Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Hartford

Hartford takes advantage of disabled people. My experience has been exhausting.

Reviewed by Linda Yellin on August 11th 2015 Verified Policyholder

My experience with The Hartford has been exhausting and frustrating. The Hartford selectively chooses what to emphasize and what to ignore to benefit themselves as they de...

Reply

Sent on August 11th 2015 by Attorney Stephen Jessup

Linda, have you already submitted an appeal of Hartford’s denial? Please feel free to contact our office to discuss your rights under ERISA and how we can assist you in ...

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Lincoln Financial

Lincoln Financial disregarded my wife's dopctor's diagnosis and denied her STD claim.

Reviewed by Michael on August 6th 2015 Verified Policyholder

Is there no Federal governing body for the insurance industry? What is the Federal government doing to make this situation better? My wife was just dropped from her STD by...

Reply

Sent on August 6th 2015 by Attorney Stephen Jessup

Michael, your wife should be entitled to an administrative appeal of the denial of benefits. If she has not already filed same please feel free to contact our office to di...

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Principal

I am so tired of fighting for the benefits that I deserve based on the policy I paid for.

Reviewed by Erika on August 6th 2015 Verified Policyholder

I have a short and long term disability policy with Principal through my employer. After the birth of my son, I suffered from postpartum depression which prevented me from...

Reply

Sent on August 6th 2015 by Attorney Gregory Dell

Erika, as your claim history is detailed, please feel free to contact our office to discuss how we may be able to assist you with your voluntary appeal.

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Mutual of Omaha

I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney.

Reviewed by Robbie Winder on July 24th 2015 Verified Policyholder

I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney. I want to talk about a specific situation in which I ...

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New York Life

There's what I learned:

Reviewed by Vickie Young on July 13th 2015 Verified Policyholder

If you are on STD or LTD or trying to get either here are a couple things we learned: Save everything and get hard copies of every DR visit. Make sure you discuss your rea...

Reply

Sent on July 13th 2015 by Attorney Cesar Gavidia

Vickie, Thank you for sharing this very valuable information!

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Reliance Standard

Reliance Standard has yet to give me the correct benefit amount, even after pointing it out to them myself.

Reviewed by LJ on July 9th 2015 Verified Policyholder

I’ll get straight to the point: After pointing our their miscalculations in my benefit amount, Reliance Standard agrees that they owe me money and a corrected W2 for my ...

Reply

Sent on July 9th 2015 by Attorney Stephen Jessup

LJ, I recommend you send a letter (that can be tracked and requires a signature) demanding information as to the amount of the underpayment and when you will expect to rec...

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Unum

This is a very deceptive company…

Reviewed by Cherry on June 11th 2015 Verified Policyholder

I had taken out a policy that stated the representative stated to me if i got sick i was paid the value that i signed up for. I was diagnosed with congestive heart failure...

Reply

Sent on June 11th 2015 by Attorney Cesar Gavidia

Cherry, I am unsure as to the nature of the policy you took out. Please feel free to contact our office to discuss in detail.

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Reliance Standard

Reliance Standard is trying to claim SSDI payments we never received as offset for my husband's LTD benefits.

Reviewed by Feeling Cheated on June 10th 2015 Verified Policyholder

My husband has been disabled for years and approved for LTD & SSDI. Which is great! We dont have the horror stories above however we have our own offset dillema. I underst...

Reply

Sent on June 10th 2015 by Attorney Stephen Jessup

Feeling Cheated, unfortunately the application of the offset provision for DSSDI is applicable regardless of the situation. Your situation is akin to a dependent child liv...

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Prudential

Prudential continually harasses me and my family

Reviewed by GG on June 7th 2015 Verified Policyholder

I have been on LTD through Prudential for nine years due to a rare brain/spinal cord Disease. They continually harass me and my family with phone calls, paperwork, I have ...

Reply

Sent on June 7th 2015 by Attorney Stephen Jessup

GG, unfortunately you are not alone as it relates to ongoing claims review – especially when an insurance company knows there is some level of work functioning (no matte...

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Lincoln Financial

I feel that this is age discrimination

Reviewed by Frank McDaniel on May 29th 2015 Verified Policyholder

I was told by Lincoln that since I am 73 years old that they will only pay long term disiablity for 12 months. I thought they would have to pay for two years. I also used ...

Reply

Sent on May 29th 2015 by Attorney Stephen Jessup

Frank, you will need to obtain a copy of your policy to determine the actual benefit period. Most policies drastically limit the time of payments after the age of 70....

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Lincoln Financial

Despite overwhelming evidence to support my husband's claim, Lincoln Finacnial keeps prolonging a decision on his appeal.

Reviewed by Kris on May 26th 2015 Verified Policyholder

My husband worked in the oil-fields of ND, he came home 10 months ago with severe breathing problems- (he has had two neumothoraxes, collapsed lungs, also while working th...

Reply

Sent on May 26th 2015 by Attorney Stephen Jessup

Kris, the law does provide for one 45 day extension to render a decision on the appeal. Lincoln Financial typically only provides one level of appeal so in the event the c...

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Aetna

My doctor checked the wrong box, so Aetna denied me and refuses to listen

Reviewed by Autumn on May 22nd 2015 Verified Policyholder

I had a needed hip surgery on 3/6/15 at Virginia Mason in Seattle and went on short term disability for 12 weeks based on my doctors recommendation. Aetna is the provider ...

Reply

Sent on May 22nd 2015 by Attorney Stephen Jessup

Autumn, please feel free to contact our office. Unfortunately, it is all too common that doctors check off the wrong box on a form and it allows an insurance carrier the a...

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Lincoln Financial

Chronic pain patients should file a class action stuit against LFG

Reviewed by Frank G on May 20th 2015 Verified Policyholder

Is it possible for chronic pain patients, fibromyalgia patients, and intractable pain patients to band together and file a class action suit against Lincoln Life. Personal...

Reply

Sent on May 20th 2015 by Attorney Cesar Gavidia

Frank, unfortunately, it is the standard by which most insurance companies work and is the reason why 24 month limitations for certain pain conditions are common in polici...

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Reliance Standard

Need advice on how to best deal with Reliance standard.

Reviewed by Connie L. on May 11th 2015 Verified Policyholder

Is anybody ever successful collecting benefits from Reliance? My husband drew STD for 6 months no problem. LTD is a different story. Received two checks but now they are r...

Reply

Sent on May 11th 2015 by Attorney Stephen Jessup

Connie, please feel free to have your husband contact our office to discuss his Reliance claim. Carriers often make the process of LTD much more difficult due to the fact ...

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Aetna

At this point, Aetna is questioning my disability

Reviewed by Teri on May 9th 2015 Verified Policyholder

I have had ltd coverage through Sedgwick/cms. As of Januaru, AETNA took over. The attending physician statements are not clear leading doctors to provide information that ...

Reply

Sent on May 9th 2015 by Attorney Stephen Jessup

Teri, disability insurance companies write their claim forms very much to their advantage. Please contact our office to discuss how we can assist you in handling your clai...

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Unum

Unum's stalling will force me to either sell the house or the car

Reviewed by Concerned Spouse on May 7th 2015 Verified Policyholder

My husband had long term disability for about 5 years with UNUM until about 3 months ago. He received a letter from them stating that his pain doctor checked something sta...

Reply

Sent on May 7th 2015 by Attorney Stephen Jessup

Concerned, as your husband’s claim is very involved, please contact our office to discuss in detail.

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Prudential

If I am unable to pay the full lump sum of overpayment to Prudential, can they just with hold my LTD checks till it is paid off?

Reviewed by Stacy on May 6th 2015 Verified Policyholder

If I am unable to pay the full lump sum of overpayment to Prudential, can they just with hold my LTD checks till it is paid off?

Reply

Sent on May 6th 2015 by Attorney Cesar Gavidia

Stacy, you can certainly approach them for a repayment plan.

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Aetna

Aetna seems to be crying for a class action suit. Make sure I’m on the list!

Reviewed by KM on April 21st 2015 Verified Policyholder

Aetna seems to be crying for a class action suit. Make sure I’m on the list! They have played games with me for the last 3 years. Denying so many important items. And ca...

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Lincoln Financial

LFG is nothing but a scam ripping people off. Flush your money

Reviewed by Mark Sutton on April 21st 2015 Verified Policyholder

I personally think anyone paying for LFG SHOULD flush your money. I worked for a utility for 16.5 yrs. When I came down with several health issues, that put me on disabili...

Reply

Sent on April 21st 2015 by Attorney Stephen Jessup

Mark, please feel free to contact out office to discuss your claim in detail.

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New York Life

I call every day and am met with rude workers who do not care about you in the least. Horrible company.

Reviewed by Tal on April 20th 2015 Verified Policyholder

STD was approved for surgery on March 11. I got one check covering 6 days and have been getting the run around ever since. They now owe me for 21 days pay. The caseworker ...

Reply

Sent on April 20th 2015 by Attorney Stephen Jessup

Tal, it is common for the STD claims process to be a less than stellar experience. Even more so considering the fact updates are usually required weekly in order to proces...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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