Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 141–160 of 681 Reviews

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Hartford

I have 11 conditions, and Hartford is going to cut me off

Reviewed by Chris on January 8th 2020 Verified Policyholder

I live in Florida. I have been on LTD since 11/2016. I just got approved for Social Security in 11/2019. All of the overpayment was just sent to The Hartford. Now as I exp...

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Standard

Standard is one of, if not the worse, company in the industry now

Reviewed by Anonymous Erisa Victim on December 5th 2019 Verified Policyholder

The Standard changed after the company was acquired by Japanese based Meiji Yasuda Life Insurance Company in 2016 and subsequently being delisted from the US stock exchang...

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New York Life

Cigna only paying me my earned income instead of base income

Reviewed by Aaron on November 17th 2019 Verified Policyholder

Hi. Make a long story short I answered my back when I was 16 years old blue a discount been dealing with pain ever since. I started working with a company in 2004 had to h...

Reply

Sent on November 17th 2019 by Attorney Jay Symonds

Aaron, the method for calculating your short term disability benefit is set forth in the New York Life Group STD Policy. You should request a copy from your employer and r...

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Lincoln Financial

I have been severely harmed by Lincoln Financial. Action must be taken against them.

Reviewed by Alisa on October 24th 2019 Verified Policyholder

The hell that I have been through dealing with this evil scam of a company is unbelievable! So many of the comments I am reading here are exactly what I have gone through ...

Reply

Sent on October 24th 2019 by Attorney Gregory Dell

Alisa, I am sorry to hear of all the troubles you are going through. Yes, these LTD insurance companies make it difficult. We certainly handle ERISA lawsuits (as well as a...

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MetLife

MetLife wants to end my benefits at age 62

Reviewed by Carren on October 21st 2019 Verified Policyholder

I just got a letter from MetLife asking for disability information to send to their life saver unit. I have been on long term disability for 20 years. It was my understand...

Reply

Sent on October 21st 2019 by Attorney Gregory Dell

Carren, when your LTD or Life Policy expires depends on the language of the policy. I have not seen too many policies that end at age 62. Most provide benefits through 65 ...

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Standard

Standard is one of, if not the worse, company in the industry Standard hasn't approved or denied my claim in over a year. They keep promising to look at it 'next week'

Reviewed by S.B. on August 22nd 2019 Verified Policyholder

My husband is covered by a Standard STD/LTD non-ERISA plan. He has a very rare neuromuscular disorder and was hospitalized in intensive care, was off work for 6 weeks (wai...

Reply

Sent on August 22nd 2019 by Attorney Jay Symonds

S.B., this sounds extremely unusual and unreasonable, I suggest you contact our office and speak with one of the attorneys to address the specific questions you have regar...

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MetLife

Filling out MetLife's detailed application could make me ineligable to premium waiver program

Reviewed by Armani on August 13th 2019 Verified Policyholder

Hi. I am with MetLife life insurance premium waiver program. I fill the disability application every year and so does my physician for my back injury at work. This year ap...

Reply

Sent on August 13th 2019 by Attorney Gregory Dell

Armani, I have never seen a Life Insurance Waiver of Premium claim have any issues due to a disability retirement benefit. However, I have not reviewed your policy and wit...

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Northwestern Mutual

Northwestern thinks I can walk even though my left leg is paralyzed

Reviewed by Dave B on July 7th 2019 Verified Policyholder

My Northwestern Disability policy has a presumptive total clause which pays lifetime benefits for loss of use of one hand and one foot. They Have claimed I do not fulfill ...

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Hartford

Hartford dragging their feed on my STD

Reviewed by C.J. on July 1st 2019 Verified Policyholder

I’m speechless. When I Googled “The Hartford complaints” I didn’t expect to find SOOO many. The interesting thing is that I did find a website in my search results...

Reply

Sent on July 1st 2019 by Attorney Gregory Dell

C.J., Hartford can be very difficult to deal with and, as you can see, they upset many people! The laws governing your claim do allow them some time to render a decision o...

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Hartford

Hartford is a joke. Their favorite word is "denied'

Reviewed by Judi on June 25th 2019 Verified Policyholder

Wow! After reading the above I know now why I have been denied Short Term disability. I’ve paid for Short Term for 24 years and I was put on leave by my physician after ...

Reply

Sent on June 25th 2019 by Attorney Stephen Jessup

Judi, the insurance industry thrives on using information contained in claim forms to deny a claim. That is why it is so important to complete them in a way to avoid their...

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Standard

I waited 5 weeks just to be told I can't receive benefits

Reviewed by Marissa on June 11th 2019 Verified Policyholder

After working overtime and stressing behind my job for the past 5 years, it resulted in me being diagnosed with retinopathy hypertension, at the age of 29, on 12/10/2018. ...

Reply

Sent on June 11th 2019 by Attorney Gregory Dell

Marissa, I am sorry to hear of your diagnosis and the troubles Standard is giving you. Please contact our office at once for a free consultation. We would love to speak wi...

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Hartford

Over a year passed with zero notification from Hartford

Reviewed by Michael J on June 4th 2019 Verified Policyholder

My Problem with The Hartford LTD Group Policy benefits I had been receiving has to do with a major clerical error and a major oversight Hartford did and their failure in n...

Reply

Sent on June 4th 2019 by Attorney Jay Symonds

Michael, this is certainly unfair and Hartford should be willing to work out a repayment schedule the would ease your financial burden. I suggest you request and send in y...

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Unum

Unum keeps prolonging the process to approve my LTD benefits

Reviewed by Lamecia on May 28th 2019 Verified Policyholder

I have been waiting for UNUM to make a decision on my long term claim for almost two months. They constantly keep prolonging the process and approve my long term benefits....

Reply

Sent on May 28th 2019 by Attorney Rachel Alters

Lameica, you can email me at rachel@diattorney.com and we can set up a time to discuss your situation with Unum.

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New York Life

New York Life denied my claim after agreeing that I am functionally impaired

Reviewed by Teri on May 7th 2019 Verified Policyholder

I left work on 03/12/18 in due to incapacitating pain from a rare diagnosis followed by a rare bone fusion surgery due to multiple musculoskeletal conditions. I am in a re...

Reply

Sent on May 7th 2019 by Attorney Rachel Alters

Teri, I am unsure what your questions is. You have the right to file a second appeal with New York Life if you choose to do so.

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Hartford

This experience with the Hartford is one of the worst things I’ve ever had to deal with

Reviewed by Mark M. on April 23rd 2019 Verified Policyholder

So I was out of work from 10/23/18 through 1/7/19 because of some mental issues. I was paid up until the end of November and then I was released to go back to work on 1/7/...

Reply

Sent on April 23rd 2019 by Attorney Stephen Jessup

Mark, under ERISA, in court you are only entitled to unpaid benefits.There are no rights to extra contractual damages. As your claim appears to fall under a short term dis...

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Aetna

Aetna puts their clients through hell with their games

Reviewed by Joe Doe on April 19th 2019 Verified Policyholder

I have been on Aetna disability for a couple of years now and have surround sound to be extremely cunning and ruthless. They put put claimants through hell for the first 6...

Reply

Sent on April 19th 2019 by Attorney Jay Symonds

Joe, you make an excellent point. If a claimant has questions or concerns regarding the treatment they are receiving during the claims process it is wise to contact counse...

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New York Life

New York Life used another person's medical info to deny my claim and ignored my doctors

Reviewed by Christa on January 3rd 2019 Verified Policyholder

After receiving LTD benefits through New York Life for approximately 5 years, they recently reviewed and denied my claim and it is currently in the appeal process. I’ve ...

Reply

Sent on January 3rd 2019 by Attorney Gregory Dell

Christa, New York Life can be difficult to deal with. You should contact one of our attorneys as soon as possible to discuss your options.

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New York Life

New York Life cut back my payments because I had a pension

Reviewed by Rick on November 29th 2018 Verified Policyholder

I paid for disability insurance for 25 years. At first New York Life paid. After about 1 year, they sent a letter stating they had overpaid me. They said because I had a p...

Reply

Sent on November 29th 2018 by Attorney Rachel Alters

Rick, usually the insurance carrier does not take an offset for the pension until you begin taking those benefits on a monthly basis. When you start taking them then yes i...

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New York Life

New York Life cares more about their shareholds than you

Reviewed by Jerrold S. on October 29th 2018 Verified Policyholder

I wrote previously about my recent issues with New York Life. In that prior post, I stated my belief that New York Life was in the process of trying to deny my ongoing STD...

Reply

Sent on October 29th 2018 by Attorney Stephen Jessup

Jerrold, please feel free to contact our office to discuss your claim. New York Life is well known for its improper handling of claims, which often leads to a denial of be...

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New York Life

I'm dreading and fearing this mess

Reviewed by Cheryl on October 27th 2018 Verified Policyholder

I have been on LTD since 2010 through New York Life. Since the time that my disability began I have had to have 2 additional cervical spinal surgeries and am getting ready...

Reply

Sent on October 27th 2018 by Attorney Rachel Alters

Cheryl, I’m sorry to hear that you are having difficulties with New York Life, unfortunately this is typical behavior on their part. There is no way to ensure that the w...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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