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- Disability Application
- Monthly Claim Handling
- ERISA / Group Claim Denial
- Private Disability Benefits Denial
- Lump-Sum Policy Buyouts
- Class Action Lawsuit
- Total vs. Residual Disability Analysis
Disability Insurance Companies
- Disability Management Services (DMS)
- Ameritas
- Anthem
- Companion Life
- Sedgwick
- American United
- Assurity Life Insurance
- Dearborn National
- HM Life Insurance
- Broadspire
- Boston Mutual
- Reliance Standard
- Ohio National
- Reassure / Jackson
- Illinois Mutual
- Assurant / Union Security
- Unum
- Union Central
- Trustmark
- Sun Life
- Standard
- Prudential
- Provident
- Principal Financial Group
- Paul Revere
- Northwestern Mutual
- New York Life Insurance
- Mutual of Omaha
- Monarch Life Insurance
- MetLife
- Mass Mutual Financial Group
- Lloyds of London
- Lincoln Financial
- Liberty Mutual
- Jefferson Pilot
- ING / Reliastar
- Hartford
- Guardian Life
- Great-West Life Assurance
- Colonial Life
- Cigna
- Berkshire
- AXA Equitable / DMS
- AIG
- Aetna
Disabling Conditions
- Ehlers Danlos Syndrome Long Term Disability Claims
- Gastrointestinal Disorders Resulting In Disability Insurance Claim Assistance
- Cognitive Limitations and Long Term Disability Insurance Claims
- Disability Insurance Claim for Insomnia or Other Sleep Disorders
- Syncope Disability Insurance Benefits Claim
- Substance Abuse Disorder Disability Insurance Benefits Claim
- Chronic Pain Disability Insurance Benefits Claim
- Eye Problems Resulting in Disability Insurance Claim
- Rheumatoid Arthritis Disability Insurance Benefits Claim
- Hepatitis C Disability Insurance Benefit Claim Help
- Seizures (non-epileptic) Disability Insurance Benefits Claim
- Attorney Disability Claim Help for Neck Pain or Cervical Spine Problems
- Ataxia Disability Insurance Benefits Claim
- Disabled by Kidney Disease or Renal Failure and Need Disability Insurance Claim Help?
- Cerebral Atrophy Short Term and Long Term Disability Insurance Claim Help
- COPD Disability Insurance Claim Information and Legal Help
- Disabled Due to Epilepsy Or Other Seizure Disorders Requiring Disability Benefit Claim Help?
- Diabetes Disability Insurance Claim Help and Information
- RSD / Complex Regional Pain Syndrome Disability Insurance Benefits Claim
- Vestibular Dysfunction Disability Insurance Benefits Claim
- Shoulder Disorders Disability Insurance Benefits Claim
- Seeking Disability Insurance Benefits for a Knee Disorder and Need Claim Help?
- Osteoarthritis Disability Insurance Claim Help From Disability Lawyers
- Disability Insurance Claim Due to HIV/AIDS Lawyer Assistance
- Sleep Apnea Disability Insurance Benefits Claim
- Stroke Disability Claim Help from Disability Insurance Lawyers
- Speech Disorders Disability Insurance Benefits Claim
- Psychosis Disability Insurance Benefits Claim
- Back Disorders Disability Insurance Benefits Claim
- Does Macular Edema Require you To Speak with a Disability Lawyer About Benefits?
- Post Traumatic Stress Disorder (PTSD) Disability Insurance Benefits Claim
- Peripheral Neuropathy and Hiring A Lawyer for A Disability Claim
- Our Disability Insurance Attorneys Can Handle Your Macular Degeneration Claim
- Lyme Disease Disability Insurance Claim Help From Lawyers
- Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?
- Our Disability Insurance Attorneys Discuss Irritable Bowel Syndrome (IBS) Disability Claims
- Long Term Disability Insurance Benefits for Heart Disease or Cardiac Issues
- Does Hearing Loss Require You To Seek Long or Short Term Disability Benefit?
- Meniere’s Disease Disability Claim Help and Tips
- Headache Disability Insurance Benefit Claim Help From Attorneys
- Parkinson’s Disability Insurance Claim and Benefits Lawyer Help
- Our Disability Lawyers Discuss Multiple Sclerosis and Disability Insurance Benefits
- Epstein-Barr Virus Can Result in A Disability Insurance Claim?
- Depression and Anxiety Disability Insurance Claim Information and Help
- Fibromyalgia Disability Insurance Benefits Claim
- A Chronic Fatigue Syndrome Disability Claim Will Be Challenged
- Carpal Tunnel Syndrome and Disability Insurance Claim Assistance
- Cancer Disability Insurance Benefits Claim
- Bipolar Disorder Disability Insurance Benefits Claim
- Crohn’s Disease Short And Long Term Disability Insurance Claim Help
Frequently Asked Questions
- Do Federal Courts Nationwide Differ on the Meaning of Regular Occupation in ERISA Long Term Disability Plans?
- Why are the duties of my pre-disability occupation important when seeking LTD benefits?
- Should I Let My Doctor Be Interviewed By The Insurance Company?
- Can a stress-induced heart attack be considered an “injury” under a disability insurance policy?
- How do I prepare for an IME Exam requested by Disability Insurance Company?
- Are Disability Business Overhead Expense Policies Worthless if You Close Your Business?
- I have both an individual disability insurance policy, which I purchased on my own, and a group disability insurance policy through my employer. Will I be able to recover benefits from both insurance policies if I become disabled?
- Has Lincoln Contacted You About Your Liberty Disability Claim?
- Can my disability insurer offset pension or retirement benefits that I’m drawing from a previous employer?
- Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
- Disability Insurance Challenges for Doctors
- What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
- How Does Having A Disability Lawyer Help Me Fight For Metlife Disability Benefits?
- Why Should A Claimant Take Their Time Filing an ERISA Disability Appeal Letter?
- What Should I expect if Metlife wants to send someone to Interview me?
- Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
- If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
- What Should a Claimant Expect When Suing Cigna or any other disability company for Long Term Disability Benefits?
- When is the Best Time to Submit a Claim for either STD or LTD insurance benefits?
- What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
- Can I Volunteer and Still Receive Long Term Disability Insurance Payments?
- What is a “Gainful Occupation” under a Disability Insurance Policy?
- Do I need to disclose my disability insurance claim if I filed for bankruptcy?
- The Long-term Disability Medical Consultant review. What is it? What can be expected?
- Is a Field Interview Request By A Disability Insurance Company a Bad Thing?
- Are All Medical File Reviews By Disability Insurance Companies a Sham?
- Can I submit a long-term disability claim if my employment has been terminated?
- Is an FCE Exam Good or Bad for a Long Term Disability Insurance Claimant?
- Is a Long-Term Disability Policy Buyout A Good Option?
- Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
- What Is A Medical Consultant Review Request By A Disability Insurance Company?
- Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
- When Is The Best Time To File A Long Term Disability Benefit Claim?
- How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
- Can a Disability Claimant Refuse to Attend an IME During an Appeal?
- If I Have Physical and Mental Disabling Conditions Will My Disability Benefit Be Subject to a Limited Pay Period?
- Total v. Residually Disability Benefits: The Ongoing Battle?
- What Should a Dentist Expect When Filing a Long Term Disability Benefit Claim?
- Can my severance agreement eliminate my right to claim disability insurance benefits?
- Does a disability insurance company need to consider the side effects of my medications?
- Do I Need to Consult an Attorney Before I File an Application for Long Term Disability Benefits?
- Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?
- Is a Claimant’s Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
- How Can I Protect Myself At A Hartford IME Exam?
- Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?
- What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
- Does It Matter Who Pays My Disability Insurance Premiums?
- Do I Have A Time Limit To File An ERISA Disability Lawsuit?
- Can I collect disability insurance benefits if I am collecting unemployment benefits?
- What Are My Options Following A Private Disability Insurance Claim Denial?
- What is An ERISA Disability Lawsuit and What Should I Expect?
- If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?
- Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
- Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?
- What should I expect at a medical examination requested by Unum disability insurance company?
- Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?
- Can my insurance carrier deny my benefits even if there is no change in my medical condition?
- Do the rules of evidence apply to ERISA disability insurance cases?
- What can I do when the insurer fails to make a decision on my appeal within the required timeframe?
- Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?
- Can I file for disability insurance benefits if I was fired before I stopped working?
- Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?
- Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?
- What are the important steps to take when filing an ERISA disability denial appeal?
- Why is a different company handling my claim for short or long term disability benefits?
- Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
- What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?
- If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
- If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?
- What is an Attending Physician Statement and how should it be completed?
- Can the Disability Insurance Company Call My Doctors Without Telling Me?
- How often can my disability insurance company require a Claimant Statement?
- Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
- Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?
- Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!
- Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?
- What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?
- How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?
- Do I Have To Allow My Disability Insurance Company To Contact My Employer?
- Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?
- Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?
- What Does It Mean If My Disability Insurance Company Says I Am Malingering?
- Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
- Can your ERISA disability benefits be garnished?
- What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?
- Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?
- Is My “No-Fault” Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
- Is Your Disability Insurance Claim a Physical or Mental Disability Condition?
- How Important is Doctor Support in Securing Disability Insurance Benefits?
- Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?
- Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?
- Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?
- What is a REMAND in an ERISA Disability Insurance Lawsuit?
- What is the Administrative Record in an ERISA disability appeal?
- Why is it important to hire a disability attorney experienced in handling ERISA disability claims?
- Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?
- How does a disability insurance company determine my Regular Occupation?
- If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?
- Are all LTD claimants considered for alternative professions as part of the “any occupation” investigation?
- Do Disability Insurance Companies Continue to Challenge a LTD Claim After an “Any Occupation Definition of Disability Investigation” Is Completed and Benefits Have Been Extended?
- Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?
- Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?
- Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?
- Can Hartford be punished for wrongful denial of a disability insurance claim?
- How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?
- If I am receiving disability insurance benefits, can the disability insurance company use my spouse’s income or retirement benefits to offset my monthly disability benefit payment?
- Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?
- What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?
- If my social security disability claim was denied will my disability insurance claim be denied?
- What does attorneys Dell & Schaefer charge for the representation of disability insurance claimants?
- Can a disability insurance company rely upon a nurse to review my disability claim?
- Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
- Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?
- If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?
- Is my disability insurance policy subject to or governed by ERISA?
- What is the Accident v. Sickness provision in my disability insurance policy?
- What should I expect if I apply for residual disability insurance benefits?
- What are the ERISA disability appeal deadlines and why 180 days?
- Do I Have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?
- If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?
- Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?
- Can a disability company sue me to recover an SSDI overpayment?
- Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?
- What should I be aware of if I am buying a disability insurance policy?
- What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?
- Why is it important to have a disability attorney handle my ERISA disability appeal?
- Will a disability insurance company watch me on Facebook or other social media sites?
- Can a disability insurance company rely on a Functional Capacity Exam (“FCE”) to deny long-term disability benefits?
- Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?
- How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?
- Can a disability insurance company claim overpayment for SSDI payable to a child as result of the parent’s disability?
- Are disability insurance benefits taxable?
- Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
- Can a disability attorney manage all aspects of my long-term disability insurance claim?
- Can my disability insurance policy be exempt from ERISA?
- What is the discretionary clause in a disability insurance policy?
- Does my disability insurance lawsuit need to be filed in State or Federal Court?
- Is my disability insurance company required to offer me a lump sum buyout of my disability policy?
- Disability Law and Video Surveillance
- Do disability insurance companies handle a claim differently when a lawyer is involved?
- Why is ERISA an unfair law for disability insurance claimants?
- How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?
- Do I have to sign the Social Security reimbursement agreement requested by disability company?
- If I can not afford medical treatment can I still collect disability insurance benefits?
- Will the disability insurance company pay my doctor to complete an Attending Physician Statement?
- Do disability insurance companies deny all claims for disability benefits?
- How can one disability company approve my claim but my other disability company has denied my claim?
- Should I stop paying my disability insurance premiums even though my claim decision is pending?
- What should I expect when I attend an IME exam requested by my disability insurance company?
- What is ERISA?
- If I am physician claiming long term disability, can I treat myself?
- If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?
- What can I do if the disability insurance company is delaying disability payments?
- What does it mean when a disability insurance company pays disability benefits under a “reservation of rights”?
- What are the most common disabling conditions for a long term disability claim?
- What type of doctor should I be treating with in order to claim long term disability benefits?
- Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?
- What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?
- Can I earn money while I collect long term disability benefits?
- If a disability insurance claimant dies can any family members continue to collect the decedent’s long term disability benefits?
- Why does the disability insurance company request my tax returns?
- What is a Functional Capacity Exam (FCE) and should I go to a FCE?
- How can the disability insurance company deny my claim if my doctor has not released me to return to work?
- If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?
- Will the insurance company pay me long term disability benefits while my appeal or lawsuit is pending?
- How long is the disability insurance company required to pay once my disability claim is approved?
- If my disability insurance claim denial is reversed will I receive interest?
- Do I need to send the “medical authorization release” form to the disability insurance company?
- Will the disability insurance company pay my attorney fees and cost if I win my Appeal?
- Can I sue my long term disabilty insurance company for bad faith or punitive damages?
- Why should I hire a disability insurance attorney to submit my ERISA Appeal?
- How do I determine my date of disability?
- What are self reported condition limitations in a group long term disability insurance policy?
- Can my long term disability claim be denied for a pre-existing condition?
- What is a residual disability income claim?
- Can I do volunteer work while I am collecting long term disability benefits?
- Does Social Security always deny disability claimants the first time they submit a claim?
- Can the disability insurance company require me to have surgery in order to collect disability benefits?
- How often does the Social Security Administration evalaute a claimant’s eligibility for SSDI benefits?
- How often does the disability insurance company expect a disability claimant to treat with a doctor?
- How does the Social Security Administration determine if a person is eligible for social security disability benefits?
- What are the five most common reasons for a long term disability insurance claim denial?
- Does social security disability approve claims that are based on subjective medical conditions?
- How long do I have to be disabled before I can file a claim for social security disability benefits?
- What is the appeal process if my Social Security Disability Claim has been denied?
- Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?
- Does the claimant, after getting a request to a field interview, have to do it?
- What happens when a long term disability insurance company requests to do a field interview regarding your claim?
- Are the outside companies hired by disability insurance companies to locate IME doctors independent?
- Are independent medical examiners hired by a disability insurance company truly independent?
- What can I do to protect myself during an IME exam requested by my disability insurance company?
- Can my disability claim be denied if my disability company never conducted an IME exam?
- Will my disability insurance company give me a copy of the IME report?
- Why is my disability insurance company requesting an IME exam?
- Do I have to attend an IME exam requested by my disability insurance company?
- Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?
- Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?
- When should a disability claimant suspect that their disability insurance company is doing video surveillance?
- Why do disability insurance companies conduct secretive video surveillance?
- Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?
- How do I obtain a copy of my long term disability insurance policy or disability plan?
- Should I allow my disability insurance company to interview me in my home?
- If my long term disability claim is wrongfully denied will the insurance company pay my attorney’s fee if I win my case?
- Can I recover attorney fees if my long-term disability claim is governed by ERISA?
- Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?
- Can a disability insurance company conduct video surveillance of me without my permission?
- If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?
- Can a LTD insurance company claim overpayment if claimant is approved for SSDI?
- Why are disability insurance policies difficult to understand?
- Why is it important to have a disability attorney when applying for disability insurance benefits?
- Does having a disability insurance attorney raise a red flag?
- What is an “own occupation” definition of disability?
- What is an “any occupation” definition of disability?
- What time frames apply to an ERISA disability appeal?
- Who are the largest private and group disability insurance companies?
- How do I know if my disability policy is subject to ERISA?
- Are there any penalties if a disability insurance company violates ERISA?
- Why was ERISA created?
- How does an individual disability claim differ from an ERISA group disability claim?
- Why consider a lump-sum buyout of your disability insurance policy?
- How do disability insurance companies calculate lump-sum buyouts?
- What is a lump sum buyout?
- What types of medical conditions are most commonly challenged by disability insurance companies?
- How important is the support of my treating physician?
- Should I speak with an attorney prior to filing my long-term disability insurance claim?
- What are my options if my long term disability insurance claim has been denied?
- Do you need to suffer a loss of income to collect disability income payments?
- Can you work in a different occupation while collecting disability income payments?
Our Resovled Cases
- Successful Appeal Against Prudential Gets Breast Cancer Survivor Back on Claim for LTD Benefits
- Aetna Overturns Denial of LTD for Former Employee of The Home Depot
- Reliance Standard overturned LTD denial for Tennessee Technology Sales Consultant
- Prudential Overturns Disability Denial to Chiropractor
- Prudential Approves LTD Claim on Voluntary Appeal
- After Appeal Sun Life Finally Approves Disability Benefits for Data Engineer
- Sun Life overturned previous denial of LTD for California Diagnostics Manager
- Aetna Reinstates Benefits for Former SAP America Employee Suffering the Effects of a Head Injury
- CIGNA overturned previous denial of waiver of life insurance premiums
- Attorneys Dell & Schaefer successfully appeal denial of benefits to claimant with CRPS/RSD
- LINA overturned its previous LTD denial for Medical Technologist
- MetLife Approves Disability Benefits to Dentist With De Quervain’s
- Prudential Approves Disability Claim on Appeal
- Federal Court Overturns Aetna Denial Of Disability Benefits
- Liberty Mutual Overturns Denial of Disability Benefits Following Submission of an ERISA Appeal
- Dell & Schaefer Refuses to Allow Prudential to Force Claimant Into Submission
- Northwestern Mutual Approves Claim For Disability Benefits
- Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Trial Attorney
- Cigna Overturns Denial of LTD Benefits to Computer Systems Engineer after Appeal and Independent Medical Examination
- Hartford overturned its previous denial of LTD benefits for Illinois Account Representative
- Cigna Finally Approves Claim for LTD Benefits for Former Nurse Employed at Hollywood Presbyterian Medical Center
- Hartford overturned previous denial of long term disability benefits for New York Consultant
- Dell & Schaefer Successfully Appeals Denial of Benefits to Former Clinical Therapist
- Liberty Reinstates Long Term Disability Benefits for the Second Time
- Dell & Schaefer Successfully Appeals Metlife Denial of Benefits to Veteran
- Unum Approves Long Term Disability Application to a Program Manager
- Attorney Cesar Gavidia Successfully Reinstates CIGNA Benefits to a Senior Systems Engineer Suffering from Migraines
- Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
- Dell & Schaefer Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
- Symetra Reinstates LTD Benefits for Former Vice President of Grady Management, Inc. who suffered from multiple Strokes
- Aetna Life Insurance Company overturned previous denial of long term disability benefits for Georgia Assistant
- Berkshire Approves Application for Disability Benefits to Sales Manager
- Cigna Overturns Denial of Long Term Disability Benefits
- Metlife Overturns Denial on Appeal by Dell & Schaefer
- Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for Massachusetts Senior Advisor
- After appeal filed by Attorney Jay Symonds, UNUM overturned previous denial of long term disability benefits for South Carolina Nurse
- Prudential Insurance Company of America overturned previous denial of long term disability benefits for Oregon Software Engineer
- Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for New Jersey Account Manager
- Cigna Overturns Denial of Long Term Disability Benefits On Appeal
- Standard Approves Disability Benefits to Attorney with Fibromyalgia
- Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
- After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer
- Prudential Decides to Terminate Long-term Disability Claim of Disabled Chevy Chase Bank Manager That It Had Paid for 11 Years, But It Overturns Decision After Attorney Dell & Schaefer’s Appeal
- Prudential overturned previous denial of long term disability benefits for Connecticut Audit Manager
- Cigna Approves Disability Benefits to Doctor with Ehlers-Danlos
- Life Insurance Company of North America overturned previous denial of long term disability benefits for Washington Crime Scene Photographer
- Prudential Denial Overturned on Appeal After Attorneys Dell & Schaefer Established that Medical Device Representative Could Not Perform Duties of Any Gainful Occupation
- Cigna Again Reinstates Claim of Archdiocese of Baltimore Registered Nurse Thanks to Appeal by Dell & Schaefer
- Prudential overturned previous denial of long term disability benefits for Mississippi Nuclear Medicine Tech
- Cigna overturns decision to terminate benefits of Claimant suffering from Multiple Sclerosis
- Senior Global Tax Director for Billion Dollar Worldwide Industrial Company is Again Receiving Disability Benefits from MetLife After Appeal by Attorney Alexander Palamara
- After Appeal Filed by Attorney Alexander Palamara, Cigna Overturns its Previous Denial of Long Term Disability Benefits for Retail Clerk Suffering from Bipolar Disorder and Chronic Pain
- Principal Reinstates Benefits of Orthopedic Surgeon Unable to Work Full-Time After Attorney Rachel Alters submits Appeal
- Unum and Sun Life Approve Disability Benefits to OB.GYN
- After appeal filed by Attorney Jay Symonds, Hartford overturned its second denial of long term disability benefits for Alabama CEO
- After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Tennessee Claims Supervisor
- Computer Programmer is Back on Claim Receiving LTD Benefits after Attorney Proves to Lincoln it Acted Wrongly
- Accountant who was previously on claim for 7 years gets LTD Re-Approved after Appeal to Lincoln Financial Group
- CIGNA overturned previous denial of both long term disability benefits for Massachusetts IT Procurement Specialist
- CIGNA overturned its previous denial of both short term and long term disability benefits for Michigan Senior Personal banker
- LTD Claim Approved for a Second Time for an Insurance Sales Agent after Prudential Denies Claim Based on Self-Reported Physical Capabilities
- After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues
- Lincoln Approves Disability Benefits Following Second Appeal
- Attorneys Dell & Schaefer File Lawsuit in Federal Court Against Aetna Life Insurance Company After it Denied Long-term Disability Benefits to Former Software Developer
- Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer
- After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits
- Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA
- Reliance Standard Reinstates Disability Benefits to Project Manager
- Cigna Reinstates Disability Benefits to Project Manager on Appeal
- After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for Pennsylvania Corporate Training Coordinator
- Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
- Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
- After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Kentucky District Sales Manager
- LTD Claim Approved by Lincoln for Former Biomet, Inc. Employee suffering from Meniere’s Disease
- After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
- Standard Overturns Decision to Deny Disabled Project Manager Long-term Disability Insurance Benefits After First Appeal
- Disabled Vessel Captain for Marine Services Corporation Wins Long-term Disability Appeal With CIGNA
- After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
- After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again.
- After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
- Another Long Term Disability Claim is Reinstated after Disability Attorney Alexander Palamara successfully argues The Standard Insurance Company Mishandled Preexisting Condition Investigation
- Cigna Approves Disability Benefits After Two Years of Fighting
- United of Omaha Overturns Decision to Deny Benefits to Disabled Quality Assurance Manager After Appeal Discredits Its Medical Review and Vocational Assessment
- Prudential Overturns Denial of Disabled Welding Foreman Suffering From a Blood Disorder to Only Claim His Disability is Psychosomatic and Limited to 24 Months of Payments
- Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
- Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
- Hartford Reinstates Disability Benefits to HR Manager
- Cigna Approves Disability Claim Following Multiple Denials
- Unum Overturns Original Decision to Deny Benefits to Disabled Account Manager Following Appeal Submitted by Dell & Schaefer Appeals Team
- After appeal filed by Attorney Jay Symonds, Lincoln National overturned its previous denial of long term disability benefits for Washington Sales Representative
- Lincoln Financial Reinstates Disability Benefits To School Teacher
- Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
- Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
- After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
- Cigna Overturns Denial Following Dell & Schaefer Appeal
- Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
- Disability Attorney Alex Palamara wins LTD Benefits for Police Office Denied by Standard
- Long Term Disability Appeal Victory Against Cigna for Cardiac Cath Technician
- Cigna Approves Disability Benefits to International Sales Manager
- Liberty Mutual of NY Disability Benefit Denial Reversed After Two Denials In One Year
- Cigna reinstates Long Term Disability claim after reviewing Dell & Schaefer appeal
- After appeal filed by Attorney Jay Symonds, UNUM overturned its previous denial of long term disability benefits for Colorado Plumber
- MetLife reverses decision to terminate LTD benefits after Dell & Schaefer files an appeal showing Metlife completely ignored physical conditions of claimant
- Disability Attorney Alexander Palamara Proves to Unum that Its Decision to Deny Benefits Was Wrong for Claimant Suffering from Heart Conditions
- Lincoln Overturns Denial of LTD Benefits After Two Appeals
- Cigna reinstates LTD claim after reviewing Dell & Schaefer appeal
- After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Alabama CEO
- After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
- Standard Overturns Denial of Disability Insurance Benefits
- Dell & Schaefer Successfully Appeals Denial Of Benefits To Pre-School Teacher
- Dell & Schaefer Successfully Appeals Denial Of Benefits To Claimant With Trigeminal Neuralgia
- CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
- Attorney Cesar Gavidia and Appeal Team at Dell & Schaefer Win Appeal Battle Against Unum to Reinstate Long-Term Disability Insurance Benefits to Disabled Software Engineer
- Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
- Reliance Standard Reinstates Benefits for Former Employee of Parent Company, Delphi Financial, Following Successful Appeal
- Cigna Reinstates Long Disability Benefits to a Tugboat Captain
- Sun Life Approves Disability Benefits to Surgical Services Director
- Sedgwick Reinstates Long Term Disability Claim Following Appeal
- 67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
- Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
- Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA
- Hartford has a Pattern of Conducting Surveillance on a Claimant’s Birthday
- Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Excel Energy Employee
- Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits
- Attorney Alex Palamara Helps Correction officer to Win Cigna Disability Appeal
- Disability Benefits Reinstated: Dell & Schaefer Appeal Gets CIGNA to Admit its Decision to Deny was Wrong
- After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
- Alex Palamara Wins Another Hartford Disability Appeal
- Dell & Schaefer Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company
- Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits
- Dell & Schaefer Successfully Appeals Denial of Benefits to IT Support Specialist
- Prudential Reinstates Disability Benefits To School Teacher
- Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations
- Dell & Schaefer Successfully Appeals Denial of Benefits to Former Inventory Control Specialist
- Prudential Insurance Company Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy
- Sun Life ignored its own medical expert’s opinions supporting registered nurse’s inability to work in a sedentary occupation due to severe rheumatoid arthritis
- MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
- Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
- Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
- Dell & Schaefer Successfully Appeals Denial of Benefits to Fedex Employee
- Dell & Schaefer gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn’s Disease
- MetLife Reinstates Disability Benefits to Attorney on Appeal
- Administrative Appeal by Dell & Schaefer forces Principal Life Insurance Company to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
- Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records
- After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect
- Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis
- Dell & Schaefer convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
- Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
- Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
- After Initially Being Denied Long Term Disability Benefits, Dell & Schaefer Gets Former Wal-Mart Employee on Claim with Liberty Mutual
- Dell & Schaefer Successfully Appeals Denial of Benefits to Quality Control Inspector
- Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues
- Standard Overturns Denial of Disability Benefits to Chiropractor
- Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell & Schaefer, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA
- Appeal filed by Dell & Schaefer proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
- Administrative Appeal by Dell & Schaefer Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next
- Dell & Schaefer ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits
- Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
- Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
- Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
- CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
- Prudential Overturns Another Long Term Disability Denial After Dell & Schaefer Appeal
- Dell & Schaefer successfully appeals denial of benefits to maintenance technician
- Cigna Overturns Denial of Benefits to Data Center Manager
- Prudential denies and settles long-term disability claim with CPA after CPA becomes totally disabled from chronic cervical neck pain and radiculopathy
- Surveillance Video and Independent Medical Examination (IME) Leads to Disability Insurer Terminating Disability Claim After Paying Partially Disabled Insurance Agents Claim For 21 Years
- Cigna Approves Any Occupation Disability Benefits After Two Appeals
- Prudential Overturns Denial for Dell & Schaefer Client Suffering With Serious Back Conditions
- After Long Fight for Short Term Disability Benefits, MetLife Has Now Approved Dell & Schaefer Client for Long Term Disability Benefits
- Dell & Schaefer Wins Disability Appeal against Cigna for Mortgage Banker
- Dell & Schaefer successfully appeal denial by Liberty Life
- Cigna Reinstates Long Term Disability Benefits to Medical Coder
- Cigna reverses its decision to terminate benefits of a claimant with Fibromyalgia, Cervical Spine Spondylosis and Depression
- Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
- Nearly Three Years Later, Sedgwick Finally Pays Walgreens’ Pharmacist’s STD and LTD Claim
- Unum Settles Lawsuit with Florida Chiropractor After Initially Denying Long-term Disability Claim
- Reliance Standard Overturns Its Decision to Deny; Dell & Schaefer Client Will Again Receive Long Term Disability Benefits
- Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell & Schaefer file appeal
- Cigna reverses decision to terminate benefits of claimant suffering from end-stage Myasthenia Gravis
- Disability Attorney Cesar Gavidia Wins Hartford Disability Appeal For Target Employee With Rheumatoid Arthritis and Chronic Neck Pain
- Prudential Overturns Denial of Long Term Disability Benefits to College Professor
- Hartford Buys Out Disability Policy Following Appeal
- Dell & Schaefer Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
- Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
- Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
- Liberty’s Decides to Terminate Benefits to a Claimant with Multiple Sclerosis Based on 40 Minutes of Surveillance Video
- Benefits Reinstated: Dell & Schaefer Successfully Appeals Cigna’s Decision to Deny Benefits for MetroPCS Wireless Employee with HIV
- MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
- Principal Approves Long Term Disability Benefits for Surgeon
- Attorney Alex Palamara Wins Disability Appeal Against Cigna for Lockheed Martin Employee
- After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
- Sun Life Approves Claim for Long Term Disability Benefits
- Hartford Reversed Decision To Terminate Claimant’s LTD Benefits After Submitting an Appeal
- Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell & Schaefer Client, But There Is A Catch
- CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
- Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
- Lincoln Approves Disability Claim After Multiple Appeals
- Cigna Reverses Long Term Disability Denial And Admits Denying Benefits To Attorney Stricken With Parkinson’s Was Wrong
- Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
- A Liberty Life Disability Benefit Denial is Reversed after ERISA Appeal filed by Attorney Alex Palamara of Dell & Schaefer
- Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
- Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
- Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
- Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
- Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
- Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
- Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
- Two Stroke Victims Win ERISA Appeals Against Prudential and Liberty Life
- Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
- AXA Equitable and DMS Approve LTD Benefits for Litigation Attorney with ADHD & Bi-Polar
- Dell & Schaefer obtains settlement award for OB/GYN with Unum individual disability policy
- Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant’s Primary Diagnosis Was Meniere’s Disease
- Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
- Disability Attorneys Dell and Schaefer Prove to Prudential that Its Decision to Deny Benefits Was Wrong
- Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
- Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
- Dell & Schaefer’s Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
- Alex Palamara’s ERISA Disability Appeal Against Prudential Leads To Reinstatement of Benefits for Woman With Cerebral Aneurysm
- MetLife Overturns its Decision to Deny Long Term Disability Benefits After Receiving an ERISA Appeal from Disability Attorneys Dell & Schaefer
- Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
- Dell & Schaefer’s Appeal Leads Prudential to Reinstate ERISA Long Term Disability Benefits
- Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
- Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
- Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
- Cigna Reverses Disability Denial And Admits Its Decision To Deny Benefits To Attorney Stricken With Parkinson’s Was Wrong
- MetLife Long-Term Disability Denial Of Disabled Yamaha Motors Corporation Manager With Genetic Disorder Is Reversed Following ERISA Appeal
- Chiropractor Obtains Lump-Sum Disability Insurance Settlement Despite Wrong Date of Disability
- Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
- MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
- CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
- Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
- Hartford Admits Decision to Deny LTD Benefits to Claimant with Chronic Lyme Disease Was Wrong
- Aetna Denies Disability Benefits after 18 Months of Payment, but Dell & Schaefer wins ERISA Appeal
- Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
- Long Term Disability Attorneys Win an ERISA Appeal Following Lincoln Financial Disability Denial
- Unum disability appeal results in settlement of Unum long term disability claim
- Reliance Standard reverses long term disability denial following appeal submitted by Attorneys Dell & Schaefer
- Woman with multiple sclerosis files long term disability benefit denial lawsuit against Prudential Insurance Company
- Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Attorneys Dell & Schaefer
- Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
- Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
- UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
- Liberty Mutual Overturns Disability Insurance Denial in Ten Days
- Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
- Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
- AT&T Employee Dealing With Sedgwick Has Horrible Disability Benefit Claim Experience
- CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
- Hartford reverses disability benefit denial after previously paying 62 year old sales rep for 6 years
- Standard Insurance Company reverses disability insurance denial for a disabled lawyer
- Disability lawyers win ERISA long term disability appeal against Hartford
- $79,000 in long term disability insurance benefits is recovered for disabled teacher
- MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
- Federal Insurance Company and former postal worker reach confidential settlement regarding lump-sum disability policy
- Unum issues disability insurance benefits to currency trader suffering from depression and chronic fatigue
- Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
- Life Insurance Company of North America (CIGNA) lump sum settlement buyout offer obtained for former salesman
- General Surgeon wins Long Term Disability Insurance Trial Against Unum
- Liberty Mutual reverses decision to terminate disability benefits
- Disability carrier denies disability benefits to chiropractor after paying for 8 years, yet Attorneys Dell & Schaefer file lawsuit and obtain lump-sum buyout
- Podiatrist with median nerve injury files lawsuit and obtains lump-sum buyout of disability policy
- A general surgeon and his legal team at Dell & Schaefer win disability insurance jury trial against Unum
- Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
- Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
- Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
- Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
- Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
- Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
- Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
- $800,000 lump-sum disability settlement for attorney with depression
- Confidential Disability Settlement for a Dentist After Insurance Companies Bad Faith is Exposed
- A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
- Aetna approves disability benefits for dentist following brain surgery to remove a tumor
- Aetna’s denial of disability benefits to an OBGYN physician is reversed following an appeal submitted by attorneys Dell & Schaefer
- Attorney Dell & Schaefer prove dentist is totally disabled and not residually disabled
- Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
- Attorneys Dell & Schaefer win benefits for client under a catastrophic illness policy
- Attorneys Dell & Schaefer win long-term disability trial against Prudential Insurance Company Of America on behalf of time-share salesperson suffering from cervical disc disease
- Attorneys Dell And Schaefer obtain lump sum buy-out of an Unum long term disability insurance policy for a drywall contractor
- AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
- Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease
- Chiropractor placed on claim despite an “any occupation” provision
- Chiropractor receives total disability benefits despite neck exclusion language in a Trustmark Insurance Company disability policy
- Cigna approves internal medicine doctor for long-term total disability benefits
- Cigna reinstates disability benefits for an accounting manager
- Dentist wins appeal and UNUM Provident pays disability benefits
- Dentist with hand tremor files suit and receives confidential settlement for past due and future long-term disability benefits
- Disability insurance carrier cuts veterinarian’s benefits after paying for 9 years
- ENT doctor receives $225,000 and continues to work in his same occupation while collecting disability
- AXA Equitable pays total disability benefits to an attorney
- ERISA disablity insurance claim: pre-existing condition denial overturned for executive
- Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
- Federal Express (“FEDEX”) thought their disability insurance plan was governed by ERISA, but attorneys Dell & Schaefer and the US Southern District Court of Florida disagree
- Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits
- Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied
- Hartford agrees to lump-sum buyout of long-term disability policy for account executive
- Hartford and Unum approve long-term disability benefits for disabled radiologist
- Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis
- Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
- Mass Mutual approves long-term disability benefits of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)
- Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim
- MetLife approves long term disability benefits for senior sales manager in the medical supply industry
- Neurosurgeon awarded partial disability benefits
- Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
- Prudential pays computer system engineer’s ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
- Prudential reinstates long-term disability benefits to sales specialist following appeal filed by attorneys Dell & Schaefer
- Prudential reverses denial on second appeal & pays $175,000 in past due disability benefits to OBGYN
- Psychiatrist receives $340,000 long-term disability insurance buyout
- Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed
- The Standard Insurance Company’s denial of disability benefits is reversed on appeal
- Unum approves dentist for residual/partial long-term disability benefits
- Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
- Unum approves opthamologist for long-term total disabilty benefits
- Unum challenges the long term disability claim of a blind salesman
- Unum Provident and Monarch Life Insurance Company pay total disability to dentist
- Unum Provident approves physiologist’s claim for disability benefits
- Unum Provident pays advertising executive total disability benefits
- Unum Provident pays total disability benefits to a chiropractor with breast cancer
- Teacher suffering from Sjorgen’s syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits
- Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
- Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
Charity & Community Involvement
- #GivingTuesday 2018!
- Dell & Schaefer Supports Huntsman Cancer Foundation
- Attorneys Dell & Schaefer Sponsors PAL Summer Camps
- Over $30,000 Raised at the Kids Can Annual Gala
- Attorneys Dell & Schaefer is Committed to Help Habitat Change Lives & Transform Communities
- Bowling Team Dell & Schaefer Raises Funds for The Boys and Girls Club of Hollywood, Fl
- Because Cancer Doesn’t Sleep, Dell & Schaefer Supports Relay For Life
- Attorneys Dell & Schaefer Supports The Galleon Foundation
- Dell & Schaefer Supports The Legal Aid Society of Palm Beach County
- Dell & Schaefer Supports MD Anderson Cancer Center
- Attorneys Dell & Schaefer Supports Multiple Sclerosis Research with Bike MS: The Citrus Tour 2016
- Team Dell & Schaefer Walk to End Alzheimer’s
- Dell & Schaefer has joined forces with the Walk To End Alzheimer’s
- Dell & Schaefer Supports the cause of Holocaust Remembrance and Education
- Dell & Schaefer is a proud sponsor of the 2015 American Heart Association Heart Ball
- Dell & Schaefer is proud to support The March of Dimes
- Dell & Schaefer Partners with Kids Can
- Dell & Schaefer is a proud sponsor of the 5th Annual Bowling for Kids Tournament
- Dell & Schaefer help to Raise Funds and Awareness for the National Psoriasis Foundation
- Dell & Schaefer Tackles Cancer with the Dolphins Cycling Challenge
- Dell & Schaefer Raises Funds for Multiple Sclerosis Research with the Bike MS: The Citrus Tour 2015
- Dell & Schaefer supports the Boys & Girls Clubs of Broward County
- Lawyers for Literacy
- Dell & Schaefer Helps Support Local Youth Dive Team
- Attorneys Dell & Schaefer Support the United States Holocaust Memorial Museum
- Salvation Army’s Angel Tree Program
- Attorneys Dell & Schaefer Support the MD Anderson Cancer Center in their Fight Against Cancer
- Dell & Schaefer Rolls Out the Red Carpet to Support The Boys and Girls Club of Broward County
- Dell & Schaefer Attorney Rachel Alters Honored as One of 100 Outstanding Women of Broward County
- Attorneys Dell & Schaefer Participate in JAFCO Andy Schultz Golf Classic
- Attorneys Dell & Schaefer Support Joe DiMaggio Children’s Hospital Foundation
- Attorneys Dell & Schaefer Support Hillel of Broward and Palm Beach
- Attorneys Dell & Schaefer Support The Dan Marino Foundation’s WalkAbout Autism
- Attorneys Dell & Schaefer team up with Magnet Schools at Drawn to the Beach 5K
- Attorneys Dell & Schaefer Support Kids In Distress 11th Annual Inlet Bike Challenge
- Attorneys Dell & Schaefer donate to Feeding South Florida
- Attorneys Dell & Schaefer are proud supporters of The Leukemia & Lymphoma Society’s Light The Night Walk
- Attorneys Dell & Schaefer renew their commitment to support the Juvenile Diabetes Research Foundation
- Attorneys Dell & Schaefer are proud to contribute to the MDA’s Lock Up Program
- Attorneys Dell & Schaefer are honored to sponsor the Second Annual Rock The Race: A Kentucky Derby Bash presented by The Ann Storck Center
- Attorneys Dell & Schaefer are proud to support The American Cancer Society Relay For Life of Pembroke Pines
- Attorneys Dell & Schaefer helped the Juvenile Diabetes Research Foundation raise thousands of dollars through the Walk To Cure Diabetes
- Attorneys Dell & Schaefer contributed to the Great Strides fundraising walk for the Cystic Fibrosis Foundation
- Attorneys Dell & Schaefer are proud to support Jeannie Trujillo and the “I Dream of Jeannie” team in the Take Steps for Chron’s & Colitis
- Attorneys Dell & Schaefer Support The Crohn’s & Colitis Foundation of America’s Evening Of Hope
- Attorneys Dell & Schaefer Helps To Raise Over $100,000 For Boys & Girls Club
- Attorneys Dell & Schaefer Participate In The Salvation Army’s Angel Tree Program
- Attorneys Dell & Schaefer Help To Raise More Than $11,000 For Best Buddies
- Attorneys Dell & Schaefer Volunteer In The City Of Hallandale Beach’s Adopt-A-Shoreline Program
Awards & Recognition
- Gregory Dell has Earned AV Preeminent® Peer Review Rating™
- Attorney Gregory Dell Will Be A Guest Speaker at the American Bar Association Insurance Conference
- 2016 marks Gregory Dells fourth consecutive year in The Best Lawyers in America©
- Managing Partner Gregory M. Dell Selected as a Best Lawyers in America© 2015
- U.S. News – Best Lawyers® Announces Dell & Schaefer on 2014 “Best Law Firms” List
- Dell & Schaefer Managing Partner Gregory Dell Named to 2014 Best Lawyers® in America List
- Dell & Schaefer Managing Partner Gregory Dell Named to American Bar Association Plaintiffs’ Task Force
- Attorneys Dell & Schaefer and Gregory Dell Win Top Workplaces Award from Sun Sentinel
- Gregory Dell Receives Client Distinction Award from Martindale
- Gregory Dell Invited To Lecture at National Disability Insurance Claim Conference
- Congratulation to Dell & Schaefer Attorney for his Super Lawyers Selection
- Best Lawyers in America Selects Gregory Dell in the Field of Insurance Law
- The American Bar Association Selects Gregory Dell to Be a Vice Chairperson
- Gregory Dell Presents a 2 Hour Disability Lecture on Private Disability Insurance Claims
Articles & Lectures
Disability Insurance Law TV
- Hartford Disability Lawsuit and Appeal of A Disability Insurance Denial
- Unum Disability Denial and Unum Appeal Tips
- Top Five Reasons for Disability Insurance Denials
- Beware of hired gun doctors in disability insurance claims
- Did UNUM insurance disability claims examiner understand physician’s job duties?
- A Federal Judge’s perspective on ERISA disability insurance claims
- A Senator’s view of ERISA disability insurance claims
- UNUM employee deposition in a disability insurance claim denial lawsuit
- Deposition of medical consultant hired by MetLife for a disability insurance claim
- Who makes the final decison to approve or deny disability insurance benefits?
- 10 things to expect when your disability insurance company asks for an IME exam
- 10 reasons ERISA is an unfair law for disability insurance claimants
- MetLife disability denial reversed by court for unreasonable claim handling
- Unum / Provident / Paul Revere Long & Short Term Disability Claims
- Liberty Mutual Long Term Disability Insurance Claims
- Mass Mutual Financial Disability Insurance Claims
- Sun Life Financial Disability Insurance Claims
- Guardian & Berskhire Life long term disability insurance claims
- Prudential Disability Insurance Company
- MetLife Disability Insurance Company
- CIGNA Disability Insurance Company
- Hartford Disability Insurance Company
- Independent medical exams requested by disability insurance companies can be dangerous
- Beware of interview request by disability insurance companies
- Disability insurance companies love video surveillance
- SSDI benefits versus long-term disability insurance benefits
Radio Appearances
Free Disability Benefits Resources
Department of Insurance Info
ERISA Statutes
Free Pain Journal
Nationwide Representation
- California Disability Attorneys Handling Disability Insurance Applications, ERISA Appeals, Denials and Lawsuits
- Florida Disability Insurance Attorneys Handling Appeals, Applications, Lawsuits & Denials
- Texas Disability Insurance Attorneys Handling Denials, Appeals, Lawsuits, and Applications
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- Utah Disability Insurance Lawyers for Your Claim
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- Oregon Disability Insurance Lawyers for Your Claim
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- Disability Insurance Attorneys Helping Claimants Living in Illinois and Nationwide
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- Arizona Disability Insurance Attorneys
- Disability Insurance Lawyers Helping STD and LTD Claimants In Alabama
Articles
- District Court Holds That Reliance Standard Did Not Properly Consider Whether Traveling Nurse Could Perform The Material Duties Of Her Regular Occupation
- Met-Life Denies Benefits when Claimant Fails to Present Evidence to Support His Claim
- 5 Frequently Asked Questions About Disability Insurance, Answered
- Ohio National Sued for Not Paying Brokers Who Sold Annuities
- Court Finds Prudential Abused its Discretion in Denying LTD Benefits
- Court Denied American General’s Motion for Partial Summary Judgment
- Court Orders Principal Life to Pay Long-Term Disability Benefits to Plaintiff
- Massachusetts court overturns Unum’s decision to terminate disability benefits after paying for nearly ten years
- 8th Circuit Court of Appeal Overturns Award of LTD Benefits for Disabled Walmart Employee
- Court Rules Against Unum Holding Plaintiff’s Plan is Exempt from ERISA Coverage
- If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost
- LTD Claimant’s Failure to Submit Timely Appeal Was Fatal to His Disability Insurance Claim
- Prudential Wrongfully Relies on Neuropsychological Report to Deny LTD Benefits After 12 Years
- California Federal Court Orders Metropolitan Life Insurance Company to reinstate benefits to disabled analyst
- Court Upholds Standard’s Termination of Long-Term Disability Benefits
- Appeals Court Upholds Hartford’s Termination of Disability Benefits
- District Court Ordered to Evaluate Unum’s Pre-Existing Condition Claim
- Managing Partner Gregory M. Dell & Rachel Alters Selected as a Best Lawyers in America© 2019
- California Court Overturns Prudential Denial of LTD Benefits
- Cigna’s Termination of Disability Benefits was Arbitrary and Capricious
- Court Rules for Paul Revere/UNUM and Holds Plaintiff is not Totally Disabled
- Court Finds Aetna Had No Credible Argument Whatsoever To Support Its Decision To Deny Benefits To Claimant With MS
- Court Remands to Sedgwick for Reevaluation of Its Denial of Claim for Disability Benefits
- Court Criticizes Lina For Failing to Perform Independent Examination
- Summer 2018 – Welcome to Mosquito, Tick, & Flea Season
- Aetna Life Insurance Company Ordered by Federal Court Reconsider the Claim of Amazon Employee Disabled Due to Urinary Incontinence
- Recent Disability Insurance Company Trends
- Unum Motion to Deny Total Disability Benefits to OB/GYN Denied by Tennessee Judge
- Metlife Denial of Long Term Disability Benefits For Heart Disease Claimant is Reversed
- Indiana District Court criticizes Aetna for denying benefits to Amazon Employee
- Lincoln Financial Denial of LTD benefits after paying for 9 Years is Reversed on Appeal
- New Department of Labor Regulations for ERISA Disability Claims
- California Court Reverses Sunlife Disability Denial for Woman with Fibromyalgia
- Neck Pain and Long Term Disability Insurance Claim Help
- Is the Hartford Disability Purchase of Aetna Bad for Aetna LTD Policy Holders?
- Back Pain and Long Term Disability Insurance Claims
- Lockheed Martin Systems Integration Analyst Wins Long-term Disability Lawsuit against CIGNA
- Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
- Substance Abuse Disability Insurance Claims Are Challenging when the Claimant is a Doctor
- Lincoln Financial Insurance Company to Buy Liberty Life Disability Insurance and Group Benefits Division
- Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
- Court Rules Against United of Omaha’s Determination of Disability Date
- New Jersey Federal Court Rules Against Aetna and in Favor of Systems Analyst Disabled by Degenerative Joint Disease of the Lumbar Spine
- Unum Tells a Pharmacist On Narcotics That She Is Not Disabled and Denies Benefits
- Court Orders Principal Life to Reinstate Long Term Disability Benefits
- Court Remands Finding That Reliance Arbitrarily Denied Disability Benefits
- Colorado District Court overturns denial of benefits by Life Insurance Company of North America
- Hartford Disability Company Field Interview Request and Video Surveillance
- Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
- Principal Life Disability Denial of Truck Driver Reversed by Washington Federal Judge
- Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
- Long Term Disability Claims Due to Back Pain
- United of Omaha criticized for relying on in-house medical review and failing to obtain independent examinations
- California Court Rules Disability Claim Accrues When Disability Terminates
- First Unum Cannot Extend Disability Appeal Review Indefinitely
- Court overturns United of Omaha’s termination of Plaintiff’s benefits after performing an unfair “any occupation” review
- Neuropsychological Testing in Long Term Disability Insurance Claims
- Registered Nurse Disabled By Plantar Fascitis Wins Long-term Disability Lawsuit Against United of Omaha Life Insurance Company After Judge Finds Evidence of “Cherry Picking”
- 9th Circuit Holds That Release In Plaintiff’s Wrongful Termination Lawsuit Bars Subsequent ERISA Benefits Claim
- California Court Overturns Prudential Denial of Disability Benefits
- District Court Affords Greater Weight To SSDI Award Than Surveillance Footage
- 7th Circuit Recognizes Chronic Debilitating Effects Of Fibromyalgia
- MetLife Changes Brand Name to Spinoff of Retail Brand Brighthouse
- Court Rejects Expanded Mental Illness Limitation to Coverage
- First Circuit Finds for Plaintiff and Awards Retroactive Mental Health Benefits
- Are Cigna Short Term Disability Denials on the Rise?
- Prudential Denies Long Term Disability Claim Due to Insurance Fraud
- Texas Court Dismisses ERISA Lawsuit due to Judicial Estoppel
- Oklahoma Court Remands to Give Plaintiff the Opportunity to Respond to Unum’s Allegations
- Federal Court Reverses Unum’s Denial of Long-Term Disability Benefits
- Federal District Court Overturns Hartford’s Denial of Long Term Disability Benefits
- Michigan Court Finds Plaintiff Eligible for Long Term Disability Benefits
- Prudential Denial of Disability Benefits to Employee that Was Disabled While Working is Reversed
- Liberty Mutual Ignores SSDI Approval and Denies LTD Benefits Wrongfully
- Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
- Do You Know What Is Needed To File An ERISA Appeal?
- Aetna Long Term Disability Lump Sum Buyout or Settlement
- 9th Circuit Clarifies The Definition Of “Sedentary Work”
- Department of Labor Issues New Disability Claims Regulations Under ERISA Affecting Disability Claims Filed in 2018
- Gorsuch May Bring Employer-Friendly Approach to ERISA Cases
- The Dangers of Social Media and Disability Insurance Claims
- MetLife Denies Third Claim for Disability Benefits After Approving Two Separate Prior Claims for Disability Benefits for Chronic Fatigue Syndrome Sufferer
- Texas Judge Disagrees with Cigna and Applies Claimant Friendly Disability Standard of Review
- Michigan Court Reverses AT&T’s Denial of Plaintiff’s Two Claims for Short Term Benefits
- Utah Judge Reverses MetLife’s Denial of Mental Disability Long Term Benefits
- Florida Court Upholds Hancock’s Termination of Long Term Care Benefits
- MetLife Loses Case Over Unfair Life Insurance Disbursement Practices
- Texas Judge Rules No New Medical Evidence Allowed Post ERISA Disability Appeal
- Court Orders United of Omaha to Pay Death Benefit, Attorney’s Fees and Prejudgment Interest
- Disability Insurance Companies Deny Claims Based on Non Compliance
- Great West Disability Claim Help for Dentist
- MetLife Disability Settlement Buyout Legal Help
- Court Finds Multiple Errors and Orders Aetna to Pay Claimant Long Term Disability Benefits
- Reliance’s Delay in Denying Disability Claim May Affect Standard of Review
- Hartford Disability Claim Problems
- Attorneys Dell & Schaefer 2016 Employee Halloween Costume Contest
- Reliance Erred in Denying Disability Benefits When Physical Conditions Caused Disability
- Court Orders Metlife to Re-evaluate the Denial of Disability Benefits to Citibank Employee
- Maintaining Approval of Your Long Term Disability Benefits Requires Care and Treatment
- One Year Period to File Lawsuit Following Liberty Life Insurance Denial is Valid
- Liberty Life Has a Conflict of Interest and Court Orders Reinstatement of Long-Term Disability Benefits
- Standard Insurance Wins Appellate Remand for Claimant’s Own Occupation Disability Determination
- Unum Denial of Disability to Claimant with Lyme Disease Remanded by Washington ERISA Judge
- Met Life Slammed by California Judge for Long Term Disability Denial
- Court Orders Sedgwick to Pay Disability Benefits to Claimant with Carpel Tunnel Syndrome Even though the Employer Offered Her Accommodations
- Texas Ban on MetLife’s Discretionary Clause is Great for Long Term Disability Claimants
- California Court Agrees with MetLife’s Denial of Dismemberment Claim
- New York Federal Court Orders Aetna to Pay Long Term Disability Benefits
- Lyme Disease Carrying Tick Has Spread to 50% of U.S. Counties
- Unum Disability Claim Dismissed For Failure To File a Timely Claim
- Hartford Life Abused Its Discretion by Failing to Advise of Need for an FCE
- Michigan Court Remands Aetna to Reconsider Disability Benefit Denial
- Court Upholds Principal Life’s Denial of Extended Disability Benefits
- Washington Court Finds Liberty Erred in Terminating Disability Benefits
- Court Agrees: Principal Life Correctly Terminated Disability Benefits
- Court Remands Sun Life to Consider Social Security’s Decision to Award Plaintiff Disability Benefits
- Federal Court Orders Principal Life Insurance Company to Pay Disability Benefits
- Texas Court Orders Union Central to Provide Discovery to Plaintiff
- Claimant is Ordered to Pay Attorney Fees to Standard for Failing to Exhaust Her Administrative Remedies
- Court Orders Aetna to Pay Disability Benefits when Plaintiff was Found Capable of Working
- MetLife Disability Denial Upheld when Claimant Files Lawsuit Without ERISA Appeal
- Court Finds Sedgwick Wrong to Deny Benefits Without Considering Claimant’s Actual Job Duties
- Ohio Court Allows Investigation Into Reliance Standard Conflict of Interest After Disability Denial
- Arkansas Court Reverses Liberty Life’s Disability Denial for a Nurse
- Gregory Dell and Stephen Jessup discuss their experience in handling Liberty Mutual claims at all stages
- Sappi Company’s Difficult Definition of Disability is Not Illegal According to Minnesota Federal Court
- Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits
- Can UNUM Be Sued for Defamation in a Disability Insurance Case?
- Massachusetts Court Reverses Liberty Disability Denial for Failure to Examine or Consider Subjective Pain
- Court Sides with PNC: A Claimant Must Provide Proof of How Condition is Disabling
- MetLife Disability Buyout and Lump Sum Settlements are Back
- Stephen Jessup and Gregory Dell discuss their experience in handling claims with Principal Financial
- Unum Disability Benefit Denial Trends, A Legal Perspective
- A New Bait and Switch Tactic by Unum Disability Insurance Company
- Sun Life’s Video Surveillance Backfires & is Ordered to Pay Disability Benefits
- Court Allows Aetna to Use the Dictionary of Occupational Titles to Deny LTD Benefits
- Court Rules Aetna Erred in Denying Long term Disability Benefits
- Federal Court Agrees with Aetna’s Termination of Disability Benefits
- Court Orders Aetna to Reconsider Termination of Disability Benefits Where Aetna Completely Ignored Treating Doctors Records and Recommendations
- When neither the Insurance Company nor the Claimant Can Produce the Original Disability Policy, the Burden is on the Plaintiff to Prove the Terms of His or Her Policy
- California Court Finds Anthem’s Long Term Disability Denial Unreasonable
- Federal ERISA Lawsuit Filed Against Prudential After It Denies Long-term Disability Benefits to Insured With Parkinson’s Disease
- Florida Court Holds Anthem Does Not Need to do Vocational Testing in Disability Denial
- Michigan Court Agrees With Anthem’s Denial of Long Term Disability Benefits
- Anthem Disability Claim Denial Reversed by Nevada Court
- Oregon Court Orders Standard to Pay Plaintiff Prejudgment Interest
- Disability Denial Remanded to Anthem for Analysis of Claimant’s Job Duties
- Federal Court Orders Anthem Life & Disability, to Reinstate Improperly Terminated Long Term Disability Benefits to a Fibromyalgia Claimant
- Attorneys Dell & Schaefer and Art Serve present Lee Berlin – Evolution
- Vermont Federal Court Makes ING / Reliastar Reevaluate its Denial of LTD Benefit Under Any Occupation Definition
- Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims
- Federal ERISA Lawsuit Filed Against CIGNA Following Its Decision to Terminate the Long-term Disability Claim of an Insured Suffering from Severe and Chronic Lower Back Pain
- Accidental Death Benefit Denied By National Union Fire Insurance Due To Language of Policy Exclusion
- Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years
- GE Benefit Denial Overturned For Plaintiff with Permanent Loss of Function of His Foot
- Cigna’s Disability Denial Of Woman With Chronic Pain and Depression Reversed And Not Subject to Mental Nervous Limitation
- Metlife – Latest trends seen in handling ERISA and private disability insurance claims
- Cigna’s latest strategies for handling and denying disability benefit claims
- It is official, Anthem to buy Cigna, potentially creating the largest health insurer in the U.S.
- IME Exams from Disability Insurance Companies are on the Rise
- Court Rules That Sun Life Did Not Properly Review a Mental Nervous Disability Claim
- Is Unum Denying More Disability Benefit Claims Than Usual?
- The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome
- Federal Appeal Court Upholds District Court Order to FedEx to Pay Long Term Total Disability Benefits to Its Employee
- WARNING: Lincoln Financial Disability Denial Requires Two ERISA Appeals before Filing Suit
- Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee
- Is Reliance Standard Wrongfully Offsetting Your Disability Insurance Benefit?
- Aetna Gets Thrashed by Judge Thrash For Denial of Long Term Disability Insurance Benefits to an Aetna Employee
- MetLife Denial of Disability Benefits For Woman With Fibromyalgia Remanded By Massachusetts Federal Judge
- North Carolina Federal Appeals Court Dismisses Disability Lawsuit Against Prudential As Untimely
- California Federal Court Finds Coverage Provision in Aetna Long-term Disability Plan to Be Ambiguous
- Criminal-Act exclusion does not apply without sufficient causal nexus
- Beware: MetLife Disability Insurance Policy Only Provides Three Years to File An ERISA Lawsuit
- Federal Government Questions Financial Stability of MetLife
- Court Remands Fibromyalgia Case for Further Consideration after Finding MetLife Failed to Consider FCE Report and Vocational Evaluation
- Federal Court Examines Vocational Reviews and ERISA Disability
- Disability Companies Are Wrongfully Using the 24 Month Mental Nervous Limitation
- Court Awards Attorney’s Fees After Disability Insurance Claim is Remanded Back to Sun Life
- United States District Judge Rules that Unum’s Decision to Deny Continued LTD Benefits Was Wrong because It Failed to Consider Relevant Evidence
- Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
- Statute of Limitations Provision In Disability Policy Enforceable under ERISA
- Northern District of Illinois determines the exception to The Standard’s “limited conditions” provision does not apply when plaintiff failed to provide current positive MRI evidence of a herniated disc
- Disability plan administrator cannot use theoretical job as basis to deny claim
- After Appeal by Dell & Schaefer, Cigna overturns its decision to deny Short Term Disability Benefits
- Fibromyalgia Claimants are Finally Being Heard: California Court Rules that Prudential May Not Deny Claim Based on Lack of Objective Evidence of Fibromyalgia or Chronic Fatigue Syndrome
- 4 reasons that make a disability insurer’s denial of benefits arbitrary and capricious
- Discretionary Clause in Boeing’s Long-term Disability Plan Found to Be Legal, Despite California Statute Banning Discretionary Clauses
- Sedgwick Continues monitoring application for SSDI benefits even after terminating disability claim
- Eaton Corporation Employee Losses ERISA Disability Insurance Lawsuit as Court Says Ability to Perform Part-Time Works is Ability to Perform Any Occupation
- UNUM Sues Long Term Disability Claimant for Overpayment and Wins
- Are the opinions of your treating physician’s entitled to more deference?
- $1,000,000 in Unum Disability Benefits for an Attorney, Blackmail, and Supreme Court Denies Cert!
- AIG Repeatedly Denies Disability Benefits to a Colorado Woman with Fibromyalgia After Change of Disability Definition
- Pennsylvania Court rules Unum did not abuse its discretion in denying LTD benefits to woman who claimed she could not work for her employer under her current supervisor
- Court Allows Additional Evidence at Trial in ERISA Disability Case
- Tennessee Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
- Claimant Wins Summary Judgment Motion against MetLife After Court Determined that MRI was Sufficient to Diagnose Radiculopathy
- Insurance policy intoxication exclusions are as ambiguous as they come
- Do Not Sleep on Your Rights to Disability Benefits
- Claimant Unsuccessful in Disability Insurance Lawsuit against Boston Mutual Life Insurance Company in a Louisiana Lawsuit
- Suffering From Chronic Severe Lyme Disease? You Are Not Alone.
- California Court Rules That Hartford Acted Unreasonably and Reverses Disability Denial
- Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court
- Sun Life Reversed Decision to Terminate Accountant’s Residual Disability Benefits Based on Her Medical Records and Physician Opinions, but Denied Her Benefits After Determining that Her Income While Disabled Was Greater Than 80% of Her Pre-Disability Income
- Cancer and Long Term Disability Insurance Policies
- Former Employee of Proctor & Gamble Loses Federal ERISA Lawsuit
- Claimant with Fibromyalgia and CRPS wins minor victory when U.S. Court of Appeals Vacates Judgment and Remands Case back to Sun Life for Re-evaluation
- Claimant with Fibromyalgia and CRPS Battles Sunlife for 5 Years Seeking Disability Benefits
- Sun Life Terminates Benefits After 24 Months Based on Nine Days of Surveillance
- Former Maintenance Mechanic Loses Claim For Denial Benefits Against Reliance Standard Life Insurance Company, After Employer Makes Oral Misrepresentations Concerning Disability Insurance Coverage
- California Federal Court Finds Man Disabled, Overturns Unum’s Decision that denied Long Term Disability Benefits
- Is Cigna’s Medical Director John M. Mendez Licensed to practice medicine?
- Court Finds Objective Evidence Alone, Without Supporting Subjective Evidence, Is Not Enough To Prove Disability, Rules in Favor of Hartford
- A Letter to Cigna CEO Following Denial of Disability Benefits to a Wheel Chair Bound Woman
- MetLife Improperly Applies Limitation For “Neuromusculoskeletal and Soft Tissue Disorder” to Long Term Disability Claim
- United of Omaha Life Insurance Co. Denial of Long Term Disability Benefits Reversed By Alabama Judge
- Court grants partial summary judgment in favor of Plaintiff, remanding claim back to Aetna to review records it failed to review during the appeals process
- Lawsuit Against IME Physician Alleging Fraudulent Misrepresentation By IME Physician Dismissed by US District Court
- Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court
- Attorney sues Unum to recover benefits after Unum terminates disability claim after learning attorney committed fraud; Unum counterclaims for over $1 million in overpaid benefits
- Insured’s Lawsuit Dismissed By Massachusetts Federal Court For Being Filed Too Late
- US Supreme Court to Hear Disability Insurance Case Against Hartford Insurance Company
- California Court holds that Hartford Abused Its Discretion in Denying Amazon.com employee LTD Benefits
- Pennsylvania Court Awards Long Term Disability Benefits To Claimant, Finds Aetna Abused Discretion By Failing To Consider Self-Reported Symptoms
- Credibility Judgments Without IME Lead to Remand Back to Libery Life for Full and Fair Review in Kentucky ERISA Disability Lawsuit
- Missouri Court Awards Full Disability Benefits in Mental Nervous Condition Case Against Hartford
- New York Court Recognizes Unum Insurance Company’s History of Biased Claims Administration and Permits Discovery Into a Potential Conflict of Interest
- New York Judge’s 168 Page Ruling Finds In Favor Of Hartford’s LTD Benefit Denial In ERISA Lawsuit
- Dell & Schaefer Managing Partner Gregory Dell Named to 2014 Best Lawyers® in America List
- Alabama Court Refuses To Consider Additional Medical Evidence Submitted After Metlife’s Denial Of Claimant’s One Mandatory ERISA Disability Appeal
- Objective versus Subjective: Evidence Requirements in ERISA Disability Lawsuits
- Aetna Ordered to Produce Internal Statements of Policies, Procedures and Guideline Relative to Claimant’s Long-Term Disability Claim
- New Research Reveals Potential “Cause” of Fibromyalgia and Objective Test
- Appellate Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
- Beware of Unfavorable Language Limiting the Maximum Pay Period of Neuromuscular, Musculoskeletal or Soft tissue Disorder in MetLife Group Long-term Disability Policies
- CNN Publishes Story on Lyme Disease as a Disabling Condition
- Cigna Makes Disability Insurance Claim Claimant Live in Fear of Claim Denial
- What You Should Be Aware of When Purchasing a Lloyd’s of London Disability Insurance Policy
- CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials
- Cigna Long Term Disability Insurance Settlement Agreement Information
- Aetna and The Rawlings Company LLC Seek to Reduce Your Disability Benefit
- Northwestern Mutual Disability Claim Denial Reversed By Court
- To Remand or Not to Remand: One Court’s Opinion on When to Remand a Claim for Long Term Disability Benefits under an ERISA Aetna Policy
- 3 Ways Hartford Wrongfully Denied Long Term Disability Insurance Benefits to Claimant with MS
- Mass Court Finds Johnson & Johnson Abused Its Discretion In Long Term Disability Claim
- Michigan Court Upholds Metlife Denial of Benefits as Claimant Failed to Prove Disability
- Hartford Prevails in ERISA Lawsuit Demonstrating ERISA Law can be Unfair for Claimants
- Sometimes a Unum disability denial is correct, even after 5 years of payments
- MetLife Ordered to Pay Disability Insurance Benefits to MetLife Employee with Lyme’s Disease
- Migraine and Headache Disability Insurance Claims are Common
- Beware of the CIGNA “Vocational Rehabilitation Assistance Program”
- A Claimants View of a Standard Insurance Company Disability Benefit Claim
- Mutual of Omaha disability denial remanded for wrongful evaluation of occupation
- Failure to treat your medical condition can lead to termination of long term disability benefits
- Sun Life Disability Claim and SunLife Ignores Medical Information
- Sedgwick and AT&T sued as a result of SSDI Overpayment
- MetLife disability insurance plan has terrible language, but it complies with ERISA
- Six year disability lawsuit against Sun Life: long term disability claimant wins benefits plus interest
- Failure to file a timely ERISA disability appeal can eliminate your right to file a disability lawsuit
- Court rules Cigna cannot use 24 month mental health limitation to deny disability benefits
- California State Disability Benefits Process is Now Online!
- Disability benefit denial lawsuit against Liberty Life and HSBC can proceed
- When is it safe to assume the disability company won’t deny my disability insurance claim?
- Cigna disability video surveillance is common but hiding the results is not
- ACI Recognizes Gregory Dell as a Disability Expert
- Cigna Exposes Disability Plan Administrator To $9,900 ERISA Penalty For Failure To Produce Plan Documents
- FedEx and Aetna Disability Benefit Claim Ruling is Great for Disabled FedEx Employees
- Court Rules That Walgreens Employee’s Long Term Disability Claim Lawsuit Shall Not Be Dismissed
- Hurricane Sandy Causes Problems for NJ Resident Seeking Prudential Disability Insurance Benefits
- Hartford abused its discretion by relying on video surveillance and ignoring medical evidence
- Dow Chemical Employees May Always Get A Fair Review of Disability Denial
- State of Vermont Abolishes Discretionary Clauses in ERISA Disability Policies
- Another study confirming that medication overuse can make headaches worse
- Lincoln National denies accidental death benefits after jet ski accident and Court agrees
- Unum Insurance Is Financing Medical Studies Which Could Be Prejudicial to Disability Claimants
- Unum Calculation Of Monthly Earnings Results In Loss Of $10,000 Monthly For Quadripeligic Disability Claimant
- Court Orders Hartford to Disclose Relationship with University Disability Consortium
- Aetna Disability Benefit Denial for Former Boeing Employee is Upheld by Appeal Court
- Three Important Things to Consider When Applying for Disability Insurance Benefits
- Is my disability insurance policy subject to or governed by ERISA?
- Federal Court Orders Unum to Release Documents Following Disability Insurance Denial
- Long Term Disability Insurer the Standard May Seek Recoupment for an SSDI Overpayment from a Claimant Who Declared Bankruptcy
- Ambiguous Disability Policy Language is Construed in Favor of Disability Claimant with Berkshire Life Policy
- Federal Court Upholds Unum Disability Benefit Denial
- Court Throws Out Disability Benefit Denial Based on Aetna’s Internal Physicians’ Review
- Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
- Disability Attorney Gregory Dell Appears on the Ed Tyll Radio Show
- Johnson & Johnson Employee with Depression Denied Disability Benefits After Definition Change
- Liberty Mutual Ordered to Pay Attorney Fees in Disability Denial Lawsuit
- MetLife Disability Denial of MetLife Employee Upheld by California Court
- Sedgwick Disability Denial of AT&T Employee Reversed Once Again
- Texas Court Upholds Prudential Disability Insurance Denial
- Texas Disability Insurance Attorney Regularly Fight ERISA Disability Denials
- Do I Qualify For Total Disability Insurance Benefits In Texas?
- Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
- Unum Disability Beneft Denial Overturned for Pre-textual Investigation
- “Any occupation” disability insurance claim discussed by a California Disability Lawyer
- A Successful California Disability Insurance Claim Does Not Require “Absolute Helplessness”
- Reliance Standard Disability Insurance Denial Upheld by California Court
- Fibromyalgia Claimant Wins MetLife Disability Insurance Lawsuit
- California Disability Insurance Attorneys Battle Discretionary Clauses Daily
- MetLife Disability Claim Limited to 24 Months of Benefits Results in ERISA Lawsuit
- Cigna Denies Disability Benefits, But Additional Information Could Have Resulted In A Victory
- California Court denies Plaintiff’s Attempt to Introduce New Medical Information During ERISA Disability Lawsuit Against Hartford for Long Term Disability Benefits
- Boeing Employee Suffering From Severe Chronic Back Pain Sues Aetna For Denial Of ERISA Benefits
- Sedgwick And AT&T Disability Denial Scheme Exposed In ERISA Lawsuit
- Unum Disability Denial With Medical Record Review Only
- Sun Life Pays Disability Benefits For Three Years To A Claimant Who Wasn’t Actually Covered Under A Sun Life Policy
- Another Cigna Hired Gun Doctor To Be Exposed!
- California Federal Court Finds That MetLife Abused Its Discretion And Awards Financial Analyst Long-Term Disability Benefits
- Unum Sued By An Ophthalmologist And A BJC Healthcare Employee Who Both Were Denied Disability Benefits
- Misrepresentation By Claimant Results in Unum Disability Claim Denial
- Aetna Is Sued For Failure To Pay ERISA Benefits To Boeing Employee For Injuries Sustained In A Shooting
- Pennsylvania Pharmacy Owner Learns The Hard Way That Accuracy Is Everything When Applying for Disability Insurance Benefits
- New York Federal Court Denies MetLife’s Motion To Dismiss Lyme Disease Victim’s Petition For Disability Benefits
- Will A $38 Million Loss Result In More Prudential Disability Insurance Claim Denials?
- Do You Know The Differences Between ERISA Disability Policy And NON-ERISA Disability Policy?
- A Claimant’s View of a Prudential Disability Benefit Denial
- Eastman Chemical Company Employee Loses Lawsuit Against MetLife for Disability Benefits
- Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
- Bon Secours Employee Wins Lawsuit Against Unum who had Denied Him Disability Benefits
- Kentucky Woman Wins Lawsuit Against Mutual Of Omaha Insurance
- Prudential Claimants Unsuccessful At Challenging The Offsetting Of Dependents’ SSDI Benefit Award
- Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
- Court Finds MetLife Has No Right To Request An IME After Unnecessary Delay
- Court Takes Sun Life To Task For Denial Of Disability And Life Insurance Benefits Of Man With Brain Tumor
- Sedgwick Terminates PNC Compliance Specialist’s Long Term Disability Benefits
- CIGNA Disability Claim Denial: A Claimant’s View
- American Red Cross Worker Sues Reliance Standard Life Insurance Company For Wrongful Termination of Long Term Disability Benefits
- North Carolina Court Determines That Sedgwick Abused Their Discretion And Wrongfully Denied Disability Benefits For BellSouth Employee
- Total Knee Replacement, Yet Sedgwick Still Denies AT&T Employee’s Disability Claim
- Two Takes on Fibromyalgia
- Are Independent Medical Evaluation (IME) Providers Really “Independent”?
- Unum Tries To Hide Fact That Its “Independent” Medical Advisors Are Actually Employees Of Unum
- DRS Technologies Employee Sues Prudential For The Wrongful Termination Of Long-Term Disability Benefits
- Court Compels Metlife To Reconsider Its Decision To Terminate Claimant’s Long-Term Disability Benefits
- KeyCorp District Manager Sues The Prudential Insurance Company Of America For Improper Termination Of Long-Term Disability Benefits
- Unum CEO Testifies At US Senate Hearing About Disability Insurance
- Pennsylvania Court Awards STD Benefits And $27,000 In Attorneys’ Fees To Phlebotomist
- Toyota Quality Assurance Monitor Sues Life Insurance Company Of North America For Denial Of Long-Term Disability Benefits
- Microsoft Employee Sues Prudential For Wrongful Denial Of Long-Term Disability Benefits
- Illinois Insurance Law Gives Claimant A Fighting Chance Against Disability Insurance Company
- Asurion Employee Files Lawsuit Against Life Insurance Company Of North America For Wrongful Termination Of Long-Term Disability Benefits
- Court Orders Life Insurance Company Of North America To Pay Claimant Long-Term Disability Benefits
- Clopay Corporation Customer Service Representative Sues Prudential For The Wrongful Denial Of Long-Term Disability Benefits
- Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits
- Hartford Disability Denial of Insurance Agent with Fibromyalgia and Chronic Fatigue is Reversed
- Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits
- Who is Making the Decisions on a Sun Life Disability Benefits Claim?
- Aetna Disability Denial of Marriott Employee Upheld by Louisiana Federal Judge
- Medical Doctor Suffering From Disabling Chronic Conditions Sues AXA Equitable For Wrongful Denial Of Disability Benefits
- Lincoln Financial Disability Denial: Determining a Date of Disability is Critical
- Liberty Mutual Disability Denial Of Wachovia Employee Upheld By Appellate Court
- 56-Year-Old Disabled District Manager Of Dollar Financial Group Sues Aetna For Denial Of Disability Benefits
- Hartford Interview Request Is A Trap Used To Support A Disability Denial
- Assistant Vice President of Meadowbrook Insurance Group files a lawsuit against CIGNA for denied disability benefits claim
- Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits
- Sedgwick continues to deny disability benefits to AT&T employee
- Long time Bank of America employee sues AETNA for denial of disability benefits
- CIGNA faces a lawsuit by American Homecare Supply Respiratory therapist for termination of disability benefits
- Tempur employee suffering from chronic fatigue syndrome sues Union Central Life for denial of disability benefits
- Wells Fargo disability claimants in Alabama and Florida file lawsuits against Liberty Life Assurance Company of Boston for unpaid long term disability benefits
- Texas claimant takes Reliastar to task for denied disability benefits
- Duke University Doctor sues UNUM Life Insurance Company for long term disability benefits
- California Consultant sues Northwestern Life Insurance Company for unpaid disability benefits
- At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants
- Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
- CIGNA under fire in Minnesota Federal Court for termination of claimant’s disability benefits
- Question writer for Jeopardy/Sony Pictures files suit against Prudential
- New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits
- New Jersey BankUnited employee files suit against Lincoln National
- Office Depot employee files suit against employer and Aetna for unpaid disability benefits
- Dental surgeon sues Paul Revere Life Insurance Company for wrongful denial of long-term disability benefits
- Bank of America, Boeing, and Cytec Industries employees file lawsuits against Aetna Life Insurance Company over disability benefits
- Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits
- CIGNA has three new lawsuits to deal with for unpaid disability benefits
- Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits
- Registered nurse at Temple University Hospital denied disability benefits, sues Cigna
- Aetna Life Insurance Company sued by Bank of America and Huhtamaki employees for failing to provide ERISA benefits
- Disabled attorney forced to sue UNUM for her disability benefits
- 5 disability lawsuits recently filed against UNUM in TN, OH, MO, and MI
- Liberty Life faces disability benefit lawsuits in Florida and Maryland for denying disability benefits
- CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits
- Radio personality files lawsuit against UNUM to recover disability benefits
- Liberty Mutual must consider disability appeal submitted 2.5 years after denial
- CIGNA denies disability claim and gets sued by neurologist
- Microsoft employee denied disability benefits by Prudential
- Five lawsuits recently filed in Florida Courts against Prudential for non-payment of disability benefits to deserving claimants
- General surgeon files lawsuit against Provident Life and UNUM for disability benefits award
- Two Yellow Book employees sue Liberty Life Assurance Company of Boston for failing to pay ERISA disability benefits
- Social Security Disability Benefits Approval the First Time
- Microsoft employee forced to sue Prudential for denial of ERISA disability benefits
- Wyeth Pharmaceutical/Pfizer Senior Attorney suffering from disability sues Ohio National Life Insurance Company for denial of disability benefits
- Panasonic and Microsoft employees sue Prudential in Tennessee and Indiana for denying their disability claims
- Employees of Boeing and Bank of America sue Aetna for denying disability benefits under ERISA regulations
- Disabled Georgia man sues Boston Mutual for denial of disability benefits
- After being denied disability benefits, Rabbi suffering from bipolar disorder sues CIGNA
- Jury orders Unum Provident to pay lifetime long term disability insurance benefits to physician
- Prudential denies disability benefits to KPMG employee suffering from “sick sinus” syndrome
- Liberty Life Assurance Company of Boston sued under ERISA in three different cases for denial to pay disability benefits
- UnitedHealth Group, Inc. Recruiting Manager suffering from depression and anxiety denied benefits
- Standard Motor Products Employee file an ERISA Lawsuit against Prudential Insurance for denied disability benefits
- Ohio National Life Insurance Company denies claim after 7 years of disability payments
- Ladenburg Thalmann Branch Manager suffering from injured back sues CIGNA for denial of disability benefits
- Disability attorney and client suffering from fibromyalgia and hypertension sue UNUM for unpaid long term disability benefits
- Nestle Waters employee sues Assurant for denial of disability benefits under ERISA
- Prudential Insurance Company of America recently sued three times under ERISA for denying disability benefits
- Delta Air Lines Customer Service employee files lawsuit against Sedgwick Claims Management Services, Inc. for denial of disability benefits
- Life Insurance Company of North America sued under ERISA in three different cases for denial to pay disability benefits
- TRW Automotive Holdings Corporation financial analyst suffering from Type II diabetes and heart condition sues Prudential
- Disabled South Carolina doctor sues Berkshire Life for disability benefits
- Steel fabricator suffering from disability wins lawsuit against Lincoln National
- Two Comcast employees and a registered nurse file three ERISA lawsuits against Liberty Life Insurance in Pennsylvania for denial of disability benefits
- Wisconsin disability attorney and client sue Prudential Life Insurance for its “baseless” denial of ERISA disability benefits
- Disability attorney sues Aetna Life Insurance for failure to pay short term disability benefits to Huhtamaki Americas employee
- Shaw Industries Group employee suffering with fibromyalgia and lupus sues Unum Life Insurance Company for denial of disability benefits
- 12 years of disability payments paid, but CIGNA suddenly determines claimant can perform sedentary job
- CIGNA pays disability benefits for 10 years, offers a lump sum buyout and then denies disability claim
- Medical Secretary suffering from “failed back syndrome” and leukemia sues The Standard Insurance Company for disability benefit denial
- Medical Doctor sues Guardian / Berkshire Life Insurance Company Of America for $1.2 million dollars following denial of disability insurance benefits
- Court of Appeals, Seventh Circuit ruled Unum Life Insurance Company Of America is prevented from using Self-Reported Symptoms Limitation Clause to discontinue long term disability benefits payments for woman with fibromyalgia
- Prudential denies disability benefits despite FCE Exam stating former Data Distributor Inc. employee with heart condition cannot perform sedentary occupation
- Group Health Plan Inc’s Actuary sues Reliastar Life Insurance Company and ING Disability Claims Management Services for recovery of disability benefits under The Ramsey Health Care Services Short Term Disability Plan
- CIGNA denies disability insurance benefits to Engineering Manager with Stage 4 cancer
- Registered nurse & her california disability lawyer sue Unum Life Insurance Company for failure to pay disability benefits
- Massachusetts Disability Attorney filed lawsuit against the Aetna Life Insurance Company on behalf of Biogen Idec, Inc’s IT Technical Ops Lead for denial long term disability benefits
- Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum Life Insurance Company of America in Indiana
- Jean Pentecost and her Montana disability lawyer file a complaint against CIGNA
- What is Liberty Life Assurance Company of Boston trying to hide in denial of disability benefits?
- A phlebotomist employed by Quest Diagnostics and diagnosed with RSD sues Aetna for denial of long term disability insurance benefits
- CIGNA entitled to recover social security disability benefit overpayment
- Cigna denies Herff Jones Inc. employee disability benefits after she is diagnosed with multiple sclerosis
- Bridgestone employee sues Liberty Life Assurance Company of Boston for long term disability benefits
- Oregon Judge orders Standard Insurance Company to pay disability insurance benefits beyond the 24 month mental disorder limitation
- California Judge grants disability claimant’s request to investigate Hartford Life And Accident Insurance Company’s relationship with hired doctors
- Life Insurance Company Of North America denies disability benefits and battles claimant for 4.5 years in Federal Court
- Standard Insurance Company’s attempt to dismiss disability insurance lawsuit is denied in-part by Florida Federal Judge
- California Court orders CIGNA to disclose amount paid to MES Solutions for medical reviews
- Federal Judge orders Sedgwick Claims Management to pay disability benefits to PNC Financial Services Group, Inc’s Collection/Recovery Team Manager
- Appellate Court denies Liberty Mutual’s attempt to recover $163,661.57 in disability benefits paid to disability claimant and business owner
- Court Of Appeals agrees with Texas Judge that UNUM did not abuse its discretion in denying Accenture LLP’s employee’s claim for disability benefits
- Hartford Life And Accident Insurance Company denies disability benefits and prevails in lawsuit filed by operator for Mohawk Inc.
- California disability attorney sues Standard Insurance Company for denial of long term disability benefits payments to paraplegic
- Tenet Healthcare Corporation employee sues UNUM Life Insurance Company Of America under ERISA for wrongfully denying disability benefits by disregarding attending physician’s medical opinion
- Claimants under HSBC North America Holdings, Inc. Group Long Term Disability Benefits Plan sue Unum Life Insurance of America in Illinois and Nevada
- Disabled IKA Works, Inc. employee sues the Prudential Insurance Company of America to compel payment of disability benefits under an ERISA plan
- Appellate Court upholds Prudential’s decision denying disability benefits to insured when he refused to attend an IME Exam
- Arkansas disability attorney filed lawsuit against Sun Life and Health Insurance Company on behalf of disabled Buford Media Group, LLC’s Office Manager for denial of disability benefits
- Disabled project manager for RTP Technology Corporation filed lawsuit against the Unum Life Insurance Company of America for refusal to pay disability benefits
- Unum Life Insurance Company of America sued for claiming social security child benefits as part of the reimbursement for overpayment of long term disability benefits
- New Jersey disability attorney filed lawsuit against Prudential Insurance Company of America to compel payment of long term disability benefits to disabled client
- Disabled engineer from Philips Electronics North America sue Sedgwick Claims Management Services Inc. for denial of long term benefits claim
- Office medical specialist suffering with fibromyalgia and CFS hires Arizona Disability Attorney to sue CIGNA for denial of disability benefits
- CIGNA Group Insurance and Subsidiaries sued in Alabama, New York and Michigan for allegedly acting arbitrarily and capriciously in denying claims for long term disability benefits
- Xerox employee is denied her long term disability benefits and sues Sedgwick and Xerox
- Sun Life Insurance Company is sued for disability benefits in two separate cases for arbitrary and capricious denial of disability claims
- Insurance sales agent files a disability insurance denial lawsuit against Liberty Life Assurance Company of Boston
- 30 year veteran employee of 3M Company sues company and Sedgwick Insurance for disability benefit denial
- Sunlife denies disability benefits to Wise Foods employee disabled by cancer and shoulder surgeries
- Court stops UNUM from denying disability benefits based on the plan’s “Self-Reported Symptoms Limitation”
- Prudential terminates disability benefits of traumatic brain injury claimant in a case of mistaken identity
- Cigna denies disability benefits to former Healthsouth Corporation nurse after paying for 11 years
- Former Charles Schwab Corporation employee sues Liberty Life Assurance Company of Boston for denial of long term disability benefits
- Disabled Unisys network design engineer sue Aetna Life Insurance Company seeking payment of long term disability benefits
- Fifth Circuit Court Of Appeal denied Estate Of Pepsiamericas, Inc.’s employee motion to recover accidental death and dismemberment benefits from group disability insurance plan issued by Unum
- Unum Insurance claims no object evidence exist and denies disability benefits to St. Anthony Central Hospital nurse suffering from fibromyalgia
- AT&T employee with back injury sues Sedgwick Claim Management Services, Inc. for denial of short term disability benefits
- Disabled interventional radiologist with sleep apnea and cardiac limitations sues Unum Provident and Hartford Life for denial of long-term disability benefits payments
- Disabled employee of University Of California Davis diagnosed with fibromyalgia sues Liberty Mutual for denial of disability benefits and seeks punitive damages
- Northwestern Mutual Life Insurance Company denies partial disability benefits to trial attorney resulting in lawsuit for violations of Washington Insurance Fair Conduct Act
- Fort Dearborn Life Insurance Company faces disability denial lawsuit from disabled account clerk of Katz Insurance Group diagnosed with PTSD
- Washington disability attorney filed lawsuit against the Hartford Insurance Company for denial of long term disability benefits to mentally disabled woman
- UNUM denies disability insurance benefits to disabled nurse with fibromyalgia and osteoarthritis
- A former HCBS sales manager diagnosed with lyme disease sues UNUM Life Insurance for disability claim denial
- Anesthesiologist files lawsuit against Paul Revere Life Insurance Company alleging wrongful deduction of social security retirement benefits
- Podiatrist sues Northwestern Mutual seeking disability insurance benefits and bad faith damages
- Missouri disability lawyer files ERISA lawsuit against Lincoln National Life Insurance Company for denying LTD benefits
- Do you trust disability insurance companies will pay benefits if you are disabled?
- Former Zurich Insurance employee diagnosed with crohn’s disease sues Liberty Life for denial of disability benefits
- Prudential Insurance sued by disabled HNI Corporation employee for denial of disability insurance benefits after 7 years
- Nevada disability lawyer and COX Enterprises Inc’s customer service rep sue AETNA Life Insurance Company for denial of disability benefits
- CIGNA Life Insurance Company denies disability benefits yet social security disability benefits are approved
- Guardian Life Insurance seeks overpayment of disability benefits for child social security disability benefits awarded to disabled claimant’s daughter
- Sun Life denies disability insurance benefits to Alabama man with heart problems
- Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer
- Aetna Life Insurance Company denies disability benefits and claims physical therapist with back disorder can perform “reasonable occupation”
- Aetna fails to review Bank Of America employee’s ERISA disability benefit appeal timely resulting in lawsuit by an Illinois disability lawyer
- City University Of Medicine & Bioscience former employee disabled by back disorder sues Reliance Standard Life Insurance Company for denial of disability benefits
- Former Aegon USA employee suffering with multiple sclerosis sues CIGNA for denial of disability insurance benefits
- Former security guard of the Children’s Hospital of Philadelphia alleges CIGNA Insurance engaged in fraudulent and malicious disability claims practices
- Pizzeria owner suffering from Celiac disease filed lawsuit against Berkshire Life Insurance Company of America for breach of contract in refusing to pay disability benefits
- 20 years of receiving disability insurance benefits and CIGNA denies woman’s benefits three separate times
- UNUM Life Insurance Company sued by California Disability Lawyer after denial of benefits for a school custodian
- Washington attorney sues CIGNA for denying disability benefits during any occupation stage and seeking to collect SSDI overpayment
- Prudential Insurance pays disability benefits for 12 years to former Prudential employee then denies claim
- Wisconsin man sues Liberty Life for termination of disability insurance benefits
- Former Aetna employee sues Aetna for denial of short-term disability benefits
- Unum sued for denying disability benefits to florida woman with fibromyalgia, neuropathy, and hepatitis
- Insurance company relies on manipulative video surveillance techinique to challenge disabiling condition
- Florida lawsuit filed against UNUM Life Insurance Company by disabled woman for failure to pay disability benefits and to clarify plan’s benefits
- Epileptic auto technician sues Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) for denial of disability benefits
- UNUM Life Insurance Company of America sued by resident of Carroll County, Arkansas for denying disability benefits under ERISA plan
- Provident Life & Accident Insurance Company sued for denying lifetime disability benefits to former attorney
- If You Can Afford It, Then You Should Only Buy An Individual Disability Insurance Policy
- Reliance Standard Life Insurance Company sued by occupational therapist for denial of disability insurance benefits
- Liberty Mutual Life Insurance denies disability benefits for depression despite two hospitalizations by claimant
- Prudential Insurance Company sued for denial of disability benefits to former U.S. FoodService Inc. sales analyst with back disorder
- UNUM sued by Ohio disability attorney for failure to pay disabiity insurance benefits to ex-nurse restricted to using a cane or motorized scooter to get around
- South Carolina disability attorneys sue Liberty Mutual three times in one week for denial of disability insurance benefits
- AETNA Life Insurance Company sued for failure to pay out disability benefits to ex senior nurse suffering from disabling mental conditions
- AETNA Life Insurance Company ordered by West Virginia Federal Judge to reevaluate denial of disability benefits to Bristol-Myers Squibb Manager
- SunLife & Aetna Life Insurance Company sued for denial of disability benefits
- Federal Judge orders Union Security (Assurant) to re-evaluate disability denial due to failure to consider risk of substance abuse relapse as disabling condition
- Sun Life Assurance Company of Canada sued by gunshot victim for failure to pay long term disability benefits
- Reliance Standard Insurance Company and Lincoln National Life Insurance Company attempt to avoid payment of disability benefits by ignoring claimant’s application
- Prudential Insurance Company sued for denying claim for disability benefits to disabled individual suffering from chronic back and leg pain
- Court of Appeals denies appeal for Business Executive claiming disability benefits due to lower back injury against Metropolitan Life Insurance Company
- CUNA Mutual terminates disability benefits to woman suffering from depression and lyme disease
- New York Court upholds Hartford Insurance Company’s denial of disability benefits but denies $86,000 overpayment claim
- Lincoln Nebraska man suffering from fibromyalgia and chronic fatigue syndrome sues UNUM when he is denied disability benefits
- LINA and CIGNA need to listen to the Federal Courts and stop denying disability insurance claims for people disabled by fibromyalgia
- Sun Life deducts veteran disability benefits from claimant’s monthly long term disability check
- Pennsylvania class action disability insurance suit against Reassure and Swiss Re dismissed due to lack of subject matter jurisdiction
- Disability benefits lawsuit against Fortis Benefits Insurance Company dismissed by West Virginia Federal Court
- Federal Court provides 5 reasons CIGNA wrongfully denied disability benefits to man suffering from chronic fatigue syndrome
- CIGNA/LINA sued for denying waiver of life insurance premium to caretaker of disabled and mentally challenged adults
- Liberty Mutual sued in Tampa Federal Court for denying long term disability insurance benefits
- Disability lawsuit against MetLife alleges insurance company refuses to pay disabled claimant
- Doctor files a Disability insurance lawsuit against Guardian Life Insurance
- Federal lawsuit against Hartford Insurance alleges company refuses to pay disabled Patriot Act analyst
- Life Insurance Company of North America, part of CIGNA Corporation, sued for refusing disability insurance benefits for mentally ill teacher
- Hartford Financial’s mental nervous disorder limitation clause in disability insurance policy held ambiguous
- Michigan Court determines Sedgwick wrongly terminated woman’s disability benefits and awards Michigan disability attorney his fees
- Disability insurance benefits lawsuit against Prudential Insurance Company is dismissed by Pennsylvania Judge
- Disability insurance claimant’s allegation of bad faith against Unum Provident is disallowed due to ERISA regulations
- Disability insurance companies challenge heart disease disability insurance claims
- UNUM class action filed by New York disability insurance attorneys is dismissed by Federal Judge
- Sun Life Insurance Co. wrongfully denies disability insurance benefits following disability claimant’s failure to respond timely
- CIGNA destroys copy of accidental disability insurance policy but claimant is able to prove existence of policy and obtain benefits
- Principal Life denies disability benefits to a physician and then seeks attorney fees after physician’s disability denial is affirmed by Texas Judge
- Pennsylvania Court rules that CIGNA disability insurance policy allows for offset of lost wages from auto insurance policy
- Liberty Mutual ordered to pay interest & attorney fees following disability insurance claim denial
- Missouri Court reverses Prudential Insurance Company’s wrongful denial of disability insurance benefits for former pharmacy technician
- CIGNA / LINA wrongfully relies upon surveillance video to deny long term disability insurance benefits
- ReliaStar reduces monthly disability insurance benefits to veteran due to VA benefits
- Cytec Industries and Broadspire Services discontinue disability insurance benefits for army veteran suffering from PTSD
- Guardian disability insurance denial is upheld by Ohio Federal Court & Sixth Circuit Court of Appeals
- North Carolina disability attorney is unsuccessful in obtaining disability insurance benefits for former TYCO employee
- Reliance Standard terminates long-term disability benefits after receiving the results of an IME and FCE
- The evolution of denying fibromyalgia and chronic fatigue syndrome claims in group long term disability policies
- Broadspire Services terminate long-term disability benefits after paying for 8 years
- Texas Insurance Commissioner eliminates discretionary clauses in disability insurance policies
- Companion Life wrongfully relies on 22 minutes of video surveillance to deny disability insurance benefits
- MetLife denies benefits to stockbroker disabled by depression, yet Pennsylvania Federal Judge awards disability benefits
- Pennsylvania Federal Judge orders Prudential Insurance Company to pay disability benefits to woman diagnosed with RSD
- American United Life Insurance disability denial reversed for woman with fibromyalgia, depression and migraines
- Aetna refuses video recording of IME and threatens to deny disability benefits unless claimant agrees to sign IME doctor’s authorization form
- Prudential ordered by Michigan Court to reconsider long term disability insurance denial
- Sun Life disability insurance benefit denial is reversed after 8 years
- Disability lawsuit filed against The Standard Insurance Company for denial of disability benefits to man suffering with hepatitis C
- Prudential wrongfully denies disability insurance benefits to man with fibromyalgia
- Prudential Disability Claim Denial is Reversed For Relying on Paper Medical Review to Deny Benefits
- Hartford Denies Disability Benefits and Then Has Claimants Lawsuit Dismissed for Failure to Submit Appeal
- Metlife Wrongfully Denies Disability Benefits to Walgreens Manager with Knee Injury
- Louisiana Disability Attorney Attempts to Reverse a Hartford ERISA Denial for CVS Manager
- Disability Claimant’s Inability to Pass Employer’s Mandatory Drug Test Policy Due to Pain Medications Results in Award of Disability Benefits
- Does Fibromyalgia Have a Credibility Problem in Disability Insurance Claims?
- Hartford misleads disability insurance claimant’s doctor which results in benefit denial
- First Unum terminates long-term disability benefits after 4 years of paying and SSDI approval
- Reliance Standard limits disability insurance benefits to 24 months for mental nervous disorder, despite claimant’s diagnosis of multiple sclerosis
- Kentucky Court reverses CIGNA’s denial of disability insurance benefits to tradesworker
- Prudential denies long term disability benefits and then objects to releasing information during litigation
- Dearborn National is watching Disability Insurance Attorneys Dell & Schaefer
- Why does Mass Mutual want to hide its disability insurance claim forms?
- Standard denies disability insurance benefits to woman with brain hemorrhage and headaches
- Own Occupation to Any Occupation definition change leads CIGNA to deny disability insurance benefits
- Court reverses CIGNA disability denial for man with knee disorder
- Can CIGNA approve disability benefits but deny life insurance waiver of premium?
- CIGNA’s wrongful termination of disability waiver of life insurance premium reversed by court
- CIGNA can not raise new arguments for disability insurance claim denial at the trial level
- United States Senate Finance Committee to investigate long-term disability insurance claims
- Disability company ignores evidence of disabling back pain and Federal Court reverses disability benefit denial
- Seven pieces of medical evidence and disability company still denies claim for lack of “objective evidence”
- Court reverses MetLife’s denial of long term disability benefits for graphic designer suffering with fibromyalgia
- New York Court orders CIGNA to pay over $100,000 in attorney fees following long term disability denial
- CIGNA long term disability denial is reversed by New York Federal Judge
- CIGNA terminates disability insurance benefits as claimant’s back condition gets worse
- Is there new support for fibromyalgia disability insurance claims?
- Disability insurance claimants may be entitled to interest if benefits are wrongfully denied
- Disability insurance Attorneys Dell & Schaefer hope Governor Schwarzenegger will sign bill banning discretionary clauses in long term disability policies
- Chronic Fatigue by Trine Tsouderos
- Beware of unreasonable Prudential Disability Insurance lump sum buyout offer
- Prudential has strategies to reduce Long Term Disability claim payments
- MetLife Threatens Lawsuit Against Disability Insurance Attorneys For Copyright Infringement
- ERISA Pre-emption: When does ERISA apply to a short term disability insurance plan?
- Lloyd’s of London ordered to pay over 6 million dollars to long term disability claimant
- Hartford scrutinizes long term disability benefit claim after 13 years of continuous disability payments
- CNN article discussing disabling chronic pain conditions for women
- Liberty Mutual is sued for denial of long term disability benefits to woman suffering with fibromyalgia
- Disability Insurance Company Cigna Earns $294 Million in Second Quarter
- Missouri District court must reconsider Fort Dearborn Life’s Long Term Disability denial under a de novo standard
- Fort Dearborn denies long term disability benefits to woman with fibromyalgia and CFS
- Liberty Mutual and Wachovia interpret migraine headaches to be psychiatric and not disabling (Part I)
- Appellate Court finds Wachovia and Liberty Mutual’s review of objective evidence of disabling migraine headaches was unreasonable (Part II)
- Court agrees with Unum’s denial of long term disability benefits to man suffering with rheumatoid arthritis and osteoarthritis (Part II)
- Unum relies on independent medical exam as basis for denying long-term disability benefits (Part I)
- Over $500,000 of disability insurance benefits will be paid to disabled store manager following MetLife’s wrongful denial (Part II)
- MetLife denies long term disability benefits to sears store manager with heart disease and knee problems (Part I)
- Liberty Life Assurance ordered to pay long term disability benefits but not attorney fees
- Liberty Mutual’s denial of LTD benefits to woman with back disorder is reversed by Minnesota Court and affirmed by Appellate Court
- Unum has no right to recover $207,894.88 overpayment of long term disability benefits to attorney
- Hartford uses video surveillance to deny disability benefits after paying for 10 years
- MetLife denies LTD disability benefits to multiple sclerosis woman alleging a 3 year Statue of Limitation in Washington
- MetLife denies chronic fatigue syndrome long term disability claim
- New York court rules that MetLife abused discretion when it denied chronic fatigue claim (Part II)
- Disability attorney wins claim for Chronic Fatigue Syndrome client against Unum Provident (Part II)
- Unum Provident denies short-term disability claim to woman with chronic fatigue syndrome (Part I)
- Beware of buried language in Prudential long term disability insurance policy
- The Standard Disability Insurance Company paid one doctor $577,000 to review 1,939 files over 2 years
- Unum Provident terminates disability benefits to woman with chronic fatigue syndrome (CFS) (Part I)
- Arizona Court rules Provident wrongfully terminated disability benefits to insurance manager with CFS (Part II)
- Harvard University ordered to pay $53,817.50 in attorney fees to disability insurance claimant
- Disability battle against Verizon and Broadspire long-term disability plan lingers in courts for years
- Broadspire ordered to pay disability insurance benefits but not attorney fees
- Aetna denial of long-term disability benefits for chronic fatigue syndrome upheld by Court
- Court orders Citigroup and MetLife to answer discovery request exposing conflict of interest in long-term disability benefit denial
- HM Life and Broadspire wrongfully deny disability insurance benefits to a receptionist and 9th Circuit Court of Appeals reverses claim denial
- ERISA disability claimants can receive attorney fees with “some degree of success”
- Boston Mutual can not recover $163,000 overpayment to long-term disability claimant (Part II)
- Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)
- FedEx employee disability plan wrongfully denies LTD benefits without proving job exists for man to fill
- Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits
- Are attorney fees payable in long term disability insurance cases governed by ERISA?
- Dentist and doctors: beware of the Standard Insurance Company Group’s long-term disability policy
- MetLife denies long-term disability benefits to a consultant after approving them
- MetLife ordered to reverse denial of long-term disability insurance benefits
- Unum denies disability benefits to a Minnesota legal secretary with pre-existing condition
- Life Insurance Company of North America (CIGNA) ordered to supply information to disability insurance attorneys
- LINA (CIGNA) denies long-term disability benefits to yellowbook Account Executive
- Life Insurance Company Of North America (CIGNA) wrongfully denies disability benefits to a Kentucky repairman
- Did LINA wrongfully deny disability payments to claimant with multiple sclerosis? (Part II)
- CIGNA (LINA) terminates disability payments to woman with multiple sclerosis
- California lawmakers want to assist disability insurance claimants
- Hartford continues to use video surveillance to wrongfully deny long-term disability claims
- Unum attempts to hide California disability insurance attorney’s attempt to obtain Unum employee reviews
- Man with fibromyalgia faces Prudential Insurance in appeals court (Part II)
- Prudential denies disability benefits to man with fibromyalgia after paying benefits for 10 years
- Court Orders UNUM to pay over one million dollars in attorney fees for long-term disability denial
- Liberty Mutual wins long-term disability case because of video surveillance – how District and Appeals Courts drew conclusions (Part II)
- Liberty Mutual wins long-term disability case because of video surveillance – backdrop for an unsuccessful LTD claim (Part 1)
- Will Life Insurance Company of America have to pay long-term disability benefits?
- Reliance Standard long-term disability benefits decision affirmed by Circuit Court
- Discovery requests in ERISA disability cases are found to be limited
- MetLife must reconsider denial of benefits for former MetLife employee
- Unum’s denial of disability claim is upheld after court finds claimant failed to respond in a timely manner
- Postal worker loses long-term disability claim against Hartford Insurance
- Hewlett Packard’s denial of disability benefits is upheld by appeals court
- Long-term disability claim against Provident almost lost because of untimely appeals
- MetLife abused its discretion when it terminated long-term disability benefits
- MetLife terminates long-term disability benefits to woman with fibromyalagia
- 10th Circuit Court of Appeals validates MetLife’s accidental death and dismemberment denial
- Unum’s claim handling exposes them to a multi-million dollar bad faith disability lawsuit
- Attorneys Dell & Schaefer file class action law suit against Prudential
- Standard Insurance denies disability claim to a wheelchair bound woman
- Accidental death & disability dismemberment; AIG reversed by Colorado Court
- US court of appeals upholds denial of disability benefits by MetLife
- Harvard University ordered by Massachusetts federal court to pay long-term disability benefits to a former employee
- Standard Insurance Company’s denial of long-term disability benefits to an attorney is reversed by federal court
- Tribal court retains jurisdiction for tribal member’s disability insurance lawsuit against Assurant and Union Security
- Unum’s denial of disability benefits to a registered nurse (“RN”) and trial court victory is reversed by the appellate court
- Reliance Standard makes disability claimant take them to court twice in 5 years
- Pennsylvania Federal Court denies Unum’s attempts to dismiss a physician’s bad faith disability lawsuit
- MetLife’s denial of short-term disability benefits found arbitrary and capricious
- Cigna failed to follow proper claim denial procedure, nurse’s right to pursue disability law suit under ERISA supported by district court
- Prudential’s failure to provide documents weighs in long term disability claimant’s favor
- Hartford wins long-term disability case based on pre-existing condition defense
- The Standard Insurance Company loses their battle to enforce discretionary clauses in long-term disability policies
- An undiagnosed pre-existing condition will not result in denial of long-term disability benefits
- Reliance Standard is ordered by Arizona Court to pay long-term disability benefits to technology consultant with fibromyalgia
- Hartford wins long-term disability case, court rules that claimant failed to exhaust administrative remedies
- Hartford’s unreasonable denial of disability benefits to a hospital employee is reversed by Texas Court
- Director disabled by heart disease takes Prudential to Illinois Court after denial of long-term disability benefits
- Northwestern Mutual rescinds disability policy after claimant paid premiums for 15 years
- Missouri Court denies MetLife’s motion to dismiss long-term disability claim for failure to exhaust administrative remedies
- Federal judge orders Sun Life to re-evaluate long-term disability benefit denial
- MetLife denies physician’s long-term disability claim as a result of late application filing
- Court orders Prudential to re-evaluate long-term disability claim of engineer suffering from chronic fatigue syndrome and fibromyalgia
- Court upholds Standard Insurance Company’s denial of disability benefits, despite claimant’s approval of social security disability benefits
- Federal judge reverses MetLife’s denial of long-term disability benefits to a senior project manager suffering from back pain
- Jefferson Pilot ordered to pay disability benefits to clinical director suffering from fibromyalgia, chronic fatigue and depression
- CIGNA ordered to pay disability benefits to hr administrator diagnosed fibromyalgia
- Prudential fails to recognize pain caused by fibromyalgia as a long term disability
- Unum’s disability claims handling tactics are exposed in New York Federal Court
- Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
- MetLife’s denial of disability benefits can not be challenged due to claimant’s statute of limitation non-compliance
- CIGNA / LINA fined $600,000 and required to reconsider prior disability denials
- Hartford is ordered to pay long-term disability benefits to a telecommunications manager
- Liberty Mutual’s denial of disability benefits to a bank employee is reversed
- Metlife’s wrongful denial of long-term disability benefits to a Wells Fargo employee is reversed
- Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
- Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
- Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
- Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
- Dell & Schaefer files lawsuit against Cigna in Hawaii to secure short and long-term disability benefits on behalf of pharmaceutical sales representative
- Unum approves long term disability benefits for a financial advisor diagnosed with multiple disc herniations in her neck
- Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
- The Standard Disability Insurance Company loses motion to prevent Attorneys Dell & Schaefer from deposing six of the Standard’s employees
- Broadspire and Aetna deny long-term disability benefits to manager suffering from fibromyalgia, arthritis and cervical disc disease
- Prudential denies long-term disability benefits to a college professor, but the California District Court reverses the claim denial
- Attorneys Dell & Schaefer’s client takes her case to trial against Prudential in Hawaii District Court
- Judge orders Prudential to pay account manager $90,416 in long-term disability benefits
- Nurse anesthetist denied long-term disability benefits for drug addiction by Continental casualty loses at trial and on appeal
- CIGNA’s attempt to limit claimant to a maximum of 2 years of long-term disability benefits limitation for an organic brain disorder such as bi-polar is reversed by the District Court
- Insurance industry loses lawsuit challenging the abolishment of discretionary clauses in ERISA long-term disability policies
- Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
- Unum Provident’s appeal of long-term disability benefits awarded to a New York tax attorney is denied
- Prudential denies long-term disability benefits to a breast cancer survivor and Attorneys Dell & Schaefer file appeal challenging denial
- What is the financial future of Unum?
- Former financial trader files lawsuit against Connecticut General Life Insurance (MetLife) seeking lifetime long-term disability benefits
- National Life (UNUM) agrees to pay long-term disability benefits to a chiropractor following a skiing accident
- Unum helping customers manage changes to FMLA law
- Unum profit falls in 4th quarter due to $167.6 Million in investment losses
- Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
- Unum found guilty of social security disability fraud by a federal jury
- California insurance commisioner seeks disability changes
- Health insurer accused of overcharging millions
- MetLife releases priveleged documents prior to entry of ruling by court
- Court reverses Prudential’s decision to deny long-term disability benefits to computer software engineer
- Nurse wins opportunity for reassessment of claim with Liberty Life for long-term disability benefits based on her fibromyalgia
- ERISA policy holders have very few legal remedies
- US supreme court attempts to clarify the standard of review in denial of long term disability benefits
- Government asks Supreme Court to broaden remedies under ERISA
- Cigna ordered to re-review denial of long-term disability benefits for Senior Vice President at Salomon Smith Barney
- Unum Group Corp. to pay $676 million in extra benefits to claimants
- Court to hear case that could help workers claim benefits
- Disability insurers are overloading social security by making insured’s file false claims
- Reliance Standard denies Diversified’s Director of National Account Sales long-term disability benefits despite long history or cardiac problems
- Court upholds Hartford’s denial of long-term disability benefits to a quality technical specialist suffering from cervical disc herniations and vertigo
- Prudential and Reassure reconsider the occupation of insured at the time he claims disability
- Prudential’s denial of disability benefits to a computer programmer is reversed by the appellate court
- Prudential’s denial of disability benefits to a salesperson is reversed
- Standard’s decision to deny doctor’s disability benefits due to the 24-month mental/nervous limitation upheld
- Systems support specialist wins disability benefits case against Coca-Cola and Broadspire
- Dentist sues disability insurance carrier, third party administrator and allegedly independent medical examiner as a result of their conspiracy and bad faith actions to wrongfully deny disability benefits
- Prudential’s summary judgment ruling is reversed twice by the 7th Circuit US Court of Appeals
- Aetna’s denial of disability benefits for human resource generalist is upheld after claimant’s definition of disability changes from “own occupation” to “any occupation”
- Plan label immaterial to determination whether a plan is governed by ERISA
- Salesman’s disability benefits are denied by Hartford due to claimant’s failure to communicate with Hartford
- Truck driver denied disability benefits for chronic fatigue syndrome by Aetna
- Dentist wins right to apply stricter standard of review in her case against Hartford for a claim for long-term disability benefits
- Hartford’s decision to deny long-term disability benefits to a plant operator is upheld
- Prudential Insurance Company’s denial of short-term disability benefits to attorney is reversed
- CFO Sink announces future initiative to improve record keeping of civil remedy notices
- Federal judge OKs class action status for suit against Unum Group
- Hartford conducts survey of short-term disability claims
- Continental Casualty denies sales manager’s claim for disability benefits due to untimely filing of application
- Court holds that decedent did not intentionally misrepresent a prior medical condition in his application for life insurance benefits
- Hartford relies on video surveillance of the insured to deny disability benefits
- Metlife’s denial of disability benefits to an event coordinator is upheld
- Diagnosis of insured’s medical condition after termination of employment does not preclude disability claim
- Unum ordered to pay disability benefits to attorney suffering from sick building syndrome
- Federal judge reverses MetLife’s denial of disability benefits
- Prudential’s motion to dismiss claimant’s disability benefits is denied
- Court upheld Standard’s decision to deny disability benefits
- Insured denied benefits by Unum due to failure to receive “appropriate care”
- Prudential Insurance Company breaches disability contract and jury awards claimant $15.2 million in damages
- Disability policy covering only employers not subject to ERISA jurisdiction
- Broadspire’s attempt to deny disability benefits after paying for 10 years is denied
- MetLife ordered to pay disability benefits beyond 24 months for a claimant with both mental and physical disabilities
- Federal Court rules that degenerative arthritis of claimant’s knee was a “sickness” and not caused by an “injury”
- MetLife’s attempts to stop paying total disability benefits after paying claimant for 10 years is denied
- Hartford ordered to re-evaluate denial of disability benefits
- Hartford ordered to pay disability benefits
- U.S. judge orders Broadspire to reinstate a former bank employee’s disability benefits
- California Federal Court rejects Prudential’s attempt to limit claim
- Can disability insurer force doctor to have surgery?
- Disability income often require attorney expertise
- Affidavit from former Unum Provident employee
- Continental Insurance Company ordered to pay long-term disability benefits to bank employee
- CIGNA can not change ERISA standard of review
- ERISA disability benefits denied by Lumbermens Mutual casualty due to lack of objective evidence
- A classic Unum Provident denial
- What is Complete Disablity?
- California disability policyholders seek class action against UnumProvident
- Physician who cannot perform one material and substantial duty of his occupation is totally disabled
- Disability Income Benefits: The Complex Application Process
- UnumProvident continues DI settlement talks with California
- Unum settles allegations of wrongful claims handling
- JHA: Group LTD Enrollment Rises 5%
- Hartford’s refusal to provide entire claim file did not prejudice claimant’s ability to dispute her denial of disability benefits
- What you should look for in a denial letter: disability insurance company’s inadequate denial letter causes court to reinstates insured’s disability benefits
- Hartford’s Life Insurance companies reliance on surveillance video to terminate benefits was appropriate
- Medical opinion by treating physician unreliable and unsupported by objective test
- Objective medical evidence of fibromyalgia may not always be required to prove total disability
- UNUM ordered to pay disability benefits to legal secretary
- Kemper National fails to perform an independent medical exam and is ordered by the court to pay long-term disability benefits to a registered nurse
- Riders expand the scope of disability insurance
- ERISA Plaintiff granted disability benefits from Prudential for depression and anxiety
- Dentist awarded $1.21 Million for past and future benefits and bad faith damages
- UNUM’s decision to deny disability benefits on the basis of a pre-existing condition for primary lateral sclerosis is reversed on appeal
- Hartford attempts to deny store clerk’s claim for disability benefits on the basis of a pre-existing multiple sclerosis condition
