Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 461–480 of 681 Reviews
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Aetna

Aetna is shady

Reviewed by Theresa Rose on November 4th 2014   Verified Policyholder
From all of my experience with Aetna, if you can afford a lawyer, that’s the way to go. They are shady, backed by the Harford Insurance Group. They will probably take th...
New York Life

New York Life paid me, denied me, then demanded overpayment, and then refused to conver mental health

Reviewed by DL on November 4th 2014   Verified Policyholder
New York Life approved and started paying me my short term disability October 2013 a month after applying. I’m a veteran I started having problems and need treatment. I ...
Reply
Sent on November 4th 2014 by Attorney Gregory Dell

DL, your fact pattern is very unusual. Please contact our office to discuss how we may be able to assist you.

Principal

Principal told me not to appeal

Reviewed by Roxanne Menchaca on November 2nd 2014   Verified Policyholder
It took 5 weeks & numerous phone calls to Principal before I got a decision on my short term disability claim. I was put on FMLA short term disability by my employer becau...
Reply
Sent on November 2nd 2014 by Attorney Stephen Jessup
Roxanne, I am shocked that they would tell you not to appeal – as it is your right. Please feel free to contact our office so one of our Disability Attorneys can review ...
Lincoln Financial

Lincoln Financial denied my daughter's claim on the basis of repeated calls to the doctor's office, when in reality they had never contacted them.

Reviewed by Cheryl on October 22nd 2014   Verified Policyholder
My daughter has been out of work for two months, fighting with Lincoln Financial the whole time They dodge phone calls and give out misinformation over the phone. One day ...
Reply
Sent on October 22nd 2014 by Attorney Stephen Jessup
Cheryl, I am sorry to hear about your daughter’s situation. The law does allow for Lincoln to take 45 days, with the possibility of an additional 45 day extension to rev...
Unum

The stuff UNUM made up about me is unbelievable

Reviewed by Lola on October 21st 2014   Verified Policyholder
I developed fibromyalgia after several bacterial and viral infections one of which had me hospitalized. I was employed, but could never work nearly a full day after that a...
Aetna

I’m very disappointed with Aetna!

Reviewed by JJ on October 20th 2014   Verified Policyholder
Glad to find this site… then at the same time a little worried, as my wife currently has an Aetna claim and Aetna is planning on discontinuing benefits tomorrow even tho...
Reply
Sent on October 20th 2014 by Attorney Jay Symonds
JJ, please feel free to contact our office and we can provide you with a free consultation and review of all the documents to determine how we can potentially help your wi...
Hartford

Through fraudulent practices both of my appeals were denied!

Reviewed by Karen Townsend on October 13th 2014   Verified Policyholder
After 2 years of Hartford LTD, and after a detailed letter from SSD attorneys, stating that I was completely disabled and unable to work on any capacity, Hartford denied c...
Reply
Sent on October 13th 2014 by Attorney Stephen Jessup
Karen, If all of your appeals have been denied your only option at this point may be to bring a lawsuit under ERISA. Please feel free to contact our office to discuss how ...
Sun Life

Sun Life should have to pay dearly for their screw up

Reviewed by Deb on September 29th 2014   Verified Policyholder
My husband has long term disability with Sun Life, thru the schools system he worked for. Sun Life is not saying that he is no longer disabled. They are saying that they d...
Reply
Sent on September 29th 2014 by Attorney Stephen Jessup
Deb, if you have a copy of the policy we would be more than willing to look at it. Many policies indicate that the carrier is allowed to recover any overpayment/offset app...
Aetna

I've never seen such poor communication and such a slow process

Reviewed by Nser Krim on September 28th 2014   Verified Policyholder
I never seen a poor communication and extreme slow process, like I saw with those people. I believe they are doing that in purpose just to make people give up and think tw...
Reply
Sent on September 28th 2014 by Attorney Stephen Jessup
Nser, Aetna will typically only have 45 days to render a decision on a claim for disability benefits with the potential of a 45 day extension. As you have been waiting for...
New York Life

New York Life left me with no income; no one is gonna hire me

Reviewed by Robert on September 22nd 2014   Verified Policyholder
I have worked with severe lower back pain, come to find out I had a herniated disc l5-s1, but I kept working. Last September I had to have a triple neck fusion. The doctor...
Reply
Sent on September 22nd 2014 by Attorney Stephen Jessup
Robert, if you have received a formal denial, then your only option at this point would be to file an administrative appeal. Please feel free to contact our office to disc...
Hartford

I think Hartford scheduled a docotors appointment for me (without telling me). Weird??

Reviewed by Jules on September 19th 2014   Verified Policyholder
I have the Hartford LTD insurance. I have RSD also known as CRPS, it’s been a couple years now I have passed all their hoops they put me through. Well today just checked...
Reply
Sent on September 19th 2014 by Attorney Stephen Jessup
Jules, typically Hartford would advise you in advance that it wanted to send you form an IME. You can certainly call them to get to the bottom of it. The only other thing ...
Prudential

I need help on an appeal against Prudential

Reviewed by Curtis McGhee on September 16th 2014   Verified Policyholder
I need help on a appeal. The company said I could go back to work but I am still under doctor care for what they took me off for. American Electric Power. Prudential is ha...
Reply
Sent on September 16th 2014 by Attorney Stephen Jessup

Curtis, please feel free to contact our office to discuss how we may be able to assist you in filing your appeal.

Reliance Standard

My husband's claim with Reliance Standard was denied because his employer never mentioned the financial eligibility requirements for the policy.

Reviewed by JB on September 15th 2014   Verified Policyholder
My husband obtained STD and LTD from his employer in March 2014. He filed a claim on Aug 27, 2014. Everything was going good. He received a letter stating they needed 12 w...
Reply
Sent on September 15th 2014 by Attorney Stephen Jessup
JB, I would suggest you contact human resources to verify if what Reliance Standard is saying is in fact correct under the policy. That being said, many policies require t...
Aetna

Aetna really left me in a terrible bind.

Reviewed by Lola Espinoza on September 2nd 2014   Verified Policyholder
I received one check from Aetna for my short term disability. Then they denied me the rest of my short term disability . They owe me $2500. I’m back at work but I feel t...
Reply
Sent on September 2nd 2014 by Attorney Jay Symonds
Lola, when Aetna denied your claim for benefits it would have triggered an administrative appeal. If you have not yet appealed the denial of benefits I would highly sugges...
Aetna

Do not use Aetna! They ruined my life

Reviewed by Christina Summers on August 26th 2014   Verified Policyholder
My fiance was in a car accident in April of this year. Etna paid him 4 checks even though he was off for 4 months they owe him over 3000 dollars and lie to him everyday, w...
Reply
Sent on August 26th 2014 by Attorney Stephen Jessup

Christina, I am sorry to hear about the struggles your family is facing. I hope your matter with Aetna comes to a positive end.

Reliance Standard

Reliance Standard continues to harrass me about denying my benefits, even though I'm clearly unable to return to work.

Reviewed by MJ on August 25th 2014   Verified Policyholder
I’m a 62yr old who became disabled in 2012. I was given SSDI without any problem. I also receive money from Standard Reliance. However they request updates to verify if ...
Reply
Sent on August 25th 2014 by Attorney Stephen Jessup
MJ, I would suggest you provide them with the records from the ER visit as soon as possible. Please feel free to contact our office to discuss how we can assist you in han...
New York Life

New York Life dropped me as soon as Social Security was approved. I am not giving up.

Reviewed by Patrice on August 24th 2014   Verified Policyholder
Same thing happened to me – as soon as Social Security was approved, they dropped me from LTD. I appealed their decision based on their lack of understanding my job titl...
Reply
Sent on August 24th 2014 by Attorney Cesar Gavidia

Patrice, please feel free to contact our office in the event New York Life denies your final appeal to discuss your legal rights to bring a lawsuit under ERISA.

Lincoln Financial

What LFG is doing can't be legal

Reviewed by William on August 21st 2014   Verified Policyholder
I paid into a private disability policy with Jefferson-Pilot, Lincoln National for 25 years. It was understood when I took out the policy that I was going to retire from m...
Reply
Sent on August 21st 2014 by Attorney Stephen Jessup

William, please feel to contact our office so we can discuss your claim in detail to determine what we may be able to do to assist you.

Unum

My coverage got denied after meeting with Unum's doctor

Reviewed by LouAnn L. on August 14th 2014   Verified Policyholder
I was approved for SSA ON June 14, 2000, and after a pre-existing condition period of 1 year I started receiving benefits from UNUM. My initial condition was for chronic p...
Reply
Sent on August 14th 2014 by Attorney Stephen Jessup
LouAnn, it is very unusual that Unum would deny your claim after 13 years. Please feel free to contact our office to discuss how we may be able to assist you in appealing ...
Hartford

I am physically not able to work, but Hartford wants me to

Reviewed by J.U. on August 12th 2014   Verified Policyholder
I have a short term disability claim because I had a spinal fusion. I remained hospitalized for 16 days due to complications and my doctor gave me a ‘release to return t...
Reply
Sent on August 12th 2014 by Attorney Jay Symonds

J.U., please feel free to contact our office to discuss how we may be able to assist you in appealing Hartford’s denial.