Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 441–460 of 687 Reviews
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Reliance Standard

Reliance Standard is unbearable!

Reviewed by DRW on March 15th 2015   Verified Policyholder
They are roguish low life thieves who should not be allowed to sell insurance in America! I am currently in appeal for my LTD with very serious spine issues, four surgerie...
Reply
Sent on March 15th 2015 by Attorney Stephen Jessup
DRW, I hope your claim is approved on appeal. If you do continue to experience difficulty or a denial of your appeal, please feel free to contact our office to discuss how...
Lincoln Financial

LFG holding "dependent allowance" out of my checks when I don't have any dependents

Reviewed by Mary on March 15th 2015   Verified Policyholder
Lincoln Financial has been really good with my payment throughout my time away from work, until I was approved for social security disability. Now they are holding somethi...
Reply
Sent on March 15th 2015 by Attorney Jay Symonds
Mary, I assume you have made them aware of this fact? If not, do so immediately as they obviously have incorrect information regarding any potential offset. I would recomm...
MetLife

Retain legal counsel before applying a band-aid to MetLife's wounds

Reviewed by Julie B. on March 14th 2015   Verified Policyholder
Having previously commented and questioned MetLife’s claim handling I am of the opinion anyone who has a short and/or long term policy with them governed by ERISA should...
Reply
Sent on March 14th 2015 by Attorney Stephen Jessup
Please feel free to contact our office to discuss your claim in much greater detail. If your claim was closed effective March 15 you will have the ability to submit an adm...
New York Life

I went from being on top with my career, having all material needs met to losing everything because I’ve gone the last 7 months with no income

Reviewed by JB on March 10th 2015   Verified Policyholder
I was involved in a motor vehicle accident 12 months ago. My employer, The Vanguard Group, uses New York Life for LTD plan. Employer unfortunately switched to them within ...
Reply
Sent on March 10th 2015 by Attorney Cesar Gavidia
JB, although I can appreciate your frustration and anger, there is no legal recourse against the government for enacting the statute. We will be more than happy to review ...
Lincoln Financial

Even though I have enough medical evidence to prove my disability, Lincoln Financial keeps denying my claim.

Reviewed by Kimberly Bower on March 5th 2015   Verified Policyholder
I was diagnosed with Fibromyalgia in 04/2012. I was out of work for quite some time, which I exhausted my FMLA hours. During my my absence I applied for STD with Lincoln F...
Reply
Sent on March 5th 2015 by Attorney Stephen Jessup
Kimberly, FMLA and disability are two completely different reviews, with FMLA being “easier” to get due to federal laws mandating a level of protection for employees a...
MetLife

Met Life, being clean shaven doesn't mean I'm not depressed

Reviewed by Shayne on March 3rd 2015   Verified Policyholder
I have been diagnosed with Bipolar Disorder. Previous to this diagnosis, I was diagnosed with Major Depressive Disorder and have been on medication for anxiety/panic attac...
Reply
Sent on March 3rd 2015 by Attorney Stephen Jessup
Shayne, your recourse is to file an appeal of the latest denial in an attempt to secure the benefits owed. Please feel free to contact our office to discuss how we may be ...
New York Life

I don't trust Cigna

Reviewed by Fay on February 19th 2015   Verified Policyholder
I have been on New York Life LTD since 2008 (from STD). They flat out cut me off in 2010 and I had to go through their appeal process. They then offered me a settlement wi...
Reply
Sent on February 19th 2015 by Attorney Stephen Jessup
Fay, your policy most likely contains language that requires you to undergo an evaluation requested by New York Life. Failure to attend same will more than likely result i...
Mutual of Omaha

MOO attempted to strong arms me with collection tactics. Now, they're stalling

Reviewed by Jeff on February 11th 2015   Verified Policyholder
I was disabled in 2009 with a multitude of medical problems. I started a process with Mutual Of Omaha Disability. After months of jumping through hoops they finally decide...
Unum

I'm just tired of all this harassment

Reviewed by Desmond on February 11th 2015   Verified Policyholder
Hi, my name is Desmond and I’ve been getting my long term benefits from Unum for about 10 months. The women that does my case seems like she ‘s harassing me every time...
Reply
Sent on February 11th 2015 by Attorney Stephen Jessup
Desmond, I am sorry to hear that you are being treated poorly. Please feel free to contact our office to discuss how we may be able to assist you in the monthly handling o...
Prudential

Thanks to Prudential, my family will be living under a bridge soon

Reviewed by Jo-Jo on February 9th 2015   Verified Policyholder
I just want to state that it’s sad when your husband has worked for 31 years. Most of these years was as a certified mechanic and then a retail manager. We aren’t your...
Reply
Sent on February 9th 2015 by Attorney Gregory Dell
Jo-Jo, I am truly sorry to hear about your situation. Please feel free to contact our office to discuss how we may be able to assist your husband in appealing the denial o...
Aetna

Aerna has denied my claim 4 times

Reviewed by Gail on February 3rd 2015   Verified Policyholder
On September 29, 2014, I went to my doctor because I had back, neck, and arm pain. My doctor prescribed me medication, and gave me a letter to stay out of work until Octob...
Reply
Sent on February 3rd 2015 by Attorney Jay Symonds
Gail, is your claim currently on appeal? It is unfortunate the doctor is not properly explaining how your conditions impact your work duties. Please feel free to contact o...
Hartford

Hopefully something can be done to stop Hartford's greedy claims!

Reviewed by Michael Itzo on January 31st 2015   Verified Policyholder
I have been collecting monthly disability payments from “The Hartford” insurance company for about three years due to a disabling auto accident. Now that I won an awar...
Reply
Sent on January 31st 2015 by Attorney Stephen Jessup
Some Hartford policies contain subrogation rights if your disability is caused by or due to the negligence of a third party. It would have been ideal to work with the pers...
Mutual of Omaha

MOO stopped my husband's benefits before telling him. They handled his claim terribly

Reviewed by Jerry on January 30th 2015   Verified Policyholder
My husband has been on claim for disability insurance since July, 2008. He was found to be able to do sedentary work but had no transferrable skills in 8/2009 and benefits...
Reply
Sent on January 30th 2015 by Attorney Gregory Dell
Jerry, you and your husband are certainly not alone in your dealings with Mutual of Omaha. Please feel free to contact our office to discuss how we may be able to assist ...
Lincoln Financial

After two successful approvals of my STD claim, Lincoln Financial suddenly denied my STD claiming I had no certified medical condition.

Reviewed by A. Julian Long on January 27th 2015   Verified Policyholder
Hi: I am a Veteran of the USMC and a Retired police officer living with PTSD: Major Depressive Disorder, Severe Panic attack, and Agoraphobia. I am currently AVP Operation...
Reply
Sent on January 27th 2015 by Attorney Stephen Jessup
Julian, I would agree that there does seems to be an increase in denials to first responders, or as is probably the case with your policy a 24 month limitation for the con...
New York Life

The financial stress that New York Life puts on people should be against the law

Reviewed by Amy on January 19th 2015   Verified Policyholder
I was in an auto accident in October 2013 and have been on and off work throughout last year. I tried to work but it wasn’t conducive to my shoulder/arm pain as my job h...
Reply
Sent on January 19th 2015 by Attorney Stephen Jessup
Amy, if your claim was denied, I am assuming that you have formally Appealed the denial at the time you submitted the updated/additional medical information? If so, New Yo...
New York Life

As disabled persons we need someone fighting for us against corporate and government greed.

Reviewed by Claire on November 26th 2014   Verified Policyholder
New York Life terminated my long term disability benefits in 2011 with a phone call and follow up letter. I was “given” two weeks severance. New York Life had four yea...
Reply
Sent on November 26th 2014 by Attorney Stephen Jessup

Claire, should the SSA terminate your benefit please feel free to contact our office and we can assist you in contacting a SSDI attorney.

Lincoln Financial

Interacting with Lincoln Financial has gone well so far, looking for advice on how to improve my chances of being approved for LTD.

Reviewed by Kevin on November 24th 2014   Verified Policyholder
I am currently filing for LTD through LF which was provided through my employer. My Doctor, a Board Certified psychiatrist has sent them his required form stating I cannot...
Reply
Sent on November 24th 2014 by Attorney Stephen Jessup

Kevin, please feel free to contact our office to discuss how we can assist you during the application process with Lincoln Financial.

Prudential

Prudential knowingly asked me to attempt to break the law

Reviewed by Allison on November 23rd 2014   Verified Policyholder
I was coerced into doing something that I later found out was in direct violation of federal law and the 1974 constitutional privacy act. I was blindsided and put in am ex...
Prudential

I am so angry that Prudential can get away with this

Reviewed by Dalene on November 22nd 2014   Verified Policyholder
I have been fighting for quite sometime with Prudential long term disability that I have been paying for the last 11 year of being with my company. I have been in the hosp...
Reply
Sent on November 22nd 2014 by Attorney Stephen Jessup
Dalene, I am sorry to hear of your troubles. What is the basis of the overpayment they are asserting? Please feel free to contact our office to discuss your situation in d...
Aetna

I was harassed while working for Aetna

Reviewed by Linda on November 21st 2014   Verified Policyholder
I have worked for Aetna since 06/02/2013. I was bullied at my job in San Antonio by the supervisor and some members of my unit! I went through a lot of bulling and harassm...
Reply
Sent on November 21st 2014 by Attorney Stephen Jessup
Linda, I am sorry to hear of all of your troubles. With respect to the workplace harassment and injury you will need to speak with an employment attorney. We can assist yo...