• Deposition of Insurance Co. Employee in a Disability Insurance Benefits Denial Lawsuit (Ep. 19)Deposition of Insurance Co. Employee in a Disability Insurance Benefits Denial Lawsuit (Ep. 19)

UNUM employee deposition in a disability insurance claim denial lawsuit

This video is a portion of a video-taped testimony from a long term disability insurance claim denial lawsuit. The actual testimony in this video was presented to a jury in federal court.

The jury awarded disability benefits to our client. The deposition was completed on behalf of our client by attorney Gregory Michael Dell. While watching this video, you can judge the credibility of this Unum employee by watching her facial expressions.

This Unum employee, was a disability claims manager and she was the claims examiner responsible for making the final decision to deny long term disability benefits to our client, a board certified general surgeon. As the individual with the final authority to approve or deny disability benefits, it is hard to imagine that she did not know the basic requirements of our client’s occupation as a general surgeon.

This Unum claims manager came to the conclusion that our client could perform all of his material duties as a surgeon, despite the fact that she had no idea how he performed any of his surgeries. It is hard to imagine that she actually testified that she does not know if a gall bladder removal requires the cutting of the skin. The gall bladder is a human organ. If the skin is not cut, then how else did this Unum employee think the gall bladder was going to be removed?

Please note: Disability insurance attorney Gregory Michael Dell created Disability Insurance Law TV in order to educate long term disability claimants about common issues related to long term disability insurance claims. New episodes are filmed on regular basis. Our disability videos are for informational purposes only and they are not legal advice.

We are passionate about helping individuals that have been denied Unum disability insurance benefits and we have resolved more than 1,000 disability denial lawsuits against Unum.

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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