Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 161–180 of 687 Reviews
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Hartford

This experience with the Hartford is one of the worst things I’ve ever had to deal with

Reviewed by Mark M. on April 23rd 2019   Verified Policyholder
So I was out of work from 10/23/18 through 1/7/19 because of some mental issues. I was paid up until the end of November and then I was released to go back to work on 1/7/...
Reply
Sent on April 23rd 2019 by Attorney Stephen Jessup
Mark, under ERISA, in court you are only entitled to unpaid benefits.There are no rights to extra contractual damages. As your claim appears to fall under a short term dis...
Aetna

Aetna puts their clients through hell with their games

Reviewed by Joe Doe on April 19th 2019   Verified Policyholder
I have been on Aetna disability for a couple of years now and have surround sound to be extremely cunning and ruthless. They put put claimants through hell for the first 6...
Reply
Sent on April 19th 2019 by Attorney Jay Symonds
Joe, you make an excellent point. If a claimant has questions or concerns regarding the treatment they are receiving during the claims process it is wise to contact counse...
New York Life

New York Life used another person's medical info to deny my claim and ignored my doctors

Reviewed by Christa on January 3rd 2019   Verified Policyholder
After receiving LTD benefits through New York Life for approximately 5 years, they recently reviewed and denied my claim and it is currently in the appeal process. I’ve ...
Reply
Sent on January 3rd 2019 by Attorney Gregory Dell

Christa, New York Life can be difficult to deal with. You should contact one of our attorneys as soon as possible to discuss your options.

New York Life

New York Life cut back my payments because I had a pension

Reviewed by Rick on November 29th 2018   Verified Policyholder
I paid for disability insurance for 25 years. At first New York Life paid. After about 1 year, they sent a letter stating they had overpaid me. They said because I had a p...
Reply
Sent on November 29th 2018 by Attorney Rachel Alters
Rick, usually the insurance carrier does not take an offset for the pension until you begin taking those benefits on a monthly basis. When you start taking them then yes i...
New York Life

New York Life cares more about their shareholds than you

Reviewed by Jerrold S. on October 29th 2018   Verified Policyholder
I wrote previously about my recent issues with New York Life. In that prior post, I stated my belief that New York Life was in the process of trying to deny my ongoing STD...
Reply
Sent on October 29th 2018 by Attorney Stephen Jessup
Jerrold, please feel free to contact our office to discuss your claim. New York Life is well known for its improper handling of claims, which often leads to a denial of be...
New York Life

I'm dreading and fearing this mess

Reviewed by Cheryl on October 27th 2018   Verified Policyholder
I have been on LTD since 2010 through New York Life. Since the time that my disability began I have had to have 2 additional cervical spinal surgeries and am getting ready...
Reply
Sent on October 27th 2018 by Attorney Rachel Alters
Cheryl, I’m sorry to hear that you are having difficulties with New York Life, unfortunately this is typical behavior on their part. There is no way to ensure that the w...
New York Life

New York Life thinks they know how I feel inside my head

Reviewed by Craig W. on October 9th 2018   Verified Policyholder
I have been denied short-term disability by New York Life's health car insurance company. My case being a depression/anxiety claim that they received expressing that my do...
New York Life

This company needs to be sued for their unethical practices!

Reviewed by Sarah on October 9th 2018   Verified Policyholder
My complaint against New York Life is their unethical, fraudulent practices with claims. I received this letter from them. It is their standard letter to keep from paying ...
Principal

Principal will do anything not to pay

Reviewed by George on October 7th 2018   Verified Policyholder
Hello, I’m writing this on behalf of my wife. Her vision has degraded to the point that she no longer is able to see a pc screen without extreme headaches within a few m...
Reply
Sent on October 7th 2018 by Attorney Gregory Dell
George, it sounds like your wife is a victim to the very common 24-month denial. It is unfortunate that Principal will not accept the opinions of the numerous doctors who ...
Lincoln Financial

Lincoln Financial does nothing but give you hoops to jump through.

Reviewed by Tunila on October 5th 2018   Verified Policyholder
I recently applied for std thru Lincoln Financial. What a joke, nobody knows anything and all they do is keep asking for medical records that I don’t understand or know ...
Reply
Sent on October 5th 2018 by Attorney Stephen Jessup
Tunila, if you have questions regarding your policy or how we may be able to assist you in securing your disability benefits please feel free to contact our office to disc...
MetLife

MetLife is unresponsive to my emails but expects me to respond to theirs

Reviewed by Doug on September 16th 2018   Verified Policyholder
I have a disability policy through work. I have been receiving payments for the past 9 years. After the first two years I stopped seeing a physician as I suffer from multi...
Reply
Sent on September 16th 2018 by Attorney Gregory Dell

Doug, you should contact one of our attorneys as soon as possible to discuss your options.

New York Life

New York Life denied and said they needed more medical info … wow

Reviewed by Chloe on August 22nd 2018   Verified Policyholder
I was approved for STD by New York Life. It is alot of work, they are very slow etc… Now my STD ends in a few days and LTD called. Stated I was sent New York Life packet...
Reply
Sent on August 22nd 2018 by Attorney Gregory Dell
Chloe, I am sorry to hear all that you are going through and I am sorry to hear that New York Life denied your LTD claim. With all that you are describing, it seems benefi...
MetLife

If Metlife is using ridiculous stall tactics over $12.00, I can't imagine what they do over full price

Reviewed by Bryan on August 20th 2018   Verified Policyholder
Metlife requested a ridiculous amount of paperwork for both the STD and LTD claims. The STD was not too bad since it was paid thru my employer. Metlife used numerous stall...
Lincoln Financial

I've gotten nothing but the run around for over a month. Beyond frustrating and stressful!

Reviewed by Ryan on August 19th 2018   Verified Policyholder
I’ve Gotten Nothin’ But The Run Around For Over A Month From Them. Every Week They’re Requesting Additional Paperwork, Delaying My Claim. The Customer Service Reps A...
Reply
Sent on August 19th 2018 by Attorney Rachel Alters
Ryan, I am sorry to hear you are having trouble with Lincoln. This is typical. If you would like a free consultation with a lawyer you can call my office and ask for Rache...
MetLife

I feel that I was robbed

Reviewed by Cashena J. on August 15th 2018   Verified Policyholder
Waiting on disability, I filed a claim with met through One Main financial with MetLife. They told me when I first told them I had Lupus that I would be fine with the disa...
Reply
Sent on August 15th 2018 by Attorney Jay Symonds
Cashena, pre-existing condition claims are not always as simple and clear cut as the carrier tries to make them seem. There can be many factors that remove the claim out f...
Northwestern Mutual

Northwestern is the Quiet Company that silently screws its policy holders but is too big to fail

Reviewed by Magda S. on August 8th 2018   Verified Policyholder
I am a board certified cardiologist with severe diabetic comorbidities. I have had occupation specific DI policies with NML since 1980. I am now legally blind, have no fee...
Lincoln Financial

Lincoln Financial incorrectly cut my check and then unjustly denied my LTD claim.

Reviewed by Tom on August 2nd 2018   Verified Policyholder
My first contact with LF was a phone call from them when I was sold out by another insurer to them for a price. I pick up the phone one morning and am greeted by a true LM...
Reply
Sent on August 2nd 2018 by Attorney Rachel Alters
Tom, I am sorry to hear that. You will only have 180 days to appeal the denial. I would suggest you hire an attorney to help you with the appeal as you only have one oppor...
Unum

I only needed Unum once and to no aviail. I got denied

Reviewed by Monique G. on July 12th 2018   Verified Policyholder
I have had Unum for some years now. I only needed them once and to no avail. I was diagnosed with a goiter and on my second biopsy they found atypical cells so I scheduled...
Reply
Sent on July 12th 2018 by Attorney Gregory Dell
Monique, I am sorry to hear that your claim was denied. Please contact us and speak with one of our attorneys. We will offer a free consultation and will gladly review you...
New York Life

New York Life forces people to not follow their physician's orders

Reviewed by Elissa W on July 8th 2018   Verified Policyholder
I was in a car accident in March of 2018, and one my Physician’s took me off of work, while the other physician was handling my pain with narcotic pain medications. It i...
Reply
Sent on July 8th 2018 by Attorney Gregory Dell
Elissa, I am sorry to hear of the issues you are having with New York Life. New York Life should not be making you not follow your physicians’ orders and recommendations...
Lincoln Financial

Lincoln Financial Group follows no rules or policies.

Reviewed by Bob on May 7th 2018   Verified Policyholder
Lincoln Financial Group follows no rules or policies. They have denied me 3 times so far and each time the reason they say is why is disproven. First they tried to call it...
Reply
Sent on May 7th 2018 by Attorney Gregory Dell
Bob, I am sorry to hear of all your issues with Lincoln. If you would like a free consultation to review your claim for potential assistance with your lawsuit, please do n...