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Resolved Cases

  1. Nearly Three Years Later, Sedgwick Finally Pays Walgreens’ Pharmacist’s STD and LTD Claim
  2. 67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
  3. $79,000 in long term disability insurance benefits is recovered for disabled teacher
  4. $800,000 lump-sum disability settlement for attorney with depression
  5. A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
  6. A general surgeon and his legal team at Dell & Schaefer win disability insurance jury trial against Unum
  7. A Liberty Life Disability Benefit Denial is Reversed after ERISA Appeal filed by Attorney Alex Palamara of Dell & Schaefer
  8. Accountant who was previously on claim for 7 years gets LTD Re-Approved after Appeal to Lincoln Financial Group
  9. Administrative Appeal by Dell & Schaefer forces Principal Life Insurance Company to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
  10. Administrative Appeal by Dell & Schaefer Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next
  11. Aetna Removes 24 Month Limitation for Mental Health Conditions
  12. Aetna approves disability benefits for dentist following brain surgery to remove a tumor
  13. Aetna Denies Disability Benefits after 18 Months of Payment, but Dell & Schaefer wins ERISA Appeal
  14. Aetna Life Insurance Company overturned previous denial of long term disability benefits for Georgia Assistant
  15. Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
  16. Aetna Overturns Denial of Long Term Disability Benefits for Quality Control Manager
  17. Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
  18. Aetna Overturns Denial of LTD for Former Employee of The Home Depot
  19. Aetna Reinstates Benefits for Former SAP America Employee Suffering the Effects of a Head Injury
  20. Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
  21. Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
  22. Aetna’s denial of disability benefits to an OBGYN physician is reversed following an appeal submitted by attorneys Dell & Schaefer
  23. After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits
  24. After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues
  25. After Appeal Filed by Attorney Alexander Palamara, Cigna Overturns its Previous Denial of Long Term Disability Benefits for Retail Clerk Suffering from Bipolar Disorder and Chronic Pain
  26. After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
  27. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Alabama CEO
  28. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Kentucky District Sales Manager
  29. After appeal filed by Attorney Jay Symonds, Lincoln National overturned its previous denial of long term disability benefits for Washington Sales Representative
  30. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
  31. After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
  32. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
  33. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for Pennsylvania Corporate Training Coordinator
  34. After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
  35. After appeal filed by Attorney Jay Symonds, UNUM overturned its previous denial of long term disability benefits for Colorado Plumber
  36. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Tennessee Claims Supervisor
  37. After Appeal, Lincoln Overturns Denial of LTD benefits for Trucking Supervisor
  38. After Appeal Sun Life Finally Approves Disability Benefits for Data Engineer
  39. After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
  40. After Initially Being Denied Long Term Disability Benefits, Dell & Schaefer Gets Former Wal-Mart Employee on Claim with Liberty Mutual
  41. After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again.
  42. After Long Fight for Short Term Disability Benefits, MetLife Has Now Approved Dell & Schaefer Client for Long Term Disability Benefits
  43. After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect
  44. Cigna Finally Approves Claim for LTD Benefits for Former Nurse Employed at Hollywood Presbyterian Medical Center
  45. After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
  46. Alex Palamara Wins Another Hartford Disability Appeal
  47. Alex Palamara’s ERISA Disability Appeal Against Prudential Leads To Reinstatement of Benefits for Woman With Cerebral Aneurysm
  48. Another Long Term Disability Claim is Reinstated after Disability Attorney Alexander Palamara successfully argues The Standard Insurance Company Mishandled Preexisting Condition Investigation
  49. Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
  50. Appeal filed by Dell & Schaefer proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
  51. Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
  52. AT&T Employee Dealing With Sedgwick Has Horrible Disability Benefit Claim Experience
  53. Attorney Alex Palamara Helps Correction officer to Win Cigna Disability Appeal
  54. Attorney Alex Palamara Wins Disability Appeal Against Cigna for Lockheed Martin Employee
  55. Attorney Cesar Gavidia and Appeal Team at Dell & Schaefer Win Appeal Battle Against Unum to Reinstate Long-Term Disability Insurance Benefits to Disabled Software Engineer
  56. Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
  57. Attorney Cesar Gavidia Successfully Reinstates CIGNA Benefits to a Senior Systems Engineer Suffering from Migraines
  58. Attorneys Dell & Schaefer prove dentist is totally disabled and not residually disabled
  59. Attorneys Dell And Schaefer obtain lump sum buy-out of an Unum long term disability insurance policy for a drywall contractor
  60. Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
  61. Attorneys Dell & Schaefer File Lawsuit in Federal Court Against Aetna Life Insurance Company After it Denied Long-term Disability Benefits to Former Software Developer
  62. Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
  63. Attorneys Dell & Schaefer win long-term disability trial against Prudential Insurance Company Of America on behalf of time-share salesperson suffering from cervical disc disease
  64. Attorneys Dell & Schaefer win benefits for client under a catastrophic illness policy
  65. AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
  66. AXA Equitable and DMS Approve LTD Benefits for Litigation Attorney with ADHD & Bi-Polar
  67. Benefits Reinstated: Dell & Schaefer Successfully Appeals Cigna’s Decision to Deny Benefits for MetroPCS Wireless Employee with HIV
  68. Berkshire Approves Application for Disability Benefits to Sales Manager
  69. Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
  70. Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
  71. Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease
  72. Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
  73. Disability Attorney Cesar Gavidia Wins Hartford Disability Appeal For Target Employee With Rheumatoid Arthritis and Chronic Neck Pain
  74. Chiropractor Obtains Lump-Sum Disability Insurance Settlement Despite Wrong Date of Disability
  75. Chiropractor placed on claim despite an “any occupation” provision
  76. Chiropractor receives total disability benefits despite neck exclusion language in a Trustmark Insurance Company disability policy
  77. Cigna Again Reinstates Claim of Archdiocese of Baltimore Registered Nurse Thanks to Appeal by Dell & Schaefer
  78. Cigna Approves Any Occupation Disability Benefits After Two Appeals
  79. Cigna Approves Disability Benefits After Two Years of Fighting
  80. Cigna Approves Disability Benefits to Doctor with Ehlers-Danlos
  81. Cigna Approves Disability Benefits to International Sales Manager
  82. Cigna Approves Disability Claim Following Multiple Denials
  83. Cigna approves internal medicine doctor for long-term total disability benefits
  84. CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
  85. CIGNA Denies Technology Manager under the Own Occupation Provision & Dell & Schaefer Wins Appeal
  86. CIGNA overturned its previous denial of both short term and long term disability benefits for Michigan Senior Personal banker
  87. CIGNA Overturned Their Denial of LTD Benefits for Nevada Healthcare Coordinator
  88. Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for New Jersey Account Manager
  89. CIGNA overturned previous denial of both long term disability benefits for Massachusetts IT Procurement Specialist
  90. CIGNA overturned previous denial of waiver of life insurance premiums
  91. CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
  92. Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
  93. Cigna overturns decision to terminate benefits of Claimant suffering from Multiple Sclerosis
  94. CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
  95. Cigna Overturns Denial Following Dell & Schaefer Appeal
  96. Cigna Overturns Denial of Long Term Disability Benefits
  97. Cigna Overturns Denial of Long Term Disability Benefits On Appeal
  98. Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
  99. Cigna Overturns Denial of Benefits to Data Center Manager
  100. Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
  101. Cigna Overturns Denial of LTD Benefits to Computer Systems Engineer after Appeal and Independent Medical Examination
  102. Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
  103. Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits
  104. CIGNA Overturns a Waiver of Premium for Group Life Insurance Policy
  105. CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
  106. Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
  107. Cigna reinstates disability benefits for an accounting manager
  108. Cigna Reinstates Disability Benefits to Project Manager on Appeal
  109. Cigna Reinstates Long Disability Benefits to a Tugboat Captain
  110. Cigna Reinstates Long Term Disability Benefits to Medical Coder
  111. Cigna reinstates Long Term Disability claim after reviewing Dell & Schaefer appeal
  112. Cigna reinstates LTD claim after reviewing Dell & Schaefer appeal
  113. Cigna reverses its decision to terminate benefits of a claimant with Fibromyalgia, Cervical Spine Spondylosis and Depression
  114. Cigna reverses decision to terminate benefits of claimant suffering from end-stage Myasthenia Gravis
  115. Cigna Reverses Disability Denial And Admits Its Decision To Deny Benefits To Attorney Stricken With Parkinson’s Was Wrong
  116. Cigna Reverses Long Term Disability Denial And Admits Denying Benefits To Attorney Stricken With Parkinson’s Was Wrong
  117. Computer Programmer is Back on Claim Receiving LTD Benefits after Attorney Proves to Lincoln it Acted Wrongly
  118. Confidential Disability Settlement for a Dentist After Insurance Companies Bad Faith is Exposed
  119. Dell & Schaefer Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
  120. Dell & Schaefer Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
  121. Dell & Schaefer convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
  122. Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
  123. Dell & Schaefer gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn’s Disease
  124. Dell & Schaefer obtains settlement award for OB/GYN with Unum individual disability policy
  125. Dell & Schaefer Refuses to Allow Prudential to Force Claimant Into Submission
  126. Dell & Schaefer successfully appeal denial by Liberty Life
  127. Dell & Schaefer Successfully Appeals Denial Of Benefits To Claimant With Trigeminal Neuralgia
  128. Dell & Schaefer Successfully Appeals Denial of Benefits to Fedex Employee
  129. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company
  130. Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Excel Energy Employee
  131. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Inventory Control Specialist
  132. Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Trial Attorney
  133. Dell & Schaefer Successfully Appeals Denial of Benefits to IT Support Specialist
  134. Dell & Schaefer Successfully Appeals Denial Of Benefits To Pre-School Teacher
  135. Dell & Schaefer Successfully Appeals Denial of Benefits to Quality Control Inspector
  136. Dell & Schaefer successfully appeals denial of benefits to maintenance technician
  137. Dell & Schaefer Successfully Appeals Metlife Denial of Benefits to Veteran
  138. Dell & Schaefer Wins Disability Appeal against Cigna for Mortgage Banker
  139. Dell & Schaefer Wins Short Term Disability Appeal Against Lincoln
  140. Dell & Schaefer’s Appeal Leads Prudential to Reinstate ERISA Long Term Disability Benefits
  141. Dell & Schaefer’s Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
  142. Dentist wins appeal and UNUM Provident pays disability benefits
  143. Dentist with hand tremor files suit and receives confidential settlement for past due and future long-term disability benefits
  144. Disability insurance carrier cuts veterinarian’s benefits after paying for 9 years
  145. Disability Attorney Alex Palamara wins LTD Benefits for Police Office Denied by Standard
  146. Disability Attorney Alexander Palamara Proves to Unum that Its Decision to Deny Benefits Was Wrong for Claimant Suffering from Heart Conditions
  147. CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
  148. Disability Attorneys Dell and Schaefer Prove to Prudential that Its Decision to Deny Benefits Was Wrong
  149. Disability Benefits Reinstated: Dell & Schaefer Appeal Gets CIGNA to Admit its Decision to Deny was Wrong
  150. Disability carrier denies disability benefits to chiropractor after paying for 8 years, yet Attorneys Dell & Schaefer file lawsuit and obtain lump-sum buyout
  151. Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
  152. Disability lawyers win ERISA long term disability appeal against Hartford
  153. Disabled Vessel Captain for Marine Services Corporation Wins Long-term Disability Appeal With CIGNA
  154. ENT doctor receives $225,000 and continues to work in his same occupation while collecting disability
  155. AXA Equitable pays total disability benefits to an attorney
  156. Dell & Schaefer ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits
  157. ERISA disablity insurance claim: pre-existing condition denial overturned for executive
  158. Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
  159. Federal Court Overturns Aetna Denial Of Disability Benefits
  160. Federal Express (“FEDEX”) thought their disability insurance plan was governed by ERISA, but attorneys Dell & Schaefer and the US Southern District Court of Florida disagree
  161. Federal Insurance Company and former postal worker reach confidential settlement regarding lump-sum disability policy
  162. Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
  163. Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits
  164. Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied
  165. Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA
  166. General Surgeon wins Long Term Disability Insurance Trial Against Unum
  167. Hartford Admits Decision to Deny LTD Benefits to Claimant with Chronic Lyme Disease Was Wrong
  168. Hartford agrees to lump-sum buyout of long-term disability policy for account executive
  169. Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
  170. Hartford and Unum approve long-term disability benefits for disabled radiologist
  171. Hartford Approves Disability Claim After Appeal Deadline
  172. Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis
  173. Hartford Buys Out Disability Policy Following Appeal
  174. Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
  175. Hartford has a Pattern of Conducting Surveillance on a Claimant’s Birthday
  176. Hartford overturned its previous denial of LTD benefits for Illinois Account Representative
  177. Hartford overturned previous denial of long term disability benefits for New York Consultant
  178. After appeal filed by Attorney Jay Symonds, Hartford overturned its second denial of long term disability benefits for Alabama CEO
  179. Hartford Overturns Denial of Disability Benefits on Appeal
  180. Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
  181. Hartford Reinstates Disability Benefits to HR Manager
  182. Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
  183. Hartford Reversed Decision To Terminate Claimant’s LTD Benefits After Submitting an Appeal
  184. Hartford reverses disability benefit denial after previously paying 62 year old sales rep for 6 years
  185. Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
  186. Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
  187. Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
  188. Liberty Mutual Approves Disability Benefits to Senior Vice President
  189. Liberty Mutual of NY Disability Benefit Denial Reversed After Two Denials In One Year
  190. Liberty Mutual Overturns Denial of Disability Benefits Following Submission of an ERISA Appeal
  191. Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
  192. Liberty Mutual Overturns Disability Insurance Denial in Ten Days
  193. Liberty Mutual reverses decision to terminate disability benefits
  194. Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
  195. Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis
  196. Liberty Reinstates Long Term Disability Benefits for the Second Time
  197. Liberty’s Decides to Terminate Benefits to a Claimant with Multiple Sclerosis Based on 40 Minutes of Surveillance Video
  198. Life Insurance Company of North America (CIGNA) lump sum settlement buyout offer obtained for former salesman
  199. Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for Massachusetts Senior Advisor
  200. LINA overturned its previous LTD denial for Medical Technologist
  201. Life Insurance Company of North America overturned previous denial of long term disability benefits for Washington Crime Scene Photographer
  202. Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
  203. Lincoln Approves Disability Benefits Following Second Appeal
  204. Lincoln Approves Disability Claim After Multiple Appeals
  205. Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell & Schaefer Client, But There Is A Catch
  206. Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
  207. Lincoln Financial Reinstates Disability Benefits To School Teacher
  208. Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
  209. Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
  210. Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
  211. Lincoln Overturns Denial of LTD Benefits After Two Appeals
  212. Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
  213. Long Term Disability Attorneys Win an ERISA Appeal Following Lincoln Financial Disability Denial
  214. Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell & Schaefer, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA
  215. LTD Claim Approved by Lincoln for Former Biomet, Inc. Employee suffering from Meniere’s Disease
  216. LTD Claim Approved for a Second Time for an Insurance Sales Agent after Prudential Denies Claim Based on Self-Reported Physical Capabilities
  217. Mass Mutual approves long-term disability benefits of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)
  218. Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
  219. Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim
  220. Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant’s Primary Diagnosis Was Meniere’s Disease
  221. Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
  222. MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
  223. MetLife Approves Long Term Disability Claim For Executive Assistant with Neck Pain
  224. MetLife Approves Disability Benefits to Dentist With De Quervain’s
  225. MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
  226. MetLife approves long term disability benefits for senior sales manager in the medical supply industry
  227. MetLife Long-Term Disability Denial Of Disabled Yamaha Motors Corporation Manager With Genetic Disorder Is Reversed Following ERISA Appeal
  228. Metlife Overturns Denial on Appeal by Dell & Schaefer
  229. MetLife Overturns its Decision to Deny Long Term Disability Benefits After Receiving an ERISA Appeal from Disability Attorneys Dell & Schaefer
  230. MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
  231. MetLife Reinstates Disability Benefits to Attorney on Appeal
  232. MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
  233. MetLife reverses decision to terminate LTD benefits after Dell & Schaefer files an appeal showing Metlife completely ignored physical conditions of claimant
  234. Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
  235. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer
  236. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
  237. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
  238. Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits
  239. Neurosurgeon awarded partial disability benefits
  240. Northwestern Mutual Approves Claim For Disability Benefits
  241. Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
  242. Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
  243. Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
  244. Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
  245. Podiatrist with median nerve injury files lawsuit and obtains lump-sum buyout of disability policy
  246. Principal Approves Long Term Disability Benefits for Surgeon
  247. Principal Reinstates Benefits of Orthopedic Surgeon Unable to Work Full-Time After Attorney Rachel Alters submits Appeal
  248. Prudential Approves Disability Claim on Appeal
  249. Prudential Approves LTD Claim on Voluntary Appeal
  250. Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
  251. Prudential Denial Overturned on Appeal After Attorneys Dell & Schaefer Established that Medical Device Representative Could Not Perform Duties of Any Gainful Occupation
  252. Prudential denies and settles long-term disability claim with CPA after CPA becomes totally disabled from chronic cervical neck pain and radiculopathy
  253. Prudential Insurance Company Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy
  254. Prudential overturned previous denial of long term disability benefits for Mississippi Nuclear Medicine Tech
  255. Prudential Insurance Company of America overturned previous denial of long term disability benefits for Oregon Software Engineer
  256. Prudential overturned previous denial of long term disability benefits for Connecticut Audit Manager
  257. Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
  258. Prudential Overturns Denial for Dell & Schaefer Client Suffering With Serious Back Conditions
  259. Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations
  260. Prudential Overturns Denial of Disabled Welding Foreman Suffering From a Blood Disorder to Only Claim His Disability is Psychosomatic and Limited to 24 Months of Payments
  261. Prudential Overturns Denial of Long Term Disability Benefits to College Professor
  262. Prudential Overturns Disability Denial to Chiropractor
  263. Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
  264. Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell & Schaefer file appeal
  265. Prudential Overturns Another Long Term Disability Denial After Dell & Schaefer Appeal
  266. Prudential pays computer system engineer’s ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
  267. Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues
  268. Prudential Reinstates Disability Benefits To School Teacher
  269. Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
  270. Prudential reinstates long-term disability benefits to sales specialist following appeal filed by attorneys Dell & Schaefer
  271. Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
  272. Prudential reverses denial on second appeal & pays $175,000 in past due disability benefits to OBGYN
  273. Prudential Decides to Terminate Long-term Disability Claim of Disabled Chevy Chase Bank Manager That It Had Paid for 11 Years, But It Overturns Decision After Attorney Dell & Schaefer’s Appeal
  274. Psychiatrist receives $340,000 long-term disability insurance buyout
  275. Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed
  276. Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
  277. Reliance Standard overturned LTD denial for Tennessee Technology Sales Consultant
  278. Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
  279. Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer
  280. Reliance Standard overturned its previous denial of long term disability benefits for Texas Retail Store Manager
  281. Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records
  282. Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
  283. Reliance Standard Overturns Its Decision to Deny; Dell & Schaefer Client Will Again Receive Long Term Disability Benefits
  284. Reliance Standard Reinstates Benefits for Former Employee of Parent Company, Delphi Financial, Following Successful Appeal
  285. Reliance Standard Reinstates Disability Benefits to Project Manager
  286. Reliance Standard reverses long term disability denial following appeal submitted by Attorneys Dell & Schaefer
  287. Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA
  288. Sedgwick Reinstates Long Term Disability Claim Following Appeal
  289. Senior Global Tax Director for Billion Dollar Worldwide Industrial Company is Again Receiving Disability Benefits from MetLife After Appeal by Attorney Alexander Palamara
  290. Standard Approves Disability Benefits to Attorney with Fibromyalgia
  291. Standard Insurance Company reverses disability insurance denial for a disabled lawyer
  292. Standard Overturns Decision to Deny Disabled Project Manager Long-term Disability Insurance Benefits After First Appeal
  293. Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
  294. Standard Overturns Denial of Disability Benefits to Chiropractor
  295. Standard Overturns Denial of Disability Insurance Benefits
  296. Successful Appeal Against Prudential Gets Breast Cancer Survivor Back on Claim for LTD Benefits
  297. Dell & Schaefer Successfully Appeals Denial of Benefits to Former Clinical Therapist
  298. Sun Life Approves Claim for Long Term Disability Benefits
  299. Sun Life Approves Disability Benefits to Surgical Services Director
  300. Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
  301. Sun Life ignored its own medical expert’s opinions supporting registered nurse’s inability to work in a sedentary occupation due to severe rheumatoid arthritis
  302. Sun Life overturned previous denial of LTD for California Diagnostics Manager
  303. Sun Life Overturns Its Previous Denial of LTD Benefits for Massachusetts Teacher
  304. Surveillance Video and Independent Medical Examination (IME) Leads to Disability Insurer Terminating Disability Claim After Paying Partially Disabled Insurance Agents Claim For 21 Years
  305. Symetra Reinstates LTD Benefits for Former Vice President of Grady Management, Inc. who suffered from multiple Strokes
  306. Teacher suffering from Sjorgen’s syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits
  307. Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
  308. The Standard Insurance Company’s denial of disability benefits is reversed on appeal
  309. Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
  310. Two Stroke Victims Win ERISA Appeals Against Prudential and Liberty Life
  311. United of Omaha Overturns Decision to Deny Benefits to Disabled Quality Assurance Manager After Appeal Discredits Its Medical Review and Vocational Assessment
  312. Unum approves dentist for residual/partial long-term disability benefits
  313. Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
  314. Unum Approves Long Term Disability Application to a Program Manager
  315. Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
  316. Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
  317. Unum approves opthamologist for long-term total disabilty benefits
  318. Unum challenges the long term disability claim of a blind salesman
  319. Unum disability appeal results in settlement of Unum long term disability claim
  320. UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
  321. Unum issues disability insurance benefits to currency trader suffering from depression and chronic fatigue
  322. Unum Lifts Mental Health Limitation on Disability Claim
  323. After appeal filed by Attorney Jay Symonds, UNUM overturned previous denial of long term disability benefits for South Carolina Nurse
  324. Unum Overturns Original Decision to Deny Benefits to Disabled Account Manager Following Appeal Submitted by Dell & Schaefer Appeals Team
  325. Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Attorneys Dell & Schaefer
  326. Unum Provident and Monarch Life Insurance Company pay total disability to dentist
  327. Unum Provident approves physiologist’s claim for disability benefits
  328. Unum Provident pays advertising executive total disability benefits
  329. Unum Provident pays total disability benefits to a chiropractor with breast cancer
  330. Unum Settles Lawsuit with Florida Chiropractor After Initially Denying Long-term Disability Claim
  331. Unum and Sun Life Approve Disability Benefits to OB.GYN
  332. Attorneys Dell & Schaefer successfully appeal denial of benefits to claimant with CRPS/RSD
  333. Long Term Disability Appeal Victory Against Cigna for Cardiac Cath Technician
  334. Woman with multiple sclerosis files long term disability benefit denial lawsuit against Prudential Insurance Company

Your Disability Insurance Company

  1. Aetna
  2. AIG
  3. American United
  4. Ameritas
  5. Anthem
  6. Assurant
  7. Attorneys for Assurity Life Disability Insurance Claims
  8. AXA Equitable / DMS
  9. Berkshire
  10. Boston Mutual
  11. Broadspire
  12. Canada Life and Great West Disability Benefit Lawyer Claim Tips and Help
  13. Cigna Disability Claims, Denials & Reviews
  14. Colonial Life
  15. Companion Life
  16. Dearborn Group Disability Insurance Claims
  17. Disability Management Services (DMS)
  18. Guardian Life
  19. Hartford
  20. HM Life Insurance
  21. Illinois Mutual
  22. ING / Reliastar
  23. Jefferson Pilot
  24. Liberty Mutual
  25. Lincoln Financial
  26. Lloyd’s of London
  27. Mass Mutual
  28. MetLife
  29. Monarch Life Insurance
  30. Mutual of Omaha
  31. New York Life Insurance
  32. Northwestern Mutual
  33. Ohio National
  34. Paul Revere
  35. Principal Financial Group
  36. Provident
  37. Prudential
  38. Reassure / Jackson
  39. Reliance Standard
  40. Sedgwick
  41. Standard
  42. Sun Life
  43. Trustmark
  44. Union Central
  45. Unum

Disabling Conditions

  1. Ataxia Disability Insurance Benefits Claim
  2. Back Disorders Disability Insurance Benefits Claim
  3. Bipolar Disorder Disability Insurance Benefits Claim
  4. Cancer Disability Insurance Benefits Claim
  5. Carpal Tunnel Syndrome and Disability Insurance Claim Assistance
  6. Cerebral Atrophy Short Term and Long Term Disability Insurance Claim Help
  7. A Chronic Fatigue Syndrome Disability Claim Will Be Challenged
  8. COPD Disability Insurance Claim Information and Legal Help
  9. Chronic Pain Disability Insurance Benefits Claim
  10. Cognitive Limitations and Long Term Disability Insurance Claims
  11. If I Have Covid-19 Can I Collect Disability Insurance Benefits?
  12. Crohn’s Disease Short And Long Term Disability Insurance Claim Help
  13. Depression and Anxiety Disability Insurance Claim Information and Help
  14. Diabetes Disability Insurance Claim Help and Information
  15. Ehlers Danlos Syndrome Long Term Disability Claims
  16. Disabled Due to Epilepsy Or Other Seizure Disorders Requiring Disability Benefit Claim Help?
  17. Epstein-Barr Virus Can Result in A Disability Insurance Claim?
  18. Eye Problems Resulting in Disability Insurance Claim
  19. Fibromyalgia Disability Insurance Benefits Claim
  20. Gastrointestinal Disorders Resulting In Disability Insurance Claim Assistance
  21. Headache Disability Insurance Benefit Claim Help From Attorneys
  22. Does Hearing Loss Require You To Seek Long or Short Term Disability Benefit?
  23. Long Term Disability Insurance Benefits for Heart Disease or Cardiac Issues
  24. Hepatitis C Disability Insurance Benefit Claim Help
  25. Disability Insurance Claim Due to HIV/AIDS Lawyer Assistance
  26. Disability Insurance Claim for Insomnia or Other Sleep Disorders
  27. Our Disability Insurance Attorneys Discuss Irritable Bowel Syndrome (IBS) Disability Claims
  28. Disabled by Kidney Disease or Renal Failure and Need Disability Insurance Claim Help?
  29. Seeking Disability Insurance Benefits for a Knee Disorder and Need Claim Help?
  30. Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?
  31. Lyme Disease Disability Insurance Claim Help From Lawyers
  32. Our Disability Insurance Attorneys Can Handle Your Macular Degeneration Claim
  33. Does Macular Edema Require you To Speak with a Disability Lawyer About Benefits?
  34. Meniere’s Disease Disability Claim Help and Tips
  35. Our Disability Lawyers Discuss Multiple Sclerosis and Disability Insurance Benefits
  36. Attorney Disability Claim Help for Neck Pain or Cervical Spine Problems
  37. Osteoarthritis Disability Insurance Claim Help From Disability Lawyers
  38. Parkinson’s Disability Insurance Claim and Benefits Lawyer Help
  39. Peripheral Neuropathy and Hiring A Lawyer for A Disability Claim
  40. Post Traumatic Stress Disorder (PTSD) Disability Insurance Benefits Claim
  41. Psychosis Disability Insurance Benefits Claim
  42. Rheumatoid Arthritis Disability Insurance Benefits Claim
  43. RSD / Complex Regional Pain Syndrome Disability Insurance Benefits Claim
  44. Seizures (non-epileptic) Disability Insurance Benefits Claim
  45. Shoulder Disorders Disability Insurance Benefits Claim
  46. Sleep Apnea Disability Insurance Benefits Claim
  47. Speech Disorders Disability Insurance Benefits Claim
  48. Stroke Disability Claim Help from Disability Insurance Lawyers
  49. Substance Abuse Disorder Disability Insurance Benefits Claim
  50. Syncope Disability Insurance Benefits Claim
  51. Vestibular Dysfunction Disability Insurance Benefits Claim

Q&A — Ask A Disability Lawyer

  1. Tips for Applying for Sun Life Disability Insurance Benefits
  2. Are all LTD claimants considered for alternative professions as part of the “any occupation” investigation?
  3. Are All Medical File Reviews By Disability Insurance Companies a Sham?
  4. Are Disability Business Overhead Expense Policies Worthless if You Close Your Business?
  5. Are disability insurance benefits taxable?
  6. Are independent medical examiners hired by a disability insurance company truly independent?
  7. Are the outside companies hired by disability insurance companies to locate IME doctors independent?
  8. Are there any penalties if a disability insurance company violates ERISA?
  9. Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?
  10. What is an Attending Physician Statement and how should it be completed?
  11. If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?
  12. Can a disability attorney manage all aspects of my long-term disability insurance claim?
  13. Can a Disability Claimant Refuse to Attend an IME During an Appeal?
  14. Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?
  15. Can a disability insurance company conduct video surveillance of me without my permission?
  16. Can a disability insurance company rely upon a nurse to review my disability claim?
  17. Can a LTD insurance company claim overpayment if claimant is approved for SSDI?
  18. Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?
  19. Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
  20. Can a disability company sue me to recover an SSDI overpayment?
  21. Can a disability insurance company claim overpayment for SSDI payable to a child as result of the parent’s disability?
  22. Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?
  23. Can Hartford be punished for wrongful denial of a disability insurance claim?
  24. Can I collect disability insurance benefits if I am collecting unemployment benefits?
  25. Can I do volunteer work while I am collecting long term disability benefits?
  26. Can I earn money while I collect long term disability benefits?
  27. Can I file for disability insurance benefits if I was fired before I stopped working?
  28. Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
  29. Can I recover attorney fees if my long-term disability claim is governed by ERISA?
  30. Can I submit a long-term disability claim if my employment has been terminated?
  31. Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?
  32. Can I sue my long term disabilty insurance company for bad faith or punitive damages?
  33. Can I Volunteer and Still Receive Long Term Disability Insurance Payments?
  34. Can a disability insurance company deny LTD and/or SSDI disability insurance benefits if a claimant is prescribed medical marijuana by their doctor & obtains a medical marijuana card?
  35. Can my disability claim be denied if my disability company never conducted an IME exam?
  36. Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?
  37. Can my disability insurance policy be exempt from ERISA?
  38. Can my disability insurer offset pension or retirement benefits that I’m drawing from a previous employer?
  39. Can my insurance carrier deny my benefits even if there is no change in my medical condition?
  40. Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
  41. Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
  42. Can my long term disability claim be denied for a pre-existing condition?
  43. Can my severance agreement eliminate my right to claim disability insurance benefits?
  44. Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?
  45. Can a stress-induced heart attack be considered an “injury” under a disability insurance policy?
  46. Can the Disability Insurance Company Call My Doctors Without Telling Me?
  47. Can the disability insurance company require me to have surgery in order to collect disability insurance benefits?
  48. Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?
  49. Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
  50. Can You Sue UNUM?
  51. Can you work in a different occupation while collecting disability income payments?
  52. Can your ERISA disability benefits be garnished?
  53. Can I collect Social Security and Work Part-Time?
  54. If I Convert my Former Employee Disability Policy to a Private Policy Does ERISA Govern?
  55. Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?
  56. Dearborn National Disability & Lawsuit Tips
  57. What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?
  58. Can my Disability Company Rely on Its Own Nurse to Deny Disability Benefits?
  59. Disability Insurance Challenges for Doctors
  60. Can a disability insurance company rely on a Functional Capacity Exam (“FCE”) to deny long-term disability benefits?
  61. Is my disability insurance company required to offer me a lump sum buyout of my disability policy?
  62. Does my disability insurance lawsuit need to be filed in State or Federal Court?
  63. What is the Difference Between a Disability Insurance Lawyer and a Social Security Disability Lawyer?
  64. Disability Law and Video Surveillance
  65. What is the discretionary clause in a disability insurance policy?
  66. Do Disability Insurance Companies Continue to Challenge a LTD Claim After an “Any Occupation Definition of Disability Investigation” Is Completed and Benefits Have Been Extended?
  67. Do disability insurance companies deny all claims for disability benefits?
  68. Do disability insurance companies handle a claim differently when a lawyer is involved?
  69. Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?
  70. Do Federal Courts Nationwide Differ on the Meaning of Regular Occupation in ERISA Long Term Disability Plans?
  71. Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!
  72. Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?
  73. Do I Have To Allow My Disability Insurance Company To Contact My Employer?
  74. Do I have to attend an IME exam requested by my disability insurance company?
  75. Do I Have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?
  76. Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?
  77. Do I Have to Quit My Job Before Applying for Disability?
  78. Do I have to sign the Social Security reimbursement agreement requested by disability company?
  79. Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?
  80. Do I Need a Lawyer For Long Term Disability?
  81. Do I Need to Consult an Attorney Before I File an Application for Long Term Disability Benefits?
  82. Do I need to disclose my disability insurance claim if I filed for bankruptcy?
  83. Do I need to send the “medical authorization release” form to the disability insurance company?
  84. Do the rules of evidence apply to ERISA disability insurance cases?
  85. Do you need to suffer a loss of income to collect disability income payments?
  86. Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?
  87. Does a disability insurance company need to consider the side effects of my medications?
  88. Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
  89. Does Hartford Pay Disability Insurance Claims?
  90. Does having a disability insurance attorney raise a red flag?
  91. Does It Matter Who Pays My Disability Insurance Premiums?
  92. Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?
  93. Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?
  94. Does Social Security always deny disability claimants the first time they submit a claim?
  95. Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
  96. Does social security disability approve claims that are based on subjective medical conditions?
  97. Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?
  98. Does the claimant, after getting a request to a field interview, have to do it?
  99. Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?
  100. Why are the duties of my pre-disability occupation important when seeking LTD benefits?
  101. Why is it important to have a disability attorney handle my ERISA disability appeal?
  102. How Long Does a Hartford Short Term or Long Term Disability Claim Last?
  103. What Happens If My Hartford Short Term Disability Claim is Denied?
  104. Has Lincoln Contacted You About Your Liberty Disability Claim?
  105. I have both an individual disability insurance policy, which I purchased on my own, and a group disability insurance policy through my employer. Will I be able to recover benefits from both insurance policies if I become disabled?
  106. How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?
  107. How Can I Protect Myself At A Hartford IME Exam?
  108. How can one disability company approve my claim but my other disability company has denied my claim?
  109. How can the disability insurance company deny my claim if my doctor has not released me to return to work?
  110. How do disability insurance companies calculate lump-sum buyouts?
  111. How Do I Ask My Doctor for Disability?
  112. How do I determine my date of disability?
  113. How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?
  114. How do I know if my disability policy is subject to ERISA?
  115. How do I obtain a copy of my long term disability insurance policy or disability plan?
  116. How does a disability insurance company determine my Regular Occupation?
  117. How does an individual disability claim differ from an ERISA group disability claim?
  118. How Does Hartford Long Term Disability Work?
  119. How Does Having A Disability Lawyer Help Me Fight For Metlife Disability Benefits?
  120. How does the Social Security Administration determine if a person is eligible for social security disability benefits?
  121. How Does UNUM Define Disability?
  122. How Important is Doctor Support in Securing Disability Insurance Benefits?
  123. How important is the support of my treating physician?
  124. How long do I have to be disabled before I can file a claim for social security disability benefits?
  125. How Long Does Long Term Disability Take to Process?
  126. How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?
  127. How Long Does UNUM Long Term Disability Last?
  128. How long is the disability insurance company required to pay once my disability claim is approved?
  129. How Long Do You Have To Be Out Of Work To Apply For Long Term Disability?
  130. How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
  131. How often can my disability insurance company require a Claimant Statement?
  132. How often does the disability insurance company expect a disability claimant to treat with a doctor?
  133. How often does the Social Security Administration evalaute a claimant’s eligibility for SSDI benefits?
  134. How Do I Qualify for Disability Insurance Benefits?
  135. How Do I Win My Disability Benefit Appeal?
  136. How To Get Approved for MetLife Disability Insurance Benefits
  137. How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?
  138. If a disability insurance claimant dies can any family members continue to collect the decedent’s long term disability benefits?
  139. If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?
  140. If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?
  141. If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?
  142. If I am physician claiming long term disability, can I treat myself?
  143. If I can not afford medical treatment can I still collect disability insurance benefits?
  144. If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
  145. If I Have Physical and Mental Disabling Conditions Will My Disability Benefit Be Subject to a Limited Pay Period?
  146. If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
  147. If my disability insurance claim denial is reversed will I receive interest?
  148. If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?
  149. If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?
  150. If my long term disability claim is wrongfully denied will the insurance company pay my attorney’s fee if I win my case?
  151. If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?
  152. If my social security disability claim was denied will my disability insurance claim be denied?
  153. What are the important steps to take when filing an ERISA disability denial appeal?
  154. What can I do when the insurer fails to make a decision on my appeal within the required timeframe?
  155. Is a Claimant’s Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
  156. Is a Field Interview Request By A Disability Insurance Company a Bad Thing?
  157. Is a Long-Term Disability Policy Buyout A Good Option?
  158. Is an FCE Exam Good or Bad for a Long Term Disability Insurance Claimant?
  159. Why is ERISA an unfair law for disability insurance claimants?
  160. Is It Hard To Get Approved For Long Term Disability Insurance?
  161. Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?
  162. Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
  163. Is my disability insurance policy subject to or governed by ERISA?
  164. Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
  165. Is My “No-Fault” Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
  166. Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?
  167. Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?
  168. Is Your Disability Insurance Claim a Physical or Mental Disability Condition?
  169. Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?
  170. Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?
  171. What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?
  172. What should I expect at a medical examination requested by Unum disability insurance company?
  173. Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?
  174. What Are My Options Following A Private Disability Insurance Claim Denial?
  175. Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?
  176. How do I prepare for an IME Exam requested by Disability Insurance Company?
  177. If I am receiving disability insurance benefits, can the disability insurance company use my spouse’s income or retirement benefits to offset my monthly disability benefit payment?
  178. Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?
  179. Should I allow my disability insurance company to interview me in my home?
  180. Should I speak with an attorney prior to filing my long-term disability insurance claim?
  181. Should I stop paying my disability insurance premiums even though my claim decision is pending?
  182. Should I Let My Doctor Be Interviewed By The Insurance Company?
  183. Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?
  184. What Happens if I Sue Dearborn Before They Decide on My Long Term Disability Benefit Appeal?
  185. The Long-term Disability Medical Consultant review. What is it? What can be expected?
  186. Do I Have A Time Limit To File An ERISA Disability Lawsuit?
  187. Top 5 Causes of Disability Insurance Claims
  188. What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?
  189. Total v. Residually Disability Benefits: The Ongoing Battle?
  190. If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?
  191. What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?
  192. What are my options if my long term disability insurance claim has been denied?
  193. What are self reported condition limitations in a group long term disability insurance policy?
  194. What are the ERISA disability appeal deadlines and why 180 days?
  195. What are the five most common reasons for a long term disability insurance claim denial?
  196. What are the most common disabling conditions for a long term disability claim?
  197. What can I do if the disability insurance company is delaying disability payments?
  198. What can I do to protect myself during an IME exam requested by my disability insurance company?
  199. What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
  200. What does attorneys Dell & Schaefer charge for the representation of disability insurance claimants?
  201. What Does It Mean If My Disability Insurance Company Says I Am Malingering?
  202. What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?
  203. What does it mean when a disability insurance company pays disability benefits under a “reservation of rights”?
  204. What happens when a long term disability insurance company requests to do a field interview regarding your claim?
  205. What is a Functional Capacity Exam (FCE) and should I go to a FCE?
  206. What is a “Gainful Occupation” under a Disability Insurance Policy?
  207. What is a lump sum buyout?
  208. What Is A Medical Consultant Review Request By A Disability Insurance Company?
  209. What is a REMAND in an ERISA Disability Insurance Lawsuit?
  210. What is a residual disability income claim?
  211. What is an “any occupation” definition of disability?
  212. What is An ERISA Disability Lawsuit and What Should I Expect?
  213. What is an “own occupation” definition of disability?
  214. What is ERISA?
  215. What is the Accident v. Sickness provision in my disability insurance policy?
  216. What is the Administrative Record in an ERISA disability appeal?
  217. What is the appeal process if my Social Security Disability Claim has been denied?
  218. What Must I Do If My ERISA Disability Claim Is Denied?
  219. What Should a Claimant Expect When Suing Cigna or any other disability company for Long Term Disability Benefits?
  220. What Should a Dentist Expect When Filing a Long Term Disability Benefit Claim?
  221. What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?
  222. What should I expect if I apply for residual disability insurance benefits?
  223. What Should I expect if Metlife wants to send someone to Interview me?
  224. What should I expect when I attend an IME exam requested by my disability insurance company?
  225. What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
  226. What should I be aware of if I am buying a disability insurance policy?
  227. What time frames apply to an ERISA disability appeal?
  228. What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
  229. What type of doctor should I be treating with in order to claim long term disability benefits?
  230. What types of medical conditions are most commonly challenged by disability insurance companies?
  231. When Is The Best Time To File A Long Term Disability Benefit Claim?
  232. When is the Best Time to Submit a Claim for either STD or LTD insurance benefits?
  233. When should a disability claimant suspect that their disability insurance company is doing video surveillance?
  234. When Should You Hire A Disability Insurance Attorney?
  235. Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?
  236. Who are the largest private and group disability insurance companies?
  237. Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
  238. Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?
  239. Why are disability insurance policies difficult to understand?
  240. Why consider a lump-sum buyout of your disability insurance policy?
  241. Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?
  242. Why do disability insurance companies conduct secretive video surveillance?
  243. Why does the disability insurance company request my tax returns?
  244. Why is a different company handling my claim for short or long term disability benefits?
  245. Why is it important to hire a disability attorney experienced in handling ERISA disability claims?
  246. Why is it important to have a disability attorney when applying for disability insurance benefits?
  247. Why is my disability insurance company requesting an IME exam?
  248. Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?
  249. Why Should A Claimant Take Their Time Filing an ERISA Disability Appeal Letter?
  250. Why should I hire a disability insurance attorney to submit my ERISA Appeal?
  251. Why was ERISA created?
  252. Will a disability insurance company watch me on Facebook or other social media sites?
  253. Will my disability insurance company give me a copy of the IME report?
  254. Will the disability insurance company pay my attorney fees and cost if I win my Appeal?
  255. Will the disability insurance company pay my doctor to complete an Attending Physician Statement?
  256. Will the insurance company pay me long term disability benefits while my appeal or lawsuit is pending?

Disability Insurance Law Research

  1. $1,000,000 in Unum Disability Benefits for an Attorney, Blackmail, and Supreme Court Denies Cert!
  2. 10th Circuit Court of Appeals validates MetLife’s accidental death and dismemberment denial
  3. 12 years of disability payments paid, but CIGNA suddenly determines claimant can perform sedentary job
  4. 3 Ways Hartford Wrongfully Denied Long Term Disability Insurance Benefits to Claimant with MS
  5. 4 reasons that make a disability insurer’s denial of benefits arbitrary and capricious
  6. 5 Frequently Asked Questions About Disability Insurance, Answered
  7. Federal Court provides 5 reasons CIGNA wrongfully denied disability benefits to man suffering from chronic fatigue syndrome
  8. Top 5 Reasons for Claim Denial When Applying for Cigna Disability Benefits
  9. 7th Circuit Recognizes Chronic Debilitating Effects Of Fibromyalgia
  10. 8th Circuit Court of Appeal Overturns Award of LTD Benefits for Disabled Walmart Employee
  11. 9th Circuit Clarifies The Definition Of “Sedentary Work”
  12. 9th Circuit Holds That Release In Plaintiff’s Wrongful Termination Lawsuit Bars Subsequent ERISA Benefits Claim
  13. A Claimants View of a Standard Insurance Company Disability Benefit Claim
  14. A classic Unum Provident denial
  15. A Letter to Cigna CEO Following Denial of Disability Benefits to a Wheel Chair Bound Woman
  16. A New Bait and Switch Tactic by Unum Disability Insurance Company
  17. A Successful California Disability Insurance Claim Does Not Require “Absolute Helplessness”
  18. Accidental Death Benefit Denied By National Union Fire Insurance Due To Language of Policy Exclusion
  19. Accidental death & disability dismemberment; AIG reversed by Colorado Court
  20. ACI Recognizes Gregory Dell as a Disability Expert
  21. Former Aegon USA employee suffering with multiple sclerosis sues CIGNA for denial of disability insurance benefits
  22. Aetna and The Rawlings Company LLC Seek to Reduce Your Disability Benefit
  23. 1st Circuit Affirms Holding That Claim Is Not Subject To Pre-Existing Condition Provision
  24. Court Upholds Aetna’s Denial of Accidental Death Benefits Under Intoxication Exclusion
  25. Aetna denial of long-term disability benefits for chronic fatigue syndrome upheld by Court
  26. Aetna Life Insurance Company denies disability benefits and claims physical therapist with back disorder can perform “reasonable occupation”
  27. Aetna Disability Benefit Denial for Former Boeing Employee is Upheld by Appeal Court
  28. Aetna Disability Denial of Marriott Employee Upheld by Louisiana Federal Judge
  29. Aetna fails to review Bank Of America employee’s ERISA disability benefit appeal timely resulting in lawsuit by an Illinois disability lawyer
  30. AETNA Life Insurance Company sued for failure to pay out disability benefits to ex senior nurse suffering from disabling mental conditions
  31. Aetna Gets Thrashed by Judge Thrash For Denial of Long Term Disability Insurance Benefits to an Aetna Employee
  32. Aetna Life Insurance Company Ordered by Federal Court Reconsider the Claim of Amazon Employee Disabled Due to Urinary Incontinence
  33. Aetna Long Term Disability Lump Sum Buyout or Settlement
  34. Court Finds Aetna Had No Credible Argument Whatsoever To Support Its Decision To Deny Benefits To Claimant With MS
  35. Aetna Ordered to Produce Internal Statements of Policies, Procedures and Guideline Relative to Claimant’s Long-Term Disability Claim
  36. Aetna refuses video recording of IME and threatens to deny disability benefits unless claimant agrees to sign IME doctor’s authorization form
  37. Aetna Life Insurance Company sued by Bank of America and Huhtamaki employees for failing to provide ERISA benefits
  38. Aetna Is Sued For Failure To Pay ERISA Benefits To Boeing Employee For Injuries Sustained In A Shooting
  39. Disability attorney sues Aetna Life Insurance for failure to pay short term disability benefits to Huhtamaki Americas employee
  40. AETNA Life Insurance Company ordered by West Virginia Federal Judge to reevaluate denial of disability benefits to Bristol-Myers Squibb Manager
  41. Aetna’s denial of disability benefits for human resource generalist is upheld after claimant’s definition of disability changes from “own occupation” to “any occupation”
  42. Affidavit from former Unum Provident employee
  43. After paying for 13 years Unum Denies Disability Benefits to Woman with Lyme Disease and Endometriosis
  44. After being denied disability benefits, Rabbi suffering from bipolar disorder sues CIGNA
  45. After Appeal by Dell & Schaefer, Cigna overturns its decision to deny Short Term Disability Benefits
  46. AIG American General Disability Benefits Overview & Tips to Get Approved
  47. AIG Repeatedly Denies Disability Benefits to a Colorado Woman with Fibromyalgia After Change of Disability Definition
  48. Alabama Court Refuses To Consider Additional Medical Evidence Submitted After Metlife’s Denial Of Claimant’s One Mandatory ERISA Disability Appeal
  49. Disability insurance claimant’s allegation of bad faith against Unum Provident is disallowed due to ERISA regulations
  50. Ambiguous Disability Policy Language is Construed in Favor of Disability Claimant with Berkshire Life Policy
  51. American Red Cross Worker Sues Reliance Standard Life Insurance Company For Wrongful Termination of Long Term Disability Benefits
  52. An undiagnosed pre-existing condition will not result in denial of long-term disability benefits
  53. Anesthesiologist files lawsuit against Paul Revere Life Insurance Company alleging wrongful deduction of social security retirement benefits
  54. Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court
  55. Another Cigna Hired Gun Doctor To Be Exposed!
  56. Another study confirming that medication overuse can make headaches worse
  57. Anthem Disability Claim Denial Reversed by Nevada Court
  58. “Any occupation” disability insurance claim discussed by a California Disability Lawyer
  59. What to Know About Appealing Guardian Disability’s Denial of Your Claim
  60. Appeals Court Upholds Hartford’s Termination of Disability Benefits
  61. Appellate Court denies Liberty Mutual’s attempt to recover $163,661.57 in disability benefits paid to disability claimant and business owner
  62. Appellate Court finds Wachovia and Liberty Mutual’s review of objective evidence of disabling migraine headaches was unreasonable (Part II)
  63. Appellate Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  64. Appellate Court upholds Prudential’s decision denying disability benefits to insured when he refused to attend an IME Exam
  65. Application Tips: Lloyds of London Disability Benefits – Top Denial Reasons
  66. Application Tips: Northwestern Mutual Disability Benefits – Top Denial Reasons
  67. Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
  68. Are attorney fees payable in long term disability insurance cases governed by ERISA?
  69. Are Cigna Short Term Disability Denials on the Rise?
  70. Are Independent Medical Evaluation (IME) Providers Really “Independent”?
  71. Are the opinions of your treating physician’s entitled to more deference?
  72. Arizona Court rules Provident wrongfully terminated disability benefits to insurance manager with CFS (Part II)
  73. Arkansas Court Reverses Liberty Life’s Disability Denial for a Nurse
  74. Arkansas disability attorney filed lawsuit against Sun Life and Health Insurance Company on behalf of disabled Buford Media Group, LLC’s Office Manager for denial of disability benefits
  75. Assurity Disability Benefit Overview and Legal Tips To Get Paid
  76. Asurion Employee Files Lawsuit Against Life Insurance Company Of North America For Wrongful Termination Of Long-Term Disability Benefits
  77. AT&T employee with back injury sues Sedgwick Claim Management Services, Inc. for denial of short term disability benefits
  78. Attorney sues Unum to recover benefits after Unum terminates disability claim after learning attorney committed fraud; Unum counterclaims for over $1 million in overpaid benefits
  79. Attorneys Dell & Schaefer 2016 Employee Halloween Costume Contest
  80. Attorneys Dell & Schaefer and Art Serve present Lee Berlin – Evolution
  81. Attorneys Dell & Schaefer file class action law suit against Prudential
  82. Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
  83. Attorneys Dell & Schaefer’s client takes her case to trial against Prudential in Hawaii District Court
  84. Back Pain and Long Term Disability Insurance Claims
  85. Bank of America, Boeing, and Cytec Industries employees file lawsuits against Aetna Life Insurance Company over disability benefits
  86. Long time Bank of America employee sues AETNA for denial of disability benefits
  87. Beware of the CIGNA “Vocational Rehabilitation Assistance Program”
  88. Beware of buried language in Prudential long term disability insurance policy
  89. Beware of Unfavorable Language Limiting the Maximum Pay Period of Neuromuscular, Musculoskeletal or Soft tissue Disorder in MetLife Group Long-term Disability Policies
  90. Beware of unreasonable Prudential Disability Insurance lump sum buyout offer
  91. Beware of Traveling While on Disability with Unum
  92. Boeing Employee Suffering From Severe Chronic Back Pain Sues Aetna For Denial Of ERISA Benefits
  93. Bon Secours Employee Wins Lawsuit Against Unum who had Denied Him Disability Benefits
  94. Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum Life Insurance Company of America in Indiana
  95. Boston Mutual can not recover $163,000 overpayment to long-term disability claimant (Part II)
  96. Bridgestone employee sues Liberty Life Assurance Company of Boston for long term disability benefits
  97. Broadspire and Aetna deny long-term disability benefits to manager suffering from fibromyalgia, arthritis and cervical disc disease
  98. Broadspire ordered to pay disability insurance benefits but not attorney fees
  99. Broadspire Services terminate long-term disability benefits after paying for 8 years
  100. Broadspire’s attempt to deny disability benefits after paying for 10 years is denied
  101. California Consultant sues Northwestern Life Insurance Company for unpaid disability benefits
  102. California Court Agrees with MetLife’s Denial of Dismemberment Claim
  103. California Court denies Plaintiff’s Attempt to Introduce New Medical Information During ERISA Disability Lawsuit Against Hartford for Long Term Disability Benefits
  104. California Court Finds Anthem’s Long Term Disability Denial Unreasonable
  105. California Court holds that Hartford Abused Its Discretion in Denying Amazon.com employee LTD Benefits
  106. California Court orders CIGNA to disclose amount paid to MES Solutions for medical reviews
  107. California Federal Court Overturns MetLife’s Denial of Disability Benefits
  108. California Federal Court Overturns MetLife’s Denial of Disability Benefits
  109. California Court Overturns Prudential Denial of Disability Benefits
  110. California Court Overturns Prudential Denial of LTD Benefits
  111. California Court Reverses Sunlife Disability Denial for Woman with Fibromyalgia
  112. California Court Rules Disability Claim Accrues When Disability Terminates
  113. California Court Rules That Hartford Acted Unreasonably and Reverses Disability Denial
  114. California disability attorney sues Standard Insurance Company for denial of long term disability benefits payments to paraplegic
  115. California Disability Insurance Attorneys Battle Discretionary Clauses Daily
  116. California disability policyholders seek class action against UnumProvident
  117. California Federal Court Finds Coverage Provision in Aetna Long-term Disability Plan to Be Ambiguous
  118. California Federal Court Finds Man Disabled, Overturns Unum’s Decision that denied Long Term Disability Benefits
  119. California Federal Court Finds That MetLife Abused Its Discretion And Awards Financial Analyst Long-Term Disability Benefits
  120. California Federal Court Orders Metropolitan Life Insurance Company to reinstate benefits to disabled analyst
  121. California Federal Court rejects Prudential’s attempt to limit claim
  122. California insurance commisioner seeks disability changes
  123. California Judge grants disability claimant’s request to investigate Hartford Life And Accident Insurance Company’s relationship with hired doctors
  124. California lawmakers want to assist disability insurance claimants
  125. California State Disability Benefits Process is Now Online!
  126. Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
  127. Can CIGNA approve disability benefits but deny life insurance waiver of premium?
  128. Can disability insurer force doctor to have surgery?
  129. Can Medical Records Created After the Eligibility Period Support a Claim for Disability Benefits?
  130. Can UNUM Be Sued for Defamation in a Disability Insurance Case?
  131. Can Unum Deny My LTD Benefits After Paying For 15 Years?
  132. Can UNUM Deny LTD Benefits When Plaintiff Proves Eligibility by a Preponderance of the Evidence?
  133. Cancer and Long Term Disability Insurance Policies
  134. CFO Sink announces future initiative to improve record keeping of civil remedy notices
  135. Former Charles Schwab Corporation employee sues Liberty Life Assurance Company of Boston for denial of long term disability benefits
  136. Chronic Fatigue by Trine Tsouderos
  137. Cigna Admits Error In Denying Disability Benefits
  138. CIGNA can not change ERISA standard of review
  139. CIGNA can not raise new arguments for disability insurance claim denial at the trial level
  140. Cigna Denies Disability Benefits, But Additional Information Could Have Resulted In A Victory
  141. Cigna denies disability benefits to former Healthsouth Corporation nurse after paying for 11 years
  142. CIGNA Life Insurance Company denies disability benefits yet social security disability benefits are approved
  143. CIGNA denies disability claim and gets sued by neurologist
  144. CIGNA denies disability insurance benefits to Engineering Manager with Stage 4 cancer
  145. Cigna denies Herff Jones Inc. employee disability benefits after she is diagnosed with multiple sclerosis
  146. 20 years of receiving disability insurance benefits and CIGNA denies woman’s benefits three separate times
  147. CIGNA destroys copy of accidental disability insurance policy but claimant is able to prove existence of policy and obtain benefits
  148. CIGNA Disability Claim Denial: A Claimant’s View
  149. Cigna disability video surveillance is common but hiding the results is not
  150. CIGNA entitled to recover social security disability benefit overpayment
  151. Cigna Exposes Disability Plan Administrator To $9,900 ERISA Penalty For Failure To Produce Plan Documents
  152. CIGNA faces a lawsuit by American Homecare Supply Respiratory therapist for termination of disability benefits
  153. Cigna failed to follow proper claim denial procedure, nurse’s right to pursue disability law suit under ERISA supported by district court
  154. CIGNA / LINA fined $600,000 and required to reconsider prior disability denials
  155. CIGNA/LINA sued for denying waiver of life insurance premium to caretaker of disabled and mentally challenged adults
  156. CIGNA (LINA) terminates disability payments to woman with multiple sclerosis
  157. CIGNA / LINA wrongfully relies upon surveillance video to deny long term disability insurance benefits
  158. CIGNA long term disability denial is reversed by New York Federal Judge
  159. Cigna Denial of LTD Benefits for Schlumberger Shop Manager Upheld
  160. Cigna Makes Disability Insurance Claim Claimant Live in Fear of Claim Denial
  161. CIGNA ordered to pay disability benefits to hr administrator diagnosed fibromyalgia
  162. Cigna ordered to re-review denial of long-term disability benefits for Senior Vice President at Salomon Smith Barney
  163. Missouri Court Orders Cigna to Pay LTD Benefits to Medical Sales Executive
  164. CIGNA pays disability benefits for 10 years, offers a lump sum buyout and then denies disability claim
  165. CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials
  166. CIGNA Group Insurance and Subsidiaries sued in Alabama, New York and Michigan for allegedly acting arbitrarily and capriciously in denying claims for long term disability benefits
  167. CIGNA terminates disability insurance benefits as claimant’s back condition gets worse
  168. CIGNA has three new lawsuits to deal with for unpaid disability benefits
  169. CIGNA under fire in Minnesota Federal Court for termination of claimant’s disability benefits
  170. CIGNA’s wrongful termination of disability waiver of life insurance premium reversed by court
  171. CIGNA’s attempt to limit claimant to a maximum of 2 years of long-term disability benefits limitation for an organic brain disorder such as bi-polar is reversed by the District Court
  172. Cigna’s Disability Denial Of Woman With Chronic Pain and Depression Reversed And Not Subject to Mental Nervous Limitation
  173. Cigna’s latest strategies for handling and denying disability benefit claims
  174. Cigna’s Termination of Disability Benefits was Arbitrary and Capricious
  175. Cigna Long Term Disability Insurance Settlement Agreement Information
  176. City University Of Medicine & Bioscience former employee disabled by back disorder sues Reliance Standard Life Insurance Company for denial of disability benefits
  177. Claimant with Fibromyalgia and CRPS Battles Sunlife for 5 Years Seeking Disability Benefits
  178. Claimant with Fibromyalgia and CRPS wins minor victory when U.S. Court of Appeals Vacates Judgment and Remands Case back to Sun Life for Re-evaluation
  179. Claimant is Ordered to Pay Attorney Fees to Standard for Failing to Exhaust Her Administrative Remedies
  180. Claimant Unsuccessful in Disability Insurance Lawsuit against Boston Mutual Life Insurance Company in a Louisiana Lawsuit
  181. A Claimant’s View of a Prudential Disability Benefit Denial
  182. Claimant Wins Summary Judgment Motion against MetLife After Court Determined that MRI was Sufficient to Diagnose Radiculopathy
  183. Claimants under HSBC North America Holdings, Inc. Group Long Term Disability Benefits Plan sue Unum Life Insurance of America in Illinois and Nevada
  184. Clopay Corporation Customer Service Representative Sues Prudential For The Wrongful Denial Of Long-Term Disability Benefits
  185. CNN article discussing disabling chronic pain conditions for women
  186. CNN Publishes Story on Lyme Disease as a Disabling Condition
  187. Colorado District Court overturns denial of benefits by Life Insurance Company of North America
  188. Two Comcast employees and a registered nurse file three ERISA lawsuits against Liberty Life Insurance in Pennsylvania for denial of disability benefits
  189. Companion Life wrongfully relies on 22 minutes of video surveillance to deny disability insurance benefits
  190. Continental Casualty denies sales manager’s claim for disability benefits due to untimely filing of application
  191. Continental Insurance Company ordered to pay long-term disability benefits to bank employee
  192. Appellate Court Agrees with Zurich Decision to Deny Accidental Death Benefits to Wife of Man with Cardiac Condition
  193. Court Agrees: Principal Life Correctly Terminated Disability Benefits
  194. Court Agrees with Sedgwick and Finds Plaintiff’s ERISA Lawsuit is Time-Barred
  195. Court agrees with Unum’s denial of long term disability benefits to man suffering with rheumatoid arthritis and osteoarthritis (Part II)
  196. Court Allows Additional Evidence at Trial in ERISA Disability Case
  197. Court Allows Aetna to Use the Dictionary of Occupational Titles to Deny LTD Benefits
  198. Court Awards Attorney’s Fees After Disability Insurance Claim is Remanded Back to Sun Life
  199. Court rules Cigna cannot use 24 month mental health limitation to deny disability benefits
  200. Court Compels Metlife To Reconsider Its Decision To Terminate Claimant’s Long-Term Disability Benefits
  201. Court Criticizes Lina For Failing to Perform Independent Examination
  202. Court Denied American General’s Motion for Partial Summary Judgment
  203. Court of Appeals denies appeal for Business Executive claiming disability benefits due to lower back injury against Metropolitan Life Insurance Company
  204. Court Finds MetLife Has No Right To Request An IME After Unnecessary Delay
  205. Court Finds Multiple Errors and Orders Aetna to Pay Claimant Long Term Disability Benefits
  206. Court Finds Objective Evidence Alone, Without Supporting Subjective Evidence, Is Not Enough To Prove Disability, Rules in Favor of Hartford
  207. Court Finds Prudential Abused its Discretion in Denying LTD Benefits
  208. Court Finds Sedgwick Wrong to Deny Benefits Without Considering Claimant’s Actual Job Duties
  209. Court grants partial summary judgment in favor of Plaintiff, remanding claim back to Aetna to review records it failed to review during the appeals process
  210. Court Holds Plaintiff’s State Claims Preempted by ERISA and Dismissed Complaint
  211. Court holds that decedent did not intentionally misrepresent a prior medical condition in his application for life insurance benefits
  212. Court Of Appeals agrees with Texas Judge that UNUM did not abuse its discretion in denying Accenture LLP’s employee’s claim for disability benefits
  213. Court Orders Aetna to Pay Disability Benefits when Plaintiff was Found Capable of Working
  214. Court Orders Aetna to Reconsider Termination of Disability Benefits Where Aetna Completely Ignored Treating Doctors Records and Recommendations
  215. Court orders Citigroup and MetLife to answer discovery request exposing conflict of interest in long-term disability benefit denial
  216. Court Orders Hartford to Disclose Relationship with University Disability Consortium
  217. Court Orders Liberty to Pay LTD Benefits to Plaintiff Who Proved She was Disabled
  218. Court Orders Life Insurance Company Of North America To Pay Claimant Long-Term Disability Benefits
  219. Court Orders Metlife to Re-evaluate the Denial of Disability Benefits to Citibank Employee
  220. Court Orders Principal Life to Pay Long-Term Disability Benefits to Plaintiff
  221. Court Orders Principal Life to Reinstate Long Term Disability Benefits
  222. Court orders Prudential to re-evaluate long-term disability claim of engineer suffering from chronic fatigue syndrome and fibromyalgia
  223. Court Orders Sedgwick to Pay Disability Benefits to Claimant with Carpel Tunnel Syndrome Even though the Employer Offered Her Accommodations
  224. Court Orders United of Omaha to Pay Death Benefit, Attorney’s Fees and Prejudgment Interest
  225. Court Orders UNUM to pay over one million dollars in attorney fees for long-term disability denial
  226. Court Orders Western & Southern Financial Group to Pay Short Term Disability Benefits
  227. Court overturns United of Omaha’s termination of Plaintiff’s benefits after performing an unfair “any occupation” review
  228. Court Rejects Expanded Mental Illness Limitation to Coverage
  229. Court Remands Fibromyalgia Case for Further Consideration after Finding MetLife Failed to Consider FCE Report and Vocational Evaluation
  230. Court Remands Finding That Reliance Arbitrarily Denied Disability Benefits
  231. Court Remands Sun Life to Consider Social Security’s Decision to Award Plaintiff Disability Benefits
  232. Court Remands to Sedgwick for Reevaluation of Its Denial of Claim for Disability Benefits
  233. Court reverses CIGNA disability denial for man with knee disorder
  234. Court reverses MetLife’s denial of long term disability benefits for graphic designer suffering with fibromyalgia
  235. Court reverses Prudential’s decision to deny long-term disability benefits to computer software engineer
  236. Court Rules Aetna Erred in Denying Long term Disability Benefits
  237. Court Rules Against United of Omaha’s Determination of Disability Date
  238. Court Rules Against Unum Holding Plaintiff’s Plan is Exempt from ERISA Coverage
  239. Court Rules for Paul Revere/UNUM and Holds Plaintiff is not Totally Disabled
  240. Court Rules Plaintiff Filed Lawsuit Before Trustmark Denied His Claim
  241. Court Rules Proper Standard of Review is Abuse of Discretion
  242. Court Rules That Sun Life Did Not Properly Review a Mental Nervous Disability Claim
  243. Court Rules That Walgreens Employee’s Long Term Disability Claim Lawsuit Shall Not Be Dismissed
  244. Court Sides with PNC: A Claimant Must Provide Proof of How Condition is Disabling
  245. Court stops UNUM from denying disability benefits based on the plan’s “Self-Reported Symptoms Limitation”
  246. Court Takes Sun Life To Task For Denial Of Disability And Life Insurance Benefits Of Man With Brain Tumor
  247. Court Throws Out Disability Benefit Denial Based on Aetna’s Internal Physicians’ Review
  248. Court to hear case that could help workers claim benefits
  249. Court upheld Standard’s decision to deny disability benefits
  250. Court upholds Hartford’s denial of long-term disability benefits to a quality technical specialist suffering from cervical disc herniations and vertigo
  251. Court Upholds Principal Life’s Denial of Extended Disability Benefits
  252. Court upholds Standard Insurance Company’s denial of disability benefits, despite claimant’s approval of social security disability benefits
  253. Court Upholds Standard’s Termination of Long-Term Disability Benefits
  254. Credibility Judgments Without IME Lead to Remand Back to Libery Life for Full and Fair Review in Kentucky ERISA Disability Lawsuit
  255. Criminal-Act exclusion does not apply without sufficient causal nexus
  256. CUNA Mutual terminates disability benefits to woman suffering from depression and lyme disease
  257. Cytec Industries and Broadspire Services discontinue disability insurance benefits for army veteran suffering from PTSD
  258. Is De Novo Review Correct Standard When AIG Failed to Comply with ERISA Regulations in Terminating LTD Benefits?
  259. Dearborn National/Dearborn Group is watching Disability Insurance Attorneys Dell & Schaefer
  260. Dell & Schaefer files lawsuit against Cigna in Hawaii to secure short and long-term disability benefits on behalf of pharmaceutical sales representative
  261. Dell & Schaefer Managing Partner Gregory Dell Named to 2014 Best Lawyers® in America List
  262. Delta Air Lines Customer Service employee files lawsuit against Sedgwick Claims Management Services, Inc. for denial of disability benefits
  263. Dental surgeon sues Paul Revere Life Insurance Company for wrongful denial of long-term disability benefits
  264. Dentist awarded $1.21 Million for past and future benefits and bad faith damages
  265. Dentist and doctors: beware of the Standard Insurance Company Group’s long-term disability policy
  266. Dentist sues disability insurance carrier, third party administrator and allegedly independent medical examiner as a result of their conspiracy and bad faith actions to wrongfully deny disability benefits
  267. Dentist wins right to apply stricter standard of review in her case against Hartford for a claim for long-term disability benefits
  268. Department of Labor Issues New Disability Claims Regulations Under ERISA Affecting Disability Claims Filed in 2018
  269. Diagnosis of insured’s medical condition after termination of employment does not preclude disability claim
  270. Did LINA wrongfully deny disability payments to claimant with multiple sclerosis? (Part II)
  271. Did U.S. Life Breach its Contract When it Denied Total Disability Claim of ABA Policy Holder?
  272. Director disabled by heart disease takes Prudential to Illinois Court after denial of long-term disability benefits
  273. Disability attorney and client suffering from fibromyalgia and hypertension sue UNUM for unpaid long term disability benefits
  274. Wisconsin disability attorney and client sue Prudential Life Insurance for its “baseless” denial of ERISA disability benefits
  275. Disability Attorney Gregory Dell Appears on the Ed Tyll Radio Show
  276. Disability attorney wins claim for Chronic Fatigue Syndrome client against Unum Provident (Part II)
  277. Disability battle against Verizon and Broadspire long-term disability plan lingers in courts for years
  278. Disability benefit denial lawsuit against Liberty Life and HSBC can proceed
  279. Disability benefits lawsuit against Fortis Benefits Insurance Company dismissed by West Virginia Federal Court
  280. Disability Claimant’s Inability to Pass Employer’s Mandatory Drug Test Policy Due to Pain Medications Results in Award of Disability Benefits
  281. Disability Companies Are Wrongfully Using the 24 Month Mental Nervous Limitation
  282. Disability company ignores evidence of disabling back pain and Federal Court reverses disability benefit denial
  283. Disability Denial Remanded to Anthem for Analysis of Claimant’s Job Duties
  284. American United Life Insurance disability denial reversed for woman with fibromyalgia, depression and migraines
  285. Disability Income Benefits: The Complex Application Process
  286. Disability income often require attorney expertise
  287. Disability insurance Attorneys Dell & Schaefer hope Governor Schwarzenegger will sign bill banning discretionary clauses in long term disability policies
  288. Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
  289. Disability insurance benefits lawsuit against Prudential Insurance Company is dismissed by Pennsylvania Judge
  290. Disability insurance claimants may be entitled to interest if benefits are wrongfully denied
  291. Disability insurance companies challenge heart disease disability insurance claims
  292. Disability Insurance Companies Deny Claims Based on Non Compliance
  293. Disability Insurance Company Cigna Earns $294 Million in Second Quarter
  294. Long Term Disability Insurer the Standard May Seek Recoupment for an SSDI Overpayment from a Claimant Who Declared Bankruptcy
  295. Disability insurers are overloading social security by making insured’s file false claims
  296. Disability lawsuit against MetLife alleges insurance company refuses to pay disabled claimant
  297. Disability lawsuit filed against The Standard Insurance Company for denial of disability benefits to man suffering with hepatitis C
  298. 5 disability lawsuits recently filed against UNUM in TN, OH, MO, and MI
  299. Disability plan administrator cannot use theoretical job as basis to deny claim
  300. Disability policy covering only employers not subject to ERISA jurisdiction
  301. Disabled attorney forced to sue UNUM for her disability benefits
  302. Disabled employee of University Of California Davis diagnosed with fibromyalgia sues Liberty Mutual for denial of disability benefits and seeks punitive damages
  303. Disabled engineer from Philips Electronics North America sue Sedgwick Claims Management Services Inc. for denial of long term benefits claim
  304. Disabled Georgia man sues Boston Mutual for denial of disability benefits
  305. Disabled IKA Works, Inc. employee sues the Prudential Insurance Company of America to compel payment of disability benefits under an ERISA plan
  306. Disabled project manager filed lawsuit against Unum for refusal to pay disability benefits
  307. Disabled South Carolina doctor sues Berkshire Life for disability benefits
  308. Disabled Unisys network design engineer sue Aetna Life Insurance Company seeking payment of long term disability benefits
  309. Discovery requests in ERISA disability cases are found to be limited
  310. Discretionary Clause in Boeing’s Long-term Disability Plan Found to Be Legal, Despite California Statute Banning Discretionary Clauses
  311. District Court Affords Greater Weight To SSDI Award Than Surveillance Footage
  312. District Court Holds That Reliance Standard Did Not Properly Consider Whether Traveling Nurse Could Perform The Material Duties Of Her Regular Occupation
  313. District Court Ordered to Evaluate Unum’s Pre-Existing Condition Claim
  314. United States District Judge Rules that Unum’s Decision to Deny Continued LTD Benefits Was Wrong because It Failed to Consider Relevant Evidence
  315. 56-Year-Old Disabled District Manager Of Dollar Financial Group Sues Aetna For Denial Of Disability Benefits
  316. Do I Qualify For Total Disability Insurance Benefits In Texas?
  317. Do Not Sleep on Your Rights to Disability Benefits
  318. Do You Know The Differences Between ERISA Disability Policy And NON-ERISA Disability Policy?
  319. Do You Know What Is Needed To File An ERISA Appeal?
  320. Do you trust disability insurance companies will pay benefits if you are disabled?
  321. Doctor files a Disability insurance lawsuit against Guardian Life Insurance
  322. Doctors with “Own Occupation” Group Disability Policies Beware
  323. Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
  324. Dow Chemical Employees May Always Get A Fair Review of Disability Denial
  325. DRS Technologies Employee Sues Prudential For The Wrongful Termination Of Long-Term Disability Benefits
  326. Duke University Doctor sues UNUM Life Insurance Company for long term disability benefits
  327. Eastman Chemical Company Employee Loses Lawsuit Against MetLife for Disability Benefits
  328. Eaton Corporation Employee Losses ERISA Disability Insurance Lawsuit as Court Says Ability to Perform Part-Time Works is Ability to Perform Any Occupation
  329. Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
  330. Former Aetna employee sues Aetna for denial of short-term disability benefits
  331. Employees of Boeing and Bank of America sue Aetna for denying disability benefits under ERISA regulations
  332. Epileptic auto technician sues Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) for denial of disability benefits
  333. Equitable Disability Insurance Claim Benefits Overview and Legal Tips
  334. ERISA disability benefits denied by Lumbermens Mutual casualty due to lack of objective evidence
  335. ERISA disability claimants can receive attorney fees with “some degree of success”
  336. ERISA Plaintiff granted disability benefits from Prudential for depression and anxiety
  337. ERISA policy holders have very few legal remedies
  338. ERISA Pre-emption: When does ERISA apply to a short term disability insurance plan?
  339. The evolution of denying fibromyalgia and chronic fatigue syndrome claims in group long term disability policies
  340. Northern District of Illinois determines the exception to The Standard’s “limited conditions” provision does not apply when plaintiff failed to provide current positive MRI evidence of a herniated disc
  341. Failure to file a timely ERISA disability appeal can eliminate your right to file a disability lawsuit
  342. Failure to treat your medical condition can lead to termination of long term disability benefits
  343. Federal Appeal Court Upholds District Court Order to FedEx to Pay Long Term Total Disability Benefits to Its Employee
  344. Federal Court Agrees with Aetna’s Termination of Disability Benefits
  345. Federal Court Examines Vocational Reviews and ERISA Disability
  346. Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee
  347. Federal Court Orders Anthem Life & Disability, to Reinstate Improperly Terminated Long Term Disability Benefits to a Fibromyalgia Claimant
  348. Federal Court Orders Principal Life Insurance Company to Pay Disability Benefits
  349. Federal Court Orders Unum to Release Documents Following Disability Insurance Denial
  350. Federal Court Reverses Unum’s Denial of Long-Term Disability Benefits
  351. Federal Court rules that degenerative arthritis of claimant’s knee was a “sickness” and not caused by an “injury”
  352. Federal Court Upholds Unum Disability Benefit Denial
  353. Federal District Court Overturns Hartford’s Denial of Long Term Disability Benefits
  354. Federal ERISA Lawsuit Filed Against CIGNA Following Its Decision to Terminate the Long-term Disability Claim of an Insured Suffering from Severe and Chronic Lower Back Pain
  355. Federal ERISA Lawsuit Filed Against Prudential After It Denies Long-term Disability Benefits to Insured With Parkinson’s Disease
  356. Federal Government Questions Financial Stability of MetLife
  357. Federal judge OKs class action status for suit against Unum Group
  358. Federal Judge orders Union Security (Assurant) to re-evaluate disability denial due to failure to consider risk of substance abuse relapse as disabling condition
  359. Federal Judge orders Sedgwick Claims Management to pay disability benefits to PNC Financial Services Group, Inc’s Collection/Recovery Team Manager
  360. Federal judge orders Sun Life to re-evaluate long-term disability benefit denial
  361. Federal judge reverses MetLife’s denial of disability benefits
  362. Federal judge reverses MetLife’s denial of long-term disability benefits to a senior project manager suffering from back pain
  363. Federal lawsuit against Hartford Insurance alleges company refuses to pay disabled Patriot Act analyst
  364. FedEx and Aetna Disability Benefit Claim Ruling is Great for Disabled FedEx Employees
  365. FedEx employee disability plan wrongfully denies LTD benefits without proving job exists for man to fill
  366. Fibromyalgia Claimant Wins MetLife Disability Insurance Lawsuit
  367. Fibromyalgia Claimants are Finally Being Heard: California Court Rules that Prudential May Not Deny Claim Based on Lack of Objective Evidence of Fibromyalgia or Chronic Fatigue Syndrome
  368. Fifth Circuit Court Of Appeal denied Estate Of Pepsiamericas, Inc.’s employee motion to recover accidental death and dismemberment benefits from group disability insurance plan issued by Unum
  369. First Circuit Finds for Plaintiff and Awards Retroactive Mental Health Benefits
  370. First Unum Cannot Extend Disability Appeal Review Indefinitely
  371. First Unum terminates long-term disability benefits after 4 years of paying and SSDI approval
  372. At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants
  373. Five lawsuits recently filed in Florida Courts against Prudential for non-payment of disability benefits to deserving claimants
  374. Florida Court Holds Anthem Does Not Need to do Vocational Testing in Disability Denial
  375. Florida Court Upholds Hancock’s Termination of Long Term Care Benefits
  376. Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
  377. Florida lawsuit filed against UNUM Life Insurance Company by disabled woman for failure to pay disability benefits and to clarify plan’s benefits
  378. Former Employee of Proctor & Gamble Loses Federal ERISA Lawsuit
  379. Former financial trader files lawsuit against Connecticut General Life Insurance (MetLife) seeking lifetime long-term disability benefits
  380. Former Maintenance Mechanic Loses Claim For Denial Benefits Against Reliance Standard Life Insurance Company, After Employer Makes Oral Misrepresentations Concerning Disability Insurance Coverage
  381. Former security guard of the Children’s Hospital of Philadelphia alleges CIGNA Insurance engaged in fraudulent and malicious disability claims practices
  382. Dearborn National/Dearborn Group denies long term disability benefits to woman with fibromyalgia and CFS
  383. Dearborn National/Dearborn Group faces disability denial lawsuit from disabled account clerk of Katz Insurance Group diagnosed with PTSD
  384. GE Benefit Denial Overturned For Plaintiff with Permanent Loss of Function of His Foot
  385. General surgeon files lawsuit against Provident Life and UNUM for disability benefits award
  386. Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer
  387. Gorsuch May Bring Employer-Friendly Approach to ERISA Cases
  388. Government asks Supreme Court to broaden remedies under ERISA
  389. Great West Disability Claim Help for Dentist
  390. Gregory Dell and Stephen Jessup discuss their experience in handling Liberty Mutual claims at all stages
  391. Group Health Plan Inc’s Actuary sues Reliastar Life Insurance Company and ING Disability Claims Management Services for recovery of disability benefits under The Ramsey Health Care Services Short Term Disability Plan
  392. Guardian Disability Benefit Claim Handling Tips
  393. Guardian disability insurance denial is upheld by Ohio Federal Court & Sixth Circuit Court of Appeals
  394. Guardian Life Insurance seeks overpayment of disability benefits for child social security disability benefits awarded to disabled claimant’s daughter
  395. Hartford abused its discretion by relying on video surveillance and ignoring medical evidence
  396. Hartford attempts to deny store clerk’s claim for disability benefits on the basis of a pre-existing multiple sclerosis condition
  397. Hartford conducts survey of short-term disability claims
  398. Hartford continues to use video surveillance to wrongfully deny long-term disability claims
  399. Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
  400. Hartford Life And Accident Insurance Company denies disability benefits and prevails in lawsuit filed by operator for Mohawk Inc.
  401. Hartford Denies Disability Benefits and Then Has Claimants Lawsuit Dismissed for Failure to Submit Appeal
  402. Hartford Disability Claim Problems
  403. Hartford Disability Company Field Interview Request and Video Surveillance
  404. Hartford Disability Denial of Insurance Agent with Fibromyalgia and Chronic Fatigue is Reversed
  405. Hartford Financial’s mental nervous disorder limitation clause in disability insurance policy held ambiguous
  406. Hartford Admits to Improper Offset, Agrees to Reimburse 10 Years of Wrongfully Withheld Money
  407. Hartford Interview Request Is A Trap Used To Support A Disability Denial
  408. Hartford is ordered to pay long-term disability benefits to a telecommunications manager
  409. Hartford Life Abused Its Discretion by Failing to Advise of Need for an FCE
  410. Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
  411. Hartford misleads disability insurance claimant’s doctor which results in benefit denial
  412. Hartford ordered to pay disability benefits
  413. Hartford ordered to re-evaluate denial of disability benefits
  414. Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits
  415. Hartford Prevails in ERISA Lawsuit Demonstrating ERISA Law can be Unfair for Claimants
  416. Hartford relies on video surveillance of the insured to deny disability benefits
  417. Hartford scrutinizes long term disability benefit claim after 13 years of continuous disability payments
  418. Hartford uses video surveillance to deny disability benefits after paying for 10 years
  419. Hartford wins long-term disability case based on pre-existing condition defense
  420. Hartford wins long-term disability case, court rules that claimant failed to exhaust administrative remedies
  421. Hartford’s decision to deny long-term disability benefits to a plant operator is upheld
  422. Hartford’s Life Insurance companies reliance on surveillance video to terminate benefits was appropriate
  423. Hartford’s refusal to provide entire claim file did not prejudice claimant’s ability to dispute her denial of disability benefits
  424. Hartford’s unreasonable denial of disability benefits to a hospital employee is reversed by Texas Court
  425. Harvard University ordered by Massachusetts federal court to pay long-term disability benefits to a former employee
  426. Harvard University ordered to pay $53,817.50 in attorney fees to disability insurance claimant
  427. A former HCBS sales manager diagnosed with lyme disease sues UNUM Life Insurance for disability claim denial
  428. Health insurer accused of overcharging millions
  429. Hewlett Packard’s denial of disability benefits is upheld by appeals court
  430. HM Life and Broadspire wrongfully deny disability insurance benefits to a receptionist and 9th Circuit Court of Appeals reverses claim denial
  431. How Will Sale of Cigna Disability Division to New York Life Insurance Co. Affect Disability Claimants?
  432. How Does UNUM Define Disability?
  433. How to Apply for Disability Benefits with Lincoln Financial
  434. How To Avoid A Lincoln Financial Disability Benefit Denial
  435. Hurricane Sandy Causes Problems for NJ Resident Seeking Prudential Disability Insurance Benefits
  436. If You Can Afford It, Then You Should Only Buy An Individual Disability Insurance Policy
  437. If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost
  438. Illinois Insurance Law Gives Claimant A Fighting Chance Against Disability Insurance Company
  439. IME Exams from Disability Insurance Companies are on the Rise
  440. Will A $38 Million Loss Result In More Prudential Disability Insurance Claim Denials?
  441. Indiana District Court criticizes Aetna for denying benefits to Amazon Employee
  442. Insurance company relies on manipulative video surveillance techinique to challenge disabiling condition
  443. Insurance industry loses lawsuit challenging the abolishment of discretionary clauses in ERISA long-term disability policies
  444. Insurance policy intoxication exclusions are as ambiguous as they come
  445. Insurance sales agent files a disability insurance denial lawsuit against Liberty Life Assurance Company of Boston
  446. Insured denied benefits by Unum due to failure to receive “appropriate care”
  447. Insured’s Lawsuit Dismissed By Massachusetts Federal Court For Being Filed Too Late
  448. The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome
  449. Is Cigna’s Denial of Your Appeal Really a Denial?
  450. Is Cigna Seeking To Offset Disability Benefit by Social Security Survivor Benefit?
  451. Is Cigna’s Medical Director John M. Mendez Licensed to practice medicine?
  452. Is my disability insurance policy subject to or governed by ERISA?
  453. Is Reliance Standard Wrongfully Offsetting Your Disability Insurance Benefit?
  454. Is Remand Required If Plaintiff Proves Disability by a Preponderance of the Evidence?
  455. Is the Hartford Disability Purchase of Aetna Bad for Aetna LTD Policy Holders?
  456. Is there new support for fibromyalgia disability insurance claims?
  457. Is Unum Denying More Disability Benefit Claims Than Usual?
  458. It is official, Anthem to buy Cigna, potentially creating the largest health insurer in the U.S.
  459. Jean Pentecost and her Montana disability lawyer file a complaint against CIGNA
  460. Jefferson Pilot ordered to pay disability benefits to clinical director suffering from fibromyalgia, chronic fatigue and depression
  461. Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed
  462. JHA: Group LTD Enrollment Rises 5%
  463. Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
  464. Johnson & Johnson Employee with Depression Denied Disability Benefits After Definition Change
  465. Judge orders Prudential to pay account manager $90,416 in long-term disability benefits
  466. Jury orders Unum Provident to pay lifetime long term disability insurance benefits to physician
  467. Kemper National fails to perform an independent medical exam and is ordered by the court to pay long-term disability benefits to a registered nurse
  468. Kentucky Court reverses CIGNA’s denial of disability insurance benefits to tradesworker
  469. Kentucky Woman Wins Lawsuit Against Mutual Of Omaha Insurance
  470. KeyCorp District Manager Sues The Prudential Insurance Company Of America For Improper Termination Of Long-Term Disability Benefits
  471. Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits
  472. Ladenburg Thalmann Branch Manager suffering from injured back sues CIGNA for denial of disability benefits
  473. Massachusetts Disability Attorney filed lawsuit against the Aetna Life Insurance Company on behalf of Biogen Idec, Inc’s IT Technical Ops Lead for denial long term disability benefits
  474. Lawsuit Against IME Physician Alleging Fraudulent Misrepresentation By IME Physician Dismissed by US District Court
  475. Washington disability attorney filed lawsuit against the Hartford Insurance Company for denial of long term disability benefits to mentally disabled woman
  476. Liberty Life Assurance ordered to pay long term disability benefits but not attorney fees
  477. Liberty Life faces disability benefit lawsuits in Florida and Maryland for denying disability benefits
  478. Liberty Life Has a Conflict of Interest and Court Orders Reinstatement of Long-Term Disability Benefits
  479. Liberty Life Assurance Company of Boston sued under ERISA in three different cases for denial to pay disability benefits
  480. Liberty Mutual must consider disability appeal submitted 2.5 years after denial
  481. Liberty Mutual Life Insurance denies disability benefits for depression despite two hospitalizations by claimant
  482. Liberty Mutual Disability Denial Of Wachovia Employee Upheld By Appellate Court
  483. Liberty Mutual Ignores SSDI Approval and Denies LTD Benefits Wrongfully
  484. Liberty Mutual is sued for denial of long term disability benefits to woman suffering with fibromyalgia
  485. Liberty Mutual Ordered to Pay Attorney Fees in Disability Denial Lawsuit
  486. Liberty Mutual ordered to pay interest & attorney fees following disability insurance claim denial
  487. Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
  488. Liberty Mutual sued in Tampa Federal Court for denying long term disability insurance benefits
  489. Liberty Mutual and Wachovia interpret migraine headaches to be psychiatric and not disabling (Part I)
  490. Liberty Mutual wins long-term disability case because of video surveillance – backdrop for an unsuccessful LTD claim (Part 1)
  491. Liberty Mutual wins long-term disability case because of video surveillance – how District and Appeals Courts drew conclusions (Part II)
  492. Liberty Mutual’s denial of LTD benefits to woman with back disorder is reversed by Minnesota Court and affirmed by Appellate Court
  493. Liberty Mutual’s denial of disability benefits to a bank employee is reversed
  494. Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
  495. Life Insurance Company of North America (CIGNA) ordered to supply information to disability insurance attorneys
  496. Life Insurance Company Of North America (CIGNA) wrongfully denies disability benefits to a Kentucky repairman
  497. Life Insurance Company Of North America denies disability benefits and battles claimant for 4.5 years in Federal Court
  498. LINA (CIGNA) denies long-term disability benefits to yellowbook Account Executive
  499. LINA and CIGNA need to listen to the Federal Courts and stop denying disability insurance claims for people disabled by fibromyalgia
  500. Life Insurance Company of North America, part of CIGNA Corporation, sued for refusing disability insurance benefits for mentally ill teacher
  501. Life Insurance Company of North America sued under ERISA in three different cases for denial to pay disability benefits
  502. Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims
  503. Lincoln Financial Denial of LTD benefits after paying for 9 Years is Reversed on Appeal
  504. Lincoln Financial Disability Denial: Determining a Date of Disability is Critical
  505. Lincoln Financial Insurance Company to Buy Liberty Life Disability Insurance and Group Benefits Division
  506. Lincoln National denies accidental death benefits after jet ski accident and Court agrees
  507. Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
  508. Lincoln Nebraska man suffering from fibromyalgia and chronic fatigue syndrome sues UNUM when he is denied disability benefits
  509. Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
  510. Lloyd’s of London ordered to pay over 6 million dollars to long term disability claimant
  511. CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits
  512. Lockheed Martin Systems Integration Analyst Wins Long-term Disability Lawsuit against CIGNA
  513. Long-term disability claim against Provident almost lost because of untimely appeals
  514. Long Term Disability Claims Due to Back Pain
  515. Louisiana Disability Attorney Attempts to Reverse a Hartford ERISA Denial for CVS Manager
  516. Is Plaintiff Entitled to LTD Benefits When Unable to Work in Any Occupation?
  517. LTD Claimant’s Failure to Submit Timely Appeal Was Fatal to His Disability Insurance Claim
  518. Lyme Disease Carrying Tick Has Spread to 50% of U.S. Counties
  519. Maintaining Approval of Your Long Term Disability Benefits Requires Care and Treatment
  520. Man with fibromyalgia faces Prudential Insurance in appeals court (Part II)
  521. Managing Partner Gregory M. Dell & Rachel Alters Selected as a Best Lawyers in America© 2019
  522. Mass Court Finds Johnson & Johnson Abused Its Discretion In Long Term Disability Claim
  523. Mass Mutual Disability Benefit Application Tips – Top Denial Reasons
  524. What Do You Need to Know When Filing a Disability Benefit Lawsuit Against Mass Mutual?
  525. Massachusetts court overturns Unum’s decision to terminate disability benefits after paying for nearly ten years
  526. Massachusetts Court Reverses Liberty Disability Denial for Failure to Examine or Consider Subjective Pain
  527. Assistant Vice President of Meadowbrook Insurance Group files a lawsuit against CIGNA for denied disability benefits claim
  528. Medical Doctor Suffering From Disabling Chronic Conditions Sues AXA Equitable For Wrongful Denial Of Disability Benefits
  529. Medical Doctor sues Guardian / Berkshire Life Insurance Company Of America for $1.2 million dollars following denial of disability insurance benefits
  530. Medical opinion by treating physician unreliable and unsupported by objective test
  531. Medical Secretary suffering from “failed back syndrome” and leukemia sues The Standard Insurance Company for disability benefit denial
  532. MetLife releases priveleged documents prior to entry of ruling by court
  533. Met Life Slammed by California Judge for Long Term Disability Denial
  534. MetLife abused its discretion when it terminated long-term disability benefits
  535. MetLife Changes Brand Name to Spinoff of Retail Brand Brighthouse
  536. MetLife Denial of Disability Benefits For Woman With Fibromyalgia Remanded By Massachusetts Federal Judge
  537. Metlife Denial of Long Term Disability Benefits For Heart Disease Claimant is Reversed
  538. Met-Life Denies Benefits when Claimant Fails to Present Evidence to Support His Claim
  539. MetLife denies benefits to stockbroker disabled by depression, yet Pennsylvania Federal Judge awards disability benefits
  540. MetLife denies chronic fatigue syndrome long term disability claim
  541. Metlife Wrongfully Denies Disability Benefits to Walgreens Manager with Knee Injury
  542. MetLife denies long-term disability benefits to a consultant after approving them
  543. MetLife denies long term disability benefits to sears store manager with heart disease and knee problems (Part I)
  544. MetLife denies LTD disability benefits to multiple sclerosis woman alleging a 3 year Statue of Limitation in Washington
  545. MetLife denies physician’s long-term disability claim as a result of late application filing
  546. MetLife Denies Third Claim for Disability Benefits After Approving Two Separate Prior Claims for Disability Benefits for Chronic Fatigue Syndrome Sufferer
  547. MetLife Disability Buyout and Lump Sum Settlements are Back
  548. MetLife Disability Claim Limited to 24 Months of Benefits Results in ERISA Lawsuit
  549. MetLife Disability Denial of MetLife Employee Upheld by California Court
  550. MetLife Disability Denial Upheld when Claimant Files Lawsuit Without ERISA Appeal
  551. MetLife disability insurance plan has terrible language, but it complies with ERISA
  552. Beware: MetLife Disability Insurance Policy Only Provides Three Years to File An ERISA Lawsuit
  553. MetLife Disability Settlement Buyout Legal Help
  554. MetLife Improperly Applies Limitation For “Neuromusculoskeletal and Soft Tissue Disorder” to Long Term Disability Claim
  555. Court Rules That MetLife Improperly Limited Proof Of Claim To Only Objective Data
  556. Metlife – Latest trends seen in handling ERISA and private disability insurance claims
  557. MetLife Loses Case Over Unfair Life Insurance Disbursement Practices
  558. MetLife’s Denial of LTD Benefits Was Based on Substantial Evidence
  559. MetLife must reconsider denial of benefits for former MetLife employee
  560. Court Rules That MetLife Did Not Consider The Material Duties Of Claimants Occupation
  561. MetLife Ordered to Pay Disability Insurance Benefits to MetLife Employee with Lyme’s Disease
  562. MetLife ordered to reverse denial of long-term disability insurance benefits
  563. MetLife ordered to pay disability benefits beyond 24 months for a claimant with both mental and physical disabilities
  564. MetLife Pre-Existing Condition Disability Benefit Denial for Back Injury Reversed
  565. MetLife terminates long-term disability benefits to woman with fibromyalagia
  566. MetLife Threatens Lawsuit Against Disability Insurance Attorneys For Copyright Infringement
  567. MetLife’s attempts to stop paying total disability benefits after paying claimant for 10 years is denied
  568. MetLife’s denial of disability benefits can not be challenged due to claimant’s statute of limitation non-compliance
  569. Metlife’s denial of disability benefits to an event coordinator is upheld
  570. MetLife’s denial of short-term disability benefits found arbitrary and capricious
  571. Metlife’s wrongful denial of long-term disability benefits to a Wells Fargo employee is reversed
  572. Michigan Court Agrees With Anthem’s Denial of Long Term Disability Benefits
  573. Michigan Court Finds Plaintiff Eligible for Long Term Disability Benefits
  574. Michigan Court Remands Aetna to Reconsider Disability Benefit Denial
  575. Michigan Court Reverses AT&T’s Denial of Plaintiff’s Two Claims for Short Term Benefits
  576. Michigan Court determines Sedgwick wrongly terminated woman’s disability benefits and awards Michigan disability attorney his fees
  577. Michigan Court Upholds Metlife Denial of Benefits as Claimant Failed to Prove Disability
  578. Microsoft employee denied disability benefits by Prudential
  579. Microsoft employee forced to sue Prudential for denial of ERISA disability benefits
  580. Microsoft Employee Sues Prudential For Wrongful Denial Of Long-Term Disability Benefits
  581. Migraine and Headache Disability Insurance Claims are Common
  582. Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
  583. Misrepresentation By Claimant Results in Unum Disability Claim Denial
  584. Missouri Court Awards Full Disability Benefits in Mental Nervous Condition Case Against Hartford
  585. Missouri Court denies MetLife’s motion to dismiss long-term disability claim for failure to exhaust administrative remedies
  586. Missouri Court reverses Prudential Insurance Company’s wrongful denial of disability insurance benefits for former pharmacy technician
  587. Missouri Court Rules Cigna Wrongfully Terminated Disability Benefits
  588. Missouri disability lawyer files ERISA lawsuit against Lincoln National Life Insurance Company for denying LTD benefits
  589. Missouri District court must reconsider Dearborn’s LTD denial under a de novo standard
  590. Mutual of Omaha Disability Appeal Tips to Win Benefits
  591. Mutual of Omaha disability denial remanded for wrongful evaluation of occupation
  592. Mutual of Omaha Lawsuit Help for Disability Income Benefit Denial
  593. Mutual of Omaha Disability Denial Upheld by Appellate Court
  594. National Life (UNUM) agrees to pay long-term disability benefits to a chiropractor following a skiing accident
  595. North Carolina Federal Appeals Court Dismisses Disability Lawsuit Against Prudential As Untimely
  596. Neck Pain and Long Term Disability Insurance Claim Help
  597. Nestle Waters employee sues Assurant for denial of disability benefits under ERISA
  598. Neuropsychological Testing in Long Term Disability Insurance Claims
  599. Nevada disability lawyer and COX Enterprises Inc’s customer service rep sue AETNA Life Insurance Company for denial of disability benefits
  600. New Department of Labor Regulations for ERISA Disability Claims
  601. New Jersey BankUnited employee files suit against Lincoln National
  602. New Jersey disability attorney filed lawsuit against Prudential Insurance Company of America to compel payment of long term disability benefits to disabled client
  603. New Jersey Federal Court Rules Against Aetna and in Favor of Systems Analyst Disabled by Degenerative Joint Disease of the Lumbar Spine
  604. New Research Reveals Potential “Cause” of Fibromyalgia and Objective Test
  605. New York Court orders CIGNA to pay over $100,000 in attorney fees following long term disability denial
  606. New York Court Recognizes Unum Insurance Company’s History of Biased Claims Administration and Permits Discovery Into a Potential Conflict of Interest
  607. New York court rules that MetLife abused discretion when it denied chronic fatigue claim (Part II)
  608. New York Court upholds Hartford Insurance Company’s denial of disability benefits but denies $86,000 overpayment claim
  609. New York Federal Court Denies MetLife’s Motion To Dismiss Lyme Disease Victim’s Petition For Disability Benefits
  610. New York Federal Court Orders Aetna to Pay Long Term Disability Benefits
  611. New York Judge’s 168 Page Ruling Finds In Favor Of Hartford’s LTD Benefit Denial In ERISA Lawsuit
  612. New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits
  613. North Carolina Court Determines That Sedgwick Abused Their Discretion And Wrongfully Denied Disability Benefits For BellSouth Employee
  614. North Carolina disability attorney is unsuccessful in obtaining disability insurance benefits for former TYCO employee
  615. Northwestern Mutual Life Insurance Company denies partial disability benefits to trial attorney resulting in lawsuit for violations of Washington Insurance Fair Conduct Act
  616. Northwestern Mutual Disability Benefit Lawsuit Expectations & Legal Tips
  617. Northwestern Mutual Disability Claim Denial Reversed By Court
  618. Northwestern Mutual rescinds disability policy after claimant paid premiums for 15 years
  619. Nurse anesthetist denied long-term disability benefits for drug addiction by Continental casualty loses at trial and on appeal
  620. Nurse wins opportunity for reassessment of claim with Liberty Life for long-term disability benefits based on her fibromyalgia
  621. Objective medical evidence of fibromyalgia may not always be required to prove total disability
  622. Do Courts Require Objective Medical Tests to Support a Fibromyalgia Diagnosis?
  623. Objective versus Subjective: Evidence Requirements in ERISA Disability Lawsuits
  624. Office Depot employee files suit against employer and Aetna for unpaid disability benefits
  625. Office medical specialist suffering with fibromyalgia and CFS hires Arizona Disability Attorney to sue CIGNA for denial of disability benefits
  626. Ohio Court Allows Investigation Into Reliance Standard Conflict of Interest After Disability Denial
  627. Ohio National Life Insurance Company denies claim after 7 years of disability payments
  628. Are You Entitled to Lifetime Disability Benefits from Ohio National?
  629. Ohio National Sued for Not Paying Brokers Who Sold Annuities
  630. Oklahoma Court Remands to Give Plaintiff the Opportunity to Respond to Unum’s Allegations
  631. One Year Period to File Lawsuit Following Liberty Life Insurance Denial is Valid
  632. Oregon Court Orders Standard to Pay Plaintiff Prejudgment Interest
  633. Oregon Judge orders Standard Insurance Company to pay disability insurance benefits beyond the 24 month mental disorder limitation
  634. Over $500,000 of disability insurance benefits will be paid to disabled store manager following MetLife’s wrongful denial (Part II)
  635. Own Occupation to Any Occupation definition change leads CIGNA to deny disability insurance benefits
  636. Panasonic and Microsoft employees sue Prudential in Tennessee and Indiana for denying their disability claims
  637. Pennsylvania class action disability insurance suit against Reassure and Swiss Re dismissed due to lack of subject matter jurisdiction
  638. Pennsylvania Court Awards Long Term Disability Benefits To Claimant, Finds Aetna Abused Discretion By Failing To Consider Self-Reported Symptoms
  639. Pennsylvania Court Awards STD Benefits And $27,000 In Attorneys’ Fees To Phlebotomist
  640. Pennsylvania Court rules that CIGNA disability insurance policy allows for offset of lost wages from auto insurance policy
  641. Pennsylvania Court rules Unum did not abuse its discretion in denying LTD benefits to woman who claimed she could not work for her employer under her current supervisor
  642. Pennsylvania Federal Court denies Unum’s attempts to dismiss a physician’s bad faith disability lawsuit
  643. Pennsylvania Pharmacy Owner Learns The Hard Way That Accuracy Is Everything When Applying for Disability Insurance Benefits
  644. Wyeth Pharmaceutical/Pfizer Senior Attorney suffering from disability sues Ohio National Life Insurance Company for denial of disability benefits
  645. A phlebotomist employed by Quest Diagnostics and diagnosed with RSD sues Aetna for denial of long term disability insurance benefits
  646. Physician who cannot perform one material and substantial duty of his occupation is totally disabled
  647. Pizzeria owner suffering from Celiac disease filed lawsuit against Berkshire Life Insurance Company of America for breach of contract in refusing to pay disability benefits
  648. Plan label immaterial to determination whether a plan is governed by ERISA
  649. Podiatrist sues Northwestern Mutual seeking disability insurance benefits and bad faith damages
  650. Does Policy Language of Actively at Work Include Saturday, Sunday and Holidays?
  651. Postal worker loses long-term disability claim against Hartford Insurance
  652. Principal Disability Lawsuit and Benefit Denial Tips To Get Paid
  653. Principal Life denies disability benefits to a physician and then seeks attorney fees after physician’s disability denial is affirmed by Texas Judge
  654. Principal Life Disability Denial of Truck Driver Reversed by Washington Federal Judge
  655. Programmer Denied LTD Benefits by MetLife Upheld by Court
  656. Provident Life & Accident Insurance Company sued for denying lifetime disability benefits to former attorney
  657. Prudential and Reassure reconsider the occupation of insured at the time he claims disability
  658. Prudential Claimants Unsuccessful At Challenging The Offsetting Of Dependents’ SSDI Benefit Award
  659. Prudential Denial of Disability Benefits to Employee that Was Disabled While Working is Reversed
  660. Prudential denies disability benefits despite FCE Exam stating former Data Distributor Inc. employee with heart condition cannot perform sedentary occupation
  661. Prudential denies disability benefits to KPMG employee suffering from “sick sinus” syndrome
  662. Prudential denies disability benefits to man with fibromyalgia after paying benefits for 10 years
  663. Prudential wrongfully denies disability insurance benefits to man with fibromyalgia
  664. Prudential denies long term disability benefits and then objects to releasing information during litigation
  665. Prudential denies long-term disability benefits to a breast cancer survivor and Attorneys Dell & Schaefer file appeal challenging denial
  666. Prudential denies long-term disability benefits to a college professor, but the California District Court reverses the claim denial
  667. Prudential Denies Long Term Disability Claim Due to Insurance Fraud
  668. Prudential Disability Claim Denial is Reversed For Relying on Paper Medical Review to Deny Benefits
  669. Prudential fails to recognize pain caused by fibromyalgia as a long term disability
  670. Prudential has strategies to reduce Long Term Disability claim payments
  671. Prudential Insurance Company breaches disability contract and jury awards claimant $15.2 million in damages
  672. Prudential Insurance Company’s denial of short-term disability benefits to attorney is reversed
  673. Pennsylvania Federal Judge orders Prudential Insurance Company to pay disability benefits to woman diagnosed with RSD
  674. Prudential Insurance pays disability benefits for 12 years to former Prudential employee then denies claim
  675. Prudential ordered by Michigan Court to reconsider long term disability insurance denial
  676. Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
  677. Prudential Insurance Company sued for denial of disability benefits to former U.S. FoodService Inc. sales analyst with back disorder
  678. Prudential Insurance Company sued for denying claim for disability benefits to disabled individual suffering from chronic back and leg pain
  679. Prudential Insurance sued by disabled HNI Corporation employee for denial of disability insurance benefits after 7 years
  680. Prudential Insurance Company of America recently sued three times under ERISA for denying disability benefits
  681. Prudential terminates disability benefits of traumatic brain injury claimant in a case of mistaken identity
  682. Prudential Wrongfully Relies on Neuropsychological Report to Deny LTD Benefits After 12 Years
  683. Prudential’s denial of disability benefits to a computer programmer is reversed by the appellate court
  684. Prudential’s denial of disability benefits to a salesperson is reversed
  685. Prudential’s failure to provide documents weighs in long term disability claimant’s favor
  686. Prudential’s motion to dismiss claimant’s disability benefits is denied
  687. Prudential’s summary judgment ruling is reversed twice by the 7th Circuit US Court of Appeals
  688. Question writer for Jeopardy/Sony Pictures files suit against Prudential
  689. Radio personality files lawsuit against UNUM to recover disability benefits
  690. Disabled interventional radiologist with sleep apnea and cardiac limitations sues Unum Provident and Hartford Life for denial of long-term disability benefits payments
  691. Recent Disability Insurance Company Trends
  692. Registered Nurse Disabled By Plantar Fascitis Wins Long-term Disability Lawsuit Against United of Omaha Life Insurance Company After Judge Finds Evidence of “Cherry Picking”
  693. Registered nurse & her california disability lawyer sue Unum Life Insurance Company for failure to pay disability benefits
  694. Registered nurse at Temple University Hospital denied disability benefits, sues Cigna
  695. Reliance Termination of Benefits Is Upheld When Evidence Was Conflicting
  696. Reliance’s Termination of Disability Benefits was Arbitrary and Capricious When it Discounted Supporting Medical Evidence Without Reason
  697. Reliance Erred in Denying Disability Benefits When Physical Conditions Caused Disability
  698. Court Upholds Reliance’s Denial of Disability Benefits to Riverboat Pilot
  699. Reliance Standard denies Diversified’s Director of National Account Sales long-term disability benefits despite long history or cardiac problems
  700. Reliance Standard Disability Insurance Denial Upheld by California Court
  701. Reliance Standard Disability Lawsuit and Claim Denial Options with a Disability Lawyer
  702. Reliance Standard is ordered by Arizona Court to pay long-term disability benefits to technology consultant with fibromyalgia
  703. Reliance Standard limits disability insurance benefits to 24 months for mental nervous disorder, despite claimant’s diagnosis of multiple sclerosis
  704. Reliance Standard Insurance Company and Lincoln National Life Insurance Company attempt to avoid payment of disability benefits by ignoring claimant’s application
  705. Reliance Standard long-term disability benefits decision affirmed by Circuit Court
  706. Reliance Standard makes disability claimant take them to court twice in 5 years
  707. Reliance Standard Life Insurance Company sued by occupational therapist for denial of disability insurance benefits
  708. Reliance Standard terminates long-term disability benefits after receiving the results of an IME and FCE
  709. Reliance’s Delay in Denying Disability Claim May Affect Standard of Review
  710. ReliaStar reduces monthly disability insurance benefits to veteran due to VA benefits
  711. To Remand or Not to Remand: One Court’s Opinion on When to Remand a Claim for Long Term Disability Benefits under an ERISA Aetna Policy
  712. Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
  713. Riders expand the scope of disability insurance
  714. Salesman’s disability benefits are denied by Hartford due to claimant’s failure to communicate with Hartford
  715. Sappi Company’s Difficult Definition of Disability is Not Illegal According to Minnesota Federal Court
  716. Sedgwick And AT&T Disability Denial Scheme Exposed In ERISA Lawsuit
  717. Sedgwick and AT&T sued as a result of SSDI Overpayment
  718. Sedgwick continues to deny disability benefits to AT&T employee
  719. Sedgwick Continues monitoring application for SSDI benefits even after terminating disability claim
  720. Court Upholds Sedgwick’s Denial of Benefits for Claimant with Chronic Fatigue Syndrome
  721. Sedgwick Disability Denial of AT&T Employee Reversed Once Again
  722. Sedgwick Terminates PNC Compliance Specialist’s Long Term Disability Benefits
  723. Seven pieces of medical evidence and disability company still denies claim for lack of “objective evidence”
  724. Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits
  725. Shaw Industries Group employee suffering with fibromyalgia and lupus sues Unum Life Insurance Company for denial of disability benefits
  726. Six year disability lawsuit against Sun Life: long term disability claimant wins benefits plus interest
  727. Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
  728. Social Security Disability Benefits Approval the First Time
  729. Sometimes a Unum disability denial is correct, even after 5 years of payments
  730. South Carolina disability attorneys sue Liberty Mutual three times in one week for denial of disability insurance benefits
  731. Standard denies disability insurance benefits to woman with brain hemorrhage and headaches
  732. The Standard Disability Insurance Company loses motion to prevent Attorneys Dell & Schaefer from deposing six of the Standard’s employees
  733. The Standard Disability Insurance Company paid one doctor $577,000 to review 1,939 files over 2 years
  734. Standard Insurance Company’s attempt to dismiss disability insurance lawsuit is denied in-part by Florida Federal Judge
  735. Standard Insurance Company’s denial of long-term disability benefits to an attorney is reversed by federal court
  736. Standard Insurance denies disability claim to a wheelchair bound woman
  737. Standard Insurance Wins Appellate Remand for Claimant’s Own Occupation Disability Determination
  738. Standard Motor Products Employee file an ERISA Lawsuit against Prudential Insurance for denied disability benefits
  739. Standard’s decision to deny doctor’s disability benefits due to the 24-month mental/nervous limitation upheld
  740. Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits
  741. State of Vermont Abolishes Discretionary Clauses in ERISA Disability Policies
  742. Statute of Limitations Provision In Disability Policy Enforceable under ERISA
  743. Steel fabricator suffering from disability wins lawsuit against Lincoln National
  744. Stephen Jessup and Gregory Dell discuss their experience in handling claims with Principal Financial
  745. Substance Abuse Disability Insurance Claims Are Challenging when the Claimant is a Doctor
  746. Suffering From Chronic Severe Lyme Disease? You Are Not Alone.
  747. Summer 2018 – Welcome to Mosquito, Tick, & Flea Season
  748. Sun Life disability insurance benefit denial is reversed after 8 years
  749. Can Sun Life deduct Veterans’ Benefits from a monthly disability insurance benefit payment?
  750. Sun Life deducts veteran disability benefits from claimant’s monthly long term disability check
  751. Sun Life denies disability insurance benefits to Alabama man with heart problems
  752. Sun Life Disability Claim and SunLife Ignores Medical Information
  753. Sun Life Disability Lawsuit & Benefit Denial Tips
  754. Sun Life Pays Disability Benefits For Three Years To A Claimant Who Wasn’t Actually Covered Under A Sun Life Policy
  755. Sun Life Insurance Company is sued for disability benefits in two separate cases for arbitrary and capricious denial of disability claims
  756. Sun Life Assurance Company of Canada sued by gunshot victim for failure to pay long term disability benefits
  757. Sun Life Terminates Benefits After 24 Months Based on Nine Days of Surveillance
  758. Sun Life Insurance Co. wrongfully denies disability insurance benefits following disability claimant’s failure to respond timely
  759. Sun Life’s Video Surveillance Backfires & is Ordered to Pay Disability Benefits
  760. SunLife & Aetna Life Insurance Company sued for denial of disability benefits
  761. Sunlife denies disability benefits to Wise Foods employee disabled by cancer and shoulder surgeries
  762. Sun Life Reversed Decision to Terminate Accountant’s Residual Disability Benefits Based on Her Medical Records and Physician Opinions, but Denied Her Benefits After Determining that Her Income While Disabled Was Greater Than 80% of Her Pre-Disability Income
  763. Systems support specialist wins disability benefits case against Coca-Cola and Broadspire
  764. Tempur employee suffering from chronic fatigue syndrome sues Union Central Life for denial of disability benefits
  765. Tenet Healthcare Corporation employee sues UNUM Life Insurance Company Of America under ERISA for wrongfully denying disability benefits by disregarding attending physician’s medical opinion
  766. Tennessee Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  767. Texas Ban on MetLife’s Discretionary Clause is Great for Long Term Disability Claimants
  768. Texas claimant takes Reliastar to task for denied disability benefits
  769. Texas Court Dismisses ERISA Lawsuit due to Judicial Estoppel
  770. Texas Court Orders Union Central to Provide Discovery to Plaintiff
  771. Texas Court Upholds Prudential Disability Insurance Denial
  772. Texas Disability Insurance Attorney Regularly Fight ERISA Disability Denials
  773. Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
  774. Texas Insurance Commissioner eliminates discretionary clauses in disability insurance policies
  775. Texas Judge Disagrees with Cigna and Applies Claimant Friendly Disability Standard of Review
  776. Texas Judge Rules No New Medical Evidence Allowed Post ERISA Disability Appeal
  777. The Dangers of Social Media and Disability Insurance Claims
  778. The Standard Insurance Company loses their battle to enforce discretionary clauses in long-term disability policies
  779. The Standard’s Denial of LTD Benefits for Financial Planner Upheld by Ohio Court
  780. Three Important Things to Consider When Applying for Disability Insurance Benefits
  781. Tips To Prevent a Cigna Disability Benefit Denial
  782. Total Knee Replacement, Yet Sedgwick Still Denies AT&T Employee’s Disability Claim
  783. Toyota Quality Assurance Monitor Sues Life Insurance Company Of North America For Denial Of Long-Term Disability Benefits
  784. Can Employer’s Transfer of Coverage Effect an Employee’s Disability Claim?
  785. Tribal court retains jurisdiction for tribal member’s disability insurance lawsuit against Assurant and Union Security
  786. Truck driver denied disability benefits for chronic fatigue syndrome by Aetna
  787. TRW Automotive Holdings Corporation financial analyst suffering from Type II diabetes and heart condition sues Prudential
  788. Two Takes on Fibromyalgia
  789. United of Omaha criticized for relying on in-house medical review and failing to obtain independent examinations
  790. United of Omaha Life Insurance Co. Denial of Long Term Disability Benefits Reversed By Alabama Judge
  791. United States Senate Finance Committee to investigate long-term disability insurance claims
  792. UnitedHealth Group, Inc. Recruiting Manager suffering from depression and anxiety denied benefits
  793. Unum approves long term disability benefits for a financial advisor diagnosed with multiple disc herniations in her neck
  794. Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
  795. Unum attempts to hide California disability insurance attorney’s attempt to obtain Unum employee reviews
  796. Unum Calculation Of Monthly Earnings Results In Loss Of $10,000 Monthly For Quadripeligic Disability Claimant
  797. Unum CEO Testifies At US Senate Hearing About Disability Insurance
  798. Unum Insurance claims no object evidence exist and denies disability benefits to St. Anthony Central Hospital nurse suffering from fibromyalgia
  799. UNUM class action filed by New York disability insurance attorneys is dismissed by Federal Judge
  800. Unum Denial of Disability to Claimant with Lyme Disease Remanded by Washington ERISA Judge
  801. Unum denies disability benefits to a Minnesota legal secretary with pre-existing condition
  802. Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years
  803. UNUM denies disability insurance benefits to disabled nurse with fibromyalgia and osteoarthritis
  804. Unum Disability Benefit Denial Trends, A Legal Perspective
  805. Unum Disability Beneft Denial Overturned for Pre-textual Investigation
  806. Unum Disability Claim Dismissed For Failure To File a Timely Claim
  807. Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court
  808. Unum Disability Denial With Medical Record Review Only
  809. Unum found guilty of social security disability fraud by a federal jury
  810. Unum Group Corp. to pay $676 million in extra benefits to claimants
  811. Unum has no right to recover $207,894.88 overpayment of long term disability benefits to attorney
  812. Unum helping customers manage changes to FMLA law
  813. Unum Insurance Is Financing Medical Studies Which Could Be Prejudicial to Disability Claimants
  814. Inexperienced Lawyer Handles Unum Disability Lawsuit and Fails to Provide Evidence to Support Occupational Argument
  815. Unum Motion to Deny Total Disability Benefits to OB/GYN Denied by Tennessee Judge
  816. Unum ordered to pay disability benefits to attorney suffering from sick building syndrome
  817. UNUM ordered to pay disability benefits to legal secretary
  818. Court of Appeals, Seventh Circuit ruled Unum Life Insurance Company Of America is prevented from using Self-Reported Symptoms Limitation Clause to discontinue long term disability benefits payments for woman with fibromyalgia
  819. Unum profit falls in 4th quarter due to $167.6 Million in investment losses
  820. Unum Provident denies short-term disability claim to woman with chronic fatigue syndrome (Part I)
  821. Unum Provident terminates disability benefits to woman with chronic fatigue syndrome (CFS) (Part I)
  822. Unum Provident’s appeal of long-term disability benefits awarded to a New York tax attorney is denied
  823. Unum relies on independent medical exam as basis for denying long-term disability benefits (Part I)
  824. Unum settles allegations of wrongful claims handling
  825. UNUM Life Insurance Company sued by California Disability Lawyer after denial of benefits for a school custodian
  826. Unum Life Insurance Company of America sued for claiming social security child benefits as part of the reimbursement for overpayment of long term disability benefits
  827. Unum sued for denying disability benefits to Florida woman with fibromyalgia, neuropathy, and hepatitis
  828. UNUM sued by Ohio disability attorney for failure to pay disabiity insurance benefits to ex-nurse restricted to using a cane or motorized scooter to get around
  829. Unum Sued By An Ophthalmologist And A BJC Healthcare Employee Who Both Were Denied Disability Benefits
  830. UNUM Life Insurance Company of America sued by resident of Carroll County, Arkansas for denying disability benefits under ERISA plan
  831. UNUM Sues Long Term Disability Claimant for Overpayment and Wins
  832. Unum Tells a Pharmacist On Narcotics That She Is Not Disabled and Denies Benefits
  833. Unum Tries To Hide Fact That Its “Independent” Medical Advisors Are Actually Employees Of Unum
  834. UnumProvident continues DI settlement talks with California
  835. Unum’s claim handling exposes them to a multi-million dollar bad faith disability lawsuit
  836. UNUM’s decision to deny disability benefits on the basis of a pre-existing condition for primary lateral sclerosis is reversed on appeal
  837. Unum’s denial of disability benefits to a registered nurse (“RN”) and trial court victory is reversed by the appellate court
  838. Unum’s denial of disability claim is upheld after court finds claimant failed to respond in a timely manner
  839. Unum’s disability claims handling tactics are exposed in New York Federal Court
  840. US court of appeals upholds denial of disability benefits by MetLife
  841. U.S. judge orders Broadspire to reinstate a former bank employee’s disability benefits
  842. US supreme court attempts to clarify the standard of review in denial of long term disability benefits
  843. US Supreme Court to Hear Disability Insurance Case Against Hartford Insurance Company
  844. Utah Judge Reverses MetLife’s Denial of Mental Disability Long Term Benefits
  845. Vermont Federal Court Makes ING / Reliastar Reevaluate its Denial of LTD Benefit Under Any Occupation Definition
  846. 30 year veteran employee of 3M Company sues company and Sedgwick Insurance for disability benefit denial
  847. Court Finds Video Surveillance Renders Claimant’s Self-Reporting Unreliable and Upholds Hartford’s Termination of LTD Benefits
  848. WARNING: Lincoln Financial Disability Denial Requires Two ERISA Appeals before Filing Suit
  849. Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)
  850. Was Eaton’s Denial of LTD Benefits for Ehlers-Danlos Syndrome Arbitrary and Capricious?
  851. Washington attorney sues CIGNA for denying disability benefits during any occupation stage and seeking to collect SSDI overpayment
  852. Washington Court Finds Liberty Erred in Terminating Disability Benefits
  853. Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits
  854. Wells Fargo disability claimants in Alabama and Florida file lawsuits against Liberty Life Assurance Company of Boston for unpaid long term disability benefits
  855. Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits
  856. Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits
  857. What is Complete Disablity?
  858. What is Liberty Life Assurance Company of Boston trying to hide in denial of disability benefits?
  859. What is the financial future of Unum?
  860. What You Should Be Aware of When Purchasing a Lloyd’s of London Disability Insurance Policy
  861. What you should look for in a denial letter: disability insurance company’s inadequate denial letter causes court to reinstates insured’s disability benefits
  862. When is it safe to assume the disability company won’t deny my disability insurance claim?
  863. When neither the Insurance Company nor the Claimant Can Produce the Original Disability Policy, the Burden is on the Plaintiff to Prove the Terms of His or Her Policy
  864. Who is Making the Decisions on a Sun Life Disability Benefits Claim?
  865. Why does Mass Mutual want to hide its disability insurance claim forms?
  866. Does Fibromyalgia Have a Credibility Problem in Disability Insurance Claims?
  867. Will Life Insurance Company of America have to pay long-term disability benefits?
  868. Wisconsin man sues Liberty Life for termination of disability insurance benefits
  869. Xerox employee is denied her long term disability benefits and sues Sedgwick and Xerox
  870. Two Yellow Book employees sue Liberty Life Assurance Company of Boston for failing to pay ERISA disability benefits
  871. Former Zurich Insurance employee diagnosed with crohn’s disease sues Liberty Life for denial of disability benefits

Contact

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Barbara H.

I was dealing with a difficult issue because after 20 years my disability insurance company was terminating my benefits. I was getting nowhere with the insurance company. I called Dell & Schaefer and was promptly treated with compassion and understanding. They immediately assisted me in helping me begin to resolve my issue. I was constantly updated and someone was always available when I had questions. They worked closely with me explaining each step we took. The issue was resolved thanks to their efforts. I am grateful to them for their expertise and professionalism as well as the personal touch they provided.

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