Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 361–380 of 687 Reviews
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Lincoln Financial

We have sent over all of the medical records Lincoln Financial has requested, yet they keep saying they haven't gotten any of it from my sister's doctors.

Reviewed by Margaret on November 21st 2015   Verified Policyholder
I have been taking care of my sister for a year now, she had her left leg amputated a BKA, and is jeopardy of losing her right leg. LF Ltd canceled her because they say he...
Reply
Sent on November 21st 2015 by Attorney Stephen Jessup

Margaret, has Lincoln Financial sent a formal denial letter? Please have your sister (or you) contact our office to discuss her claim in greater detail.

New York Life

Never in my life have I been treated with such disrespect

Reviewed by Rita on November 18th 2015   Verified Policyholder
I recently had surgery on 10/30/2015 and the first 5 days was required to use my vacation time, then I would be on short term disability. I called New York Life and was gi...
Reply
Sent on November 18th 2015 by Attorney Rachel Alters
Rita, have you received the formal denial letter? Have you appealed? If not, please feel free to contact your office to review the denial letter and discuss your rights....
Principal

2 ways Principal harms disabled employees

Reviewed by Jim H. on November 14th 2015   Verified Policyholder
Two important ways that Principal harms disabled employees. First, They will approve your disability claim under one of the mental illness categories (such as depression) ...
Reply
Sent on November 14th 2015 by Attorney Rachel Alters
Jim, if Principal has approved your claim under a mental health limitation but have physical conditions that cause disability you can challenge this decision. With respect...
Reliance Standard

Is it worth keeping up with all of the paperwork when Reliance Standard is only giving me $100 a month?

Reviewed by DM on November 13th 2015   Verified Policyholder
I have been determine totally disabled by my doctors in 2010 and approved SSI I even gave Reliance the back pay money SSI sent me. I have been receiving 100.00 from Relian...
Reply
Sent on November 13th 2015 by Attorney Stephen Jessup
DM, Reliance can request updated information to continue its review of your claim- that being said, it is really a matter if you do want to deal with that for $100.00. You...
Hartford

Hartford is a company of thieves. They should be ashamed of how many people they've caused hardships

Reviewed by Marquita L. on November 13th 2015   Verified Policyholder
I know it’s to late for me but maybe someone will learn from my mistakes. I worked for Allstate Insurance Company for 22 years 11 months and I was injury on March 13, 19...
Reply
Sent on November 13th 2015 by Attorney Stephen Jessup

Marquita, thank you for sharing your story- hopefully, others will be able to learn from your unfortunate experience.

New York Life

I think what New York Life did is illegal

Reviewed by CD on November 12th 2015   Verified Policyholder
I had New York Life long term disability benefits from January 2015 through November 2015. They did an “independent review” with a neurologist and deemed that I was ab...
Reply
Sent on November 12th 2015 by Attorney Cesar Gavidia
CD, please contact our office with a copy of your denial letter so we can discuss your claim in detail and let you know your options in appealing New York Life’s den...
Principal

Principal nurses try to override my doctor

Reviewed by Joe on November 11th 2015   Verified Policyholder
Principal in-house nurses seem to have the power to override my VA doctor’s orders to temporarily not drive while I have been having synoptic episodes that are possibly ...
Reply
Sent on November 11th 2015 by Attorney Stephen Jessup
Joe, are you still out of work? Principal has not paid benefits in four months? A review for a claim for benefits should only take approximately 45 days at most, with STD ...
Hartford

I hate these people

Reviewed by Ben on November 9th 2015   Verified Policyholder
My wife went on STD due to having a seizure while being pregnant. Hartford approved the STD while she was pregnant, then denied it after the birth only to re approve it fo...
Lincoln Financial

My STD claim with Lincoln Financial has been in medical review for a long time. I'm beginning to get worried.

Reviewed by Ally on November 9th 2015   Verified Policyholder
I applied for short term disability on September 28th. First they were waiting for medical records and after receiving those it went to medical review.It is November 10th ...
Reply
Sent on November 9th 2015 by Attorney Stephen Jessup

Ally, if they have not rendered a decision by the end of day 45 please feel free to contact our office to discuss your claim.

Standard

Standard Insurance Company is NOT here to help employees

Reviewed by Kandi on November 9th 2015   Verified Policyholder
The Standard insurance are NOT here to help an employee, although they sure don’t hesitate to take our money every month. I have been out of work since April 18th 2015 d...
Reply
Sent on November 9th 2015 by Attorney Stephen Jessup
Kandi, please don’t hesitate to contact our office to discuss your claim. If it has been over two and a half months and you have not received any benefits it is sufficiv...
MetLife

Met Life insensitively thinks "everyone has back pain"

Reviewed by Tiffany on November 3rd 2015   Verified Policyholder
Hello, I am a 30 year old female with chronic pain in my lower lumbar that is a result of severe disk degeneration, arthritis throughout the spine, a bone missing in the s...
Reply
Sent on November 3rd 2015 by Attorney Cesar Gavidia
Tiffany, if MetLife has formally denied your claim you will have a right to administrative appeal under the policy. Please feel free to contact our office to discuss....
Principal

This is criminal.

Reviewed by Rayann K. on November 1st 2015   Verified Policyholder
I developed sciatica in Aug 2015. Principle ins is my std provider. It took them over 2 weeks to issue any cks because they we looking for preexisting conditions. They the...
Reply
Sent on November 1st 2015 by Attorney Stephen Jessup
Please feel free to contact our office to discuss the denial and your rights to appeal. How long have you been with your employer and/or covered under the policy? Most STD...
Hartford

They cut my husband off without telling him. I can't believe our government allows this company to continue with their fraud

Reviewed by Cheryl O. on October 29th 2015   Verified Policyholder
It is a crying shame that Hartford is still in business. My husband has Parkinson’s and was on long term disability under Hartford. They paid him for 3 years before they...
Reply
Sent on October 29th 2015 by Attorney Stephen Jessup
Cheryl, although ERISA only provides 180 days to file an appeal it would still be to your advantage to submit an appeal at this point. There does stand a chance Hartford w...
Lincoln Financial

Lincoln Financial won't provide me with any updates or information regarding extending my claim.

Reviewed by Michael on October 27th 2015   Verified Policyholder
I had back surgery a month ago on T4-T5, pretty much right between my shoulders. Lincoln Financial only approved my STD until my follow up appointment post surgery. They s...
Reply
Sent on October 27th 2015 by Attorney Stephen Jessup
Michael, is the claim denied (requiring appeal) or suspended (pending receipt of information)? If they are waiting on information from your doctors my first suggestion wou...
Aetna

This company needs to be put in their place. Even my doctors are upset with their harassing nature

Reviewed by JR on October 21st 2015   Verified Policyholder
I am currently covered under an Aetna STD & LTD policy employer provided. After 4 months of my 6 months allows under STD, Aetna has stopped approving my claim. they are bo...
New York Life

New York Life scammed me

Reviewed by Joey A. on October 20th 2015   Verified Policyholder
I PURCHASED A UP-GRADE THROUGH MY EMPLOYEER FRO DISABILITY BENEFITS AND NOW AFTER 22 MONTHS HAVE BEEN CUT. IT WAS A SCAM TO GET ME TO PAY FOR MY OWN LTD POLICY WHICH WAS D...
Reply
Sent on October 20th 2015 by Attorney Stephen Jessup

Joey, when was the claim denied? Have you already filed the appeal? Please feel free to contact our office to discuss your rights and options to appeal.

New York Life

New York Life will claim you have a pre-existing condition to deny your claims

Reviewed by Terry on October 20th 2015   Verified Policyholder
I had a stent replaced on 09/02. Cardiologist in the hospital required cardio rehab upon release. Was sent to a local outpatient clinic, and started the rehab. I also init...
Reply
Sent on October 20th 2015 by Attorney Stephen Jessup
Terry, We will need to see a copy of the denial letter as well as a copy of the disability policy to determine if there is a way to get around any potential pre-existing c...
Aetna

I need a lawyer against Aetna. I am so stressed out!

Reviewed by Cindy on October 15th 2015   Verified Policyholder
I need a lawyer that can handle Aetna’s LTD that they are taking back from me and they are again reevaluating me for continued. LTD, also they sent me my W2 which I know...
Reply
Sent on October 15th 2015 by Attorney Stephen Jessup

Cindy, please feel free to contact our office to discuss your claim.

MetLife

MetLife claims my doctor didn't send them the needed info. I watched him do it.

Reviewed by AH on October 13th 2015   Verified Policyholder
My claim was delayed without just cause. I had two case managers working on my existing case. One day after my claim was submitted and without any medical information auth...
Reply
Sent on October 13th 2015 by Attorney Gregory Dell
AH, please feel free to contact our office to discuss your case. Ultimately, it is your duty to provide “proof of disability” as such it is not MetLife’s legal oblig...
Sun Life

SunLife cut me off even though I was stage 4 cancer. BEWARE

Reviewed by Aimee on October 13th 2015   Verified Policyholder
SunLife cut me off LTD (no policy claim max) when I have stage IV (terminal) cancer because I am out living the statistics. I still have to have chemo every 3 weeks, and a...