Disability Insurance Benefit Tips

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

Showing 20 of 333 Benefit Tips
Your Doctor Should NEVER Talk to a Disability Company Without Permission

Your Doctor Should NEVER Talk to a Disability Company Without Permission

Disability insurers often cold-call your treating doctor and use quick, out-of-context answers to deny your claim. Learn why you should never let your doctor speak to the insurance company without your permission.
Waiver of Life Insurance Premium Denials Can Lead to LTD Denial

Waiver of Life Insurance Premium Denials Can Lead to LTD Denial

A waiver of premium denial on your group life insurance is often a warning sign that a long-term disability denial is next. Learn why these denials matter and how to respond.
Why Must Your Disability Insurance Lawyer Understand Your Disabling Conditions?

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

Choosing a disability lawyer? Find out why your attorney’s understanding of your medical condition is critical to your case’s success.
Long Term Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

Disability claims often require strong medical documentation. Learn what insurers look for and how to strengthen your claim with better evidence.
Long Term Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

Disability insurers may provide selective information to your doctor, leading to claim denials. Learn how to ensure your physician has all relevant details.
Long Term Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

Disability insurers may use surveillance footage to deny claims. Learn how social media activity and private investigators impact disability insurance cases.
How Do You Fight a Long Term Disability Benefit Denial?

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults. You are sick and not able to work, yet your disability insurance...
Long Term Disability Denial Reason #2 – Change of Disability Definition & Vocational Review

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

Many disability policies change their definition of disability after a certain period, leading to claim denials. Learn how this shift affects long-term benefits
Long Term Disability Denial Reason #1 – Medical Review & IME

Disability Denial Reason #1 – Paper Review & IME

Disability insurers often use IME reports to deny claims. Learn how these reviews work and what to do if your claim is rejected based on an IME.

How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial

Reliance Standard often denies disability claims due to medical, policy, or procedural reasons. Learn the top denial reasons and how to strengthen your claim.
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons

Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons

At Dell Disability Lawyers, we've helped hundreds of clients recover long term disability benefits from Standard Disability. What should you know about getting...
Guardian Disability Benefit Claim Handling Tips

Guardian Disability Benefit Claim Handling Tips

When you finally receive a letter from Guardian Disability informing you that your claim for long term disability benefits has been approved, it can be easy to...
Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons

Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons

Northwestern Mutual denies disability claims for various reasons. Learn common denial causes and how to improve your chances of approval.
Is Unum a Good Insurance Company?

Is UNUM a Good Insurance Company?

Is UNUM the right choice for disability insurance? Uncover insights from policyholders, and learn about their reputation for handling claims and benefits.

Don’t Ignore Disability Insurance. Here’s What to Buy.

Choosing the right disability policy is essential for financial security. Learn about policy types, key features, and what to consider when purchasing.
How Much Neck Pain Does it Take to Qualify for Long Term Disability Benefits?

How To Get Long Term Disability Benefits Approved Due To Neck Pain

If you have a disability claim that involves neck pain, you might be wondering exactly how much neck pain does it take to get a long-term disability insurance...

What is disability insurance? What type of disability income policy should you buy?

Disability insurance helps replace lost income if you can't work. Learn about different types of policies and what to look for when purchasing coverage.
What To Expect From Disability Insurance Companies in 2021

What To Expect From Disability Insurance Companies in 2021

Filing a disability claim? Learn about common insurer tactics, industry trends, and how to protect your rights during the process.

Principal Disability Benefit Denial Options

If you've recently received a disability insurance denial letter from Principal Disability or are worried that your claim for long term disability benefits is...

Tips to Protect Your Northwestern Mutual Long Term Disability Benefits

Long-term disability claims with Northwestern Mutual require careful handling. Learn key strategies to protect your disability benefits.