inquiry was fast. Stephen explained everything and took the time to answer all my questions. Both Danielle and Stephen followed up promptly and we so easy to work with. Both are very personable and got results!
Why would you recommend Dell Disability Lawyers?
Great service and settled my claim quickly.
I appreciate how they stayed on top of the situation and kept me up to date on the progress of my case. Both he and Sonia were very nice and helpful.
Why would you recommend Dell Disability Lawyers?
They seemed to truly care and listened to all of my concerns.
What could we do to improve?
I can’t think of anything.
The level of professionalism and treatment I was given was excellent, and a breath of fresh air after dealing with the the long term disability company my self for a year. I was kept up to date on my case throughout the process. I am satisfied with my outcome and would highly recommend the firm.
The process has been exactly how I had hoped it would be. Disability is a scary, unfriendly process, even for those of us who have worked in the claims administration area. It seems to be designed to deny benefits with complicated rules, burdensome documentation requirements, and constant requests for information to the beneficiary and my doctors. As a patient/beneficiary, you can feel like you are all alone and that you spend too much time jumping through hoops for the disability provider.
After a few months of doing it myself, I realized I wanted an advocate who could advocate for me with the provider and answer all of my questions on the Erisa process and rules. I interviewed one attorney in Maryland who was actually adversarial with me (his future client) so it was an awesome breath of fresh air when I interviewed Stephen Jessup. He was polite, extremely knowledgeable, upbeat, and calm! He helped me to understand the process and where I stood in it.
He and Vanessa communicate and keep me apprised of events within my case and make recommendations on actions I should take to proactively help my case win approval (e.g., Functional Capacity Evaluation). They are truly my safety net and well worth every penny because they help manage the disability provider and my doctors as well as ensuring I am on track in the process. I don’t think I would have survived this without them.
I was in a difficult situation dealing with a disability claim. Once I spoke with Stephen Jessup, that ball started rolling and progress was made. He and his assistant Sonia made a point to stay in contact and made it very simple for me to keep them aware of my status as time passed.
I have a lot of legal experience and Stephen and Sonia treated me with respect, and talked honest and openly with me throughout the conclusion of my claim.
I would strongly recommend using Stephen Jessup to anyone who needs help. It would have been very difficult to have fought for my rights alone.
Why would you recommend Dell Disability Lawyers?
Caring, thorough, avoid the legalese, and get results.
What could we do to improve?
I have no suggestions and certainly no complaints.
It was an excellent experience working with Stephen Jessup, Esq. and Vanessa Arriaga, paralegal, on my appeal claim! They are a great team and did an amazing job to obtain a positive result for my case. They were focused, knowledgable and efficient – and, they took the burden of dealing with the insurance carrier off of my shoulders. I am grateful to have the opportunity to thank them for their expertise and guidance during a difficult time.
Why would you recommend Dell Disability Lawyers?
As an attorney myself, I would (and will) highly recommend Stephen Jessup and the Dell & Schaefer firm to anyone seeking legal advice on a disability matter. Stephen and Vanessa were responsive and professional. They kept me updated on all matters affecting the case. Stephen clearly explained the nuances of the disability appeal process, and his expertise and guidance helped me make educated client decisions. I am thrilled and grateful for the result that they obtained.
What could we do to improve?
Just continue doing a great job – your excellent and informative website is truly a valuable asset for clients and potential clients.
Very professional and personable. Kept me informed of my case and reassuring. Both Mr. Jessup and Ms. Lauria are wonderful people. It was a pleasure interacting with Attorneys Dell & Schaefer.
Why would you recommend Dell Disability Lawyers?
Excellent service.
What could we do to improve?
Nothing.
Before I called Dell & Schaefer I called several law firms in my area and to my disappointment, I was unable to find a local attorney who I felt could really help me settle my long-term disability claim. I was at the end of my rope and I did not want to deal with my insurance carrier anymore because of the tactics they used throughout the years after I became sick. I was just about to give up until I discovered a Dell & Schaefer video on YouTube. I was amazed at the information presented because I felt as if they were speaking directly to me. As a result, I contacted the law firm and was able to speak to an attorney the same day.
I would like to take this opportunity to thank Mr. Stephen Jessup for your professionalism and prompt way of handling my case. It is very hard to find a law firm that will educate clients on all of the logistics that lead up to the final settlement offer. I will recommend your services to anyone who has legal insurance needs in the future. I’m still in shock about my settlement. Your services have far exceeded my expectations in every way. Again, thank you for all you have done for me.
I would also like to thank Ms. Sonia R. Nogueira for your constant reassurance and for always making me feel like I could call you any time and as many times as necessary with questions. Thank you for your kindness.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell & Schaefer because the attorneys are extremely knowledgeable and professional. When you call their office, they won’t lead you down the dark road of the unknown… what they will do is tell you exactly what they can do for you.
What could we do to improve?
I can’t think of one thing that needs to be improved. It took about three months to settle my case and I thought it would be at least six. You guys are really awesome!
Stephen Jessup of Dell & Schaefer did an extremely good job in advising me on a complicated long-term disability matter. He was very engaging and did his due diligence to quickly and efficiently guide me through an unresolved matter regarding my disability benefits.
I would highly recommend Steve and the Dell & Schaefer group for dealing effectively and efficiently with your disability issues when you need guidance. They are very knowledgeable in this field and know how the big disability insurance companies operate.
Why would you recommend Dell Disability Lawyers?
Responsive, knowledgeable and understanding. Steve has great people/client skills. Excellent industry knowledge. I would not hesitate to refer people to Dell & Schaefer.
I had a very positive experience with attorney Steve Jessup and his assistant Vanessa Arriaga. They were professional, patient and prompt with my case and always followed up on emails and phone calls. I felt informed and in charge of the decisions made and ultimately we had a very good outcome.
Why would you recommend Dell Disability Lawyers?
This law firm certainly understands the disability world and knows how to get results. I felt very well represented and was thrilled to no longer have to personally deal with the disability insurance company. I had a very good line of communication with my attorney Steve Jessup. He does a great job keeping a client informed and reassured and everything he told me ended up being right on the money. I wouldn’t hesitate to recommend this law firm.
What could we do to improve?
Not much! My outcome was very positive.
As with anyone who finds themselves empty handed and lost as it becomes apparent long term disability is their only means for income and support for their family, the web searches become unbelievably daunting on what firm could properly represent you and your case. It was extremely important to me I found a firm who had not only won against my private LTD policy, but had also won cases concerning my disease and the extraordinary challenges that accompany it. Dell & Schaefer fit those requirements on paper, and only affirmed through the roof they were the law firm for me.
They are some of the most compassionate individuals I could have ever had the chance to work with, and from day 1 to the end, 14 months later they always treated me, just as me. I wasn’t a disability case, or a chronically ill patient, but someone who should feel and be empowered to fight for what I am rightfully owed. Their experience fighting cases shows, and I never once questioned hiring an attorney versus fighting the appeals myself. I would recommend Dell & Schaefer without hesitation to anyone I know.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell Disability Lawyers because of their breadth of cases won, and for differing workers comp issues, and disabilities. There is very little if anything this law firm can’t handle, and if they couldn’t, I know they would be the first to be honest and refer someone to the absolute best. The entire staff is extremely professionalism and extraordinarily responsive. All of that you can find in time at another firm, but you can’t find how Dell Disability Lawyers makes you feel, like the person you were before disability, and through disability – we are so much more than the sum of our claim, and every day the staff rests their hat to keep that character instilled in all they do.
What could we do to improve?
I can not think of much you could do to improve. I did work a lot with my paralegal, and continually asked her to call me by my first name, as if anything I wanted to build a connection with her. Although that didn’t happen, I do nonetheless (regardless of this is policy or not) appreciate her professionalism during my entire case. Only thing I would improve would be me living closer to thank each of you in person.
I would have never received a penny if I did not seek the help of Dell & Schaefer Law Firm. I was not able to get The Hartford Insurance Company to pay me no matter what I did. I had paid into the system which was denying me the benefits when I needed them the most! I was sick, recovering from chemotherapy and was told by my doctors not to return to work until my lab values were within the normal range. Trust me I wanted to get better! Finally, with the consistent help of attorney, Stephen Jessup, we won the case and I received payments.
I am now well and not in need of long term disability. This is a situation where the insurance company denied me until a law firm was there to back me up. When this firm says they will do whatever it takes they mean it. I highly recommend Stephen Jessup. I am thankful for the ability of this legal team to fight for our rights.
Why would you recommend Dell Disability Lawyers?
Very friendly, professional. Answers email and phone calls in a timely manner. Understands the insurance system which denies us.
I reached out to Dell & Schaefer because my ongoing disability claim was being closed, my 3 appeals were unsuccessful. Steve was extremely professional and empathetic to my situation. He did a lot of work & won the appeal with CIGNA, got the checks coming including all past payments. The care and prompt handling of my claim didn’t stop there. Steve and his assistant Sonia were always ready to answer questions & concerns promptly and professionally. They genuinely cared and were interested in how I was doing.
After a year Steve negotiated a buyout settlement on my claim. I couldn’t be happier with his handling of the entire process. Steve and Sonia have truly made my life easier, I know I couldn’t have won my case alone. I can genuinely say I will miss them, their caring & kind words of reassurance. They always put my best interests first and foremost. I give them & the firm my highest recommendation. I would not hesitate to tell anyone who needs an attorney to use them.
Why would you recommend Dell Disability Lawyers?
All of the staff that I’ve had the pleasure of working with have been very professional, prompt and friendly. From answering the phone to promptly processing my monthly payments, every single person has been excellent. The fees are very reasonable especially considering the level of value of service for the money. This firm is worth every penny.
What could we do to improve?
I honestly can’t think of anything you can do to improve.
I could not be happier with the service and dedication I received from Mr. Jessup and his team regarding my Long Term Disability from my employer. If not for Mr. Jessup I would have never had a favorable decision, as I had received two denials before I had contacted Mr. Jessup. My advice to anyone looking for a lawyer to go to bat for you without backing down and having your best interests a top priority Mr. Jessup is who you need to call.
My experience with Dell & Schaefer was beyond my expectations and during a very stressful time. Stephen F. Jessup was eager to help us when we first contact the office about 5 years ago. He was stellar with this follow up, extremely knowledgeable in the Cigna arena, and had some great out of the box ideas. What I appreciated the most about Stephan and Dell & Schaefer was how they stuck with us the entire time we were fighting the Cigna machine. There was times I was ready to give up but Stephan encouraged us to keep going.
We ended up settling a few days ago and it was well beyond our wildest dreams! To top it off, we were about 4,000 miles away from Stephen as we lived in Hawaii when we started working with Stephen and even though our time zone was 6 hours a part he was able to stay connected and represent us from afar.
What could we do to improve?
Advertise more so more people can use your service, you guys rock!
Mr. Jessup is efficient at his skills but that is not what made my experience wonderful. When you are ill, and been arguing with everyone to get a crap of what you deserve because you have worked hard all your life, paid your taxes, and paid your insurance premiums… yet no one cares. No one cares that they are increasing your symptoms by not paying you the money that you are entitled to.
Mr. Jessup was unbelievably kind and empathetic to my situation. His congenial personality, truly, was the key to hiring him. I felt like even though he had other clients in similar circumstances, he still cared what was happening to me and my family. I felt he cared enough to trust him completely.
Why would you recommend Dell Disability Lawyers?
I would recommend Stephen Jessup, because of his ability to empathize, to make you feel like he really is concerned about you and what your family is going through.
I have recommended him to other people… I am curious to know what all kind of cases does he handle. I have one friend and maybe more that will need him soon.
I was referred to Dell & Schaefer, and specifically attorney Stephen Jessup, by a local lawyer in my home state of Vermont. I was advised that Dell & Schaefer would be better suited to handle my appeal for LTD with Unum insurance company. I was a little hesitant about using an out of state law firm, but I am certainly glad that I did. There was less than 60 days left for me to appeal Unum’s original denial but Steve and his aide Vanessa got to work right away on it. I was given a detailed list of items to accomplish, things I and even my doctors had not thought of.
I believe that Steve and Vanessa worked hard and fast to set up appointments for me and to amass an appeal that Unum ultimately could not deny. One very nice caveat of having Steve and Vanessa working for me was I no longer had to have any more frustrating, time consuming and energy draining dealings with Unum myself. They handled everything. I used to be upset for days after speaking to a Unum rep. As far as the not local aspect of a law firm, my worries were unfounded. I was kept up to date immediately via email and telephone and I never had the feeling that I was being ignored or that my questions were going unanswered. As busy as I’m sure my team was, in many ways I felt like I was their most important client by how good the communication was. They understood that this very long process weighed heavily on me and were optimistic and diligent on my behalf when I no longer could be.
Why would you recommend Dell Disability Lawyers?
I believe they have a superior knowledge of the inner workings and mind set of the insurance companies that the average person simply just could not possess. I think they probably have an appeal down to a science and the insurance companies realize that if they have taken your case, it’s probably a good case. That is a tremendous advantage when dealing with insurances that unfortunately hold all the cards. Having Dell & Schaefer working for you means that the insurance company now knows they aren’t dealing anymore with just a tired and unwell claim holder who hasn’t been given an even playing field to begin with. The insurance company has essentially been put on notice that they now have a powerful adversary working on your behalf who understands all the rules of the game.
They are so professional & thoughtful, from the very first contact to the last. They took the time to explain every detail so we always knew what was happening and what to expect next. I firmly believe we would not have won my appeal without their expertise. They were so prompt & courteous when handling our case, I couldn’t have found anyone better to handle my disability appeal. We were elated when we won our case, thanks to them!
Why would you recommend Dell Disability Lawyers?
They are the BEST for handling appeals to disability insurance claims. They knew Cigna and what to expect and how to get the job done for us. They were courteous, kind and sympathic. They took the time to get to know us, our problem and work out a great strategy to win our case.
What could we do to improve?
I really cant think of anything, you’ve been the best!
I was treated above and beyond my expectations from the very first phone call to the signing of my settlement check. Stephen and his assistant Kathleen were always quick to reply or schedule a meeting to discuss my case, my concerns, and their action plan.
Kindness, fast response, and excellent results is what you can expect from the Dell & Schaefer team. I never had to worry about how my attorney was handling my case and concerns. I knew he had my best interests as his main focus. I am forever grateful for their hard work and I have no regrets.
What could we do to improve?
I really think you have the right game plan in place, and personally I would not change a thing. I was very pleased and I felt like my case was handled very well.
I contacted Stephen Jessup when I was appealing the decision to terminate my LTD benefits. I did not proceed with his services at that time but because of his encouragement, kindness and expert guidance, I called back after I lost my appeal. Happily, he was able to obtain a settlement for me which was a Godsend and helped me get back on track financially. I would not have given a thought to pursuing any course of action if it weren’t for Stephen’s advice and guidance. I am so grateful for what he did for me. It was a life changer. Thank you.
Why would you recommend Dell Disability Lawyers?
Helpful, professional and kind. I appreciated the kindness with which I was treated during a very stressful time.
What could we do to improve?
Not a thing!
I found the practice through the helpful videos online. Once I contacted Steven I was treated with respect and concern for my issue. I was able to contact the office whenever I had questions and always received courteous and helpful service. The staff shared in my excitement and success in the outcome of my case.
Why would you recommend Dell Disability Lawyers?
They are very knowledgable about insurance companies and medical conditions. I was pleasantly surprised at their efficiency.
Dearborn National/Dearborn Group stopped my disability claiming that I could be working in some capacity after a few years. During those years they consistently mentally abused me. Upon hiring Dell & Schaefer to represent me in appealing Dearborn’s decision to cut off my disability Attorneys Dell & Schaefer immediately stopped any contact from Dearborn to me. Because Dearborn had one particular employee that had psychologically been abusing me over several years this alone was worth every penny of Attorneys Dell & Schaefer’s (D&S) fee. Dearborn tried every dirty trick in the book but ended up giving in before my case went to court because even though they hired four doctors to try to get one who would testify against my doctors they failed.
Attorneys Dell & Schaefer had done their job and had all the evidence needed to back up my assertions of physical disability. I hate being disabled, there’s no way I’d voluntarily give up my career. I thank Dell & Schaefer though for setting this wrong by Dearborn National/Dearborn Group to a right. If I could have given up the money in advance to not go through the psychological abuse by the person at Dearborn and hired an attorney straight away I would have. My sanity is worth it. These insurance companies only care about money. All though D&S can’t operate without collecting payment I always felt listened to and cared about. Every questioned was answered during all phases of my lawsuit quickly and completely. I’ve had payment questions afterward and those are also.
This was the second time my LTD provider (Prudential) terminated my coverage. Steve got my coverage back the first time the provider terminated it. I contacted Steve and Danielle immediately when I was notified of the second termination.
Even though the LTD provider was to use Dell & Schaefer as a conduit of communication to me, they superseded this agreement and communicated this fact directly to me. Steve and Danielle began gathering the supposed facts behind the termination and saw they were bogus. My case file was sent to an independent physician in a different state who simply read documents to determine that my symptoms were falsified and upheld the termination. Steve contacted the provider and drew exception to that entire process.
Since I am not an attorney I can’t begin to imagine the legal wrangling that took place to contradict that opinion. An actual “hands on” IME was scheduled by the LTD provider to see if it would concur with the other physicians findings. The findings of the “hands on” physical examination disagreed in nearly every way with the report delivered by the physician that simply read a report and didn’t lay a hand on me.
As a result of the dedication of Steve and Danielle my LTD was reinstated this month, along with all the back benefits dating back to the date of termination in June of 2015. Steve and Danielle went, in my opinion, above and beyond the call of duty to see that I got back what was rightfully mine. They have my eternal admiration and respect!
Why would you recommend Dell Disability Lawyers?
Dell & Schaefer is a no nonsense firm. They will move heaven and earth to get you what you deserve. If you are looking for representation, look no further than Dell & Schaefer.
What could we do to improve?
Keep doing what you are doing! Your open communication with your clients and the bull dog like determination is the key to your success.
Working with Stephen Jessup and Vanessa Arriaga has been a joy! They have been tireless in their work and have made Sunlife overturn their decision. Every call or email has been promptly addressed and they have been incredibly available even around holidays! Always courteous and professional communication is greatly appreciated. After communications with Steve I feel very protected and sure that all will work out well. They have even made anything needed from me as easy as possible! I have and will continue to recommend this law firm and S. Jessup in particular!
Why would you recommend Dell Disability Lawyers?
Reliability, professionalism, successful results, communication throughout.
What could we do to improve?
Short of cloning Jessup & Arriaga I can’t think of a thing.
It was a pleasure to have had Attorney Jessup and his Assistant Kathy Bordas as my legal Counsel in my LTD case. From the very first phone call that I had with Attorney Jessup he showed me respect as well they listened to everything that I had say. They showed me that there was so body out there that was gonna fight for me and not through the case to the side. Every step of the process your law firm kept me in the loop and gave me options as to what the possible outcomes will be. Attorney Jessup and Kathy Bordas showed true professionalism during the whole process. They where able to get the insurance company to see my side and hopefully see the pain that I am in every day. Your firm was has given myself and my family some hope and happiness again. From my family to Attorney Jessup, Kathy Bordas we Thank You and God Bless.
What could we do to improve?
Nothing at this time.
Steve and Danielle were so wonderful to me and my wife. We were so upset with our situation with Cigna and I called Dell & Schaefer and was transferred to Attorney Stephen Jessup. I can’t explain how he eased my mind. He was so professional and educated on the subject of disability insurance and made me comfortable that he would help me. Any time I had a question I could call or email them and they got right back to me. The friendliness and helpfulness was amazing. Steve Jessup helped me win my case and I can’t thank him and his company enough.
Why would you recommend Dell Disability Lawyers?
We would definitely recommend your law firm to anyone who needs help with disability insurance. Steve reassured us and was so friendly and professional. I knew the first time I spoke with him he really cared about his clients. Danielle always got back to us either by phone or email very quickly. Thank you both very much.
What could we do to improve?
We had a great experience considering we live in Ohio. All our phone messages were answered promptly. I have nothing negative to say. Keep up the good work.
Before I started working with Stephen, I was unsure how I was going to navigate the long term disability process. I had already been denied once and was very discouraged. So I did some research and interviewed a few attorneys. Its such a personal and scary process especially when you are chronically ill. But the first time I spoke with Steve I knew he was the one for me after our initial call. He was caring yet realistic about the appeals process. There were no guarantees except he was going to give 110% and he did. And that gave me hope. I can’t say thank you enough for what you have done for my family.
Why would you recommend Dell Disability Lawyers?
Steve and his assistant/paralegal Kathy were always available if I had any questions. They kept me informed throughout the process, even encouraged me when I felt hopeless and stressed out. So I can whole heartedly recommend them to anyone who is considering using Dell & Schaefer. You will not just be another case number. Although insurance companies make you feel that way, you won’t feel that way with these attorneys (especially if you get Steve).
What could we do to improve?
I really don’t have any recommendations on how you could improve. To be honest my expectations were met above and beyond.
I was getting nowhere with my absence management company. They cut off my only source of income two weeks before I was to go on long term disability. They kept giving me excuses as to why they would not finish out my STD payments.
That is when I enlisted the services of Attorneys Dell & Schaefer and am I ever glad I did. They got the ball moving immediately and worked diligently to substantiate my claim. To my surprise, I was told that they were able to secure both my remaining STD payments as well as retroactive LTD payments. I would not recommend anyone going through similar circumstances to attempt to do things on your own. Go with the expert professionals, Dell & Schaefer.
Why would you recommend Dell Disability Lawyers?
I highly recommend the team of attorneys and paralegals at Dell & Schaefer. Attorney Stephen Jessup and his assistant, Danielle Lauria were extremely professional. They actually replied back to me in a timely fashion when I had questions on certain matters. Besides that, they were always courteous and kind. My experience with other law firms is such that they talk down to you and they take forever to get back to you but such is not the case here. It is refreshing to find that this law firm is capable of getting the job done right the first time. I will use them again if the need arises.
What could we do to improve?
In my mind, there is nothing that I can think of related to needed areas for improvement. It is apparent to me that this law practice operates like a finely tuned instrument.
I was very anxious and cautiously optimistic about getting back my disability benefits from Prudential. From my first call, Stephen explained the procedure in depth. When I had questions and concerns, they were handled promptly and professionally by both Stephen and his assistant Vanessa. I can’t express my thanks enough! This is such a relief! I can pay my bills now! It is shameful that insured people have to be subjected to this kind of trauma, just to get what they already paid for! Shame on you, Prudential!
Why would you recommend Dell Disability Lawyers?
Caring, professional, and efficient service.
What could we do to improve?
I will let you know when I think of it!
Stephen is an incredible attorney. He helped me tremendously and if I did not retain his services and expertise, I would have gotten a big fat zero. My case was challenging because I did not hire Stephen at the outset of the process and I regret that immensely. Both Stephen and Kathleen were communicative, responsive, organized and I really felt that they cared about me and my case. If I ever had questions or concerns they were addressed right away in a courteous and professional manner. Stephen was very strategic in his thinking and laid out a solid plan with regard to my case. This saved me excessive expense and also offered thoughtful, solid guidance that a client such as myself needed.
If you think you have a case – do not hesitate – do not work with other attorneys before speaking with Stephen Jessup at Dell & Schaefer. He is worth his weight in gold!
Why would you recommend Dell Disability Lawyers?
This firm is professional, they really care, their attorneys and staff are brilliant, strategic and extremely helpful. If they feel you have a viable case, they’ll take it and make it happen for you as they did me.
What could we do to improve?
Excellent firm!
Working with Stephen and Greg was a wonderful experience. I was initially very hesitant to speak with a lawyer, but Stephen and Greg made the entire process easy and with as little intrusion into my daily life. They were quite reassuring and made sure that I was fully informed about the process and how things would play out. I can’t imagine a better outcome.
My experience of dealing with The Hartford for my company LTD benefit was a nightmare from the start. Our company chose an “any occupation” clause from day 1 of disability leaving the door open to almost automatic decline. Of course, that is what happened.
I researched on the internet for days for a firm that knew ERISA Disability Laws and specialized in them. After an email to Dell Disability Lawyers, I received a call from an attorney the same day. After I described my occupation, he said “We have another attorney that I work with here who has helped many others in your occupation and I think he is better prepared than I to get you this benefit”. He about blew me away-sending business AWAY for MY sake? I knew, right then, that my choice of Dell Disability Lawyers was the correct one.
Why would you recommend Dell Disability Lawyers?
My Attorney, Steve Jessup, made suggestions and left the choices up to me-but obviously wise and proven effective means to solve a very difficult case with one of the most “difficult” companies in the marketplace.
What could we do to improve?
Honestly, right now I just want to give Steve and his assistant, Vanessa, a hug and a handshake – so my suggestion is that you send them to Michigan! Just joking, of course. The biggest help was the prompt reply to emails and phone calls-even when there was no answer yet, just to know you know. That was a big “peace of mind”.
After being denied initially, I searched our local area for an attorney who specialized in disability claims and found none. I spoke to a couple law firms that said they had “experts” in ERISA claims but after talking with them I determined they were no experts. I did a search on the internet and found Dell & Schaefer (Thank God.) After one phone call with Steve Jessup I knew that I had the attorney I was looking for. He had the “backbone” to stand up to the insurance company and was not the least bit afraid of going toe to toe with them. We won our appeal and have hired Steve to continue to represent me for help with the benefit distribution process. I highly recommend Steve and his staff.
I was on disability with a major insurance company for five years without any problems, upon a field rep’s visit to my home, I let him know that I was planning to try to go back to work. I did try to go back to work but with my severe sleep apnea and depression and several medications that made me very tired, the work day became impossible, when I let the case manager know that I couldn’t work without getting very tired and having to take a nap after a few hours on the job, he told me that the claim would be reexamined. I waited 9 months without any monthly benefit benefits being paid to me, the company gave me several excuses and I was in a real pickle, I researched disability attorney’s since I was in the insurance business and was told that the very best in the business for representation of my issues was a firm called Dell & Schaefer.
I reached out to the firm and was put in touch with an attorney named Steve Jessup, from that point forward, my problems seemed to fall off my shoulders and into the firms hands, I can’t explain in words what this firm did for me and my family.
Steve Jessup & Gregory Dell began working on my case immediately and I felt confident with every action they took. The insurance company as most wanted to settle my case for pennies on the dollar, but with the skill of the two attorneys, I was able to settle my case for a once in a lifetime lump sum payment from the disability insurance company that will take care of me and my family for life. All I can say is that these guys were like a machine grinding away in the trenches agains the insurance companies attorneys and getting me a great settlement. I would highly recommend this firm for anyone who felt like I did up against bad odds with a large insurance company and no where to turn to.
Why would you recommend Dell Disability Lawyers?
The best experience I have ever had with any attorneys…
My experience could not have been better. I was instantly made to feel and to know that my best interest was important, that I would be informed of all development in the process and that I retained the final decision which was important. My case was favorable, quite frankly it went better than what I had expected. I am grateful.
Why would you recommend Dell Disability Lawyers?
Because I am very confident that if this firm take on a case, that the odds of a successful outcome for the client will be highly likely. The Attorney(s) are very professional and truly care about helping those of us that are in need of help.
What could we do to improve?
I have only words of wisdom to offer. Continue to embrace your passion, acknowledge the gift and see the grace.
My experience was great. My attorney treated me with respect, kept me informed, and acted in my best interest.
Why would you recommend Dell Disability Lawyers?
They are experts in what they do, professional and respectful.
What could we do to improve?
Nothing.
My experience of working with this firm was incredible! I can’t begin to tell you how easy it is to talk with these guys. I personally had Stephen Jessup assigned to my case. Stephen explains everything very well. He reviewed my case. He explained my options. Absolutely no pressure one way or the other from Stephen. I felt Stephen cared for me, my situation and worked through my case in the same manner. He answered all calls and my emails every time and unbelievably quick! Also, the secretaries are nice and wonderful. I felt that I was “in the loop” the entire process.
My case was a LTD with Cigna. I was on STD and then LTD for two years. All I can say is that I was very happy and grateful on the process and my outcome. Stephen is a great negotiator and can make things happen and DID!
Why would you recommend Dell Disability Lawyers?
I would recommend this firm to anyone who needs great help. I worked in a District Attorney’s Office as a Criminal Investigator for most of my law enforcement career. I worked around attorneys on a daily basis (mostly criminal cases). I can tell you that there’s no one who didn’t trust and have reserves more towards attorneys than I did. BUT, these guys are super honest, caring, hard working, ethical and stride hard to help you with the utmost Integrity. I wouldn’t want anyone else other than these guys!
What could we do to improve?
I can’t think of anything on what you guys could improve on. I love the videos on your website. It helped me a great deal. Matter of fact, I made my decision on calling you guys based off the videos.
Professional, Courteous and Prompt.
Why would you recommend Dell Disability Lawyers?
They have proven that they are honest and sincere. Dell & Schaefer are my representatives until my L.T.D. insurance policy has expired. Thanks!
What could we do to improve?
Don’t change a thing, you are already winners!
From the first conversation I had with Steve there was a level of confidence that I heard in his voice which calmed my initial hesitation of calling for legal assistance. During the entire process, Steve, Danielle and others at the firm kept me informed and encouraged every step of the way. Without his knowledge, experience and determination to fight for me, I would have been another unfortunate statistic that lost their long term disability benefits. If you are in need of an advocate to fight for your rights, call Steve immediately. I guarantee you will not regret making that call.
Why would you recommend Dell Disability Lawyers?
Dell & Schaefer proved to me that they can “walk the talk” when it comes to representing someone that a long term disability provider said was no longer eligible to receive their benefits. I believe this firm does indeed defend the rights of those that genuinely need their LTD benefits to live a respectable life.
What could we do to improve?
Keep doing what you are doing! Your communication with me was exactly what I needed. I don’t believe you can over communicate with your clients!
My Attorney in NC referred me to your group. Steve has been great! We correspond via e-mail and he answers my questions so quickly. I’m a night owl so I send my emails late at night and by the time I get up he has already emailed me back. He has been so understanding of this hardship and moving as quickly as this stuff allows. His knowledge base has been great and he can break it down to my understanding. Happy Unum is having to pay something and he has got the job done.
Why would you recommend Dell Disability Lawyers?
They have helped me get what I was due.
What could we do to improve?
I can’t think of anything!
Mr. Jessup and Ms. Arriga were great. They organized all my medical records and physican statements into an appeal package, and presented a strong case to Cigna. As a result of the package and their hard work Cigna had no choice but to reinstate my disability payments.
I want to say thank you to both of them, my wife has been very sick with cancer for the last year and her condition had really got worse since November. This is going to reduce a lot of stress on both of us and allow me to concentrate on her care. The firm is very lucky to have you working for them.
My experience working with Dell & Schaefer has been excellent. Almost immediately, my disability payments were restored while more tests are performed and records gathered. My case is well represented now, and I am confident that my claim will continue to be approved. Having the right lawyer has allowed me to focus on my health and getting well.
Why would you recommend Dell Disability Lawyers?
The specialization in disability cases gives Dell & Schaefer an edge over other firms.
My experience with Dell & Schaefer began after a prolonged and frustrating experience with my disability carrier subsequent to contracting an illness which left me incapacitated. As a few examples of the frustration I am referencing: I had been accused by the ‘doctors’ appointed by my carrier to review my case as being a narcissistic fraud; the carrier sent a man to my home in the country unannounced to interview me (while I was not there but my wife and small children were); the carrier seemed to be fighting my doctor’s diagnosis and statement regarding my disability and illness; the carrier was not communicating well with me and was being cryptic with responses to legitimate questions.
I finally was so stressed from what should have been a simple process, and exhausted from the emotional and mental toll of filing a claim, that I was about to give up in the interest of maintaining what little health I had left and not wasting it fighting my carrier. I reached out to Greg Dell and he immediately set up a time to talk with Stephen Jessup and himself. I told them I just couldn’t keep managing the process – that the fight was taking its toll and I was inclined to either ‘tap out’ or quit altogether. After reviewing my case they were more than happy to drive their tank into the battle which I had been fighting with a handgun (Mr. Dell’s example). I signed with Dell & Schaefer, and suffice it to say this ‘tank’ comment seems to have been true as the very same day my carrier received the letter from Dell & Schaefer saying I had engaged their services is the same day my claim was approved.
I was curious to see how service would be after they had me contractually obligated to them. I have been impressed on this front as well. Every effort to correspond receives a response within 24 hours. Mr. Jessup is my primary contact and I have received more than one personal note from him encouraging me as I battle my illness; I believe that he really does care beyond just the financial interest the firm has in my case. On the business side of my interaction with them, I have been impressed with the thoroughness and timeliness of all responses – no matter how unimportant they might seem to Mr. Jessup. On the occasion when a question is more administrative in nature and Mr. Jessup or Mr. Dell need to defer to one of their staff, the staff is equally as timely and thorough and professional in their responses.
The stress and frustration of dealing with my carrier are gone; this benefit in and of itself is priceless. To add, I feel the benefit I gain from having Dell & Schaefer as my advocates makes their fees seem to be an excellent value.
Why would you recommend Dell Disability Lawyers?
Professionalism, ability to deliver on their promises.
I loved working with Steve! Not only was he professional and knowledgeable but he also was kind and compassionate and really made me feel like not only my case mattered but so did I. I can not say Thank you enough for all you did and also a special Thanks to Michal she was also very kind and always made time for me. God bless you both!
What could we do to improve?
Honestly nothing that I can think of.
When I became disabled early in my career as a dentist, I was expecting the disability insurance process to be a nightmare. With the help of Mr. Jessup and his team, it was far better than I ever thought it could be. He walked me through all the steps and made sure that we did everything that needed to be done to ensure a timely and positive response. Looking back on all the little details, I can’t see any way that I would have been able to handle it all by myself, let alone handle it in such a way to make sure everything was done in the best possible way to obtain a favorable response.
Having now gone through the process, I am certain that anyone faced with the prospect of filing a disability claim needs counsel and I can think of no better counsel than Mr. Jessup and his team and Dell & Schaefer.
What could we do to improve?
I can’t think of anything. They exceeded my expectations in every way.
I have been a client of Stephen Jessup since early last year and have to say he’s an amazing attorney whose direct approach and attention to detail are second to none. My case presents a difficult challenge in that we have to manage my LTD policy, workers compensation, and SSDI all together. Attorney Jessup has been able to guide me through all the intricacies of all three and has gone out of his way to do so, even in dealing with workers compensation and SSDI, although he is not required to do so. He doesn’t embellish or overstate what he can do for you. I have never had an email go unanswered or an attorney conference call cancelled. His compassion and understanding about your situation and condition are genuine. He listens to all your concerns and never will respond with empty rhetoric or lip service. And let’s not forget Anneli De Cardenas, who is definitely a big part of Dell & Schaefer. She has been terrific to deal with and has been very empathetic regarding my case.
Dealing with the insurance company by yourself is not only stressful but also not recommended; since Dell & Schaefer have started managing my LTD policy, I have felt a tremendous sense of relief because they are always on the ball and I trust that they are handling it effectively. I have the utmost gratitude to Stephen Jessup and Dell & Schafer for everything they have done for my case.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell & Schaefer because they listen to all of your needs and will never back down from any insurance company. They are a boutique law firm that will take the time to personally and effectively manage your case.
I must say, words can’t express my inner-feelings for the fabulous job that Dell & Schaefer firm have done for me. I was so impress with the outline of my disability appeal, it was totally organized. Dell & Schaefer keep me abreast with the entire proceedings. To have an attorney that has your interest at heart is a phenomenal thing. Dell & Schaefer was referred to me by a friend. It was a true blessing. I would return a favor, by referring Dell & Schaefer to anyone that needs an attorney.
Thank You, Dell & Schaefer and Stephen Jessup, for being there in my time of need.
I have been a client of Dell & Schaefer for the 6 months and they have already successfully taken my disability claim to approval. It is privilege to write this testimonial. I am a professional myself, a physician and to me these are some of the core strengths of Steve Jessup and his team.
Listening to the client: Attorneys at Dell & Schaefer really listen to you explain your special situation and undoubtedly every one of us has a special circumstance and specific wishes as to what we want. Most of the time attorneys and in general most professionals these days, will listen to you a couple of minutes and then file you away in a category or a bin and chalk out a plan for you in their mind and stop listening to you and start thinking about the next thing that they have to do. That is why these interactions are so often exasperating for the client.
As a physician I used to try and teach medical students that any well trained monkey can read a few books and do a particular thing in a particular situation, it is however extremely essential that you determine what the situation is and no one understands the situation better than your client or patient. I spoke to a couple of attorneys at D&S, initially with someone who took my call and then Steve who was assigned to me and it was impressive that they really tried to get what I was trying to convey, what my special and unique situation was (and whose isn’t?) and what I wanted.
Shock and Awe: At Dell & Schaefer they don’t go in halfway prepared. Their philosophy is to get well prepared and go in guns blazing. They will make you work on your mission until all anticipated difficulties have a contingency plan before even the adversary is intimated of the challenge. I believe it was Sun Tzu who said that the best battles are won before they are fought. Frequently you are a small David pitted against a Goliath adversary with deep pockets and a much larger time horizon. But you do have an advantage, that of time for preparation. The adversary does not know of the battle until you tell them and then the clock starts ticking. At Dell & Schaefer they make full use of your advantage by preparing your case with utmost thoroughness before the engagement.
Art of the possible: Legal action, just like life, is the art of the possible. I have dealt with 5 other attorneys in my career and only one of them apart from Dell & Schaefer understood this. A professional’s job is to tell you what the score is, what possibly can occur in the future and what measures can be taken to favorably change the future. And the last one is possibly the most vital. You don’t want your attorneys telling you all the time why things cannot be done, how laws are stacked against you, how global warming is melting the icecaps, how the oil is running out and how dogs sometimes eat homework assignments. You want them taxing their brains to see what can be done in best manner possible, so the future, which is not yet written, changes favorably for you. Attorneys at D&S get this and consciously incorporate it in their work ethic.
They say that there are four professionals in your life who should also be your friends. Doctor, Lawyer, Accountant and Banker. There is a deeper side to this sound bite that some people get and some don’t. I live at the other end of the country from where Dell & Schaefer work and play, but the world is small and getting smaller and perhaps someday I can add to my stock of friends.
With all the troubles and disappointments dealing with Unum, Mr. Jessup took over and made it possible to get what needed to be done. He was AWESOME! His team was efficient and caring. I chose the right person for the job when I called their office. I will be forever grateful for their services. Their assistance and kindness is/was so much appreciated. Thank you so much.
What could we do to improve?
Can’t think of one thing. You are just what a worried, hurting person needed. Thank you so much.
When my disability benefits were taken away, I was devastated. My benefits represented one-half of our income. After speaking with several disability law firms, I was impressed with Stephen Jessup’s knowledge, compassion, and attitude. Throughout the process of an appeal and settlement negotiations, he kept me informed on what was happening, and what the next step would be. He made sure I understood the process, and what to expect. His expertise throughout the settlement phase brought about a successful resolution that was more than I expected.
Very few businesses deliver exactly what they promise. After speaking with lawyers who were either apathetic or inexperienced with private disability claims, in the nick of time I found Dell & Schaefer. Attorney Stephen Jessup and staff took the time to understand the particulars of my case, thoroughly examined my claim, and protected my rights as a claimant. Dell & Schaefer’s lawyers were exactly what I expected and needed to win my disability claim, and I would recommend them to anyone with a disability claim in contention who enjoys sleeping at night.
I was reaching defeat in fighting for continuation of my benefit and contacted Dell & Schaefer hoping for one more try. From the moment I spoke to the attorney Stephen Jessup I felt relieved and hopeful. I provided the items requested and the rest was taken care of until I was one day notified that we had been successful. I was always treated with respect and kindness through the end of the case. The office was a pleasure to work with and more importantly we were successful.
What could we do to improve?
I can’t think of a thing. The experience was great.
My experience with Dell & Schaefer and Attorney Stephen Jessup was absolutely stress free. Everything was handled in a professional and timely manner. They made sure that everything was communicated & explained to me and they collected all the paper work necessary to process my appeal. I am very thankful that Dell & Schaefer was referred to me.
Why would you recommend Dell Disability Lawyers?
I would recommend Dell Disability Lawyers because they take the stress and worry out of your hands while at the same time keeping you abreast of everything that is going on. They are very experienced with all types of disability claims and insurance companies. They will protect and fight for you every step of the way.
What could we do to improve?
I feel that everything went well and at this time have no comments for improvements.
My attorney Stephen Jessup guided me through the disability process simplifying it when possible. He remains actively involved even though my benefits have been approved.
I was referred to Dell & Schaefer thru a network group of top clinicians who gave them a very positive recommendation. I was not disappointed. Dell & Schaefer’s organisation, confidence and direction proved invaluable during a very frustrating and emotional period. We were fortunate to get them onboard at onset of my medical problems, and their help was pivotal as the demands of my illness and the claims procedure became very challenging. I can’t say enough positive things about Stephen Jessup, Greg Dell and the many valuable members of their team. They possess unique knowledge and experience critical for success in this field, and demonstrate a sincere commitment to success for their client. These are highly skilled professionals who provided outstanding guidance and personal support through the processing and management of my professional disability insurance claim.
Why would you recommend Dell Disability Lawyers?
I have every confidence that Dell & Schaefer are simply the best at what they do. I sincerely doubt you could find any better representation for a professional disability claim.
The firm, and especially Danielle and attorney Stephen Jessup, were prompt in replying and responding by e-mail and phone calls to my questions regarding my case. They were empathetic to my conditions and situations. They worked hard to develop a full and complete case for review. They helped me to achieve a lump sum settlement through Mediation. I am pleased with their work on my behalf.
Why would you recommend Dell Disability Lawyers?
Attorney worked very hard on my behalf. Help will be required to obtain any ERISA disability benefit.
I found Mr. Stephen Jessup of Dell & Schaefer to be friendly, knowledgeable, responsive and unfailingly professional. I received a settlement and everything was completed within the time frame discussed. For these reasons I highly recommend Mr. Jessup for professional services.
I personally got an LTD claim overturned; however, that took months, 6 and 1/2, and a lot of financial help from family. As soon as I turned to Dell & Schaefer, which I did extensive research, I was put in touch with Stephen Jessup and Gregory Dell. If you are looking at this page, you know, how hard it is to manage your health, doctor appointments, and just everyday life. I knew after I won that appeal I only had time to fight for my health and family.
Dell & Schaefer takes care of all interactions with the insurance company, and I get a monthly check, which I paid into, but it is no longer me taking on the insurance, I know I have the right team fighting for me and my family. Thank you for all you do Dell & Schaefer, and for making it be easy on me. I recommend your attorneys because they have done right by me. I am only one person; however, if I so much as send an email, or call I have a reply within a few hours. I feel like I have kept my identity with the law firm. I’m known as Bonnie and I am treated as an individual, as you should be.
At the start of this journey I was not feeling very positive. The letters from my insurance company and their phone calls gave me little hope. I met with Mr. Jessup and he reviewed my file with me carefully and he explained his feeling very carefully to me. He was positive and I felt a sense of honesty and concern. The process did take a few month and I was not very positive. This firm continued to ask me to hang in there and we will fight for what you deserve. Their honesty and positive communication was so helpful to me. Mr. Jessup and his support staff always returned my calls and gave me hope. My claim for long term disability benefits was approved.
I first started working with Dell & Schaefer after two failed back surgeries forced me to stop working. I was the major breadwinner of our family and had a very generous compensation package that included long term disability. I was certainly glad to know that I had the long term disability policy to help us during this major change in my family’s life. I was surprised to learn that long term disability means something very different to the insurance company (MetLife) who held my policy. They wanted to place an 18 month restriction on pay out and wash their hands of me. Hardly “long term”.
I hired Dell & Schaefer to fight for me and that they did. They were well schooled in the tactics of insurance companies and they expertly navigated the many barricades the insurance company placed in front of me. They were extremely knowledgeable in all areas of the law and quickly identified a course of action. They were fair and sensitive with my personal concerns and I always felt that I had an advocate on my side. Their experience proved invaluable as they were able to successfully argue my case and win my long term disability case, securing my benefit and my family’s income needs. And they continue to support me, as insurance companies continue to find ways to challenge the validity of your claim even after the initial decision is made in your favor.
Dell & Schaefer handles everything for me. This is an extraordinarily difficult thing I have had to endure. Without this money, I have no idea how my family would have been able to survive. Insurance companies can be brutal on individuals and when one is at their most vulnerable as I was, it is critical to have a knowledgeable and powerful attorney on your side. I like the fact that I don’t have to worry about anything and that everything is handled for me by Dell & Schaefer. I am glad to recommend Dell & Schaefer to anyone who needs a strong advocate on their side.
After a spinal injury and subsequent surgery which left me unable to continue working, I filed for my long term disability benefits on my own. As the extent of my injuries and disability were obvious, I expected that I would have no issues receiving the long term benefits through my employer’s carrier for which I had paid for several years. I could not have been more wrong.
After receiving a denial from the long term disability insurance carrier for the claim I filed on my own behalf, I researched legal firms specializing in assisting persons like me, who had been denied their benefits. I chose Dell & Schaefer because they had over 30 years successfully advocating disability claims; their reputation for obtaining benefits was stellar; and, after my initial consultation, I was impressed with their knowledge and professionalism.
Attorney Stephen Jessup did an exemplary job in obtaining a reversal on the denial of my long term disability benefit claim. At every step in the process, Stephen kept me informed, discussed all the issues with me, and treated me with respect and dignity. I appreciate the continued assistance and support of Dell & Schaefer and their team of knowledgeable disability attorneys and support staff. I would recommend Dell & Schaefer to anyone seeking to receive long term disability benefits for which they are entitled. This firm is successful in obtaining benefits for disabled clients. Further, they are knowledgeable, professional, personable, and most importantly approachable and responsive.
A few years ago I found myself unable to work and needing treatment. While I was getting the treatment I needed my employer fired me. This left me still needing treatment as well as needing to find a source of income. Not knowing where to turn or what to do my wife an I contacted Dell & Schaefer for help. Upon speaking with attorney Stephen Jessup we felt assured that we had found the help we needed. Attorney Jessup worked with the attorneys from my former employer and explained my situation to them. During the weeks of negotiations attorney Jessup kept us informed as to the progress and ultimately called us with a settlement offer. We were so relieved and grateful!
But that is not where our story ended. After informing us of the offer presented by my former employer, attorney Jessup advised me that he felt he could get us a better settlement with just a bit more time. I discussed it with my wife and we both felt confident in attorney Jessup’s advice so we allowed him to further negotiate on our behalf. Sure enough, a more equitable settlement was reached in a very short time. During the entire process attorney Jessup and the staff at Dell & Schaefer handled everything with very little input needed from us. This allowed me the time and reassurance that I needed in order to heal. Their professionalism and reassuring manner never left me feeling concerned that I wasn’t being fully represented despite the fact that they rarely needed participation directly from me. In the end my confidence in them was rewarded with a better settlement than I was expecting. My wife and I are forever grateful. From my experience it would be very difficult for Dell & Schaefer to improve upon their process.
Dell & Schaefer has been great to work with and very responsive to my needs. After I was diagnosed with an incurable chronic health disorder (Meniere’s Disease) which rendered me unable to work, I had applied for long term disability after working with the same company for 36 years. The insurance carrier was great to work with until my short term disability had expired. After over a month without any income, no communication; except to contact me to question me about my job performance, I started to pressure them to take action on my long term disability application.
They told me that it would be another month before they could get back to me. At this point I felt the situation was hopeless. I contacted Dell & Schaefer, they immediately responded and quickly contacted the insurance carrier via letter. Two weeks later I was approved. I have had excellent experience with the firm. They keep me informed and always respond in a timely manner. They are proactive and provide great support when I need to respond to any requests from my insurance carrier.
Since day one I continue to have a very positive experience working with the Dell & Schaefer Law Firm. I am especially grateful to attorney Stephen Jessup who was assigned to my case in early 2010. Steven Jessup and Anneli (Registered Paralegal) are always available and very professional in managing my case in a timely manner. Steven explained the entire (LTD) process to me from day one when I became disabled and unable to work due to my disabilities and had my case approved very quick working with my LTD carrier. My health has worsened since then with a life threatening disease and several surgeries / conditions later. He always answers all of my questions in a timely manner and always has a positive outcome for me. I feel highly represented & grateful with Steve as my LTD attorney which enables me to take care of my health to the best of my abilities without worries.
Steve, I sincerely appreciate all you and Dell & Schaefer have accomplished for me from day one in representing me regarding my case in a very quick and timely manner. I would “most definitely recommend” Attorneys Dell & Schaefer to anyone in dire need of the best in legal representation & counseling in short & long term disability cases.”
God bless to you Steven, Anneli, Greg and all of the Dell & Schaefer Law Firm!
I am a 62 year old woman that got ill and was unable to work. I had long term insurance that was paid by my job. One day I received a letter from the Hartford insurance company saying that I would not get paid any more since they thought I could perform any job.
I did not know what I was going to do since I could no longer work and my social security was not enough to pay my bills. I called a lot of attorneys in California and was not able to get a lawyer to take my case. I went on line and found Attorneys Dell & Schaefer. The reception took my name and in less than an hour I got a call from attorney Stephen Jessup. I told him what was happening and he listen to me and started the paper work. Now I’m a very happy person because Attorneys Dell & Schaefer won my appeal and got my long term insurance payment started again. They are always on top of things.
I have been very pleased with them and their office staff because when I call their office I always talk to a real person, they are very fast at calling me back and answer all my questions. I would highly recommend their service to anyone in need of an attorney.
I am a medical oncologist with the diagnosis of Parkinson disease for last 6 years. My disease was slowly progressing over the years, up to the point it start to affect my daily work responsibilities. I handed my case to Attorneys Dell & Schaefer. Mr. Jessup was my lawyer who took care of my case. He did an excellent job taking care of every step in the process of approving my long term disability claim with Prudential insurance company.
Based on my experience with Mr. Jessup office, I highly recommend anyone who needs help with their claim for short/long term disability to contact his office. They will do superb job taking care of all the necessary steps. Attorneys Dell & Schaefer firm are very professional. They know how to deal with the insurance company and disability issues. The team is available any time to answer questions, I cannot thank them enough for what they did for me.
I am happy to share my positive experience of being represented by the firm of Dell & Schaefer for my disability claim. When I first called for a consultation I was immediately put through to Stephen Jessup who was so professional and took his time to explain the Disability law to me. Thereafter I retained the firm and Mr. Jessup began to represent me.
I have nothing but praise for him and his staff. They have made this legal process so much easier for me and have taken my worrying away from me and handled everything. They keep me informed of all that is happening with my case and promptly respond to my emails and calls to answer my questions. I would not hesitate to recommend this firm as they are highly knowledgeable on the law and are very professional.
This firm is knowledgeable in handling disability claims for professionals. It’s important to use a firm with experience because when it comes to filing for disability benefits. You can’t afford to be part of a rookie’s learning curve.
I had an awesome experience working with Dell & Schaefer. I especially love the attorney Stephen Jessup who was assigned to my case. He was very professional, a great listener and kept me updated with the status of my case. Steve explained the entire process to me. He answered all of my questions in a timely manner. I believed that he really worked for me. I felt very comfortable and confident with Steve which enabled me to take care of my health without worries. I wished that Steve could be cloned for all areas of the legal arena. I would most definitely recommend Attorneys Dell & Schaefer.
I was very pleased with the service and the professionalism that I received from Dell & Schaefer. Stephen Jessup and staff showed extreme care while handling my disability case, keeping me informed every step of the way. The service that I received was prompt and courteous. I was very surprised by the way they were able to go in and settle my case for more than I expected and it was done fast. Thank you for all that you’ve done for me and my family and the effective and efficient way you handled my disability case. I think that Dell & Schaefer do an excellent job being both professional and caring when dealing with clients.