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I have both an individual disability insurance policy which I purchased on my own and a group disability insurance policy through my employer, will I be able to recover benefits from both insurance policies if I become disabled?
Has Lincoln Contacted You About Your Liberty Disability Claim?
Can my disability insurer offset pension or retirement benefits that I’m drawing from a previous employer?
Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
Disability Insurance Challenges for Doctors
What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
How Does Having A Disability Lawyer Help Me Fight For Metlife Disability Benefits?
Why Should A Claimant Take Their Time Filing an ERISA Disability Appeal Letter?
What Should I expect if Metlife wants to send someone to Interview me?
Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
What Should a Claimant Expect When Suing Cigna or any other disability company for Long Term Disability Benefits?
When is the Best Time to Submit a Claim for either STD or LTD insurance benefits?
What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
Can I Volunteer and Still Receive Long Term Disability Insurance Payments?
What is a “Gainful Occupation” under a Disability Insurance Policy?
Do I need to disclose my disability insurance claim if I filed for bankruptcy?
The Long-term Disability Medical Consultant review. What is it? What can be expected?
Is a Field Interview Request By A Disability Insurance Company a Bad Thing?
Are All Medical File Reviews By Disability Insurance Companies a Sham?
Can I submit a long-term disability claim if my employment has been terminated?
Is an FCE Exam Good or Bad for a Long Term Disability Insurance Claimant?
Is a Long-Term Disability Policy Buyout A Good Option?
Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
What Is A Medical Consultant Review Request By A Disability Insurance Company?
Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
When Is The Best Time To File A Long Term Disability Benefit Claim?
How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
Can a Disability Claimant Refuse to Attend an IME During an Appeal?
If I Have Physical and Mental Disabling Conditions Will My Disability Benefit Be Subject to a Limited Pay Period?
Total v. Residually Disability Benefits: The Ongoing Battle?
What Should a Dentist Expect When Filing a Long Term Disability Benefit Claim?
Can my severance agreement eliminate my right to claim disability insurance benefits?
Does a disability insurance company need to consider the side effects of my medications?
Do I Need to Consult an Attorney Before I File an Application for Long Term Disability Benefits?
Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?
Is a Claimant’s Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
How Can I Protect Myself At A Hartford IME Exam?
Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?
What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
Does It Matter Who Pays My Disability Insurance Premiums?
Do I Have A Time Limit To File An ERISA Disability Lawsuit?
Can I collect disability insurance benefits if I am collecting unemployment benefits?
What Are My Options Following A Private Disability Insurance Claim Denial?
What is An ERISA Disability Lawsuit and What Should I Expect?
If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?
Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?
What should I expect at a medical examination requested by Unum disability insurance company?
Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?
Can my insurance carrier deny my benefits even if there is no change in my medical condition?
Do the rules of evidence apply to ERISA disability insurance cases?
What can I do when the insurer fails to make a decision on my appeal within the required timeframe?
Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?
Can I file for disability insurance benefits if I was fired before I stopped working?
Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?
Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?
What are the important steps to take when filing an ERISA disability denial appeal?
Why is a different company handling my claim for short or long term disability benefits?
Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?
If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?
What is an Attending Physician Statement and how should it be completed?
Can the Disability Insurance Company Call My Doctors Without Telling Me?
How often can my disability insurance company require a Claimant Statement?
Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?
Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!
Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?
What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?
How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?
Do I Have To Allow My Disability Insurance Company To Contact My Employer?
Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?
Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?
What Does It Mean If My Disability Insurance Company Says I Am Malingering?
Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
Can your ERISA disability benefits be garnished?
What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?
Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?
Is My “No-Fault” Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
Is Your Disability Insurance Claim a Physical or Mental Disability Condition?
How Important is Doctor Support in Securing Disability Insurance Benefits?
Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?
Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?
Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?
What is a REMAND in an ERISA Disability Insurance Lawsuit?
What is the Administrative Record in an ERISA disability appeal?
Why is it important to hire a disability attorney experienced in handling ERISA disability claims?
Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?
How does a disability insurance company determine my Regular Occupation?
If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?
Are all LTD claimants considered for alternative professions as part of the “any occupation” investigation?
Do Disability Insurance Companies Continue to Challenge a LTD Claim After an “Any Occupation Definition of Disability Investigation” Is Completed and Benefits Have Been Extended?
Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?
Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?
Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?
Can Hartford be punished for wrongful denial of a disability insurance claim?
How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?
If I am receiving disability insurance benefits, can the disability insurance company use my spouse’s income or retirement benefits to offset my monthly disability benefit payment?
Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?
What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?
If my social security disability claim was denied will my disability insurance claim be denied?
What does attorneys Dell & Schaefer charge for the representation of disability insurance claimants?
Can a disability insurance company rely upon a nurse to review my disability claim?
Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?
If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?
Is my disability insurance policy subject to or governed by ERISA?
What is the Accident v. Sickness provision in my disability insurance policy?
What should I expect if I apply for residual disability insurance benefits?
What are the ERISA disability appeal deadlines and why 180 days?
Do I Have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?
If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?
Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?
Can a disability company sue me to recover an SSDI overpayment?
Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?
What should I be aware of if I am buying a disability insurance policy?
What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?
Why is it important to have a disability attorney handle my ERISA disability appeal?
Will a disability insurance company watch me on Facebook or other social media sites?
Can a disability insurance company rely on a Functional Capacity Exam (“FCE”) to deny long-term disability benefits?
Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?
How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?
Can a disability insurance company claim an overpayment for social security disability benefits payable to a child as result of the parent’s disability?
Are disability insurance benefits taxable?
Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
Can a disability attorney manage all aspects of my long-term disability insurance claim?
Can my disability insurance policy be exempt from ERISA?
What is the discretionary clause in a disability insurance policy?
Does my disability insurance lawsuit need to be filed in State or Federal Court?
Is my disability insurance company required to offer me a lump sum buyout of my disability policy?
Disability Law and Video Surveillance
Do disability insurance companies handle a claim differently when a lawyer is involved?
Why is ERISA an unfair law for disability insurance claimants?
How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?
Do I have to sign the Social Security reimbursement agreement requested by disability company?
If I can not afford medical treatment can I still collect disability insurance benefits?
Will the disability insurance company pay my doctor to complete an Attending Physician Statement?
Do disability insurance companies deny all claims for disability benefits?
How can one disability company approve my claim but my other disability company has denied my claim?
Should I stop paying my disability insurance premiums even though my claim decision is pending?
What should I expect when I attend an IME exam requested by my disability insurance company?
What is ERISA?
If I am physician claiming long term disability, can I treat myself?
If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?
What can I do if the disability insurance company is delaying disability payments?
What does it mean when a disability insurance company pays disability benefits under a “reservation of rights”?
What are the most common disabling conditions for a long term disability claim?
What type of doctor should I be treating with in order to claim long term disability benefits?
Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?
What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?
Can I earn money while I collect long term disability benefits?
If a disability insurance claimant dies can any family members continue to collect the decedent’s long term disability benefits?
Why does the disability insurance company request my tax returns?
What is a Functional Capacity Exam (FCE) and should I go to a FCE?
How can the disability insurance company deny my claim if my doctor has not released me to return to work?
If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?
Will the insurance company pay me long term disability benefits while my appeal or lawsuit is pending?
How long is the disability insurance company required to pay once my disability claim is approved?
If my disability insurance claim denial is reversed will I receive interest?
Do I need to send the “medical authorization release” form to the disability insurance company?
Will the disability insurance company pay my attorney fees and cost if I win my Appeal?
Can I sue my long term disabilty insurance company for bad faith or punitive damages?
Why should I hire a disability insurance attorney to submit my ERISA Appeal?
How do I determine my date of disability?
What are self reported condition limitations in a group long term disability insurance policy?
Can my long term disability claim be denied for a pre-existing condition?
What is a residual disability income claim?
Can I do volunteer work while I am collecting long term disability benefits?
Does Social Security always deny disability claimants the first time they submit a claim?
Can the disability insurance company require me to have surgery in order to collect disability benefits?
How often does the Social Security Administration evalaute a claimant’s eligibility for SSDI benefits?
How often does the disability insurance company expect a disability claimant to treat with a doctor?
How does the Social Security Administration determine if a person is eligible for social security disability benefits?
What are the five most common reasons for a long term disability insurance claim denial?
Does social security disability approve claims that are based on subjective medical conditions?
How long do I have to be disabled before I can file a claim for social security disability benefits?
What is the appeal process if my Social Security Disability Claim has been denied?
Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?
Does the claimant, after getting a request to a field interview, have to do it?
What happens when a long term disability insurance company requests to do a field interview regarding your claim?
Are the outside companies hired by disability insurance companies to locate IME doctors independent?
Are independent medical examiners hired by a disability insurance company truly independent?
What can I do to protect myself during an IME exam requested by my disability insurance company?
Can my disability claim be denied if my disability company never conducted an IME exam?
Will my disability insurance company give me a copy of the IME report?
Why is my disability insurance company requesting an IME exam?
Do I have to attend an IME exam requested by my disability insurance company?
Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?
Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?
When should a disability claimant suspect that their disability insurance company is doing video surveillance?
Why do disability insurance companies conduct secretive video surveillance?
Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?
How do I obtain a copy of my long term disability insurance policy or disability plan?
Should I allow my disability insurance company to interview me in my home?
If my long term disability claim is wrongfully denied will the insurance company pay my attorney’s fee if I win my case?
Can I recover attorney fees if my long-term disability claim is governed by ERISA?
Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?
Can a disability insurance company conduct video surveillance of me without my permission?
If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?
Can a long-term disability insurance company claim an overpayment once a claimant is approved for social security disability income benefits?
Why are disability insurance policies difficult to understand?
Why is it important to have a disability attorney when applying for disability insurance benefits?
Does having a disability insurance attorney raise a red flag?
What is an “own occupation” definition of disability?
What is an “any occupation” definition of disability?
What time frames apply to an ERISA disability appeal?
Who are the largest private and group disability insurance companies?
How do I know if my disability policy is subject to ERISA?
Are there any penalties if a disability insurance company violates ERISA?
Why was ERISA created?
How does an individual disability claim differ from an ERISA group disability claim?
Why consider a lump-sum buyout of your disability insurance policy?
How do disability insurance companies calculate lump-sum buyouts?
What is a lump sum buyout?
What types of medical conditions are most commonly challenged by disability insurance companies?
How important is the support of my treating physician?
Should I speak with an attorney prior to filing my long-term disability insurance claim?
What are my options if my long term disability insurance claim has been denied?
Do you need to suffer a loss of income to collect disability income payments?
Can you work in a different occupation while collecting disability income payments?
Attorney Cesar Gavidia Successfully Reinstates CIGNA Benefits to a Senior Systems Engineer Suffering from Migraines
Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
Dell & Schaefer Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
Symetra Reinstates LTD Benefits for Former Vice President of Grady Management, Inc. who suffered from multiple Strokes
Aetna Life Insurance Company overturned previous denial of long term disability benefits for Georgia Assistant
Berkshire Approves Application for Disability Benefits to Sales Manager
Cigna Overturns Denial of Long Term Disability Benefits
Metlife Overturns Denial on Appeal by Dell & Schaefer
Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for Massachusetts Senior Advisor
After appeal filed by Attorney Jay Symonds, UNUM overturned previous denial of long term disability benefits for South Carolina Nurse
Prudential Insurance Company of America overturned previous denial of long term disability benefits for Oregon Software Engineer
Life Insurance Company of North America (CIGNA) overturned previous denial of long term disability benefits for New Jersey Account Manager
Cigna Overturns Denial of Long Term Disability Benefits On Appeal
Standard Approves Disability Benefits to Attorney with Fibromyalgia
Cigna Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer
Prudential Decides to Terminate Long-term Disability Claim of Disabled Chevy Chase Bank Manager That It Had Paid for 11 Years, But It Overturns Decision After Attorney Dell & Schaefer’s Appeal
Prudential overturned previous denial of long term disability benefits for Connecticut Audit Manager
Cigna Approves Disability Benefits to Doctor with Ehlers-Danlos
Life Insurance Company of North America overturned previous denial of long term disability benefits for Washington Crime Scene Photographer
Prudential Denial Overturned on Appeal After Attorneys Dell & Schaefer Established that Medical Device Representative Could Not Perform Duties of Any Gainful Occupation
Cigna Again Reinstates Claim of Archdiocese of Baltimore Registered Nurse Thanks to Appeal by Dell & Schaefer
Prudential overturned previous denial of long term disability benefits for Mississippi Nuclear Medicine Tech
Cigna overturns decision to terminate benefits of Claimant suffering from Multiple Sclerosis
Senior Global Tax Director for Billion Dollar Worldwide Industrial Company is Again Receiving Disability Benefits from MetLife After Appeal by Attorney Alexander Palamara
After Appeal Filed by Attorney Alexander Palamara, Cigna Overturns its Previous Denial of Long Term Disability Benefits for Retail Clerk Suffering from Bipolar Disorder and Chronic Pain
Principal Reinstates Benefits of Orthopedic Surgeon Unable to Work Full-Time After Attorney Rachel Alters submits Appeal
Unum and Sun Life Approve Disability Benefits to OB.GYN
After appeal filed by Attorney Jay Symonds, Hartford overturned its second denial of long term disability benefits for Alabama CEO
After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Tennessee Claims Supervisor
Computer Programmer is Back on Claim Receiving LTD Benefits after Attorney Proves to Lincoln it Acted Wrongly
Accountant who was previously on claim for 7 years gets LTD Re-Approved after Appeal to Lincoln Financial Group
CIGNA overturned previous denial of both long term disability benefits for Massachusetts IT Procurement Specialist
CIGNA overturned its previous denial of both short term and long term disability benefits for Michigan Senior Personal banker
LTD Claim Approved for a Second Time for an Insurance Sales Agent after Prudential Denies Claim Based on Self-Reported Physical Capabilities
After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues
Lincoln Approves Disability Benefits Following Second Appeal
Attorneys Dell & Schaefer File Lawsuit in Federal Court Against Aetna Life Insurance Company After it Denied Long-term Disability Benefits to Former Software Developer
Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer
After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits
Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA
Reliance Standard Reinstates Disability Benefits to Project Manager
Cigna Reinstates Disability Benefits to Project Manager on Appeal
Senior Merchant of American Fashion Retailer Giant gets LTD Claim Approved After Appeal to Reliance Standard
After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for Pennsylvania Corporate Training Coordinator
Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Kentucky District Sales Manager
LTD Claim Approved by Lincoln for Former Biomet, Inc. Employee suffering from Meniere’s Disease
After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
Standard Overturns Decision to Deny Disabled Project Manager Long-term Disability Insurance Benefits After First Appeal
Disabled Vessel Captain for Marine Services Corporation Wins Long-term Disability Appeal With CIGNA
After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again.
After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
Another Long Term Disability Claim is Reinstated after Disability Attorney Alexander Palamara successfully argues The Standard Insurance Company Mishandled Preexisting Condition Investigation
Cigna Approves Disability Benefits After Two Years of Fighting
United of Omaha Overturns Decision to Deny Benefits to Disabled Quality Assurance Manager After Appeal Discredits Its Medical Review and Vocational Assessment
Prudential Overturns Denial of Disabled Welding Foreman Suffering From a Blood Disorder to Only Claim His Disability is Psychosomatic and Limited to 24 Months of Payments
Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
Hartford Reinstates Disability Benefits to HR Manager
Cigna Approves Disability Claim Following Multiple Denials
Unum Overturns Original Decision to Deny Benefits to Disabled Account Manager Following Appeal Submitted by Dell & Schaefer Appeals Team
After appeal filed by Attorney Jay Symonds, Lincoln National overturned its previous denial of long term disability benefits for Washington Sales Representative
Lincoln Financial Reinstates Disability Benefits To School Teacher
Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
Cigna Overturns Denial Following Dell & Schaefer Appeal
Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
Disability Attorney Alex Palamara wins LTD Benefits for Police Office Denied by Standard
Victor Pena Wins Long Term Disability Appeal Against Cigna for Cardiac Cath Technician
Cigna Approves Disability Benefits to International Sales Manager
Liberty Mutual of NY Disability Benefit Denial Reversed After Two Denials In One Year
Cigna reinstates Long Term Disability claim after reviewing Dell & Schaefer appeal
After appeal filed by Attorney Jay Symonds, UNUM overturned its previous denial of long term disability benefits for Colorado Plumber
MetLife reverses decision to terminate LTD benefits after Dell & Schaefer files an appeal showing Metlife completely ignored physical conditions of claimant
Disability Attorney Alexander Palamara Proves to Unum that Its Decision to Deny Benefits Was Wrong for Claimant Suffering from Heart Conditions
Lincoln Overturns Denial of LTD Benefits After Two Appeals
Cigna reinstates LTD claim after reviewing Dell & Schaefer appeal
After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Alabama CEO
After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
Standard Overturns Denial of Disability Insurance Benefits
Dell & Schaefer Successfully Appeals Denial Of Benefits To Pre-School Teacher
Dell & Schaefer Successfully Appeals Denial Of Benefits To Claimant With Trigeminal Neuralgia
CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
Attorney Cesar Gavidia and Appeal Team at Dell & Schaefer Win Appeal Battle Against Unum to Reinstate Long-Term Disability Insurance Benefits to Disabled Software Engineer
Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
Reliance Standard Reinstates Benefits for Former Employee of Parent Company, Delphi Financial, Following Successful Appeal
Cigna Reinstates Long Disability Benefits to a Tugboat Captain
Sun Life Approves Disability Benefits to Surgical Services Director
Sedgwick Reinstates Long Term Disability Claim Following Appeal
67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA
Hartford has a Pattern of Conducting Surveillance on a Claimant’s Birthday
Dell & Schaefer Successfully Appeals Denial Of Benefits To Former Excel Energy Employee
Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits
Attorney Alex Palamara Helps Correction officer to Win Cigna Disability Appeal
Disability Benefits Reinstated: Dell & Schaefer Appeal Gets CIGNA to Admit its Decision to Deny was Wrong
After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
Alex Palamara Wins Another Hartford Disability Appeal
Dell & Schaefer Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company
Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits
Dell & Schaefer Successfully Appeals Denial of Benefits to IT Support Specialist
Prudential Reinstates Disability Benefits To School Teacher
Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations
Dell & Schaefer Successfully Appeals Denial of Benefits to Former Inventory Control Specialist
Prudential Insurance Company Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy
Sun Life ignored its own medical expert’s opinions supporting registered nurse’s inability to work in a sedentary occupation due to severe rheumatoid arthritis
MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
Dell & Schaefer Successfully Appeals Denial of Benefits to Fedex Employee
Dell & Schaefer gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn’s Disease
MetLife Reinstates Disability Benefits to Attorney on Appeal
Administrative Appeal by Dell & Schaefer forces Principal Life Insurance Company to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records
After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect
Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis
Dell & Schaefer convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
After Initially Being Denied Long Term Disability Benefits, Dell & Schaefer Gets Former Wal-Mart Employee on Claim with Liberty Mutual
Dell & Schaefer Successfully Appeals Denial of Benefits to Quality Control Inspector
Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues
Standard Overturns Denial of Disability Benefits to Chiropractor
Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell & Schaefer, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA
Appeal filed by Dell & Schaefer proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
Administrative Appeal by Dell & Schaefer Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next
Dell & Schaefer ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits
Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
Prudential Overturns Another Long Term Disability Denial After Dell & Schaefer Appeal
Dell & Schaefer successfully appeals denial of benefits to maintenance technician
Cigna Overturns Denial of Benefits to Data Center Manager
Prudential denies and settles long-term disability claim with CPA after CPA becomes totally disabled from chronic cervical neck pain and radiculopathy
Surveillance Video and Independent Medical Examination (IME) Leads to Disability Insurer Terminating Disability Claim After Paying Partially Disabled Insurance Agents Claim For 21 Years
Cigna Approves Any Occupation Disability Benefits After Two Appeals
Prudential Overturns Denial for Dell & Schaefer Client Suffering With Serious Back Conditions
After Long Fight for Short Term Disability Benefits, MetLife Has Now Approved Dell & Schaefer Client for Long Term Disability Benefits
Dell & Schaefer Wins Disability Appeal against Cigna for Mortgage Banker
Dell & Schaefer successfully appeal denial by Liberty Life
Cigna Reinstates Long Term Disability Benefits to Medical Coder
Cigna reverses its decision to terminate benefits of a claimant with Fibromyalgia, Cervical Spine Spondylosis and Depression
Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
Nearly Three Years Later, Sedgwick Finally Pays Walgreens’ Pharmacist’s STD and LTD Claim
Unum Settles Lawsuit with Florida Chiropractor After Initially Denying Long-term Disability Claim
Reliance Standard Overturns Its Decision to Deny; Dell & Schaefer Client Will Again Receive Long Term Disability Benefits
Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell & Schaefer file appeal
Cigna reverses decision to terminate benefits of claimant suffering from end-stage Myasthenia Gravis
Disability Attorney Cesar Gavidia Wins Hartford Disability Appeal For Target Employee With Rheumatoid Arthritis and Chronic Neck Pain
Prudential Overturns Denial of Long Term Disability Benefits to College Professor
Hartford Buys Out Disability Policy Following Appeal
Dell & Schaefer Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
Liberty’s Decides to Terminate Benefits to a Claimant with Multiple Sclerosis Based on 40 Minutes of Surveillance Video
Benefits Reinstated: Dell & Schaefer Successfully Appeals Cigna’s Decision to Deny Benefits for MetroPCS Wireless Employee with HIV
MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
Principal Approves Long Term Disability Benefits for Surgeon
Attorney Alex Palamara Wins Disability Appeal Against Cigna for Lockheed Martin Employee
After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
Sun Life Approves Claim for Long Term Disability Benefits
Hartford Reversed Decision To Terminate Claimant’s LTD Benefits After Submitting an Appeal
Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell & Schaefer Client, But There Is A Catch
CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
Lincoln Approves Disability Claim After Multiple Appeals
Cigna Reverses Long Term Disability Denial And Admits Denying Benefits To Attorney Stricken With Parkinson’s Was Wrong
Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
A Liberty Life Disability Benefit Denial is Reversed after ERISA Appeal filed by Attorney Alex Palamara of Dell & Schaefer
Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
Two Stroke Victims Win ERISA Appeals Against Prudential and Liberty Life
Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
AXA Equitable and DMS Approve LTD Benefits for Litigation Attorney with ADHD & Bi-Polar
Dell & Schaefer obtains settlement award for OB/GYN with Unum individual disability policy
Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant’s Primary Diagnosis Was Meniere’s Disease
Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
Disability Attorneys Dell and Schaefer Prove to Prudential that Its Decision to Deny Benefits Was Wrong
Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
Dell & Schaefer’s Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
Alex Palamara’s ERISA Disability Appeal Against Prudential Leads To Reinstatement of Benefits for Woman With Cerebral Aneurysm
MetLife Overturns its Decision to Deny Long Term Disability Benefits After Receiving an ERISA Appeal from Disability Attorneys Dell & Schaefer
Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
Dell & Schaefer’s Appeal Leads Prudential to Reinstate ERISA Long Term Disability Benefits
Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
Cigna Reverses Disability Denial And Admits Its Decision To Deny Benefits To Attorney Stricken With Parkinson’s Was Wrong
MetLife Long-Term Disability Denial Of Disabled Yamaha Motors Corporation Manager With Genetic Disorder Is Reversed Following ERISA Appeal
Chiropractor Obtains Lump-Sum Disability Insurance Settlement Despite Wrong Date of Disability
Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
Hartford Admits Decision to Deny LTD Benefits to Claimant with Chronic Lyme Disease Was Wrong
Aetna Denies Disability Benefits after 18 Months of Payment, but Dell & Schaefer wins ERISA Appeal
Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
Long Term Disability Attorneys Win an ERISA Appeal Following Lincoln Financial Disability Denial
Unum disability appeal results in settlement of Unum long term disability claim
Reliance Standard reverses long term disability denial following appeal submitted by Attorneys Dell & Schaefer
Woman with multiple sclerosis files long term disability benefit denial lawsuit against Prudential Insurance Company
Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Attorneys Dell & Schaefer
Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
Liberty Mutual Overturns Disability Insurance Denial in Ten Days
Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
AT&T Employee Dealing With Sedgwick Has Horrible Disability Benefit Claim Experience
CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
Hartford reverses disability benefit denial after previously paying 62 year old sales rep for 6 years
Standard Insurance Company reverses disability insurance denial for a disabled lawyer
Disability lawyers win ERISA long term disability appeal against Hartford
$79,000 in long term disability insurance benefits is recovered for disabled teacher
MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
Federal Insurance Company and former postal worker reach confidential settlement regarding lump-sum disability policy
Unum issues disability insurance benefits to currency trader suffering from depression and chronic fatigue
Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
Life Insurance Company of North America (CIGNA) lump sum settlement buyout offer obtained for former salesman
General Surgeon wins Long Term Disability Insurance Trial Against Unum
Liberty Mutual reverses decision to terminate disability benefits
Disability carrier denies disability benefits to chiropractor after paying for 8 years, yet Attorneys Dell & Schaefer file lawsuit and obtain lump-sum buyout
Podiatrist with median nerve injury files lawsuit and obtains lump-sum buyout of disability policy
A general surgeon and his legal team at Dell & Schaefer win disability insurance jury trial against Unum
Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
Lincoln Financial’s denial of long-term disability benefits is reversed following appeal submitted by attorneys Dell & Schaefer
Disability insurance Attorneys Dell & Schaefer resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
$800,000 lump-sum disability settlement for attorney with depression
Confidential Disability Settlement for a Dentist After Insurance Companies Bad Faith is Exposed
A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
Aetna approves disability benefits for dentist following brain surgery to remove a tumor
Aetna’s denial of disability benefits to an OBGYN physician is reversed following an appeal submitted by attorneys Dell & Schaefer
Attorney Dell & Schaefer prove dentist is totally disabled and not residually disabled
Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
Attorneys Dell & Schaefer win benefits for client under a catastrophic illness policy
Attorneys Dell & Schaefer win long-term disability trial against Prudential Insurance Company Of America on behalf of time-share salesperson suffering from cervical disc disease
Attorneys Dell And Schaefer obtain lump sum buy-out of an Unum long term disability insurance policy for a drywall contractor
AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease
Chiropractor placed on claim despite an “any occupation” provision
Chiropractor receives total disability benefits despite neck exclusion language in a Trustmark Insurance Company disability policy
Cigna approves internal medicine doctor for long-term total disability benefits
Cigna reinstates disability benefits for an accounting manager
Dentist wins appeal and UNUM Provident pays disability benefits
Dentist with hand tremor files suit and receives confidential settlement for past due and future long-term disability benefits
Disability insurance carrier cuts veterinarian’s benefits after paying for 9 years
ENT doctor receives $225,000 and continues to work in his same occupation while collecting disability
AXA Equitable pays total disability benefits to an attorney
ERISA disablity insurance claim: pre-existing condition denial overturned for executive
Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
Federal Express (“FEDEX”) thought their disability insurance plan was governed by ERISA, but attorneys Dell & Schaefer and the US Southern District Court of Florida disagree
Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits
Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied
Hartford agrees to lump-sum buyout of long-term disability policy for account executive
Hartford and Unum approve long-term disability benefits for disabled radiologist
Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis
Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
Mass Mutual approves long-term disability benefits of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)
Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim
MetLife approves long term disability benefits for senior sales manager in the medical supply industry
Neurosurgeon awarded partial disability benefits
Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
Prudential pays computer system engineer’s ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
Prudential reinstates long-term disability benefits to sales specialist following appeal filed by attorneys Dell & Schaefer
Prudential reverses denial on second appeal & pays $175,000 in past due disability benefits to OBGYN
Psychiatrist receives $340,000 long-term disability insurance buyout
Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed
The Standard Insurance Company’s denial of disability benefits is reversed on appeal
Unum approves dentist for residual/partial long-term disability benefits
Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
Unum approves opthamologist for long-term total disabilty benefits
Unum challenges the long term disability claim of a blind salesman
Unum Provident and Monarch Life Insurance Company pay total disability to dentist
Unum Provident approves physiologist’s claim for disability benefits
Unum Provident pays advertising executive total disability benefits
Unum Provident pays total disability benefits to a chiropractor with breast cancer
Teacher suffering from Sjorgen’s syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits
Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed