Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5.0 (888 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Reliance Standard

Seeking relief against Reliance Standard through the Insurance Fair Conduct Act.

Reviewed by Sick and Tired in Seattle on August 23rd 2015 Verified Policyholder

Reliance Standard pays my long term disability claim. Every month I have to battle with Matrix, the policy administrator, and fight to get my monthly income, but neither t...

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Sent on August 23rd 2015 by Attorney Stephen Jessup

Sick and Tired, if your policy is governed be ERISA then your state law actions could be pre-empted. Additionally, if this policy was through your employer the named polic...

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New York Life

I don’t know if I'm more upset about being denied or being denied without being told

Reviewed by R.T. on August 19th 2015 Verified Policyholder

Diagnosed with breast cancer (stage 3, triple negative) March 2013, I initially went on STD then moved to LTD in September of that same year. In April 2014, I went back to...

Reply

Sent on August 19th 2015 by Attorney Gregory Dell

R.T., unfortunately, you are not alone with how you were treated. Quite often there is no warning at all when someone’s benefit is cut off. Please feel free to contact o...

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New York Life

I take 9+ prescriptions every day but New York Life still denied me

Reviewed by R. Crystal Frasier on August 17th 2015 Verified Policyholder

I have been on New York Life long-term disability for 10 years after 4 spinal surgeries, a stroke, complicated with hypoxemic respiratory failure and chronic pain syndrome...

Reply

Sent on August 17th 2015 by Attorney Stephen Jessup

Crystal, that is almost unheard of after such a lengthy claims history. Please contact our office to discuss appealing this denial.

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Reliance Standard

Major financial suffering because Reliance Standard wrongfully denied my disability benefits.

Reviewed by Choyce7 on August 16th 2015 Verified Policyholder

Well here we go again….In April of 2015, Reliance denied my benefits again. This is the second time that they have done this to me. I was disabled in January of 2010. I ...

Reply

Sent on August 16th 2015 by Attorney Stephen Jessup

Choyce, attorney’s fees are only applicable if you prevail at trial, and even then it is only upon motion for same and at the discretion of the judge. Unfortunately, win...

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Reliance Standard

My partner and I have been continuously harrassed by Reliance Standard for paperwork, and now want to pursue a lump sum for undue stress.

Reviewed by G in AZ on August 12th 2015 Verified Policyholder

My partner was diagnosed with late stage AIDS in Sept 2009, he received SSDI within 6 weeks of applying for it. He was also on LTD with Reliance Standard. The plan his emp...

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Sent on August 12th 2015 by Attorney Stephen Jessup

G, prior to the filing of any lawsuit he will have to satisfy the administrative appeal process required by ERISA. Unfortunately, your partner will have no legal recourse ...

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Lincoln Financial

My work place has put me in a tough spot with Lincoln Financial.

Reviewed by Barry on August 12th 2015 Verified Policyholder

I have been approved for LTD from Lincoln. My work place will not allow you to work without a 100% bill of health. No light duty, no lifting exemptions. I will never recei...

Reply

Sent on August 12th 2015 by Attorney Stephen Jessup

Barry, unfortunately there is no way to give you an answer that can give you definite peace of mind. If your employer’s policy contains a 24 month own occupation definit...

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Hartford

Hartford takes advantage of disabled people. My experience has been exhausting.

Reviewed by Linda Yellin on August 11th 2015 Verified Policyholder

My experience with The Hartford has been exhausting and frustrating. The Hartford selectively chooses what to emphasize and what to ignore to benefit themselves as they de...

Reply

Sent on August 11th 2015 by Attorney Stephen Jessup

Linda, have you already submitted an appeal of Hartford’s denial? Please feel free to contact our office to discuss your rights under ERISA and how we can assist you in ...

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Lincoln Financial

Lincoln Financial disregarded my wife's dopctor's diagnosis and denied her STD claim.

Reviewed by Michael on August 6th 2015 Verified Policyholder

Is there no Federal governing body for the insurance industry? What is the Federal government doing to make this situation better? My wife was just dropped from her STD by...

Reply

Sent on August 6th 2015 by Attorney Stephen Jessup

Michael, your wife should be entitled to an administrative appeal of the denial of benefits. If she has not already filed same please feel free to contact our office to di...

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Principal

I am so tired of fighting for the benefits that I deserve based on the policy I paid for.

Reviewed by Erika on August 6th 2015 Verified Policyholder

I have a short and long term disability policy with Principal through my employer. After the birth of my son, I suffered from postpartum depression which prevented me from...

Reply

Sent on August 6th 2015 by Attorney Gregory Dell

Erika, as your claim history is detailed, please feel free to contact our office to discuss how we may be able to assist you with your voluntary appeal.

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Mutual of Omaha

I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney.

Reviewed by Robbie Winder on July 24th 2015 Verified Policyholder

I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney. I want to talk about a specific situation in which I ...

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New York Life

There's what I learned:

Reviewed by Vickie Young on July 13th 2015 Verified Policyholder

If you are on STD or LTD or trying to get either here are a couple things we learned: Save everything and get hard copies of every DR visit. Make sure you discuss your rea...

Reply

Sent on July 13th 2015 by Attorney Cesar Gavidia

Vickie, Thank you for sharing this very valuable information!

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Reliance Standard

Reliance Standard has yet to give me the correct benefit amount, even after pointing it out to them myself.

Reviewed by LJ on July 9th 2015 Verified Policyholder

I’ll get straight to the point: After pointing our their miscalculations in my benefit amount, Reliance Standard agrees that they owe me money and a corrected W2 for my ...

Reply

Sent on July 9th 2015 by Attorney Stephen Jessup

LJ, I recommend you send a letter (that can be tracked and requires a signature) demanding information as to the amount of the underpayment and when you will expect to rec...

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Unum

This is a very deceptive company…

Reviewed by Cherry on June 11th 2015 Verified Policyholder

I had taken out a policy that stated the representative stated to me if i got sick i was paid the value that i signed up for. I was diagnosed with congestive heart failure...

Reply

Sent on June 11th 2015 by Attorney Cesar Gavidia

Cherry, I am unsure as to the nature of the policy you took out. Please feel free to contact our office to discuss in detail.

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Reliance Standard

Reliance Standard is trying to claim SSDI payments we never received as offset for my husband's LTD benefits.

Reviewed by Feeling Cheated on June 10th 2015 Verified Policyholder

My husband has been disabled for years and approved for LTD & SSDI. Which is great! We dont have the horror stories above however we have our own offset dillema. I underst...

Reply

Sent on June 10th 2015 by Attorney Stephen Jessup

Feeling Cheated, unfortunately the application of the offset provision for DSSDI is applicable regardless of the situation. Your situation is akin to a dependent child liv...

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Prudential

Prudential continually harasses me and my family

Reviewed by GG on June 7th 2015 Verified Policyholder

I have been on LTD through Prudential for nine years due to a rare brain/spinal cord Disease. They continually harass me and my family with phone calls, paperwork, I have ...

Reply

Sent on June 7th 2015 by Attorney Stephen Jessup

GG, unfortunately you are not alone as it relates to ongoing claims review – especially when an insurance company knows there is some level of work functioning (no matte...

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Lincoln Financial

I feel that this is age discrimination

Reviewed by Frank McDaniel on May 29th 2015 Verified Policyholder

I was told by Lincoln that since I am 73 years old that they will only pay long term disiablity for 12 months. I thought they would have to pay for two years. I also used ...

Reply

Sent on May 29th 2015 by Attorney Stephen Jessup

Frank, you will need to obtain a copy of your policy to determine the actual benefit period. Most policies drastically limit the time of payments after the age of 70....

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Lincoln Financial

Despite overwhelming evidence to support my husband's claim, Lincoln Finacnial keeps prolonging a decision on his appeal.

Reviewed by Kris on May 26th 2015 Verified Policyholder

My husband worked in the oil-fields of ND, he came home 10 months ago with severe breathing problems- (he has had two neumothoraxes, collapsed lungs, also while working th...

Reply

Sent on May 26th 2015 by Attorney Stephen Jessup

Kris, the law does provide for one 45 day extension to render a decision on the appeal. Lincoln Financial typically only provides one level of appeal so in the event the c...

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Aetna

My doctor checked the wrong box, so Aetna denied me and refuses to listen

Reviewed by Autumn on May 22nd 2015 Verified Policyholder

I had a needed hip surgery on 3/6/15 at Virginia Mason in Seattle and went on short term disability for 12 weeks based on my doctors recommendation. Aetna is the provider ...

Reply

Sent on May 22nd 2015 by Attorney Stephen Jessup

Autumn, please feel free to contact our office. Unfortunately, it is all too common that doctors check off the wrong box on a form and it allows an insurance carrier the a...

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Lincoln Financial

Chronic pain patients should file a class action stuit against LFG

Reviewed by Frank G on May 20th 2015 Verified Policyholder

Is it possible for chronic pain patients, fibromyalgia patients, and intractable pain patients to band together and file a class action suit against Lincoln Life. Personal...

Reply

Sent on May 20th 2015 by Attorney Cesar Gavidia

Frank, unfortunately, it is the standard by which most insurance companies work and is the reason why 24 month limitations for certain pain conditions are common in polici...

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Reliance Standard

Need advice on how to best deal with Reliance standard.

Reviewed by Connie L. on May 11th 2015 Verified Policyholder

Is anybody ever successful collecting benefits from Reliance? My husband drew STD for 6 months no problem. LTD is a different story. Received two checks but now they are r...

Reply

Sent on May 11th 2015 by Attorney Stephen Jessup

Connie, please feel free to have your husband contact our office to discuss his Reliance claim. Carriers often make the process of LTD much more difficult due to the fact ...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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