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Resolved Cases

  1. Nearly Three Years Later, Sedgwick Finally Pays Walgreens’ Pharmacist’s STD and LTD Claim
  2. 67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
  3. $79,000 in long term disability insurance benefits is recovered for disabled teacher
  4. $800,000 lump-sum disability settlement for attorney with depression
  5. A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
  6. A general surgeon and his legal team at Dell & Schaefer win disability insurance jury trial against Unum
  7. A Liberty Life Disability Benefit Denial is Reversed after ERISA Appeal filed by Attorney Alex Palamara of Dell & Schaefer
  8. Accountant who was previously on claim for 7 years gets LTD Re-Approved after Appeal to Lincoln Financial Group
  9. Administrative Appeal by Dell & Schaefer forces Principal Life Insurance Company to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
  10. Administrative Appeal by Dell & Schaefer Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next
  11. Aetna Removes 24 Month Limitation for Mental Health Conditions
  12. Aetna approves disability benefits for dentist following brain surgery to remove a tumor
  13. Aetna Denies Disability Benefits after 18 Months of Payment, but Dell & Schaefer wins ERISA Appeal
  14. Aetna Life Insurance Company overturned previous denial of long term disability benefits for Georgia Assistant
  15. Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
  16. Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
  17. Aetna Overturns Denial of LTD for Former Employee of The Home Depot
  18. Aetna Reinstates Benefits for Former SAP America Employee Suffering the Effects of a Head Injury
  19. Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
  20. Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
  21. Aetna’s denial of disability benefits to an OBGYN physician is reversed following an appeal submitted by attorneys Dell & Schaefer
  22. After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits
  23. After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues
  24. After Appeal Filed by Attorney Alexander Palamara, Cigna Overturns its Previous Denial of Long Term Disability Benefits for Retail Clerk Suffering from Bipolar Disorder and Chronic Pain
  25. After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
  26. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Alabama CEO
  27. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Kentucky District Sales Manager
  28. After appeal filed by Attorney Jay Symonds, Lincoln National overturned its previous denial of long term disability benefits for Washington Sales Representative
  29. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
  30. After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
  31. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
  32. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for Pennsylvania Corporate Training Coordinator
  33. After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
  34. After appeal filed by Attorney Jay Symonds, UNUM overturned its previous denial of long term disability benefits for Colorado Plumber
  35. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Tennessee Claims Supervisor
  36. After Appeal Sun Life Finally Approves Disability Benefits for Data Engineer
  37. After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
  38. After Initially Being Denied Long Term Disability Benefits, Dell & Schaefer Gets Former Wal-Mart Employee on Claim with Liberty Mutual
  39. After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again.
  40. After Long Fight for Short Term Disability Benefits, MetLife Has Now Approved Dell & Schaefer Client for Long Term Disability Benefits
  41. After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect
  42. Cigna Finally Approves Claim for LTD Benefits for Former Nurse Employed at Hollywood Presbyterian Medical Center
  43. After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
  44. Alex Palamara Wins Another Hartford Disability Appeal
  45. Alex Palamara’s ERISA Disability Appeal Against Prudential Leads To Reinstatement of Benefits for Woman With Cerebral Aneurysm
  46. Another Long Term Disability Claim is Reinstated after Disability Attorney Alexander Palamara successfully argues The Standard Insurance Company Mishandled Preexisting Condition Investigation
  47. Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
  48. Appeal filed by Dell & Schaefer proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
  49. Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
  50. AT&T Employee Dealing With Sedgwick Has Horrible Disability Benefit Claim Experience
  51. Attorney Alex Palamara Helps Correction officer to Win Cigna Disability Appeal
  52. Attorney Alex Palamara Wins Disability Appeal Against Cigna for Lockheed Martin Employee
  53. Attorney Cesar Gavidia and Appeal Team at Dell & Schaefer Win Appeal Battle Against Unum to Reinstate Long-Term Disability Insurance Benefits to Disabled Software Engineer
  54. Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
  55. Attorney Cesar Gavidia Successfully Reinstates CIGNA Benefits to a Senior Systems Engineer Suffering from Migraines
  56. Attorneys Dell & Schaefer prove dentist is totally disabled and not residually disabled
  57. Attorneys Dell And Schaefer obtain lump sum buy-out of an Unum long term disability insurance policy for a drywall contractor
  58. Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
  59. Attorneys Dell & Schaefer File Lawsuit in Federal Court Against Aetna Life Insurance Company After it Denied Long-term Disability Benefits to Former Software Developer
  60. Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
  61. Attorneys Dell & Schaefer win long-term disability trial against Prudential Insurance Company Of America on behalf of time-share salesperson suffering from cervical disc disease
  62. Attorneys Dell & Schaefer win benefits for client under a catastrophic illness policy
  63. AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
  64. AXA Equitable and DMS Approve LTD Benefits for Litigation Attorney with ADHD & Bi-Polar
  65. Benefits Reinstated: Dell & Schaefer Successfully Appeals Cigna’s Decision to Deny Benefits for MetroPCS Wireless Employee with HIV
  66. Berkshire Approves Application for Disability Benefits to Sales Manager
  67. Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
  68. Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
  69. Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease
  70. Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
  71. Disability Attorney Cesar Gavidia Wins Hartford Disability Appeal For Target Employee With Rheumatoid Arthritis and Chronic Neck Pain
  72. Chiropractor Obtains Lump-Sum Disability Insurance Settlement Despite Wrong Date of Disability
  73. Chiropractor placed on claim despite an “any occupation” provision
  74. Chiropractor receives total disability benefits despite neck exclusion language in a Trustmark Insurance Company disability policy
  75. Cigna Again Reinstates Claim of Archdiocese of Baltimore Registered Nurse Thanks to Appeal by Dell & Schaefer
  76. Cigna Approves Any Occupation Disability Benefits After Two Appeals
  77. Cigna Approves Disability Benefits After Two Years of Fighting
  78. Cigna Approves Disability Benefits to Doctor with Ehlers-Danlos
  79. Cigna Approves Disability Benefits to International Sales Manager
  80. Cigna Approves Disability Claim Following Multiple Denials
  81. Cigna approves internal medicine doctor for long-term total disability benefits
  82. CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
  83. CIGNA overturned its previous denial of both short term and long term disability benefits for Michigan Senior Personal banker
  84. Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for New Jersey Account Manager
  85. CIGNA overturned previous denial of both long term disability benefits for Massachusetts IT Procurement Specialist
  86. CIGNA overturned previous denial of waiver of life insurance premiums
  87. CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
  88. Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
  89. Cigna overturns decision to terminate benefits of Claimant suffering from Multiple Sclerosis
  90. CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
  91. Cigna Overturns Denial Following Dell & Schaefer Appeal
  92. Cigna Overturns Denial of Long Term Disability Benefits
  93. Cigna Overturns Denial of Long Term Disability Benefits On Appeal
  94. Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
  95. Cigna Overturns Denial of Benefits to Data Center Manager
  96. Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
  97. Cigna Overturns Denial of LTD Benefits to Computer Systems Engineer after Appeal and Independent Medical Examination
  98. Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
  99. Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits
  100. CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
  101. Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
  102. Cigna reinstates disability benefits for an accounting manager
  103. Cigna Reinstates Disability Benefits to Project Manager on Appeal
  104. Cigna Reinstates Long Disability Benefits to a Tugboat Captain
  105. Cigna Reinstates Long Term Disability Benefits to Medical Coder
  106. Cigna reinstates Long Term Disability claim after reviewing Dell & Schaefer appeal
  107. Cigna reinstates LTD claim after reviewing Dell & Schaefer appeal
  108. Cigna reverses its decision to terminate benefits of a claimant with Fibromyalgia, Cervical Spine Spondylosis and Depression
  109. Cigna reverses decision to terminate benefits of claimant suffering from end-stage Myasthenia Gravis
  110. Cigna Reverses Disability Denial And Admits Its Decision To Deny Benefits To Attorney Stricken With Parkinson’s Was Wrong
  111. Cigna Reverses Long Term Disability Denial And Admits Denying Benefits To Attorney Stricken With Parkinson’s Was Wrong
  112. Computer Programmer is Back on Claim Receiving LTD Benefits after Attorney Proves to Lincoln it Acted Wrongly
  113. Confidential Disability Settlement for a Dentist After Insurance Companies Bad Faith is Exposed
  114. Dell & Schaefer Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
  115. Dell & Schaefer Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
  116. Dell & Schaefer convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
  117. Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
  118. Dell & Schaefer gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn’s Disease
  119. Dell & Schaefer obtains settlement award for OB/GYN with Unum individual disability policy
  120. Dell & Schaefer Refuses to Allow Prudential to Force Claimant Into Submission
  121. Dell & Schaefer successfully appeal denial by Liberty Life
  122. Dell & Schaefer Successfully Appeals Denial Of Benefits To Claimant With Trigeminal Neuralgia
  123. Dell & Schaefer Successfully Appeals Denial of Benefits to Fedex Employee
  124. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company
  125. Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Excel Energy Employee
  126. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Inventory Control Specialist
  127. Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Trial Attorney
  128. Dell & Schaefer Successfully Appeals Denial of Benefits to IT Support Specialist
  129. Dell & Schaefer Successfully Appeals Denial Of Benefits To Pre-School Teacher
  130. Dell & Schaefer Successfully Appeals Denial of Benefits to Quality Control Inspector
  131. Dell & Schaefer successfully appeals denial of benefits to maintenance technician
  132. Dell & Schaefer Successfully Appeals Metlife Denial of Benefits to Veteran
  133. Dell & Schaefer Wins Disability Appeal against Cigna for Mortgage Banker
  134. Dell & Schaefer Wins Short Term Disability Appeal Against Lincoln
  135. Dell & Schaefer’s Appeal Leads Prudential to Reinstate ERISA Long Term Disability Benefits
  136. Dell & Schaefer’s Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
  137. Dentist wins appeal and UNUM Provident pays disability benefits
  138. Dentist with hand tremor files suit and receives confidential settlement for past due and future long-term disability benefits
  139. Disability insurance carrier cuts veterinarian’s benefits after paying for 9 years
  140. Disability Attorney Alex Palamara wins LTD Benefits for Police Office Denied by Standard
  141. Disability Attorney Alexander Palamara Proves to Unum that Its Decision to Deny Benefits Was Wrong for Claimant Suffering from Heart Conditions
  142. CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
  143. Disability Attorneys Dell and Schaefer Prove to Prudential that Its Decision to Deny Benefits Was Wrong
  144. Disability Benefits Reinstated: Dell & Schaefer Appeal Gets CIGNA to Admit its Decision to Deny was Wrong
  145. Disability carrier denies disability benefits to chiropractor after paying for 8 years, yet Attorneys Dell & Schaefer file lawsuit and obtain lump-sum buyout
  146. Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
  147. Disability lawyers win ERISA long term disability appeal against Hartford
  148. Disabled Vessel Captain for Marine Services Corporation Wins Long-term Disability Appeal With CIGNA
  149. ENT doctor receives $225,000 and continues to work in his same occupation while collecting disability
  150. AXA Equitable pays total disability benefits to an attorney
  151. Dell & Schaefer ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits
  152. ERISA disablity insurance claim: pre-existing condition denial overturned for executive
  153. Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
  154. Federal Court Overturns Aetna Denial Of Disability Benefits
  155. Federal Express (“FEDEX”) thought their disability insurance plan was governed by ERISA, but attorneys Dell & Schaefer and the US Southern District Court of Florida disagree
  156. Federal Insurance Company and former postal worker reach confidential settlement regarding lump-sum disability policy
  157. Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
  158. Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits
  159. Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied
  160. Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA
  161. General Surgeon wins Long Term Disability Insurance Trial Against Unum
  162. Hartford Admits Decision to Deny LTD Benefits to Claimant with Chronic Lyme Disease Was Wrong
  163. Hartford agrees to lump-sum buyout of long-term disability policy for account executive
  164. Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
  165. Hartford and Unum approve long-term disability benefits for disabled radiologist
  166. Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis
  167. Hartford Buys Out Disability Policy Following Appeal
  168. Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
  169. Hartford has a Pattern of Conducting Surveillance on a Claimant’s Birthday
  170. Hartford overturned its previous denial of LTD benefits for Illinois Account Representative
  171. Hartford overturned previous denial of long term disability benefits for New York Consultant
  172. After appeal filed by Attorney Jay Symonds, Hartford overturned its second denial of long term disability benefits for Alabama CEO
  173. Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
  174. Hartford Reinstates Disability Benefits to HR Manager
  175. Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
  176. Hartford Reversed Decision To Terminate Claimant’s LTD Benefits After Submitting an Appeal
  177. Hartford reverses disability benefit denial after previously paying 62 year old sales rep for 6 years
  178. Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
  179. Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
  180. Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
  181. Liberty Mutual Approves Disability Benefits to Senior Vice President
  182. Liberty Mutual of NY Disability Benefit Denial Reversed After Two Denials In One Year
  183. Liberty Mutual Overturns Denial of Disability Benefits Following Submission of an ERISA Appeal
  184. Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
  185. Liberty Mutual Overturns Disability Insurance Denial in Ten Days
  186. Liberty Mutual reverses decision to terminate disability benefits
  187. Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
  188. Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis
  189. Liberty Reinstates Long Term Disability Benefits for the Second Time
  190. Liberty’s Decides to Terminate Benefits to a Claimant with Multiple Sclerosis Based on 40 Minutes of Surveillance Video
  191. Life Insurance Company of North America (CIGNA) lump sum settlement buyout offer obtained for former salesman
  192. Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for Massachusetts Senior Advisor
  193. LINA overturned its previous LTD denial for Medical Technologist
  194. Life Insurance Company of North America overturned previous denial of long term disability benefits for Washington Crime Scene Photographer
  195. Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
  196. Lincoln Approves Disability Benefits Following Second Appeal
  197. Lincoln Approves Disability Claim After Multiple Appeals
  198. Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell & Schaefer Client, But There Is A Catch
  199. Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
  200. Lincoln Financial Reinstates Disability Benefits To School Teacher
  201. Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
  202. Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
  203. Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
  204. Lincoln Overturns Denial of LTD Benefits After Two Appeals
  205. Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
  206. Long Term Disability Attorneys Win an ERISA Appeal Following Lincoln Financial Disability Denial
  207. Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell & Schaefer, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA
  208. LTD Claim Approved by Lincoln for Former Biomet, Inc. Employee suffering from Meniere’s Disease
  209. LTD Claim Approved for a Second Time for an Insurance Sales Agent after Prudential Denies Claim Based on Self-Reported Physical Capabilities
  210. Mass Mutual approves long-term disability benefits of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)
  211. Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
  212. Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim
  213. Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant’s Primary Diagnosis Was Meniere’s Disease
  214. Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
  215. MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
  216. MetLife Approves Long Term Disability Claim For Executive Assistant with Neck Pain
  217. MetLife Approves Disability Benefits to Dentist With De Quervain’s
  218. MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
  219. MetLife approves long term disability benefits for senior sales manager in the medical supply industry
  220. MetLife Long-Term Disability Denial Of Disabled Yamaha Motors Corporation Manager With Genetic Disorder Is Reversed Following ERISA Appeal
  221. Metlife Overturns Denial on Appeal by Dell & Schaefer
  222. MetLife Overturns its Decision to Deny Long Term Disability Benefits After Receiving an ERISA Appeal from Disability Attorneys Dell & Schaefer
  223. MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
  224. MetLife Reinstates Disability Benefits to Attorney on Appeal
  225. MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
  226. MetLife reverses decision to terminate LTD benefits after Dell & Schaefer files an appeal showing Metlife completely ignored physical conditions of claimant
  227. Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
  228. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer
  229. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
  230. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
  231. Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits
  232. Neurosurgeon awarded partial disability benefits
  233. Northwestern Mutual Approves Claim For Disability Benefits
  234. Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
  235. Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
  236. Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
  237. Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
  238. Podiatrist with median nerve injury files lawsuit and obtains lump-sum buyout of disability policy
  239. Principal Approves Long Term Disability Benefits for Surgeon
  240. Principal Reinstates Benefits of Orthopedic Surgeon Unable to Work Full-Time After Attorney Rachel Alters submits Appeal
  241. Prudential Approves Disability Claim on Appeal
  242. Prudential Approves LTD Claim on Voluntary Appeal
  243. Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
  244. Prudential Denial Overturned on Appeal After Attorneys Dell & Schaefer Established that Medical Device Representative Could Not Perform Duties of Any Gainful Occupation
  245. Prudential denies and settles long-term disability claim with CPA after CPA becomes totally disabled from chronic cervical neck pain and radiculopathy
  246. Prudential Insurance Company Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy
  247. Prudential overturned previous denial of long term disability benefits for Mississippi Nuclear Medicine Tech
  248. Prudential Insurance Company of America overturned previous denial of long term disability benefits for Oregon Software Engineer
  249. Prudential overturned previous denial of long term disability benefits for Connecticut Audit Manager
  250. Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
  251. Prudential Overturns Denial for Dell & Schaefer Client Suffering With Serious Back Conditions
  252. Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations
  253. Prudential Overturns Denial of Disabled Welding Foreman Suffering From a Blood Disorder to Only Claim His Disability is Psychosomatic and Limited to 24 Months of Payments
  254. Prudential Overturns Denial of Long Term Disability Benefits to College Professor
  255. Prudential Overturns Disability Denial to Chiropractor
  256. Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
  257. Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell & Schaefer file appeal
  258. Prudential Overturns Another Long Term Disability Denial After Dell & Schaefer Appeal
  259. Prudential pays computer system engineer’s ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
  260. Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues
  261. Prudential Reinstates Disability Benefits To School Teacher
  262. Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
  263. Prudential reinstates long-term disability benefits to sales specialist following appeal filed by attorneys Dell & Schaefer
  264. Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
  265. Prudential reverses denial on second appeal & pays $175,000 in past due disability benefits to OBGYN
  266. Prudential Decides to Terminate Long-term Disability Claim of Disabled Chevy Chase Bank Manager That It Had Paid for 11 Years, But It Overturns Decision After Attorney Dell & Schaefer’s Appeal
  267. Psychiatrist receives $340,000 long-term disability insurance buyout
  268. Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed
  269. Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
  270. Reliance Standard overturned LTD denial for Tennessee Technology Sales Consultant
  271. Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
  272. Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer
  273. Reliance Standard overturned its previous denial of long term disability benefits for Texas Retail Store Manager
  274. Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records
  275. Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
  276. Reliance Standard Overturns Its Decision to Deny; Dell & Schaefer Client Will Again Receive Long Term Disability Benefits
  277. Reliance Standard Reinstates Benefits for Former Employee of Parent Company, Delphi Financial, Following Successful Appeal
  278. Reliance Standard Reinstates Disability Benefits to Project Manager
  279. Reliance Standard reverses long term disability denial following appeal submitted by Attorneys Dell & Schaefer
  280. Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA
  281. Sedgwick Reinstates Long Term Disability Claim Following Appeal
  282. Senior Global Tax Director for Billion Dollar Worldwide Industrial Company is Again Receiving Disability Benefits from MetLife After Appeal by Attorney Alexander Palamara
  283. Standard Approves Disability Benefits to Attorney with Fibromyalgia
  284. Standard Insurance Company reverses disability insurance denial for a disabled lawyer
  285. Standard Overturns Decision to Deny Disabled Project Manager Long-term Disability Insurance Benefits After First Appeal
  286. Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
  287. Standard Overturns Denial of Disability Benefits to Chiropractor
  288. Standard Overturns Denial of Disability Insurance Benefits
  289. Successful Appeal Against Prudential Gets Breast Cancer Survivor Back on Claim for LTD Benefits
  290. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Clinical Therapist
  291. Sun Life Approves Claim for Long Term Disability Benefits
  292. Sun Life Approves Disability Benefits to Surgical Services Director
  293. Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
  294. Sun Life ignored its own medical expert’s opinions supporting registered nurse’s inability to work in a sedentary occupation due to severe rheumatoid arthritis
  295. Sun Life overturned previous denial of LTD for California Diagnostics Manager
  296. Surveillance Video and Independent Medical Examination (IME) Leads to Disability Insurer Terminating Disability Claim After Paying Partially Disabled Insurance Agents Claim For 21 Years
  297. Symetra Reinstates LTD Benefits for Former Vice President of Grady Management, Inc. who suffered from multiple Strokes
  298. Teacher suffering from Sjorgen’s syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits
  299. Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
  300. The Standard Insurance Company’s denial of disability benefits is reversed on appeal
  301. Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
  302. Two Stroke Victims Win ERISA Appeals Against Prudential and Liberty Life
  303. United of Omaha Overturns Decision to Deny Benefits to Disabled Quality Assurance Manager After Appeal Discredits Its Medical Review and Vocational Assessment
  304. Unum approves dentist for residual/partial long-term disability benefits
  305. Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
  306. Unum Approves Long Term Disability Application to a Program Manager
  307. Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
  308. Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
  309. Unum approves opthamologist for long-term total disabilty benefits
  310. Unum challenges the long term disability claim of a blind salesman
  311. Unum disability appeal results in settlement of Unum long term disability claim
  312. UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
  313. Unum issues disability insurance benefits to currency trader suffering from depression and chronic fatigue
  314. After appeal filed by Attorney Jay Symonds, UNUM overturned previous denial of long term disability benefits for South Carolina Nurse
  315. Unum Overturns Original Decision to Deny Benefits to Disabled Account Manager Following Appeal Submitted by Dell & Schaefer Appeals Team
  316. Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Attorneys Dell & Schaefer
  317. Unum Provident and Monarch Life Insurance Company pay total disability to dentist
  318. Unum Provident approves physiologist’s claim for disability benefits
  319. Unum Provident pays advertising executive total disability benefits
  320. Unum Provident pays total disability benefits to a chiropractor with breast cancer
  321. Unum Settles Lawsuit with Florida Chiropractor After Initially Denying Long-term Disability Claim
  322. Unum and Sun Life Approve Disability Benefits to OB.GYN
  323. Attorneys Dell & Schaefer successfully appeal denial of benefits to claimant with CRPS/RSD
  324. Long Term Disability Appeal Victory Against Cigna for Cardiac Cath Technician
  325. Woman with multiple sclerosis files long term disability benefit denial lawsuit against Prudential Insurance Company

Your Disability Insurance Company

  1. Aetna
  2. AIG
  3. American United
  4. Ameritas
  5. Anthem
  6. Assurant / Union Security
  7. Assurity Life Insurance
  8. AXA Equitable / DMS
  9. Berkshire
  10. Boston Mutual
  11. Broadspire
  12. Cigna
  13. Colonial Life
  14. Companion Life
  15. Dearborn National / Dearborn Group
  16. Great-West Life Assurance
  17. Guardian Life
  18. Hartford
  19. HM Life Insurance
  20. Illinois Mutual
  21. ING / Reliastar
  22. Jefferson Pilot
  23. Liberty Mutual
  24. Lincoln Financial
  25. Lloyds of London
  26. Mass Mutual
  27. MetLife
  28. Monarch Life Insurance
  29. Mutual of Omaha
  30. New York Life Insurance
  31. Northwestern Mutual
  32. Ohio National
  33. Paul Revere
  34. Principal Financial Group
  35. Provident
  36. Prudential
  37. Reassure / Jackson
  38. Reliance Standard
  39. Sedgwick
  40. Standard
  41. Sun Life
  42. Trustmark
  43. Union Central
  44. Unum

Disabling Conditions

  1. Ataxia Disability Insurance Benefits Claim
  2. Back Disorders Disability Insurance Benefits Claim
  3. Bipolar Disorder Disability Insurance Benefits Claim
  4. Cancer Disability Insurance Benefits Claim
  5. Carpal Tunnel Syndrome and Disability Insurance Claim Assistance
  6. Cerebral Atrophy Short Term and Long Term Disability Insurance Claim Help
  7. A Chronic Fatigue Syndrome Disability Claim Will Be Challenged
  8. COPD Disability Insurance Claim Information and Legal Help
  9. Chronic Pain Disability Insurance Benefits Claim
  10. Cognitive Limitations and Long Term Disability Insurance Claims
  11. Crohn’s Disease Short And Long Term Disability Insurance Claim Help
  12. Depression and Anxiety Disability Insurance Claim Information and Help
  13. Diabetes Disability Insurance Claim Help and Information
  14. Ehlers Danlos Syndrome Long Term Disability Claims
  15. Disabled Due to Epilepsy Or Other Seizure Disorders Requiring Disability Benefit Claim Help?
  16. Epstein-Barr Virus Can Result in A Disability Insurance Claim?
  17. Eye Problems Resulting in Disability Insurance Claim
  18. Fibromyalgia Disability Insurance Benefits Claim
  19. Gastrointestinal Disorders Resulting In Disability Insurance Claim Assistance
  20. Headache Disability Insurance Benefit Claim Help From Attorneys
  21. Does Hearing Loss Require You To Seek Long or Short Term Disability Benefit?
  22. Long Term Disability Insurance Benefits for Heart Disease or Cardiac Issues
  23. Hepatitis C Disability Insurance Benefit Claim Help
  24. Disability Insurance Claim Due to HIV/AIDS Lawyer Assistance
  25. Disability Insurance Claim for Insomnia or Other Sleep Disorders
  26. Our Disability Insurance Attorneys Discuss Irritable Bowel Syndrome (IBS) Disability Claims
  27. Disabled by Kidney Disease or Renal Failure and Need Disability Insurance Claim Help?
  28. Seeking Disability Insurance Benefits for a Knee Disorder and Need Claim Help?
  29. Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?
  30. Lyme Disease Disability Insurance Claim Help From Lawyers
  31. Our Disability Insurance Attorneys Can Handle Your Macular Degeneration Claim
  32. Does Macular Edema Require you To Speak with a Disability Lawyer About Benefits?
  33. Meniere’s Disease Disability Claim Help and Tips
  34. Our Disability Lawyers Discuss Multiple Sclerosis and Disability Insurance Benefits
  35. Attorney Disability Claim Help for Neck Pain or Cervical Spine Problems
  36. Osteoarthritis Disability Insurance Claim Help From Disability Lawyers
  37. Parkinson’s Disability Insurance Claim and Benefits Lawyer Help
  38. Peripheral Neuropathy and Hiring A Lawyer for A Disability Claim
  39. Post Traumatic Stress Disorder (PTSD) Disability Insurance Benefits Claim
  40. Psychosis Disability Insurance Benefits Claim
  41. Rheumatoid Arthritis Disability Insurance Benefits Claim
  42. RSD / Complex Regional Pain Syndrome Disability Insurance Benefits Claim
  43. Seizures (non-epileptic) Disability Insurance Benefits Claim
  44. Shoulder Disorders Disability Insurance Benefits Claim
  45. Sleep Apnea Disability Insurance Benefits Claim
  46. Speech Disorders Disability Insurance Benefits Claim
  47. Stroke Disability Claim Help from Disability Insurance Lawyers
  48. Substance Abuse Disorder Disability Insurance Benefits Claim
  49. Syncope Disability Insurance Benefits Claim
  50. Vestibular Dysfunction Disability Insurance Benefits Claim

Q&A — Ask A Disability Lawyer

  1. Are all LTD claimants considered for alternative professions as part of the “any occupation” investigation?
  2. Are All Medical File Reviews By Disability Insurance Companies a Sham?
  3. Are Disability Business Overhead Expense Policies Worthless if You Close Your Business?
  4. Are disability insurance benefits taxable?
  5. Are independent medical examiners hired by a disability insurance company truly independent?
  6. Are the outside companies hired by disability insurance companies to locate IME doctors independent?
  7. Are there any penalties if a disability insurance company violates ERISA?
  8. Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?
  9. What is an Attending Physician Statement and how should it be completed?
  10. If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?
  11. Can a disability attorney manage all aspects of my long-term disability insurance claim?
  12. Can a Disability Claimant Refuse to Attend an IME During an Appeal?
  13. Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?
  14. Can a disability insurance company conduct video surveillance of me without my permission?
  15. Can a disability insurance company rely upon a nurse to review my disability claim?
  16. Can a LTD insurance company claim overpayment if claimant is approved for SSDI?
  17. Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?
  18. Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
  19. Can a disability company sue me to recover an SSDI overpayment?
  20. Can a disability insurance company claim overpayment for SSDI payable to a child as result of the parent’s disability?
  21. Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?
  22. Can Hartford be punished for wrongful denial of a disability insurance claim?
  23. Can I collect disability insurance benefits if I am collecting unemployment benefits?
  24. Can I do volunteer work while I am collecting long term disability benefits?
  25. Can I earn money while I collect long term disability benefits?
  26. Can I file for disability insurance benefits if I was fired before I stopped working?
  27. Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
  28. Can I recover attorney fees if my long-term disability claim is governed by ERISA?
  29. Can I submit a long-term disability claim if my employment has been terminated?
  30. Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?
  31. Can I sue my long term disabilty insurance company for bad faith or punitive damages?
  32. Can I Volunteer and Still Receive Long Term Disability Insurance Payments?
  33. Can my disability claim be denied if my disability company never conducted an IME exam?
  34. Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?
  35. Can my disability insurance policy be exempt from ERISA?
  36. Can my disability insurer offset pension or retirement benefits that I’m drawing from a previous employer?
  37. Can my insurance carrier deny my benefits even if there is no change in my medical condition?
  38. Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
  39. Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
  40. Can my long term disability claim be denied for a pre-existing condition?
  41. Can my severance agreement eliminate my right to claim disability insurance benefits?
  42. Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?
  43. Can a stress-induced heart attack be considered an “injury” under a disability insurance policy?
  44. Can the Disability Insurance Company Call My Doctors Without Telling Me?
  45. Can the disability insurance company require me to have surgery in order to collect disability insurance benefits?
  46. Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?
  47. Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
  48. Can you work in a different occupation while collecting disability income payments?
  49. Can your ERISA disability benefits be garnished?
  50. Can I collect Social Security and Work Part-Time?
  51. If I Convert my Former Employee Disability Policy to a Private Policy Does ERISA Govern?
  52. If I have Coronavirus can I collect disability insurance benefits?
  53. Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?
  54. What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?
  55. Can my Disability Company Rely on Its Own Nurse to Deny Disability Benefits?
  56. Disability Insurance Challenges for Doctors
  57. Can a disability insurance company rely on a Functional Capacity Exam (“FCE”) to deny long-term disability benefits?
  58. Is my disability insurance company required to offer me a lump sum buyout of my disability policy?
  59. Does my disability insurance lawsuit need to be filed in State or Federal Court?
  60. Disability Law and Video Surveillance
  61. What is the discretionary clause in a disability insurance policy?
  62. Do Disability Insurance Companies Continue to Challenge a LTD Claim After an “Any Occupation Definition of Disability Investigation” Is Completed and Benefits Have Been Extended?
  63. Do disability insurance companies deny all claims for disability benefits?
  64. Do disability insurance companies handle a claim differently when a lawyer is involved?
  65. Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?
  66. Do Federal Courts Nationwide Differ on the Meaning of Regular Occupation in ERISA Long Term Disability Plans?
  67. Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!
  68. Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?
  69. Do I Have To Allow My Disability Insurance Company To Contact My Employer?
  70. Do I have to attend an IME exam requested by my disability insurance company?
  71. Do I Have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?
  72. Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?
  73. Do I have to sign the Social Security reimbursement agreement requested by disability company?
  74. Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?
  75. Do I Need to Consult an Attorney Before I File an Application for Long Term Disability Benefits?
  76. Do I need to disclose my disability insurance claim if I filed for bankruptcy?
  77. Do I need to send the “medical authorization release” form to the disability insurance company?
  78. Do the rules of evidence apply to ERISA disability insurance cases?
  79. Do you need to suffer a loss of income to collect disability income payments?
  80. Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?
  81. Does a disability insurance company need to consider the side effects of my medications?
  82. Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
  83. Does having a disability insurance attorney raise a red flag?
  84. Does It Matter Who Pays My Disability Insurance Premiums?
  85. Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?
  86. Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?
  87. Does Social Security always deny disability claimants the first time they submit a claim?
  88. Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
  89. Does social security disability approve claims that are based on subjective medical conditions?
  90. Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?
  91. Does the claimant, after getting a request to a field interview, have to do it?
  92. Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?
  93. Why are the duties of my pre-disability occupation important when seeking LTD benefits?
  94. Why is it important to have a disability attorney handle my ERISA disability appeal?
  95. Has Lincoln Contacted You About Your Liberty Disability Claim?
  96. I have both an individual disability insurance policy, which I purchased on my own, and a group disability insurance policy through my employer. Will I be able to recover benefits from both insurance policies if I become disabled?
  97. How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?
  98. How Can I Protect Myself At A Hartford IME Exam?
  99. How can one disability company approve my claim but my other disability company has denied my claim?
  100. How can the disability insurance company deny my claim if my doctor has not released me to return to work?
  101. How do disability insurance companies calculate lump-sum buyouts?
  102. How do I determine my date of disability?
  103. How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?
  104. How do I know if my disability policy is subject to ERISA?
  105. How do I obtain a copy of my long term disability insurance policy or disability plan?
  106. How does a disability insurance company determine my Regular Occupation?
  107. How does an individual disability claim differ from an ERISA group disability claim?
  108. How Does Having A Disability Lawyer Help Me Fight For Metlife Disability Benefits?
  109. How does the Social Security Administration determine if a person is eligible for social security disability benefits?
  110. How Important is Doctor Support in Securing Disability Insurance Benefits?
  111. How important is the support of my treating physician?
  112. How long do I have to be disabled before I can file a claim for social security disability benefits?
  113. How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?
  114. How long is the disability insurance company required to pay once my disability claim is approved?
  115. How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
  116. How often can my disability insurance company require a Claimant Statement?
  117. How often does the disability insurance company expect a disability claimant to treat with a doctor?
  118. How often does the Social Security Administration evalaute a claimant’s eligibility for SSDI benefits?
  119. How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?
  120. If a disability insurance claimant dies can any family members continue to collect the decedent’s long term disability benefits?
  121. If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?
  122. If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?
  123. If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?
  124. If I am physician claiming long term disability, can I treat myself?
  125. If I can not afford medical treatment can I still collect disability insurance benefits?
  126. If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
  127. If I Have Physical and Mental Disabling Conditions Will My Disability Benefit Be Subject to a Limited Pay Period?
  128. If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
  129. If my disability insurance claim denial is reversed will I receive interest?
  130. If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?
  131. If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?
  132. If my long term disability claim is wrongfully denied will the insurance company pay my attorney’s fee if I win my case?
  133. If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?
  134. If my social security disability claim was denied will my disability insurance claim be denied?
  135. What are the important steps to take when filing an ERISA disability denial appeal?
  136. What can I do when the insurer fails to make a decision on my appeal within the required timeframe?
  137. Is a Claimant’s Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
  138. Is a Field Interview Request By A Disability Insurance Company a Bad Thing?
  139. Is a Long-Term Disability Policy Buyout A Good Option?
  140. Is an FCE Exam Good or Bad for a Long Term Disability Insurance Claimant?
  141. Why is ERISA an unfair law for disability insurance claimants?
  142. Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?
  143. Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
  144. Is my disability insurance policy subject to or governed by ERISA?
  145. Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
  146. Is My “No-Fault” Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
  147. Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?
  148. Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?
  149. Is Your Disability Insurance Claim a Physical or Mental Disability Condition?
  150. Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?
  151. Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?
  152. What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?
  153. What should I expect at a medical examination requested by Unum disability insurance company?
  154. Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?
  155. What Are My Options Following A Private Disability Insurance Claim Denial?
  156. Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?
  157. How do I prepare for an IME Exam requested by Disability Insurance Company?
  158. If I am receiving disability insurance benefits, can the disability insurance company use my spouse’s income or retirement benefits to offset my monthly disability benefit payment?
  159. Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?
  160. Should I allow my disability insurance company to interview me in my home?
  161. Should I speak with an attorney prior to filing my long-term disability insurance claim?
  162. Should I stop paying my disability insurance premiums even though my claim decision is pending?
  163. Should I Let My Doctor Be Interviewed By The Insurance Company?
  164. Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?
  165. What Happens if I Sue Dearborn Before They Decide on My Long Term Disability Benefit Appeal?
  166. The Long-term Disability Medical Consultant review. What is it? What can be expected?
  167. Do I Have A Time Limit To File An ERISA Disability Lawsuit?
  168. What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?
  169. Total v. Residually Disability Benefits: The Ongoing Battle?
  170. If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?
  171. What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?
  172. What are my options if my long term disability insurance claim has been denied?
  173. What are self reported condition limitations in a group long term disability insurance policy?
  174. What are the ERISA disability appeal deadlines and why 180 days?
  175. What are the five most common reasons for a long term disability insurance claim denial?
  176. What are the most common disabling conditions for a long term disability claim?
  177. What can I do if the disability insurance company is delaying disability payments?
  178. What can I do to protect myself during an IME exam requested by my disability insurance company?
  179. What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
  180. What does attorneys Dell & Schaefer charge for the representation of disability insurance claimants?
  181. What Does It Mean If My Disability Insurance Company Says I Am Malingering?
  182. What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?
  183. What does it mean when a disability insurance company pays disability benefits under a “reservation of rights”?
  184. What happens when a long term disability insurance company requests to do a field interview regarding your claim?
  185. What is a Functional Capacity Exam (FCE) and should I go to a FCE?
  186. What is a “Gainful Occupation” under a Disability Insurance Policy?
  187. What is a lump sum buyout?
  188. What Is A Medical Consultant Review Request By A Disability Insurance Company?
  189. What is a REMAND in an ERISA Disability Insurance Lawsuit?
  190. What is a residual disability income claim?
  191. What is an “any occupation” definition of disability?
  192. What is An ERISA Disability Lawsuit and What Should I Expect?
  193. What is an “own occupation” definition of disability?
  194. What is ERISA?
  195. What is the Accident v. Sickness provision in my disability insurance policy?
  196. What is the Administrative Record in an ERISA disability appeal?
  197. What is the appeal process if my Social Security Disability Claim has been denied?
  198. What Must I Do If My ERISA Disability Claim Is Denied?
  199. What Should a Claimant Expect When Suing Cigna or any other disability company for Long Term Disability Benefits?
  200. What Should a Dentist Expect When Filing a Long Term Disability Benefit Claim?
  201. What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?
  202. What should I expect if I apply for residual disability insurance benefits?
  203. What Should I expect if Metlife wants to send someone to Interview me?
  204. What should I expect when I attend an IME exam requested by my disability insurance company?
  205. What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
  206. What should I be aware of if I am buying a disability insurance policy?
  207. What time frames apply to an ERISA disability appeal?
  208. What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
  209. What type of doctor should I be treating with in order to claim long term disability benefits?
  210. What types of medical conditions are most commonly challenged by disability insurance companies?
  211. When Is The Best Time To File A Long Term Disability Benefit Claim?
  212. When is the Best Time to Submit a Claim for either STD or LTD insurance benefits?
  213. When should a disability claimant suspect that their disability insurance company is doing video surveillance?
  214. Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?
  215. Who are the largest private and group disability insurance companies?
  216. Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
  217. Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?
  218. Why are disability insurance policies difficult to understand?
  219. Why consider a lump-sum buyout of your disability insurance policy?
  220. Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?
  221. Why do disability insurance companies conduct secretive video surveillance?
  222. Why does the disability insurance company request my tax returns?
  223. Why is a different company handling my claim for short or long term disability benefits?
  224. Why is it important to hire a disability attorney experienced in handling ERISA disability claims?
  225. Why is it important to have a disability attorney when applying for disability insurance benefits?
  226. Why is my disability insurance company requesting an IME exam?
  227. Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?
  228. Why Should A Claimant Take Their Time Filing an ERISA Disability Appeal Letter?
  229. Why should I hire a disability insurance attorney to submit my ERISA Appeal?
  230. Why was ERISA created?
  231. Will a disability insurance company watch me on Facebook or other social media sites?
  232. Will my disability insurance company give me a copy of the IME report?
  233. Will the disability insurance company pay my attorney fees and cost if I win my Appeal?
  234. Will the disability insurance company pay my doctor to complete an Attending Physician Statement?
  235. Will the insurance company pay me long term disability benefits while my appeal or lawsuit is pending?

Disability Insurance Law Research

  1. $1,000,000 in Unum Disability Benefits for an Attorney, Blackmail, and Supreme Court Denies Cert!
  2. 10th Circuit Court of Appeals validates MetLife’s accidental death and dismemberment denial
  3. 12 years of disability payments paid, but CIGNA suddenly determines claimant can perform sedentary job
  4. 3 Ways Hartford Wrongfully Denied Long Term Disability Insurance Benefits to Claimant with MS
  5. 4 reasons that make a disability insurer’s denial of benefits arbitrary and capricious
  6. 5 Frequently Asked Questions About Disability Insurance, Answered
  7. Federal Court provides 5 reasons CIGNA wrongfully denied disability benefits to man suffering from chronic fatigue syndrome
  8. 7th Circuit Recognizes Chronic Debilitating Effects Of Fibromyalgia
  9. 8th Circuit Court of Appeal Overturns Award of LTD Benefits for Disabled Walmart Employee
  10. 9th Circuit Clarifies The Definition Of “Sedentary Work”
  11. 9th Circuit Holds That Release In Plaintiff’s Wrongful Termination Lawsuit Bars Subsequent ERISA Benefits Claim
  12. A Claimants View of a Standard Insurance Company Disability Benefit Claim
  13. A classic Unum Provident denial
  14. A Letter to Cigna CEO Following Denial of Disability Benefits to a Wheel Chair Bound Woman
  15. A New Bait and Switch Tactic by Unum Disability Insurance Company
  16. A Successful California Disability Insurance Claim Does Not Require “Absolute Helplessness”
  17. Accidental Death Benefit Denied By National Union Fire Insurance Due To Language of Policy Exclusion
  18. Accidental death & disability dismemberment; AIG reversed by Colorado Court
  19. ACI Recognizes Gregory Dell as a Disability Expert
  20. Former Aegon USA employee suffering with multiple sclerosis sues CIGNA for denial of disability insurance benefits
  21. Aetna and The Rawlings Company LLC Seek to Reduce Your Disability Benefit
  22. 1st Circuit Affirms Holding That Claim Is Not Subject To Pre-Existing Condition Provision
  23. Court Upholds Aetna’s Denial of Accidental Death Benefits Under Intoxication Exclusion
  24. Aetna denial of long-term disability benefits for chronic fatigue syndrome upheld by Court
  25. Aetna Life Insurance Company denies disability benefits and claims physical therapist with back disorder can perform “reasonable occupation”
  26. Aetna Disability Benefit Denial for Former Boeing Employee is Upheld by Appeal Court
  27. Aetna Disability Denial of Marriott Employee Upheld by Louisiana Federal Judge
  28. Aetna fails to review Bank Of America employee’s ERISA disability benefit appeal timely resulting in lawsuit by an Illinois disability lawyer
  29. AETNA Life Insurance Company sued for failure to pay out disability benefits to ex senior nurse suffering from disabling mental conditions
  30. Aetna Gets Thrashed by Judge Thrash For Denial of Long Term Disability Insurance Benefits to an Aetna Employee
  31. Aetna Life Insurance Company Ordered by Federal Court Reconsider the Claim of Amazon Employee Disabled Due to Urinary Incontinence
  32. Aetna Long Term Disability Lump Sum Buyout or Settlement
  33. Court Finds Aetna Had No Credible Argument Whatsoever To Support Its Decision To Deny Benefits To Claimant With MS
  34. Aetna Ordered to Produce Internal Statements of Policies, Procedures and Guideline Relative to Claimant’s Long-Term Disability Claim
  35. Aetna refuses video recording of IME and threatens to deny disability benefits unless claimant agrees to sign IME doctor’s authorization form
  36. Aetna Life Insurance Company sued by Bank of America and Huhtamaki employees for failing to provide ERISA benefits
  37. Aetna Is Sued For Failure To Pay ERISA Benefits To Boeing Employee For Injuries Sustained In A Shooting
  38. Disability attorney sues Aetna Life Insurance for failure to pay short term disability benefits to Huhtamaki Americas employee
  39. AETNA Life Insurance Company ordered by West Virginia Federal Judge to reevaluate denial of disability benefits to Bristol-Myers Squibb Manager
  40. Aetna’s denial of disability benefits for human resource generalist is upheld after claimant’s definition of disability changes from “own occupation” to “any occupation”
  41. Affidavit from former Unum Provident employee
  42. After paying for 13 years Unum Denies Disability Benefits to Woman with Lyme Disease and Endometriosis
  43. After being denied disability benefits, Rabbi suffering from bipolar disorder sues CIGNA
  44. After Appeal by Dell & Schaefer, Cigna overturns its decision to deny Short Term Disability Benefits
  45. AIG Repeatedly Denies Disability Benefits to a Colorado Woman with Fibromyalgia After Change of Disability Definition
  46. Alabama Court Refuses To Consider Additional Medical Evidence Submitted After Metlife’s Denial Of Claimant’s One Mandatory ERISA Disability Appeal
  47. Disability insurance claimant’s allegation of bad faith against Unum Provident is disallowed due to ERISA regulations
  48. Ambiguous Disability Policy Language is Construed in Favor of Disability Claimant with Berkshire Life Policy
  49. American Red Cross Worker Sues Reliance Standard Life Insurance Company For Wrongful Termination of Long Term Disability Benefits
  50. An undiagnosed pre-existing condition will not result in denial of long-term disability benefits
  51. Anesthesiologist files lawsuit against Paul Revere Life Insurance Company alleging wrongful deduction of social security retirement benefits
  52. Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court
  53. Another Cigna Hired Gun Doctor To Be Exposed!
  54. Another study confirming that medication overuse can make headaches worse
  55. Anthem Disability Claim Denial Reversed by Nevada Court
  56. “Any occupation” disability insurance claim discussed by a California Disability Lawyer
  57. Appeals Court Upholds Hartford’s Termination of Disability Benefits
  58. Appellate Court denies Liberty Mutual’s attempt to recover $163,661.57 in disability benefits paid to disability claimant and business owner
  59. Appellate Court finds Wachovia and Liberty Mutual’s review of objective evidence of disabling migraine headaches was unreasonable (Part II)
  60. Appellate Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  61. Appellate Court upholds Prudential’s decision denying disability benefits to insured when he refused to attend an IME Exam
  62. Are attorney fees payable in long term disability insurance cases governed by ERISA?
  63. Are Cigna Short Term Disability Denials on the Rise?
  64. Are Independent Medical Evaluation (IME) Providers Really “Independent”?
  65. Are the opinions of your treating physician’s entitled to more deference?
  66. Arizona Court rules Provident wrongfully terminated disability benefits to insurance manager with CFS (Part II)
  67. Arkansas Court Reverses Liberty Life’s Disability Denial for a Nurse
  68. Arkansas disability attorney filed lawsuit against Sun Life and Health Insurance Company on behalf of disabled Buford Media Group, LLC’s Office Manager for denial of disability benefits
  69. Asurion Employee Files Lawsuit Against Life Insurance Company Of North America For Wrongful Termination Of Long-Term Disability Benefits
  70. AT&T employee with back injury sues Sedgwick Claim Management Services, Inc. for denial of short term disability benefits
  71. Attorney sues Unum to recover benefits after Unum terminates disability claim after learning attorney committed fraud; Unum counterclaims for over $1 million in overpaid benefits
  72. Attorneys Dell & Schaefer 2016 Employee Halloween Costume Contest
  73. Attorneys Dell & Schaefer and Art Serve present Lee Berlin – Evolution
  74. Attorneys Dell & Schaefer file class action law suit against Prudential
  75. Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
  76. Attorneys Dell & Schaefer’s client takes her case to trial against Prudential in Hawaii District Court
  77. Back Pain and Long Term Disability Insurance Claims
  78. Bank of America, Boeing, and Cytec Industries employees file lawsuits against Aetna Life Insurance Company over disability benefits
  79. Long time Bank of America employee sues AETNA for denial of disability benefits
  80. Beware of the CIGNA “Vocational Rehabilitation Assistance Program”
  81. Beware of buried language in Prudential long term disability insurance policy
  82. Beware of Unfavorable Language Limiting the Maximum Pay Period of Neuromuscular, Musculoskeletal or Soft tissue Disorder in MetLife Group Long-term Disability Policies
  83. Beware of unreasonable Prudential Disability Insurance lump sum buyout offer
  84. Boeing Employee Suffering From Severe Chronic Back Pain Sues Aetna For Denial Of ERISA Benefits
  85. Bon Secours Employee Wins Lawsuit Against Unum who had Denied Him Disability Benefits
  86. Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum Life Insurance Company of America in Indiana
  87. Boston Mutual can not recover $163,000 overpayment to long-term disability claimant (Part II)
  88. Bridgestone employee sues Liberty Life Assurance Company of Boston for long term disability benefits
  89. Broadspire and Aetna deny long-term disability benefits to manager suffering from fibromyalgia, arthritis and cervical disc disease
  90. Broadspire ordered to pay disability insurance benefits but not attorney fees
  91. Broadspire Services terminate long-term disability benefits after paying for 8 years
  92. Broadspire’s attempt to deny disability benefits after paying for 10 years is denied
  93. California Consultant sues Northwestern Life Insurance Company for unpaid disability benefits
  94. California Court Agrees with MetLife’s Denial of Dismemberment Claim
  95. California Court denies Plaintiff’s Attempt to Introduce New Medical Information During ERISA Disability Lawsuit Against Hartford for Long Term Disability Benefits
  96. California Court Finds Anthem’s Long Term Disability Denial Unreasonable
  97. California Court holds that Hartford Abused Its Discretion in Denying Amazon.com employee LTD Benefits
  98. California Court orders CIGNA to disclose amount paid to MES Solutions for medical reviews
  99. California Court Overturns Prudential Denial of Disability Benefits
  100. California Court Overturns Prudential Denial of LTD Benefits
  101. California Court Reverses Sunlife Disability Denial for Woman with Fibromyalgia
  102. California Court Rules Disability Claim Accrues When Disability Terminates
  103. California Court Rules That Hartford Acted Unreasonably and Reverses Disability Denial
  104. California disability attorney sues Standard Insurance Company for denial of long term disability benefits payments to paraplegic
  105. California Disability Insurance Attorneys Battle Discretionary Clauses Daily
  106. California disability policyholders seek class action against UnumProvident
  107. California Federal Court Finds Coverage Provision in Aetna Long-term Disability Plan to Be Ambiguous
  108. California Federal Court Finds Man Disabled, Overturns Unum’s Decision that denied Long Term Disability Benefits
  109. California Federal Court Finds That MetLife Abused Its Discretion And Awards Financial Analyst Long-Term Disability Benefits
  110. California Federal Court Orders Metropolitan Life Insurance Company to reinstate benefits to disabled analyst
  111. California Federal Court rejects Prudential’s attempt to limit claim
  112. California insurance commisioner seeks disability changes
  113. California Judge grants disability claimant’s request to investigate Hartford Life And Accident Insurance Company’s relationship with hired doctors
  114. California lawmakers want to assist disability insurance claimants
  115. California State Disability Benefits Process is Now Online!
  116. Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
  117. Can CIGNA approve disability benefits but deny life insurance waiver of premium?
  118. Can disability insurer force doctor to have surgery?
  119. Can Medical Records Created After the Eligibility Period Support a Claim for Disability Benefits?
  120. Can UNUM Be Sued for Defamation in a Disability Insurance Case?
  121. Can Unum Deny My LTD Benefits After Paying For 15 Years?
  122. Can UNUM Deny LTD Benefits When Plaintiff Proves Eligibility by a Preponderance of the Evidence?
  123. Cancer and Long Term Disability Insurance Policies
  124. CFO Sink announces future initiative to improve record keeping of civil remedy notices
  125. Former Charles Schwab Corporation employee sues Liberty Life Assurance Company of Boston for denial of long term disability benefits
  126. Chronic Fatigue by Trine Tsouderos
  127. CIGNA can not change ERISA standard of review
  128. CIGNA can not raise new arguments for disability insurance claim denial at the trial level
  129. Cigna Denies Disability Benefits, But Additional Information Could Have Resulted In A Victory
  130. Cigna denies disability benefits to former Healthsouth Corporation nurse after paying for 11 years
  131. CIGNA Life Insurance Company denies disability benefits yet social security disability benefits are approved
  132. CIGNA denies disability claim and gets sued by neurologist
  133. CIGNA denies disability insurance benefits to Engineering Manager with Stage 4 cancer
  134. Cigna denies Herff Jones Inc. employee disability benefits after she is diagnosed with multiple sclerosis
  135. 20 years of receiving disability insurance benefits and CIGNA denies woman’s benefits three separate times
  136. CIGNA destroys copy of accidental disability insurance policy but claimant is able to prove existence of policy and obtain benefits
  137. CIGNA Disability Claim Denial: A Claimant’s View
  138. Cigna disability video surveillance is common but hiding the results is not
  139. CIGNA entitled to recover social security disability benefit overpayment
  140. Cigna Exposes Disability Plan Administrator To $9,900 ERISA Penalty For Failure To Produce Plan Documents
  141. CIGNA faces a lawsuit by American Homecare Supply Respiratory therapist for termination of disability benefits
  142. Cigna failed to follow proper claim denial procedure, nurse’s right to pursue disability law suit under ERISA supported by district court
  143. CIGNA / LINA fined $600,000 and required to reconsider prior disability denials
  144. CIGNA/LINA sued for denying waiver of life insurance premium to caretaker of disabled and mentally challenged adults
  145. CIGNA (LINA) terminates disability payments to woman with multiple sclerosis
  146. CIGNA / LINA wrongfully relies upon surveillance video to deny long term disability insurance benefits
  147. CIGNA long term disability denial is reversed by New York Federal Judge
  148. Cigna Denial of LTD Benefits for Schlumberger Shop Manager Upheld
  149. Cigna Makes Disability Insurance Claim Claimant Live in Fear of Claim Denial
  150. CIGNA ordered to pay disability benefits to hr administrator diagnosed fibromyalgia
  151. Cigna ordered to re-review denial of long-term disability benefits for Senior Vice President at Salomon Smith Barney
  152. Missouri Court Orders Cigna to Pay LTD Benefits to Medical Sales Executive
  153. CIGNA pays disability benefits for 10 years, offers a lump sum buyout and then denies disability claim
  154. CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials
  155. CIGNA Group Insurance and Subsidiaries sued in Alabama, New York and Michigan for allegedly acting arbitrarily and capriciously in denying claims for long term disability benefits
  156. CIGNA terminates disability insurance benefits as claimant’s back condition gets worse
  157. CIGNA has three new lawsuits to deal with for unpaid disability benefits
  158. CIGNA under fire in Minnesota Federal Court for termination of claimant’s disability benefits
  159. CIGNA’s wrongful termination of disability waiver of life insurance premium reversed by court
  160. CIGNA’s attempt to limit claimant to a maximum of 2 years of long-term disability benefits limitation for an organic brain disorder such as bi-polar is reversed by the District Court
  161. Cigna’s Disability Denial Of Woman With Chronic Pain and Depression Reversed And Not Subject to Mental Nervous Limitation
  162. Cigna’s latest strategies for handling and denying disability benefit claims
  163. Cigna’s Termination of Disability Benefits was Arbitrary and Capricious
  164. Cigna Long Term Disability Insurance Settlement Agreement Information
  165. City University Of Medicine & Bioscience former employee disabled by back disorder sues Reliance Standard Life Insurance Company for denial of disability benefits
  166. Claimant with Fibromyalgia and CRPS Battles Sunlife for 5 Years Seeking Disability Benefits
  167. Claimant with Fibromyalgia and CRPS wins minor victory when U.S. Court of Appeals Vacates Judgment and Remands Case back to Sun Life for Re-evaluation
  168. Claimant is Ordered to Pay Attorney Fees to Standard for Failing to Exhaust Her Administrative Remedies
  169. Claimant Unsuccessful in Disability Insurance Lawsuit against Boston Mutual Life Insurance Company in a Louisiana Lawsuit
  170. A Claimant’s View of a Prudential Disability Benefit Denial
  171. Claimant Wins Summary Judgment Motion against MetLife After Court Determined that MRI was Sufficient to Diagnose Radiculopathy
  172. Claimants under HSBC North America Holdings, Inc. Group Long Term Disability Benefits Plan sue Unum Life Insurance of America in Illinois and Nevada
  173. Clopay Corporation Customer Service Representative Sues Prudential For The Wrongful Denial Of Long-Term Disability Benefits
  174. CNN article discussing disabling chronic pain conditions for women
  175. CNN Publishes Story on Lyme Disease as a Disabling Condition
  176. Colorado District Court overturns denial of benefits by Life Insurance Company of North America
  177. Two Comcast employees and a registered nurse file three ERISA lawsuits against Liberty Life Insurance in Pennsylvania for denial of disability benefits
  178. Companion Life wrongfully relies on 22 minutes of video surveillance to deny disability insurance benefits
  179. Continental Casualty denies sales manager’s claim for disability benefits due to untimely filing of application
  180. Continental Insurance Company ordered to pay long-term disability benefits to bank employee
  181. Appellate Court Agrees with Zurich Decision to Deny Accidental Death Benefits to Wife of Man with Cardiac Condition
  182. Court Agrees: Principal Life Correctly Terminated Disability Benefits
  183. Court Agrees with Sedgwick and Finds Plaintiff’s ERISA Lawsuit is Time-Barred
  184. Court agrees with Unum’s denial of long term disability benefits to man suffering with rheumatoid arthritis and osteoarthritis (Part II)
  185. Court Allows Additional Evidence at Trial in ERISA Disability Case
  186. Court Allows Aetna to Use the Dictionary of Occupational Titles to Deny LTD Benefits
  187. Court Awards Attorney’s Fees After Disability Insurance Claim is Remanded Back to Sun Life
  188. Court rules Cigna cannot use 24 month mental health limitation to deny disability benefits
  189. Court Compels Metlife To Reconsider Its Decision To Terminate Claimant’s Long-Term Disability Benefits
  190. Court Criticizes Lina For Failing to Perform Independent Examination
  191. Court Denied American General’s Motion for Partial Summary Judgment
  192. Court of Appeals denies appeal for Business Executive claiming disability benefits due to lower back injury against Metropolitan Life Insurance Company
  193. Court Finds MetLife Has No Right To Request An IME After Unnecessary Delay
  194. Court Finds Multiple Errors and Orders Aetna to Pay Claimant Long Term Disability Benefits
  195. Court Finds Objective Evidence Alone, Without Supporting Subjective Evidence, Is Not Enough To Prove Disability, Rules in Favor of Hartford
  196. Court Finds Prudential Abused its Discretion in Denying LTD Benefits
  197. Court Finds Sedgwick Wrong to Deny Benefits Without Considering Claimant’s Actual Job Duties
  198. Court grants partial summary judgment in favor of Plaintiff, remanding claim back to Aetna to review records it failed to review during the appeals process
  199. Court Holds Plaintiff’s State Claims Preempted by ERISA and Dismissed Complaint
  200. Court holds that decedent did not intentionally misrepresent a prior medical condition in his application for life insurance benefits
  201. Court Of Appeals agrees with Texas Judge that UNUM did not abuse its discretion in denying Accenture LLP’s employee’s claim for disability benefits
  202. Court Orders Aetna to Pay Disability Benefits when Plaintiff was Found Capable of Working
  203. Court Orders Aetna to Reconsider Termination of Disability Benefits Where Aetna Completely Ignored Treating Doctors Records and Recommendations
  204. Court orders Citigroup and MetLife to answer discovery request exposing conflict of interest in long-term disability benefit denial
  205. Court Orders Hartford to Disclose Relationship with University Disability Consortium
  206. Court Orders Liberty to Pay LTD Benefits to Plaintiff Who Proved She was Disabled
  207. Court Orders Life Insurance Company Of North America To Pay Claimant Long-Term Disability Benefits
  208. Court Orders Metlife to Re-evaluate the Denial of Disability Benefits to Citibank Employee
  209. Court Orders Principal Life to Pay Long-Term Disability Benefits to Plaintiff
  210. Court Orders Principal Life to Reinstate Long Term Disability Benefits
  211. Court orders Prudential to re-evaluate long-term disability claim of engineer suffering from chronic fatigue syndrome and fibromyalgia
  212. Court Orders Sedgwick to Pay Disability Benefits to Claimant with Carpel Tunnel Syndrome Even though the Employer Offered Her Accommodations
  213. Court Orders United of Omaha to Pay Death Benefit, Attorney’s Fees and Prejudgment Interest
  214. Court Orders UNUM to pay over one million dollars in attorney fees for long-term disability denial
  215. Court Orders Western & Southern Financial Group to Pay Short Term Disability Benefits
  216. Court overturns United of Omaha’s termination of Plaintiff’s benefits after performing an unfair “any occupation” review
  217. Court Rejects Expanded Mental Illness Limitation to Coverage
  218. Court Remands Fibromyalgia Case for Further Consideration after Finding MetLife Failed to Consider FCE Report and Vocational Evaluation
  219. Court Remands Finding That Reliance Arbitrarily Denied Disability Benefits
  220. Court Remands Sun Life to Consider Social Security’s Decision to Award Plaintiff Disability Benefits
  221. Court Remands to Sedgwick for Reevaluation of Its Denial of Claim for Disability Benefits
  222. Court reverses CIGNA disability denial for man with knee disorder
  223. Court reverses MetLife’s denial of long term disability benefits for graphic designer suffering with fibromyalgia
  224. Court reverses Prudential’s decision to deny long-term disability benefits to computer software engineer
  225. Court Rules Aetna Erred in Denying Long term Disability Benefits
  226. Court Rules Against United of Omaha’s Determination of Disability Date
  227. Court Rules Against Unum Holding Plaintiff’s Plan is Exempt from ERISA Coverage
  228. Court Rules for Paul Revere/UNUM and Holds Plaintiff is not Totally Disabled
  229. Court Rules Plaintiff Filed Lawsuit Before Trustmark Denied His Claim
  230. Court Rules Proper Standard of Review is Abuse of Discretion
  231. Court Rules That Sun Life Did Not Properly Review a Mental Nervous Disability Claim
  232. Court Rules That Walgreens Employee’s Long Term Disability Claim Lawsuit Shall Not Be Dismissed
  233. Court Sides with PNC: A Claimant Must Provide Proof of How Condition is Disabling
  234. Court stops UNUM from denying disability benefits based on the plan’s “Self-Reported Symptoms Limitation”
  235. Court Takes Sun Life To Task For Denial Of Disability And Life Insurance Benefits Of Man With Brain Tumor
  236. Court Throws Out Disability Benefit Denial Based on Aetna’s Internal Physicians’ Review
  237. Court to hear case that could help workers claim benefits
  238. Court upheld Standard’s decision to deny disability benefits
  239. Court upholds Hartford’s denial of long-term disability benefits to a quality technical specialist suffering from cervical disc herniations and vertigo
  240. Court Upholds Principal Life’s Denial of Extended Disability Benefits
  241. Court upholds Standard Insurance Company’s denial of disability benefits, despite claimant’s approval of social security disability benefits
  242. Court Upholds Standard’s Termination of Long-Term Disability Benefits
  243. Credibility Judgments Without IME Lead to Remand Back to Libery Life for Full and Fair Review in Kentucky ERISA Disability Lawsuit
  244. Criminal-Act exclusion does not apply without sufficient causal nexus
  245. CUNA Mutual terminates disability benefits to woman suffering from depression and lyme disease
  246. Cytec Industries and Broadspire Services discontinue disability insurance benefits for army veteran suffering from PTSD
  247. Is De Novo Review Correct Standard When AIG Failed to Comply with ERISA Regulations in Terminating LTD Benefits?
  248. Dearborn National/Dearborn Group is watching Disability Insurance Attorneys Dell & Schaefer
  249. Dell & Schaefer files lawsuit against Cigna in Hawaii to secure short and long-term disability benefits on behalf of pharmaceutical sales representative
  250. Dell & Schaefer Managing Partner Gregory Dell Named to 2014 Best Lawyers® in America List
  251. Delta Air Lines Customer Service employee files lawsuit against Sedgwick Claims Management Services, Inc. for denial of disability benefits
  252. Dental surgeon sues Paul Revere Life Insurance Company for wrongful denial of long-term disability benefits
  253. Dentist awarded $1.21 Million for past and future benefits and bad faith damages
  254. Dentist and doctors: beware of the Standard Insurance Company Group’s long-term disability policy
  255. Dentist sues disability insurance carrier, third party administrator and allegedly independent medical examiner as a result of their conspiracy and bad faith actions to wrongfully deny disability benefits
  256. Dentist wins right to apply stricter standard of review in her case against Hartford for a claim for long-term disability benefits
  257. Department of Labor Issues New Disability Claims Regulations Under ERISA Affecting Disability Claims Filed in 2018
  258. Diagnosis of insured’s medical condition after termination of employment does not preclude disability claim
  259. Did LINA wrongfully deny disability payments to claimant with multiple sclerosis? (Part II)
  260. Did U.S. Life Breach its Contract When it Denied Total Disability Claim of ABA Policy Holder?
  261. Director disabled by heart disease takes Prudential to Illinois Court after denial of long-term disability benefits
  262. Disability attorney and client suffering from fibromyalgia and hypertension sue UNUM for unpaid long term disability benefits
  263. Wisconsin disability attorney and client sue Prudential Life Insurance for its “baseless” denial of ERISA disability benefits
  264. Disability Attorney Gregory Dell Appears on the Ed Tyll Radio Show
  265. Disability attorney wins claim for Chronic Fatigue Syndrome client against Unum Provident (Part II)
  266. Disability battle against Verizon and Broadspire long-term disability plan lingers in courts for years
  267. Disability benefit denial lawsuit against Liberty Life and HSBC can proceed
  268. Disability benefits lawsuit against Fortis Benefits Insurance Company dismissed by West Virginia Federal Court
  269. Disability Claimant’s Inability to Pass Employer’s Mandatory Drug Test Policy Due to Pain Medications Results in Award of Disability Benefits
  270. Disability Companies Are Wrongfully Using the 24 Month Mental Nervous Limitation
  271. Disability company ignores evidence of disabling back pain and Federal Court reverses disability benefit denial
  272. Disability Denial Remanded to Anthem for Analysis of Claimant’s Job Duties
  273. American United Life Insurance disability denial reversed for woman with fibromyalgia, depression and migraines
  274. Disability Income Benefits: The Complex Application Process
  275. Disability income often require attorney expertise
  276. Disability insurance Attorneys Dell & Schaefer hope Governor Schwarzenegger will sign bill banning discretionary clauses in long term disability policies
  277. Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
  278. Disability insurance benefits lawsuit against Prudential Insurance Company is dismissed by Pennsylvania Judge
  279. Disability insurance claimants may be entitled to interest if benefits are wrongfully denied
  280. Disability insurance companies challenge heart disease disability insurance claims
  281. Disability Insurance Companies Deny Claims Based on Non Compliance
  282. Disability Insurance Company Cigna Earns $294 Million in Second Quarter
  283. Long Term Disability Insurer the Standard May Seek Recoupment for an SSDI Overpayment from a Claimant Who Declared Bankruptcy
  284. Disability insurers are overloading social security by making insured’s file false claims
  285. Disability lawsuit against MetLife alleges insurance company refuses to pay disabled claimant
  286. Disability lawsuit filed against The Standard Insurance Company for denial of disability benefits to man suffering with hepatitis C
  287. 5 disability lawsuits recently filed against UNUM in TN, OH, MO, and MI
  288. Disability plan administrator cannot use theoretical job as basis to deny claim
  289. Disability policy covering only employers not subject to ERISA jurisdiction
  290. Disabled attorney forced to sue UNUM for her disability benefits
  291. Disabled employee of University Of California Davis diagnosed with fibromyalgia sues Liberty Mutual for denial of disability benefits and seeks punitive damages
  292. Disabled engineer from Philips Electronics North America sue Sedgwick Claims Management Services Inc. for denial of long term benefits claim
  293. Disabled Georgia man sues Boston Mutual for denial of disability benefits
  294. Disabled IKA Works, Inc. employee sues the Prudential Insurance Company of America to compel payment of disability benefits under an ERISA plan
  295. Disabled project manager filed lawsuit against Unum for refusal to pay disability benefits
  296. Disabled South Carolina doctor sues Berkshire Life for disability benefits
  297. Disabled Unisys network design engineer sue Aetna Life Insurance Company seeking payment of long term disability benefits
  298. Discovery requests in ERISA disability cases are found to be limited
  299. Discretionary Clause in Boeing’s Long-term Disability Plan Found to Be Legal, Despite California Statute Banning Discretionary Clauses
  300. District Court Affords Greater Weight To SSDI Award Than Surveillance Footage
  301. District Court Holds That Reliance Standard Did Not Properly Consider Whether Traveling Nurse Could Perform The Material Duties Of Her Regular Occupation
  302. District Court Ordered to Evaluate Unum’s Pre-Existing Condition Claim
  303. United States District Judge Rules that Unum’s Decision to Deny Continued LTD Benefits Was Wrong because It Failed to Consider Relevant Evidence
  304. 56-Year-Old Disabled District Manager Of Dollar Financial Group Sues Aetna For Denial Of Disability Benefits
  305. Do I Qualify For Total Disability Insurance Benefits In Texas?
  306. Do Not Sleep on Your Rights to Disability Benefits
  307. Do You Know The Differences Between ERISA Disability Policy And NON-ERISA Disability Policy?
  308. Do You Know What Is Needed To File An ERISA Appeal?
  309. Do you trust disability insurance companies will pay benefits if you are disabled?
  310. Doctor files a Disability insurance lawsuit against Guardian Life Insurance
  311. Doctors with “Own Occupation” Group Disability Policies Beware
  312. Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
  313. Dow Chemical Employees May Always Get A Fair Review of Disability Denial
  314. DRS Technologies Employee Sues Prudential For The Wrongful Termination Of Long-Term Disability Benefits
  315. Duke University Doctor sues UNUM Life Insurance Company for long term disability benefits
  316. Eastman Chemical Company Employee Loses Lawsuit Against MetLife for Disability Benefits
  317. Eaton Corporation Employee Losses ERISA Disability Insurance Lawsuit as Court Says Ability to Perform Part-Time Works is Ability to Perform Any Occupation
  318. Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
  319. Former Aetna employee sues Aetna for denial of short-term disability benefits
  320. Employees of Boeing and Bank of America sue Aetna for denying disability benefits under ERISA regulations
  321. Epileptic auto technician sues Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) for denial of disability benefits
  322. ERISA disability benefits denied by Lumbermens Mutual casualty due to lack of objective evidence
  323. ERISA disability claimants can receive attorney fees with “some degree of success”
  324. ERISA Plaintiff granted disability benefits from Prudential for depression and anxiety
  325. ERISA policy holders have very few legal remedies
  326. ERISA Pre-emption: When does ERISA apply to a short term disability insurance plan?
  327. The evolution of denying fibromyalgia and chronic fatigue syndrome claims in group long term disability policies
  328. Northern District of Illinois determines the exception to The Standard’s “limited conditions” provision does not apply when plaintiff failed to provide current positive MRI evidence of a herniated disc
  329. Failure to file a timely ERISA disability appeal can eliminate your right to file a disability lawsuit
  330. Failure to treat your medical condition can lead to termination of long term disability benefits
  331. Federal Appeal Court Upholds District Court Order to FedEx to Pay Long Term Total Disability Benefits to Its Employee
  332. Federal Court Agrees with Aetna’s Termination of Disability Benefits
  333. Federal Court Examines Vocational Reviews and ERISA Disability
  334. Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee
  335. Federal Court Orders Anthem Life & Disability, to Reinstate Improperly Terminated Long Term Disability Benefits to a Fibromyalgia Claimant
  336. Federal Court Orders Principal Life Insurance Company to Pay Disability Benefits
  337. Federal Court Orders Unum to Release Documents Following Disability Insurance Denial
  338. Federal Court Reverses Unum’s Denial of Long-Term Disability Benefits
  339. Federal Court rules that degenerative arthritis of claimant’s knee was a “sickness” and not caused by an “injury”
  340. Federal Court Upholds Unum Disability Benefit Denial
  341. Federal District Court Overturns Hartford’s Denial of Long Term Disability Benefits
  342. Federal ERISA Lawsuit Filed Against CIGNA Following Its Decision to Terminate the Long-term Disability Claim of an Insured Suffering from Severe and Chronic Lower Back Pain
  343. Federal ERISA Lawsuit Filed Against Prudential After It Denies Long-term Disability Benefits to Insured With Parkinson’s Disease
  344. Federal Government Questions Financial Stability of MetLife
  345. Federal judge OKs class action status for suit against Unum Group
  346. Federal Judge orders Union Security (Assurant) to re-evaluate disability denial due to failure to consider risk of substance abuse relapse as disabling condition
  347. Federal Judge orders Sedgwick Claims Management to pay disability benefits to PNC Financial Services Group, Inc’s Collection/Recovery Team Manager
  348. Federal judge orders Sun Life to re-evaluate long-term disability benefit denial
  349. Federal judge reverses MetLife’s denial of disability benefits
  350. Federal judge reverses MetLife’s denial of long-term disability benefits to a senior project manager suffering from back pain
  351. Federal lawsuit against Hartford Insurance alleges company refuses to pay disabled Patriot Act analyst
  352. FedEx and Aetna Disability Benefit Claim Ruling is Great for Disabled FedEx Employees
  353. FedEx employee disability plan wrongfully denies LTD benefits without proving job exists for man to fill
  354. Fibromyalgia Claimant Wins MetLife Disability Insurance Lawsuit
  355. Fibromyalgia Claimants are Finally Being Heard: California Court Rules that Prudential May Not Deny Claim Based on Lack of Objective Evidence of Fibromyalgia or Chronic Fatigue Syndrome
  356. Fifth Circuit Court Of Appeal denied Estate Of Pepsiamericas, Inc.’s employee motion to recover accidental death and dismemberment benefits from group disability insurance plan issued by Unum
  357. First Circuit Finds for Plaintiff and Awards Retroactive Mental Health Benefits
  358. First Unum Cannot Extend Disability Appeal Review Indefinitely
  359. First Unum terminates long-term disability benefits after 4 years of paying and SSDI approval
  360. At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants
  361. Five lawsuits recently filed in Florida Courts against Prudential for non-payment of disability benefits to deserving claimants
  362. Florida Court Holds Anthem Does Not Need to do Vocational Testing in Disability Denial
  363. Florida Court Upholds Hancock’s Termination of Long Term Care Benefits
  364. Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
  365. Florida lawsuit filed against UNUM Life Insurance Company by disabled woman for failure to pay disability benefits and to clarify plan’s benefits
  366. Former Employee of Proctor & Gamble Loses Federal ERISA Lawsuit
  367. Former financial trader files lawsuit against Connecticut General Life Insurance (MetLife) seeking lifetime long-term disability benefits
  368. Former Maintenance Mechanic Loses Claim For Denial Benefits Against Reliance Standard Life Insurance Company, After Employer Makes Oral Misrepresentations Concerning Disability Insurance Coverage
  369. Former security guard of the Children’s Hospital of Philadelphia alleges CIGNA Insurance engaged in fraudulent and malicious disability claims practices
  370. Dearborn National/Dearborn Group denies long term disability benefits to woman with fibromyalgia and CFS
  371. Dearborn National/Dearborn Group faces disability denial lawsuit from disabled account clerk of Katz Insurance Group diagnosed with PTSD
  372. GE Benefit Denial Overturned For Plaintiff with Permanent Loss of Function of His Foot
  373. General surgeon files lawsuit against Provident Life and UNUM for disability benefits award
  374. Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer
  375. Gorsuch May Bring Employer-Friendly Approach to ERISA Cases
  376. Government asks Supreme Court to broaden remedies under ERISA
  377. Great West Disability Claim Help for Dentist
  378. Gregory Dell and Stephen Jessup discuss their experience in handling Liberty Mutual claims at all stages
  379. Group Health Plan Inc’s Actuary sues Reliastar Life Insurance Company and ING Disability Claims Management Services for recovery of disability benefits under The Ramsey Health Care Services Short Term Disability Plan
  380. Guardian disability insurance denial is upheld by Ohio Federal Court & Sixth Circuit Court of Appeals
  381. Guardian Life Insurance seeks overpayment of disability benefits for child social security disability benefits awarded to disabled claimant’s daughter
  382. Hartford abused its discretion by relying on video surveillance and ignoring medical evidence
  383. Hartford attempts to deny store clerk’s claim for disability benefits on the basis of a pre-existing multiple sclerosis condition
  384. Hartford conducts survey of short-term disability claims
  385. Hartford continues to use video surveillance to wrongfully deny long-term disability claims
  386. Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
  387. Hartford Life And Accident Insurance Company denies disability benefits and prevails in lawsuit filed by operator for Mohawk Inc.
  388. Hartford Denies Disability Benefits and Then Has Claimants Lawsuit Dismissed for Failure to Submit Appeal
  389. Hartford Disability Claim Problems
  390. Hartford Disability Company Field Interview Request and Video Surveillance
  391. Hartford Disability Denial of Insurance Agent with Fibromyalgia and Chronic Fatigue is Reversed
  392. Hartford Financial’s mental nervous disorder limitation clause in disability insurance policy held ambiguous
  393. Hartford Interview Request Is A Trap Used To Support A Disability Denial
  394. Hartford is ordered to pay long-term disability benefits to a telecommunications manager
  395. Hartford Life Abused Its Discretion by Failing to Advise of Need for an FCE
  396. Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
  397. Hartford misleads disability insurance claimant’s doctor which results in benefit denial
  398. Hartford ordered to pay disability benefits
  399. Hartford ordered to re-evaluate denial of disability benefits
  400. Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits
  401. Hartford Prevails in ERISA Lawsuit Demonstrating ERISA Law can be Unfair for Claimants
  402. Hartford relies on video surveillance of the insured to deny disability benefits
  403. Hartford scrutinizes long term disability benefit claim after 13 years of continuous disability payments
  404. Hartford uses video surveillance to deny disability benefits after paying for 10 years
  405. Hartford wins long-term disability case based on pre-existing condition defense
  406. Hartford wins long-term disability case, court rules that claimant failed to exhaust administrative remedies
  407. Hartford’s decision to deny long-term disability benefits to a plant operator is upheld
  408. Hartford’s Life Insurance companies reliance on surveillance video to terminate benefits was appropriate
  409. Hartford’s refusal to provide entire claim file did not prejudice claimant’s ability to dispute her denial of disability benefits
  410. Hartford’s unreasonable denial of disability benefits to a hospital employee is reversed by Texas Court
  411. Harvard University ordered by Massachusetts federal court to pay long-term disability benefits to a former employee
  412. Harvard University ordered to pay $53,817.50 in attorney fees to disability insurance claimant
  413. A former HCBS sales manager diagnosed with lyme disease sues UNUM Life Insurance for disability claim denial
  414. Health insurer accused of overcharging millions
  415. Hewlett Packard’s denial of disability benefits is upheld by appeals court
  416. HM Life and Broadspire wrongfully deny disability insurance benefits to a receptionist and 9th Circuit Court of Appeals reverses claim denial
  417. How Will Sale of Cigna Disability Division to New York Life Insurance Co. Affect Disability Claimants?
  418. Hurricane Sandy Causes Problems for NJ Resident Seeking Prudential Disability Insurance Benefits
  419. If You Can Afford It, Then You Should Only Buy An Individual Disability Insurance Policy
  420. If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost
  421. Illinois Insurance Law Gives Claimant A Fighting Chance Against Disability Insurance Company
  422. IME Exams from Disability Insurance Companies are on the Rise
  423. Will A $38 Million Loss Result In More Prudential Disability Insurance Claim Denials?
  424. Indiana District Court criticizes Aetna for denying benefits to Amazon Employee
  425. Insurance company relies on manipulative video surveillance techinique to challenge disabiling condition
  426. Insurance industry loses lawsuit challenging the abolishment of discretionary clauses in ERISA long-term disability policies
  427. Insurance policy intoxication exclusions are as ambiguous as they come
  428. Insurance sales agent files a disability insurance denial lawsuit against Liberty Life Assurance Company of Boston
  429. Insured denied benefits by Unum due to failure to receive “appropriate care”
  430. Insured’s Lawsuit Dismissed By Massachusetts Federal Court For Being Filed Too Late
  431. The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome
  432. Is Cigna’s Denial of Your Appeal Really a Denial?
  433. Is Cigna’s Medical Director John M. Mendez Licensed to practice medicine?
  434. Is my disability insurance policy subject to or governed by ERISA?
  435. Is Reliance Standard Wrongfully Offsetting Your Disability Insurance Benefit?
  436. Is Remand Required If Plaintiff Proves Disability by a Preponderance of the Evidence?
  437. Is the Hartford Disability Purchase of Aetna Bad for Aetna LTD Policy Holders?
  438. Is there new support for fibromyalgia disability insurance claims?
  439. Is Unum Denying More Disability Benefit Claims Than Usual?
  440. It is official, Anthem to buy Cigna, potentially creating the largest health insurer in the U.S.
  441. Jean Pentecost and her Montana disability lawyer file a complaint against CIGNA
  442. Jefferson Pilot ordered to pay disability benefits to clinical director suffering from fibromyalgia, chronic fatigue and depression
  443. Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
  444. JHA: Group LTD Enrollment Rises 5%
  445. Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
  446. Johnson & Johnson Employee with Depression Denied Disability Benefits After Definition Change
  447. Judge orders Prudential to pay account manager $90,416 in long-term disability benefits
  448. Jury orders Unum Provident to pay lifetime long term disability insurance benefits to physician
  449. Kemper National fails to perform an independent medical exam and is ordered by the court to pay long-term disability benefits to a registered nurse
  450. Kentucky Court reverses CIGNA’s denial of disability insurance benefits to tradesworker
  451. Kentucky Woman Wins Lawsuit Against Mutual Of Omaha Insurance
  452. KeyCorp District Manager Sues The Prudential Insurance Company Of America For Improper Termination Of Long-Term Disability Benefits
  453. Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits
  454. Ladenburg Thalmann Branch Manager suffering from injured back sues CIGNA for denial of disability benefits
  455. Massachusetts Disability Attorney filed lawsuit against the Aetna Life Insurance Company on behalf of Biogen Idec, Inc’s IT Technical Ops Lead for denial long term disability benefits
  456. Lawsuit Against IME Physician Alleging Fraudulent Misrepresentation By IME Physician Dismissed by US District Court
  457. Washington disability attorney filed lawsuit against the Hartford Insurance Company for denial of long term disability benefits to mentally disabled woman
  458. Liberty Life Assurance ordered to pay long term disability benefits but not attorney fees
  459. Liberty Life faces disability benefit lawsuits in Florida and Maryland for denying disability benefits
  460. Liberty Life Has a Conflict of Interest and Court Orders Reinstatement of Long-Term Disability Benefits
  461. Liberty Life Assurance Company of Boston sued under ERISA in three different cases for denial to pay disability benefits
  462. Liberty Mutual must consider disability appeal submitted 2.5 years after denial
  463. Liberty Mutual Life Insurance denies disability benefits for depression despite two hospitalizations by claimant
  464. Liberty Mutual Disability Denial Of Wachovia Employee Upheld By Appellate Court
  465. Liberty Mutual Ignores SSDI Approval and Denies LTD Benefits Wrongfully
  466. Liberty Mutual is sued for denial of long term disability benefits to woman suffering with fibromyalgia
  467. Liberty Mutual Ordered to Pay Attorney Fees in Disability Denial Lawsuit
  468. Liberty Mutual ordered to pay interest & attorney fees following disability insurance claim denial
  469. Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
  470. Liberty Mutual sued in Tampa Federal Court for denying long term disability insurance benefits
  471. Liberty Mutual and Wachovia interpret migraine headaches to be psychiatric and not disabling (Part I)
  472. Liberty Mutual wins long-term disability case because of video surveillance – backdrop for an unsuccessful LTD claim (Part 1)
  473. Liberty Mutual wins long-term disability case because of video surveillance – how District and Appeals Courts drew conclusions (Part II)
  474. Liberty Mutual’s denial of LTD benefits to woman with back disorder is reversed by Minnesota Court and affirmed by Appellate Court
  475. Liberty Mutual’s denial of disability benefits to a bank employee is reversed
  476. Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
  477. Life Insurance Company of North America (CIGNA) ordered to supply information to disability insurance attorneys
  478. Life Insurance Company Of North America (CIGNA) wrongfully denies disability benefits to a Kentucky repairman
  479. Life Insurance Company Of North America denies disability benefits and battles claimant for 4.5 years in Federal Court
  480. LINA (CIGNA) denies long-term disability benefits to yellowbook Account Executive
  481. LINA and CIGNA need to listen to the Federal Courts and stop denying disability insurance claims for people disabled by fibromyalgia
  482. Life Insurance Company of North America, part of CIGNA Corporation, sued for refusing disability insurance benefits for mentally ill teacher
  483. Life Insurance Company of North America sued under ERISA in three different cases for denial to pay disability benefits
  484. Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims
  485. Lincoln Financial Denial of LTD benefits after paying for 9 Years is Reversed on Appeal
  486. Lincoln Financial Disability Denial: Determining a Date of Disability is Critical
  487. Lincoln Financial Insurance Company to Buy Liberty Life Disability Insurance and Group Benefits Division
  488. Lincoln National denies accidental death benefits after jet ski accident and Court agrees
  489. Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
  490. Lincoln Nebraska man suffering from fibromyalgia and chronic fatigue syndrome sues UNUM when he is denied disability benefits
  491. Lloyd’s of London ordered to pay over 6 million dollars to long term disability claimant
  492. CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits
  493. Lockheed Martin Systems Integration Analyst Wins Long-term Disability Lawsuit against CIGNA
  494. Long-term disability claim against Provident almost lost because of untimely appeals
  495. Long Term Disability Claims Due to Back Pain
  496. Louisiana Disability Attorney Attempts to Reverse a Hartford ERISA Denial for CVS Manager
  497. LTD Claimant’s Failure to Submit Timely Appeal Was Fatal to His Disability Insurance Claim
  498. Lyme Disease Carrying Tick Has Spread to 50% of U.S. Counties
  499. Maintaining Approval of Your Long Term Disability Benefits Requires Care and Treatment
  500. Man with fibromyalgia faces Prudential Insurance in appeals court (Part II)
  501. Managing Partner Gregory M. Dell & Rachel Alters Selected as a Best Lawyers in America© 2019
  502. Mass Court Finds Johnson & Johnson Abused Its Discretion In Long Term Disability Claim
  503. Massachusetts court overturns Unum’s decision to terminate disability benefits after paying for nearly ten years
  504. Massachusetts Court Reverses Liberty Disability Denial for Failure to Examine or Consider Subjective Pain
  505. Assistant Vice President of Meadowbrook Insurance Group files a lawsuit against CIGNA for denied disability benefits claim
  506. Medical Doctor Suffering From Disabling Chronic Conditions Sues AXA Equitable For Wrongful Denial Of Disability Benefits
  507. Medical Doctor sues Guardian / Berkshire Life Insurance Company Of America for $1.2 million dollars following denial of disability insurance benefits
  508. Medical opinion by treating physician unreliable and unsupported by objective test
  509. Medical Secretary suffering from “failed back syndrome” and leukemia sues The Standard Insurance Company for disability benefit denial
  510. MetLife releases priveleged documents prior to entry of ruling by court
  511. Met Life Slammed by California Judge for Long Term Disability Denial
  512. MetLife abused its discretion when it terminated long-term disability benefits
  513. MetLife Changes Brand Name to Spinoff of Retail Brand Brighthouse
  514. MetLife Denial of Disability Benefits For Woman With Fibromyalgia Remanded By Massachusetts Federal Judge
  515. Metlife Denial of Long Term Disability Benefits For Heart Disease Claimant is Reversed
  516. Met-Life Denies Benefits when Claimant Fails to Present Evidence to Support His Claim
  517. MetLife denies benefits to stockbroker disabled by depression, yet Pennsylvania Federal Judge awards disability benefits
  518. MetLife denies chronic fatigue syndrome long term disability claim
  519. Metlife Wrongfully Denies Disability Benefits to Walgreens Manager with Knee Injury
  520. MetLife denies long-term disability benefits to a consultant after approving them
  521. MetLife denies long term disability benefits to sears store manager with heart disease and knee problems (Part I)
  522. MetLife denies LTD disability benefits to multiple sclerosis woman alleging a 3 year Statue of Limitation in Washington
  523. MetLife denies physician’s long-term disability claim as a result of late application filing
  524. MetLife Denies Third Claim for Disability Benefits After Approving Two Separate Prior Claims for Disability Benefits for Chronic Fatigue Syndrome Sufferer
  525. MetLife Disability Buyout and Lump Sum Settlements are Back
  526. MetLife Disability Claim Limited to 24 Months of Benefits Results in ERISA Lawsuit
  527. MetLife Disability Denial of MetLife Employee Upheld by California Court
  528. MetLife Disability Denial Upheld when Claimant Files Lawsuit Without ERISA Appeal
  529. MetLife disability insurance plan has terrible language, but it complies with ERISA
  530. Beware: MetLife Disability Insurance Policy Only Provides Three Years to File An ERISA Lawsuit
  531. MetLife Disability Settlement Buyout Legal Help
  532. MetLife Improperly Applies Limitation For “Neuromusculoskeletal and Soft Tissue Disorder” to Long Term Disability Claim
  533. Metlife – Latest trends seen in handling ERISA and private disability insurance claims
  534. MetLife Loses Case Over Unfair Life Insurance Disbursement Practices
  535. MetLife’s Denial of LTD Benefits Was Based on Substantial Evidence
  536. MetLife must reconsider denial of benefits for former MetLife employee
  537. Court Rules That MetLife Did Not Consider The Material Duties Of Claimants Occupation
  538. MetLife Ordered to Pay Disability Insurance Benefits to MetLife Employee with Lyme’s Disease
  539. MetLife ordered to reverse denial of long-term disability insurance benefits
  540. MetLife ordered to pay disability benefits beyond 24 months for a claimant with both mental and physical disabilities
  541. MetLife Pre-Existing Condition Disability Benefit Denial for Back Injury Reversed
  542. MetLife terminates long-term disability benefits to woman with fibromyalagia
  543. MetLife Threatens Lawsuit Against Disability Insurance Attorneys For Copyright Infringement
  544. MetLife’s attempts to stop paying total disability benefits after paying claimant for 10 years is denied
  545. MetLife’s denial of disability benefits can not be challenged due to claimant’s statute of limitation non-compliance
  546. Metlife’s denial of disability benefits to an event coordinator is upheld
  547. MetLife’s denial of short-term disability benefits found arbitrary and capricious
  548. Metlife’s wrongful denial of long-term disability benefits to a Wells Fargo employee is reversed
  549. Michigan Court Agrees With Anthem’s Denial of Long Term Disability Benefits
  550. Michigan Court Finds Plaintiff Eligible for Long Term Disability Benefits
  551. Michigan Court Remands Aetna to Reconsider Disability Benefit Denial
  552. Michigan Court Reverses AT&T’s Denial of Plaintiff’s Two Claims for Short Term Benefits
  553. Michigan Court determines Sedgwick wrongly terminated woman’s disability benefits and awards Michigan disability attorney his fees
  554. Michigan Court Upholds Metlife Denial of Benefits as Claimant Failed to Prove Disability
  555. Microsoft employee denied disability benefits by Prudential
  556. Microsoft employee forced to sue Prudential for denial of ERISA disability benefits
  557. Microsoft Employee Sues Prudential For Wrongful Denial Of Long-Term Disability Benefits
  558. Migraine and Headache Disability Insurance Claims are Common
  559. Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
  560. Misrepresentation By Claimant Results in Unum Disability Claim Denial
  561. Missouri Court Awards Full Disability Benefits in Mental Nervous Condition Case Against Hartford
  562. Missouri Court denies MetLife’s motion to dismiss long-term disability claim for failure to exhaust administrative remedies
  563. Missouri Court reverses Prudential Insurance Company’s wrongful denial of disability insurance benefits for former pharmacy technician
  564. Missouri Court Rules Cigna Wrongfully Terminated Disability Benefits
  565. Missouri disability lawyer files ERISA lawsuit against Lincoln National Life Insurance Company for denying LTD benefits
  566. Missouri District court must reconsider Dearborn’s LTD denial under a de novo standard
  567. Mutual of Omaha disability denial remanded for wrongful evaluation of occupation
  568. Mutual of Omaha Disability Denial Upheld by Appellate Court
  569. National Life (UNUM) agrees to pay long-term disability benefits to a chiropractor following a skiing accident
  570. North Carolina Federal Appeals Court Dismisses Disability Lawsuit Against Prudential As Untimely
  571. Neck Pain and Long Term Disability Insurance Claim Help
  572. Nestle Waters employee sues Assurant for denial of disability benefits under ERISA
  573. Neuropsychological Testing in Long Term Disability Insurance Claims
  574. Nevada disability lawyer and COX Enterprises Inc’s customer service rep sue AETNA Life Insurance Company for denial of disability benefits
  575. New Department of Labor Regulations for ERISA Disability Claims
  576. New Jersey BankUnited employee files suit against Lincoln National
  577. New Jersey disability attorney filed lawsuit against Prudential Insurance Company of America to compel payment of long term disability benefits to disabled client
  578. New Jersey Federal Court Rules Against Aetna and in Favor of Systems Analyst Disabled by Degenerative Joint Disease of the Lumbar Spine
  579. New Research Reveals Potential “Cause” of Fibromyalgia and Objective Test
  580. New York Court orders CIGNA to pay over $100,000 in attorney fees following long term disability denial
  581. New York Court Recognizes Unum Insurance Company’s History of Biased Claims Administration and Permits Discovery Into a Potential Conflict of Interest
  582. New York court rules that MetLife abused discretion when it denied chronic fatigue claim (Part II)
  583. New York Court upholds Hartford Insurance Company’s denial of disability benefits but denies $86,000 overpayment claim
  584. New York Federal Court Denies MetLife’s Motion To Dismiss Lyme Disease Victim’s Petition For Disability Benefits
  585. New York Federal Court Orders Aetna to Pay Long Term Disability Benefits
  586. New York Judge’s 168 Page Ruling Finds In Favor Of Hartford’s LTD Benefit Denial In ERISA Lawsuit
  587. New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits
  588. North Carolina Court Determines That Sedgwick Abused Their Discretion And Wrongfully Denied Disability Benefits For BellSouth Employee
  589. North Carolina disability attorney is unsuccessful in obtaining disability insurance benefits for former TYCO employee
  590. Northwestern Mutual Life Insurance Company denies partial disability benefits to trial attorney resulting in lawsuit for violations of Washington Insurance Fair Conduct Act
  591. Northwestern Mutual Disability Claim Denial Reversed By Court
  592. Northwestern Mutual rescinds disability policy after claimant paid premiums for 15 years
  593. Nurse anesthetist denied long-term disability benefits for drug addiction by Continental casualty loses at trial and on appeal
  594. Nurse wins opportunity for reassessment of claim with Liberty Life for long-term disability benefits based on her fibromyalgia
  595. Objective medical evidence of fibromyalgia may not always be required to prove total disability
  596. Do Courts Require Objective Medical Tests to Support a Fibromyalgia Diagnosis?
  597. Objective versus Subjective: Evidence Requirements in ERISA Disability Lawsuits
  598. Office Depot employee files suit against employer and Aetna for unpaid disability benefits
  599. Office medical specialist suffering with fibromyalgia and CFS hires Arizona Disability Attorney to sue CIGNA for denial of disability benefits
  600. Ohio Court Allows Investigation Into Reliance Standard Conflict of Interest After Disability Denial
  601. Ohio National Life Insurance Company denies claim after 7 years of disability payments
  602. Are You Entitled to Lifetime Disability Benefits from Ohio National?
  603. Ohio National Sued for Not Paying Brokers Who Sold Annuities
  604. Oklahoma Court Remands to Give Plaintiff the Opportunity to Respond to Unum’s Allegations
  605. One Year Period to File Lawsuit Following Liberty Life Insurance Denial is Valid
  606. Oregon Court Orders Standard to Pay Plaintiff Prejudgment Interest
  607. Oregon Judge orders Standard Insurance Company to pay disability insurance benefits beyond the 24 month mental disorder limitation
  608. Over $500,000 of disability insurance benefits will be paid to disabled store manager following MetLife’s wrongful denial (Part II)
  609. Own Occupation to Any Occupation definition change leads CIGNA to deny disability insurance benefits
  610. Panasonic and Microsoft employees sue Prudential in Tennessee and Indiana for denying their disability claims
  611. Pennsylvania class action disability insurance suit against Reassure and Swiss Re dismissed due to lack of subject matter jurisdiction
  612. Pennsylvania Court Awards Long Term Disability Benefits To Claimant, Finds Aetna Abused Discretion By Failing To Consider Self-Reported Symptoms
  613. Pennsylvania Court Awards STD Benefits And $27,000 In Attorneys’ Fees To Phlebotomist
  614. Pennsylvania Court rules that CIGNA disability insurance policy allows for offset of lost wages from auto insurance policy
  615. Pennsylvania Court rules Unum did not abuse its discretion in denying LTD benefits to woman who claimed she could not work for her employer under her current supervisor
  616. Pennsylvania Federal Court denies Unum’s attempts to dismiss a physician’s bad faith disability lawsuit
  617. Pennsylvania Pharmacy Owner Learns The Hard Way That Accuracy Is Everything When Applying for Disability Insurance Benefits
  618. Wyeth Pharmaceutical/Pfizer Senior Attorney suffering from disability sues Ohio National Life Insurance Company for denial of disability benefits
  619. A phlebotomist employed by Quest Diagnostics and diagnosed with RSD sues Aetna for denial of long term disability insurance benefits
  620. Physician who cannot perform one material and substantial duty of his occupation is totally disabled
  621. Pizzeria owner suffering from Celiac disease filed lawsuit against Berkshire Life Insurance Company of America for breach of contract in refusing to pay disability benefits
  622. Plan label immaterial to determination whether a plan is governed by ERISA
  623. Podiatrist sues Northwestern Mutual seeking disability insurance benefits and bad faith damages
  624. Does Policy Language of Actively at Work Include Saturday, Sunday and Holidays?
  625. Postal worker loses long-term disability claim against Hartford Insurance
  626. Principal Life denies disability benefits to a physician and then seeks attorney fees after physician’s disability denial is affirmed by Texas Judge
  627. Principal Life Disability Denial of Truck Driver Reversed by Washington Federal Judge
  628. Programmer Denied LTD Benefits by MetLife Upheld by Court
  629. Provident Life & Accident Insurance Company sued for denying lifetime disability benefits to former attorney
  630. Prudential and Reassure reconsider the occupation of insured at the time he claims disability
  631. Prudential Claimants Unsuccessful At Challenging The Offsetting Of Dependents’ SSDI Benefit Award
  632. Prudential Denial of Disability Benefits to Employee that Was Disabled While Working is Reversed
  633. Prudential denies disability benefits despite FCE Exam stating former Data Distributor Inc. employee with heart condition cannot perform sedentary occupation
  634. Prudential denies disability benefits to KPMG employee suffering from “sick sinus” syndrome
  635. Prudential denies disability benefits to man with fibromyalgia after paying benefits for 10 years
  636. Prudential wrongfully denies disability insurance benefits to man with fibromyalgia
  637. Prudential denies long term disability benefits and then objects to releasing information during litigation
  638. Prudential denies long-term disability benefits to a breast cancer survivor and Attorneys Dell & Schaefer file appeal challenging denial
  639. Prudential denies long-term disability benefits to a college professor, but the California District Court reverses the claim denial
  640. Prudential Denies Long Term Disability Claim Due to Insurance Fraud
  641. Prudential Disability Claim Denial is Reversed For Relying on Paper Medical Review to Deny Benefits
  642. Prudential fails to recognize pain caused by fibromyalgia as a long term disability
  643. Prudential has strategies to reduce Long Term Disability claim payments
  644. Prudential Insurance Company breaches disability contract and jury awards claimant $15.2 million in damages
  645. Prudential Insurance Company’s denial of short-term disability benefits to attorney is reversed
  646. Pennsylvania Federal Judge orders Prudential Insurance Company to pay disability benefits to woman diagnosed with RSD
  647. Prudential Insurance pays disability benefits for 12 years to former Prudential employee then denies claim
  648. Prudential ordered by Michigan Court to reconsider long term disability insurance denial
  649. Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
  650. Prudential Insurance Company sued for denial of disability benefits to former U.S. FoodService Inc. sales analyst with back disorder
  651. Prudential Insurance Company sued for denying claim for disability benefits to disabled individual suffering from chronic back and leg pain
  652. Prudential Insurance sued by disabled HNI Corporation employee for denial of disability insurance benefits after 7 years
  653. Prudential Insurance Company of America recently sued three times under ERISA for denying disability benefits
  654. Prudential terminates disability benefits of traumatic brain injury claimant in a case of mistaken identity
  655. Prudential Wrongfully Relies on Neuropsychological Report to Deny LTD Benefits After 12 Years
  656. Prudential’s denial of disability benefits to a computer programmer is reversed by the appellate court
  657. Prudential’s denial of disability benefits to a salesperson is reversed
  658. Prudential’s failure to provide documents weighs in long term disability claimant’s favor
  659. Prudential’s motion to dismiss claimant’s disability benefits is denied
  660. Prudential’s summary judgment ruling is reversed twice by the 7th Circuit US Court of Appeals
  661. Question writer for Jeopardy/Sony Pictures files suit against Prudential
  662. Radio personality files lawsuit against UNUM to recover disability benefits
  663. Disabled interventional radiologist with sleep apnea and cardiac limitations sues Unum Provident and Hartford Life for denial of long-term disability benefits payments
  664. Recent Disability Insurance Company Trends
  665. Registered Nurse Disabled By Plantar Fascitis Wins Long-term Disability Lawsuit Against United of Omaha Life Insurance Company After Judge Finds Evidence of “Cherry Picking”
  666. Registered nurse & her california disability lawyer sue Unum Life Insurance Company for failure to pay disability benefits
  667. Registered nurse at Temple University Hospital denied disability benefits, sues Cigna
  668. Reliance Termination of Benefits Is Upheld When Evidence Was Conflicting
  669. Reliance’s Termination of Disability Benefits was Arbitrary and Capricious When it Discounted Supporting Medical Evidence Without Reason
  670. Reliance Erred in Denying Disability Benefits When Physical Conditions Caused Disability
  671. Court Upholds Reliance’s Denial of Disability Benefits to Riverboat Pilot
  672. Reliance Standard denies Diversified’s Director of National Account Sales long-term disability benefits despite long history or cardiac problems
  673. Reliance Standard Disability Insurance Denial Upheld by California Court
  674. Reliance Standard is ordered by Arizona Court to pay long-term disability benefits to technology consultant with fibromyalgia
  675. Reliance Standard limits disability insurance benefits to 24 months for mental nervous disorder, despite claimant’s diagnosis of multiple sclerosis
  676. Reliance Standard Insurance Company and Lincoln National Life Insurance Company attempt to avoid payment of disability benefits by ignoring claimant’s application
  677. Reliance Standard long-term disability benefits decision affirmed by Circuit Court
  678. Reliance Standard makes disability claimant take them to court twice in 5 years
  679. Reliance Standard Life Insurance Company sued by occupational therapist for denial of disability insurance benefits
  680. Reliance Standard terminates long-term disability benefits after receiving the results of an IME and FCE
  681. Reliance’s Delay in Denying Disability Claim May Affect Standard of Review
  682. ReliaStar reduces monthly disability insurance benefits to veteran due to VA benefits
  683. To Remand or Not to Remand: One Court’s Opinion on When to Remand a Claim for Long Term Disability Benefits under an ERISA Aetna Policy
  684. Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
  685. Riders expand the scope of disability insurance
  686. Salesman’s disability benefits are denied by Hartford due to claimant’s failure to communicate with Hartford
  687. Sappi Company’s Difficult Definition of Disability is Not Illegal According to Minnesota Federal Court
  688. Sedgwick And AT&T Disability Denial Scheme Exposed In ERISA Lawsuit
  689. Sedgwick and AT&T sued as a result of SSDI Overpayment
  690. Sedgwick continues to deny disability benefits to AT&T employee
  691. Sedgwick Continues monitoring application for SSDI benefits even after terminating disability claim
  692. Court Upholds Sedgwick’s Denial of Benefits for Claimant with Chronic Fatigue Syndrome
  693. Sedgwick Disability Denial of AT&T Employee Reversed Once Again
  694. Sedgwick Terminates PNC Compliance Specialist’s Long Term Disability Benefits
  695. Seven pieces of medical evidence and disability company still denies claim for lack of “objective evidence”
  696. Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits
  697. Shaw Industries Group employee suffering with fibromyalgia and lupus sues Unum Life Insurance Company for denial of disability benefits
  698. Six year disability lawsuit against Sun Life: long term disability claimant wins benefits plus interest
  699. Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
  700. Social Security Disability Benefits Approval the First Time
  701. Sometimes a Unum disability denial is correct, even after 5 years of payments
  702. South Carolina disability attorneys sue Liberty Mutual three times in one week for denial of disability insurance benefits
  703. Standard denies disability insurance benefits to woman with brain hemorrhage and headaches
  704. The Standard Disability Insurance Company loses motion to prevent Attorneys Dell & Schaefer from deposing six of the Standard’s employees
  705. The Standard Disability Insurance Company paid one doctor $577,000 to review 1,939 files over 2 years
  706. Standard Insurance Company’s attempt to dismiss disability insurance lawsuit is denied in-part by Florida Federal Judge
  707. Standard Insurance Company’s denial of long-term disability benefits to an attorney is reversed by federal court
  708. Standard Insurance denies disability claim to a wheelchair bound woman
  709. Standard Insurance Wins Appellate Remand for Claimant’s Own Occupation Disability Determination
  710. Standard Motor Products Employee file an ERISA Lawsuit against Prudential Insurance for denied disability benefits
  711. Standard’s decision to deny doctor’s disability benefits due to the 24-month mental/nervous limitation upheld
  712. Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits
  713. State of Vermont Abolishes Discretionary Clauses in ERISA Disability Policies
  714. Statute of Limitations Provision In Disability Policy Enforceable under ERISA
  715. Steel fabricator suffering from disability wins lawsuit against Lincoln National
  716. Stephen Jessup and Gregory Dell discuss their experience in handling claims with Principal Financial
  717. Substance Abuse Disability Insurance Claims Are Challenging when the Claimant is a Doctor
  718. Suffering From Chronic Severe Lyme Disease? You Are Not Alone.
  719. Summer 2018 – Welcome to Mosquito, Tick, & Flea Season
  720. Sun Life disability insurance benefit denial is reversed after 8 years
  721. Can Sun Life deduct Veterans’ Benefits from a monthly disability insurance benefit payment?
  722. Sun Life deducts veteran disability benefits from claimant’s monthly long term disability check
  723. Sun Life denies disability insurance benefits to Alabama man with heart problems
  724. Sun Life Disability Claim and SunLife Ignores Medical Information
  725. Sun Life Pays Disability Benefits For Three Years To A Claimant Who Wasn’t Actually Covered Under A Sun Life Policy
  726. Sun Life Insurance Company is sued for disability benefits in two separate cases for arbitrary and capricious denial of disability claims
  727. Sun Life Assurance Company of Canada sued by gunshot victim for failure to pay long term disability benefits
  728. Sun Life Terminates Benefits After 24 Months Based on Nine Days of Surveillance
  729. Sun Life Insurance Co. wrongfully denies disability insurance benefits following disability claimant’s failure to respond timely
  730. Sun Life’s Video Surveillance Backfires & is Ordered to Pay Disability Benefits
  731. SunLife & Aetna Life Insurance Company sued for denial of disability benefits
  732. Sunlife denies disability benefits to Wise Foods employee disabled by cancer and shoulder surgeries
  733. Sun Life Reversed Decision to Terminate Accountant’s Residual Disability Benefits Based on Her Medical Records and Physician Opinions, but Denied Her Benefits After Determining that Her Income While Disabled Was Greater Than 80% of Her Pre-Disability Income
  734. Systems support specialist wins disability benefits case against Coca-Cola and Broadspire
  735. Tempur employee suffering from chronic fatigue syndrome sues Union Central Life for denial of disability benefits
  736. Tenet Healthcare Corporation employee sues UNUM Life Insurance Company Of America under ERISA for wrongfully denying disability benefits by disregarding attending physician’s medical opinion
  737. Tennessee Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  738. Texas Ban on MetLife’s Discretionary Clause is Great for Long Term Disability Claimants
  739. Texas claimant takes Reliastar to task for denied disability benefits
  740. Texas Court Dismisses ERISA Lawsuit due to Judicial Estoppel
  741. Texas Court Orders Union Central to Provide Discovery to Plaintiff
  742. Texas Court Upholds Prudential Disability Insurance Denial
  743. Texas Disability Insurance Attorney Regularly Fight ERISA Disability Denials
  744. Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
  745. Texas Insurance Commissioner eliminates discretionary clauses in disability insurance policies
  746. Texas Judge Disagrees with Cigna and Applies Claimant Friendly Disability Standard of Review
  747. Texas Judge Rules No New Medical Evidence Allowed Post ERISA Disability Appeal
  748. The Dangers of Social Media and Disability Insurance Claims
  749. The Standard Insurance Company loses their battle to enforce discretionary clauses in long-term disability policies
  750. The Standard’s Denial of LTD Benefits for Financial Planner Upheld by Ohio Court
  751. Three Important Things to Consider When Applying for Disability Insurance Benefits
  752. Total Knee Replacement, Yet Sedgwick Still Denies AT&T Employee’s Disability Claim
  753. Toyota Quality Assurance Monitor Sues Life Insurance Company Of North America For Denial Of Long-Term Disability Benefits
  754. Can Employer’s Transfer of Coverage Effect an Employee’s Disability Claim?
  755. Tribal court retains jurisdiction for tribal member’s disability insurance lawsuit against Assurant and Union Security
  756. Truck driver denied disability benefits for chronic fatigue syndrome by Aetna
  757. TRW Automotive Holdings Corporation financial analyst suffering from Type II diabetes and heart condition sues Prudential
  758. Two Takes on Fibromyalgia
  759. United of Omaha criticized for relying on in-house medical review and failing to obtain independent examinations
  760. United of Omaha Life Insurance Co. Denial of Long Term Disability Benefits Reversed By Alabama Judge
  761. United States Senate Finance Committee to investigate long-term disability insurance claims
  762. UnitedHealth Group, Inc. Recruiting Manager suffering from depression and anxiety denied benefits
  763. Unum approves long term disability benefits for a financial advisor diagnosed with multiple disc herniations in her neck
  764. Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
  765. Unum attempts to hide California disability insurance attorney’s attempt to obtain Unum employee reviews
  766. Unum Calculation Of Monthly Earnings Results In Loss Of $10,000 Monthly For Quadripeligic Disability Claimant
  767. Unum CEO Testifies At US Senate Hearing About Disability Insurance
  768. Unum Insurance claims no object evidence exist and denies disability benefits to St. Anthony Central Hospital nurse suffering from fibromyalgia
  769. UNUM class action filed by New York disability insurance attorneys is dismissed by Federal Judge
  770. Unum Denial of Disability to Claimant with Lyme Disease Remanded by Washington ERISA Judge
  771. Unum denies disability benefits to a Minnesota legal secretary with pre-existing condition
  772. Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years
  773. UNUM denies disability insurance benefits to disabled nurse with fibromyalgia and osteoarthritis
  774. Unum Disability Benefit Denial Trends, A Legal Perspective
  775. Unum Disability Beneft Denial Overturned for Pre-textual Investigation
  776. Unum Disability Claim Dismissed For Failure To File a Timely Claim
  777. Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court
  778. Unum Disability Denial With Medical Record Review Only
  779. Unum found guilty of social security disability fraud by a federal jury
  780. Unum Group Corp. to pay $676 million in extra benefits to claimants
  781. Unum has no right to recover $207,894.88 overpayment of long term disability benefits to attorney
  782. Unum helping customers manage changes to FMLA law
  783. Unum Insurance Is Financing Medical Studies Which Could Be Prejudicial to Disability Claimants
  784. Inexperienced Lawyer Handles Unum Disability Lawsuit and Fails to Provide Evidence to Support Occupational Argument
  785. Unum Motion to Deny Total Disability Benefits to OB/GYN Denied by Tennessee Judge
  786. Unum ordered to pay disability benefits to attorney suffering from sick building syndrome
  787. UNUM ordered to pay disability benefits to legal secretary
  788. Court of Appeals, Seventh Circuit ruled Unum Life Insurance Company Of America is prevented from using Self-Reported Symptoms Limitation Clause to discontinue long term disability benefits payments for woman with fibromyalgia
  789. Unum profit falls in 4th quarter due to $167.6 Million in investment losses
  790. Unum Provident denies short-term disability claim to woman with chronic fatigue syndrome (Part I)
  791. Unum Provident terminates disability benefits to woman with chronic fatigue syndrome (CFS) (Part I)
  792. Unum Provident’s appeal of long-term disability benefits awarded to a New York tax attorney is denied
  793. Unum relies on independent medical exam as basis for denying long-term disability benefits (Part I)
  794. Unum settles allegations of wrongful claims handling
  795. UNUM Life Insurance Company sued by California Disability Lawyer after denial of benefits for a school custodian
  796. Unum Life Insurance Company of America sued for claiming social security child benefits as part of the reimbursement for overpayment of long term disability benefits
  797. Unum sued for denying disability benefits to Florida woman with fibromyalgia, neuropathy, and hepatitis
  798. UNUM sued by Ohio disability attorney for failure to pay disabiity insurance benefits to ex-nurse restricted to using a cane or motorized scooter to get around
  799. Unum Sued By An Ophthalmologist And A BJC Healthcare Employee Who Both Were Denied Disability Benefits
  800. UNUM Life Insurance Company of America sued by resident of Carroll County, Arkansas for denying disability benefits under ERISA plan
  801. UNUM Sues Long Term Disability Claimant for Overpayment and Wins
  802. Unum Tells a Pharmacist On Narcotics That She Is Not Disabled and Denies Benefits
  803. Unum Tries To Hide Fact That Its “Independent” Medical Advisors Are Actually Employees Of Unum
  804. UnumProvident continues DI settlement talks with California
  805. Unum’s claim handling exposes them to a multi-million dollar bad faith disability lawsuit
  806. UNUM’s decision to deny disability benefits on the basis of a pre-existing condition for primary lateral sclerosis is reversed on appeal
  807. Unum’s denial of disability benefits to a registered nurse (“RN”) and trial court victory is reversed by the appellate court
  808. Unum’s denial of disability claim is upheld after court finds claimant failed to respond in a timely manner
  809. Unum’s disability claims handling tactics are exposed in New York Federal Court
  810. US court of appeals upholds denial of disability benefits by MetLife
  811. U.S. judge orders Broadspire to reinstate a former bank employee’s disability benefits
  812. US supreme court attempts to clarify the standard of review in denial of long term disability benefits
  813. US Supreme Court to Hear Disability Insurance Case Against Hartford Insurance Company
  814. Utah Judge Reverses MetLife’s Denial of Mental Disability Long Term Benefits
  815. Vermont Federal Court Makes ING / Reliastar Reevaluate its Denial of LTD Benefit Under Any Occupation Definition
  816. 30 year veteran employee of 3M Company sues company and Sedgwick Insurance for disability benefit denial
  817. Court Finds Video Surveillance Renders Claimant’s Self-Reporting Unreliable and Upholds Hartford’s Termination of LTD Benefits
  818. WARNING: Lincoln Financial Disability Denial Requires Two ERISA Appeals before Filing Suit
  819. Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)
  820. Washington attorney sues CIGNA for denying disability benefits during any occupation stage and seeking to collect SSDI overpayment
  821. Washington Court Finds Liberty Erred in Terminating Disability Benefits
  822. Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits
  823. Wells Fargo disability claimants in Alabama and Florida file lawsuits against Liberty Life Assurance Company of Boston for unpaid long term disability benefits
  824. Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits
  825. Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits
  826. What is Complete Disablity?
  827. What is Liberty Life Assurance Company of Boston trying to hide in denial of disability benefits?
  828. What is the financial future of Unum?
  829. What You Should Be Aware of When Purchasing a Lloyd’s of London Disability Insurance Policy
  830. What you should look for in a denial letter: disability insurance company’s inadequate denial letter causes court to reinstates insured’s disability benefits
  831. When is it safe to assume the disability company won’t deny my disability insurance claim?
  832. When neither the Insurance Company nor the Claimant Can Produce the Original Disability Policy, the Burden is on the Plaintiff to Prove the Terms of His or Her Policy
  833. Who is Making the Decisions on a Sun Life Disability Benefits Claim?
  834. Why does Mass Mutual want to hide its disability insurance claim forms?
  835. Does Fibromyalgia Have a Credibility Problem in Disability Insurance Claims?
  836. Will Life Insurance Company of America have to pay long-term disability benefits?
  837. Wisconsin man sues Liberty Life for termination of disability insurance benefits
  838. Xerox employee is denied her long term disability benefits and sues Sedgwick and Xerox
  839. Two Yellow Book employees sue Liberty Life Assurance Company of Boston for failing to pay ERISA disability benefits
  840. Former Zurich Insurance employee diagnosed with crohn’s disease sues Liberty Life for denial of disability benefits

Contact

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews

Bruce R. (Arizona)

Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us