Episode 19 UNUM employee deposition in a disability insurance claim denial lawsuit
This video is a portion of a video-taped testimony from a long term disability insurance claim denial lawsuit. The actual testimony in this video was presented to a jury in federal court.
The jury awarded disability benefits to our client. The deposition was completed on behalf of our client by attorney Gregory Michael Dell. While watching this video, you can judge the credibility of this Unum employee by watching her facial expressions.
This Unum employee, was a disability claims manager and she was the claims examiner responsible for making the final decision to deny long term disability benefits to our client, a board certified general surgeon. As the individual with the final authority to approve or deny disability benefits, it is hard to imagine that she did not know the basic requirements of our client’s occupation as a general surgeon.
This Unum claims manager came to the conclusion that our client could perform all of his material duties as a surgeon, despite the fact that she had no idea how he performed any of his surgeries. It is hard to imagine that she actually testified that she does not know if a gall bladder removal requires the cutting of the skin. The gall bladder is a human organ. If the skin is not cut, then how else did this Unum employee think the gall bladder was going to be removed?
Please note: Disability insurance attorney Gregory Michael Dell created Disability Insurance Law TV in order to educate long term disability claimants about common issues related to long term disability insurance claims. New episodes are filmed on regular basis. Our disability videos are for informational purposes only and they are not legal advice.