Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Unum

Unum is a big joke. They're dragging their feet to avoid paying me

Reviewed by Where do I go from here ? on September 24th 2015 Verified Policyholder

Unum is a big joke. Why I say this is, I pay for short term cause you never know when you need it. So I need to claim short term, I got denied, plus they did perjury on me...

Reply

Sent on September 24th 2015 by Attorney Jay Symonds

Please feel free to contact our office to discuss your claim and to review the correspondence from Unum to determine what your rights are at this point.

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New York Life

This has been a very long and hard road

Reviewed by Jawanna S. on September 23rd 2015 Verified Policyholder

I worked for 13 years as a Registered Nurse, since 1999. I worked in many fields, but the last 7 years I worked on an ICU cardiac care unit. I actually became ill in 2001 ...

Reply

Sent on September 23rd 2015 by Attorney Stephen Jessup

Jawanna, please feel free to contact our office to discuss how we can potentially assist you in appealing both of your claims.

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Lincoln Financial

LFG paid my brother's claim in 2013, but they are refusing now – for the same condition

Reviewed by Joan C on September 23rd 2015 Verified Policyholder

My brother has been disabled twice for the same mental illness. The first time Lincoln Financial paid his claim without any problems (2013). This time he was disabled at h...

Reply

Sent on September 23rd 2015 by Attorney Stephen Jessup

Joan, if your brother’s policy is governed by ERISA the Department of Insurance may not have a say in any denial as ERISA trumps state law remedies. Meaning the only rem...

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MetLife

I feel like my hands are tied with MetLife

Reviewed by Kellu on September 22nd 2015 Verified Policyholder

I have had a hard time getting anywhere with MetLife on my maternity leave claim. They delayed my approval to the point where I went one month without pay and stated I was...

Reply

Sent on September 22nd 2015 by Attorney Rachel Alters

Kellu, please feel free to contact our office to discuss your claim in greater detail.

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Guardian

My experience with Guardian/Berkshire was appalling and ridiculous

Reviewed by John on September 12th 2015 Verified Policyholder

I just want to say that when I filed my claim initially back in 2008, the process with Guardian/Berkshire was dreadful. They were skeptical of my claim at every turn, and ...

Reply

Sent on September 12th 2015 by Attorney Stephen Jessup

John, thank you for sharing your story – please do not hesitate to contact our office if Guardian attempts to challenge your claim again.

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Lincoln Financial

I need help in appealing my claim with Lincoln Financial.

Reviewed by T. Smith on September 9th 2015 Verified Policyholder

I have been out on Diability since May 2014 to date, I went out with stomach cramping and voice issues. I have been diagnosed with Gasteoparesis and I have a paralyzed rig...

Reply

Sent on September 9th 2015 by Attorney Stephen Jessup

T. Smith, if you are denied by Lincoln I would strongly suggest you contact our office to discuss assistance in filing the appeal as Liberty only provides one level of adm...

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Aetna

This is the worst ran company for people in need I have ever seen.

Reviewed by Delia R. on September 8th 2015 Verified Policyholder

This is the worst ran company for people in need I have ever seen. They do nothing but give you greif and the run around ,they never have the right documents to proceed wi...

Reply

Sent on September 8th 2015 by Attorney Stephen Jessup

Delia, please feel free to contact our office to discuss your current claim status.

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Standard

I was left with no choice but to return to work

Reviewed by Lynn on September 7th 2015 Verified Policyholder

I am 3 weeks today of non-payment. I was officially denied last week. I can not afford to wait and see if they will accept my denial or deny that one also. So, I sat in th...

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MetLife

I want to sue this company for all the stress they've caused me

Reviewed by Debbie on September 3rd 2015 Verified Policyholder

I applied for STD back in May 2015 and gave MetLife everything they needed and told them I am on a reduced schedule and filed my claim. They approved it sent a check and t...

Reply

Sent on September 3rd 2015 by Attorney Rachel Alters

Debbie, we would need to see a copy of the denial letter and the policy. If MetLife had paid you a full benefit while you were working then there could be grounds for a ri...

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Reliance Standard

Reliance Standard unfairly denied my LTD claim due to a pre-existing condition.

Reviewed by Toni on August 31st 2015 Verified Policyholder

Reliance Standard denied me LTD due to a pre-existing condition. I did appeal this decision and they still denied me. When I appealed, it was not just one diagnosis but it...

Reply

Sent on August 31st 2015 by Attorney Stephen Jessup

Toni, unfortunately, pre-existing condition limitations in long term disability policies are quite common and often very difficult to get around. Most policies require you...

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Hartford

Hartford's doctor was a joke. I think they're trying to cancel my benefits.

Reviewed by Atiya KC on August 30th 2015 Verified Policyholder

I went today for an evaluation with a dr hired by the Hartford. He spent 6-8 minutes with me and asked a minimal amount of questions. He never asked about my routine or la...

Reply

Sent on August 30th 2015 by Attorney Stephen Jessup

Atiya, any time a carrier sends you for an IME there is always the risk they are looking to build a case to deny your claim. Please feel free to contact our office to disc...

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Hartford

Hartford has brought me so much stress

Reviewed by Nette on August 25th 2015 Verified Policyholder

I have been on std since I believe may 2, 2014. I suffer from PTSD, depression, anxiety, panic attacks, flashbacks and insomnia with night terrors due to the tragic death ...

Reply

Sent on August 25th 2015 by Attorney Cesar Gavidia

Nette, I can’t imagine that you are still on STD since May 2014. At most, STD policies transition into LTD after 12 months. The policy will require you to apply for SSDI...

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Unum

Unum denied my claim over nonsense. They lack respect

Reviewed by Gihann on August 25th 2015 Verified Policyholder

Hi. I recently had hysterectomy w right ovary taken out as well my surgery was 6/11 and after 6week visit I still had weak abdomen could not sit straight for long time or ...

Reply

Sent on August 25th 2015 by Attorney Stephen Jessup

Gihann, I am sorry to hear about your troubles. If you have already filed the appeal and it was denied your only possible recourse may be to file a lawsuit. Please feel fr...

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Sun Life

Sun Life’s reputation of delay of claim processing is inexcusable and one of the worst in this industry

Reviewed by Kelley on August 24th 2015 Verified Policyholder

I became disabled due to a brain aneurysm in April of this year, Sunlife is the STD carrier. They paid through May 30th and still owe for 6 weeks. My claim has been “in ...

Reply

Sent on August 24th 2015 by Attorney Stephen Jessup

Kelley, please feel free to contact our office to discuss how we may be able to assist you. Is Sun Life aware that the carrier for LTD claim has already begun paying benef...

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Reliance Standard

Seeking relief against Reliance Standard through the Insurance Fair Conduct Act.

Reviewed by Sick and Tired in Seattle on August 23rd 2015 Verified Policyholder

Reliance Standard pays my long term disability claim. Every month I have to battle with Matrix, the policy administrator, and fight to get my monthly income, but neither t...

Reply

Sent on August 23rd 2015 by Attorney Stephen Jessup

Sick and Tired, if your policy is governed be ERISA then your state law actions could be pre-empted. Additionally, if this policy was through your employer the named polic...

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New York Life

I don’t know if I'm more upset about being denied or being denied without being told

Reviewed by R.T. on August 19th 2015 Verified Policyholder

Diagnosed with breast cancer (stage 3, triple negative) March 2013, I initially went on STD then moved to LTD in September of that same year. In April 2014, I went back to...

Reply

Sent on August 19th 2015 by Attorney Gregory Dell

R.T., unfortunately, you are not alone with how you were treated. Quite often there is no warning at all when someone’s benefit is cut off. Please feel free to contact o...

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New York Life

I take 9+ prescriptions every day but New York Life still denied me

Reviewed by R. Crystal Frasier on August 17th 2015 Verified Policyholder

I have been on New York Life long-term disability for 10 years after 4 spinal surgeries, a stroke, complicated with hypoxemic respiratory failure and chronic pain syndrome...

Reply

Sent on August 17th 2015 by Attorney Stephen Jessup

Crystal, that is almost unheard of after such a lengthy claims history. Please contact our office to discuss appealing this denial.

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Reliance Standard

Major financial suffering because Reliance Standard wrongfully denied my disability benefits.

Reviewed by Choyce7 on August 16th 2015 Verified Policyholder

Well here we go again….In April of 2015, Reliance denied my benefits again. This is the second time that they have done this to me. I was disabled in January of 2010. I ...

Reply

Sent on August 16th 2015 by Attorney Stephen Jessup

Choyce, attorney’s fees are only applicable if you prevail at trial, and even then it is only upon motion for same and at the discretion of the judge. Unfortunately, win...

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Reliance Standard

My partner and I have been continuously harrassed by Reliance Standard for paperwork, and now want to pursue a lump sum for undue stress.

Reviewed by G in AZ on August 12th 2015 Verified Policyholder

My partner was diagnosed with late stage AIDS in Sept 2009, he received SSDI within 6 weeks of applying for it. He was also on LTD with Reliance Standard. The plan his emp...

Reply

Sent on August 12th 2015 by Attorney Stephen Jessup

G, prior to the filing of any lawsuit he will have to satisfy the administrative appeal process required by ERISA. Unfortunately, your partner will have no legal recourse ...

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Lincoln Financial

My work place has put me in a tough spot with Lincoln Financial.

Reviewed by Barry on August 12th 2015 Verified Policyholder

I have been approved for LTD from Lincoln. My work place will not allow you to work without a 100% bill of health. No light duty, no lifting exemptions. I will never recei...

Reply

Sent on August 12th 2015 by Attorney Stephen Jessup

Barry, unfortunately there is no way to give you an answer that can give you definite peace of mind. If your employer’s policy contains a 24 month own occupation definit...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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