Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 141–160 of 687 Reviews
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MetLife

Sent 122 pages of paperwork, but MetLife still need more info

Reviewed by Jesse E. on February 3rd 2020   Verified Policyholder
Had a stroke Jan 6, 2019. 1 year ago. Still fighting with met Life. They will pay, but need this and that and then start all over that this is missing and I will tell them...
Reply
Sent on February 3rd 2020 by Attorney Rachel Alters

Jesse, if you need assistance with your disability claim please contact our office and ask for Rachel Alters. 888 729 3355

Lincoln Financial

LFG made me lose all hope

Reviewed by C.R. on January 27th 2020   Verified Policyholder
I’ve been out of work since 8/13/18. I was on bereavement dealing with a traumatic death. I had medical issues before but work always interfered and didn’t get time to...
Reply
Sent on January 27th 2020 by Attorney Jay Symonds
C.R., you appear to have a very complicated and complex medical situation as well as difficult claims history. I suggest you contact our office and speak with one of the a...
Hartford

Lack of respect, consideration, compassion and professionalism

Reviewed by Talita on January 23rd 2020   Verified Policyholder
My complaint about The Hartford is about the lack of respect, consideration, compassion and professionalism that I have been suffering.On December 4th, 2019 I had a pa...
Sun Life

Why are they handling it this way?

Reviewed by Damette on January 23rd 2020   Verified Policyholder
Stage 3 locally advanced pancreatic cancer. Currently in chemotherapy with complications of weakness, anermia, neuteopenia, very low platwtte counts. The biggest concern: ...
Lincoln Financial

2 days before Christmas, LFG told me my benefits would be discontinued. They didn't contact me before and never told me why

Reviewed by Arnold D. on January 16th 2020   Verified Policyholder
First of all I will start with my reason for being on disability, I have multiple degenerative discs in my back along with spinal stenosis plus other problems with my back...
Reply
Sent on January 16th 2020 by Attorney Gregory Dell
Arnold, I am sorry to see how Lincoln has handled your claim and that they cut you off with no warning. It sounds like you have been through a lot medically and it sounds ...
New York Life

Get your own medical records, mail them certified mail, and pay for the copies so they don’t deny you on their time frame limits!!

Reviewed by Patricia O. on January 13th 2020   Verified Policyholder
New York Life insurance company doesn’t try to get medical records from your doctor’s office except for one fax or mailing to your doctor’s office. They will not pay...
Reply
Sent on January 13th 2020 by Attorney Rachel Alters

Patricia, unfortunately this is the case.

Hartford

I have 11 conditions, and Hartford is going to cut me off

Reviewed by Chris on January 8th 2020   Verified Policyholder
I live in Florida. I have been on LTD since 11/2016. I just got approved for Social Security in 11/2019. All of the overpayment was just sent to The Hartford. Now as I exp...
Standard

Standard is one of, if not the worse, company in the industry now

Reviewed by Anonymous Erisa Victim on December 5th 2019   Verified Policyholder
The Standard changed after the company was acquired by Japanese based Meiji Yasuda Life Insurance Company in 2016 and subsequently being delisted from the US stock exchang...
New York Life

Cigna only paying me my earned income instead of base income

Reviewed by Aaron on November 17th 2019   Verified Policyholder
Hi. Make a long story short I answered my back when I was 16 years old blue a discount been dealing with pain ever since. I started working with a company in 2004 had to h...
Reply
Sent on November 17th 2019 by Attorney Jay Symonds
Aaron, the method for calculating your short term disability benefit is set forth in the New York Life Group STD Policy. You should request a copy from your employer and r...
Lincoln Financial

I have been severely harmed by Lincoln Financial. Action must be taken against them.

Reviewed by Alisa on October 24th 2019   Verified Policyholder
The hell that I have been through dealing with this evil scam of a company is unbelievable! So many of the comments I am reading here are exactly what I have gone through ...
Reply
Sent on October 24th 2019 by Attorney Gregory Dell
Alisa, I am sorry to hear of all the troubles you are going through. Yes, these LTD insurance companies make it difficult. We certainly handle ERISA lawsuits (as well as a...
MetLife

MetLife wants to end my benefits at age 62

Reviewed by Carren on October 21st 2019   Verified Policyholder
I just got a letter from MetLife asking for disability information to send to their life saver unit. I have been on long term disability for 20 years. It was my understand...
Reply
Sent on October 21st 2019 by Attorney Gregory Dell
Carren, when your LTD or Life Policy expires depends on the language of the policy. I have not seen too many policies that end at age 62. Most provide benefits through 65 ...
Standard

Standard is one of, if not the worse, company in the industry Standard hasn't approved or denied my claim in over a year. They keep promising to look at it 'next week'

Reviewed by S.B. on August 22nd 2019   Verified Policyholder
My husband is covered by a Standard STD/LTD non-ERISA plan. He has a very rare neuromuscular disorder and was hospitalized in intensive care, was off work for 6 weeks (wai...
Reply
Sent on August 22nd 2019 by Attorney Jay Symonds
S.B., this sounds extremely unusual and unreasonable, I suggest you contact our office and speak with one of the attorneys to address the specific questions you have regar...
MetLife

Filling out MetLife's detailed application could make me ineligable to premium waiver program

Reviewed by Armani on August 13th 2019   Verified Policyholder
Hi. I am with MetLife life insurance premium waiver program. I fill the disability application every year and so does my physician for my back injury at work. This year ap...
Reply
Sent on August 13th 2019 by Attorney Gregory Dell
Armani, I have never seen a Life Insurance Waiver of Premium claim have any issues due to a disability retirement benefit. However, I have not reviewed your policy and wit...
Northwestern Mutual

Northwestern thinks I can walk even though my left leg is paralyzed

Reviewed by Dave B on July 7th 2019   Verified Policyholder
My Northwestern Disability policy has a presumptive total clause which pays lifetime benefits for loss of use of one hand and one foot. They Have claimed I do not fulfill ...
Hartford

Hartford dragging their feed on my STD

Reviewed by C.J. on July 1st 2019   Verified Policyholder
I’m speechless. When I Googled “The Hartford complaints” I didn’t expect to find SOOO many. The interesting thing is that I did find a website in my search results...
Reply
Sent on July 1st 2019 by Attorney Gregory Dell
C.J., Hartford can be very difficult to deal with and, as you can see, they upset many people! The laws governing your claim do allow them some time to render a decision o...
Hartford

Hartford is a joke. Their favorite word is "denied'

Reviewed by Judi on June 25th 2019   Verified Policyholder
Wow! After reading the above I know now why I have been denied Short Term disability. I’ve paid for Short Term for 24 years and I was put on leave by my physician after ...
Reply
Sent on June 25th 2019 by Attorney Stephen Jessup
Judi, the insurance industry thrives on using information contained in claim forms to deny a claim. That is why it is so important to complete them in a way to avoid their...
Standard

I waited 5 weeks just to be told I can't receive benefits

Reviewed by Marissa on June 11th 2019   Verified Policyholder
After working overtime and stressing behind my job for the past 5 years, it resulted in me being diagnosed with retinopathy hypertension, at the age of 29, on 12/10/2018. ...
Reply
Sent on June 11th 2019 by Attorney Gregory Dell
Marissa, I am sorry to hear of your diagnosis and the troubles Standard is giving you. Please contact our office at once for a free consultation. We would love to speak wi...
Hartford

Over a year passed with zero notification from Hartford

Reviewed by Michael J on June 4th 2019   Verified Policyholder
My Problem with The Hartford LTD Group Policy benefits I had been receiving has to do with a major clerical error and a major oversight Hartford did and their failure in n...
Reply
Sent on June 4th 2019 by Attorney Jay Symonds
Michael, this is certainly unfair and Hartford should be willing to work out a repayment schedule the would ease your financial burden. I suggest you request and send in y...
Unum

Unum keeps prolonging the process to approve my LTD benefits

Reviewed by Lamecia on May 28th 2019   Verified Policyholder
I have been waiting for UNUM to make a decision on my long term claim for almost two months. They constantly keep prolonging the process and approve my long term benefits....
Reply
Sent on May 28th 2019 by Attorney Rachel Alters

Lameica, you can email me at rachel@diattorney.com and we can set up a time to discuss your situation with Unum.

New York Life

New York Life denied my claim after agreeing that I am functionally impaired

Reviewed by Teri on May 7th 2019   Verified Policyholder
I left work on 03/12/18 in due to incapacitating pain from a rare diagnosis followed by a rare bone fusion surgery due to multiple musculoskeletal conditions. I am in a re...
Reply
Sent on May 7th 2019 by Attorney Rachel Alters

Teri, I am unsure what your questions is. You have the right to file a second appeal with New York Life if you choose to do so.