Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Standard

Standard based their denial on a confition that I do not have

Reviewed by Lori on August 10th 2014 Verified Policyholder

I find it ironic that I received a denial letter from the standard and the condition they based the denial on is not the condition I have. There are 3 specialists in my st...

Reply

Sent on August 10th 2014 by Attorney Gregory Dell

Lori, if you have not already appealed the denial of your claim for benefits, please feel free to contact our office to discuss how we may be able to assist you.

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Guardian

$7k and 3 months later and Guardian is still "working on it" and asking me to "be patient"

Reviewed by RSDS2014 on August 1st 2014 Verified Policyholder

I have RSD from carpel tunnel surgery in March of 2010. The surgeon sent me to a pain Dr 3 weeks after surgery not telling me why. He had to send all my info to the pain D...

Reply

Sent on August 1st 2014 by Attorney Gregory Dell

Please feel free to contact our office to discuss your claim. Guardian is typically very prompt in their claim review, and 3 months to make a determination under a short t...

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Reliance Standard

No matter how I send my medical records, Reliance Standard consistently claims to have never received them.

Reviewed by Christina Riley on July 30th 2014 Verified Policyholder

I was taken off work at 22 weeks because of complications of pregnancy. My claim submitted on 6/30/14 to Reliance. My doctors office spent two weeks trying to submit medic...

Reply

Sent on July 30th 2014 by Attorney Stephen Jessup

Christina, please feel free to contact our office to discuss how we may be able to assist you in getting your benefit started. In the meantime I would suggest that you per...

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Standard

Standard made my leave a living hell

Reviewed by Karen on July 26th 2014 Verified Policyholder

I’ve been off work since June 12, 2014. It started off with a flare up of a herniated disc but I was hospitalized from July 1st thru July 9th with MRSA. Was sent home wi...

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Guardian

Guardian dropped me and now, no one will hire me

Reviewed by Joseph P. Czarnecki on July 23rd 2014 Verified Policyholder

Yes, I was also getting 66% of my pay from Guardian; also getting NYS Comp. Guardian forced me to apply for SS disability. When I got payment of $29000 from SSD they force...

Reply

Sent on July 23rd 2014 by Attorney Stephen Jessup

Please feel free to contact our office to discuss your rights under ERISA as it relates to filing an administrative appeal of the denial of your benefits.

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Unum

What can I do if Unum has declined my clain twice?

Reviewed by Shenida on July 23rd 2014 Verified Policyholder

Hi, I had a cesarean on 3-20-2014 due to delivery of 3rd child. I was out of work on maternity leave under STD. On 4-1-2014 I had to undergo surgery a 2nd time due to havi...

Reply

Sent on July 23rd 2014 by Attorney Jay Symonds

Shenida, without an understanding of the facts and circumstances I would not be able to provide an adequate opinion. Typically though, if Unum has denied your claim twice ...

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Unum

Unum claimed I was self-insured when I wasn't

Reviewed by Danielle on July 22nd 2014 Verified Policyholder

Unum is now claiming I am self-insured, although they have been paying my claims and my employer states I am fully insured. Unum took 25% in federal taxes due to my improp...

Reply

Sent on July 22nd 2014 by Attorney Cesar Gavidia

Danielle, there might be a miscommunication of concepts with Unum. Self-Insured usually refers to a employer provided policy that is funded by your employer- meaning your ...

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New York Life

New York Life made my anxiety 10x worse

Reviewed by Christina on July 14th 2014 Verified Policyholder

I have been a victim of New York Life I believe scene 2009. I had to fight for every single penny I have gotten from them. I was already off work for a medical and depress...

Reply

Sent on July 14th 2014 by Attorney Cesar Gavidia

Christina, please feel free to contact our office to discuss how we may assist you in handling your claim on a monthly basis.

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Sun Life

SunLife said they were too busy to talk and then tweeted my daughter in law

Reviewed by Yvonne Mason on July 7th 2014 Verified Policyholder

My son has been on disability through SunLife since last year. They cut him off about a week or so ago. My daughter in law tried to call them. The person they deal with wa...

Reply

Sent on July 7th 2014 by Attorney Cesar Gavidia

Yvonne, please feel free to have your son contact our office to discuss how we may be able to assist him with filing an appeal of Sun Life’s denial.

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Standard

I know Standard's denial letter is coming

Reviewed by Michael on July 6th 2014 Verified Policyholder

It is sounding like The Standard will release me July 19, 2014. I will receive one more check from them. There was a Definition of Disability that changed after 36 months ...

Reply

Sent on July 6th 2014 by Attorney Stephen Jessup

Michael, if your claim is governed by ERISA and is denied you will be required to file an administrative appeal before being allowed to bring any legal action. I cannot em...

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Standard

Stanfrod declined my MS claim

Reviewed by Connie on July 4th 2014 Verified Policyholder

Diagnosed with MS 2006, filed STD claim with The Standard April 1, 2014. Denial letter June 2014 stating doctor did not provide enough evidence that I am unable to perform...

Reply

Sent on July 4th 2014 by Attorney Jay Symonds

Connie, the trend in the disability insurance industry seems to be denial of claims on account of MS due to a multitude of reasons they believe do not support functional i...

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New York Life

I can't do anything, but New York Life says I can work and they are denying me what I paid for for several years.

Reviewed by Sonya on July 3rd 2014 Verified Policyholder

I have had back problems since 2008. I had my surgery on my back dec 2008. I have been driving a bus since march of 2008. In 2009 I opted for STD coverage. In 2011, I star...

Reply

Sent on July 3rd 2014 by Attorney Stephen Jessup

Sonya, what you are experiencing is common when dealing with New York Life. Insurance companies have an unspoken motto that “diagnosis does not equal disability” meani...

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Unum

Unum should be ashamed of the lies they put in my denial letter

Reviewed by Italian88 on June 27th 2014 Verified Policyholder

I have Unum LTD through my employee’s group policy and I also pay extra from my earnings to cover LTD at a max. I have been working in the healthcare industry for the pa...

Reply

Sent on June 27th 2014 by Attorney Stephen Jessup

Italian88, I am sorry to hear about the denial of your claim. Please feel free to contact our office to discuss how we may be able to assist you in appealing Unum’s deni...

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Aetna

Aetna denied my claim, so I can't afford my medical treatments or house bills

Reviewed by Valenica on June 26th 2014 Verified Policyholder

On February 20, 2014 I had haglund’s removal, Achilles debridement and bunion removal. Due to my surgery in April I was diagnosed with Complex Regional Pain Syndrome in ...

Reply

Sent on June 26th 2014 by Attorney Stephen Jessup

Valenica, I am sorry to hear of your troubles with Aetna. As you have already submitted your appeal the only thing that can really be done is wait for a determination from...

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New York Life

What New York Life does to us is horrible

Reviewed by Edin D.J. on June 23rd 2014 Verified Policyholder

Just as I thought, after FCE, my LTD claim is closed. I just saw on line, my case status. Nobody cares what I have pain and tear in the hip, spine pain and two knee surger...

Reply

Sent on June 23rd 2014 by Attorney Stephen Jessup

Edin, please feel free to contact our office when you receive the denial letter from New York Life so we can discuss how we may be able to assist you in appealing the deci...

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MetLife

Met Life is legalized extortion

Reviewed by Tim on June 19th 2014 Verified Policyholder

I worked for Continental/United Airlines for 15 years and paid for long term disability for all of those years. I was diagnosed with type 1 diabetes and could not work bec...

Reply

Sent on June 19th 2014 by Attorney Gregory Dell

Tim, how long has MetLife had your application? Under the law they are entitled to 45 days to render a decision, with the possibility of a 45 day extension. Please feel fr...

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Sun Life

This company’s behavior is despicable and, frankly, cruel.

Reviewed by Diana on June 19th 2014 Verified Policyholder

So much evidence that the SunLife has been doing intentional damage to the claimants’ credit scores, not fulfilling it’s obligations by unjustly denying claims, causin...

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New York Life

New York Life said if I had gotten a knee replacement I would have been eligible for benefits. Sorry New York Life, my knee had to wait when I was in the hospital 4 times for my bipolar disorder

Reviewed by Deb on June 17th 2014 Verified Policyholder

Well, New York Life has done their Re-Eval, and it looks like it will be a “No.” I had two disabilities when I left my last job. Bipolar Disorder, and need of a knee r...

Reply

Sent on June 17th 2014 by Attorney Rachel Alters

Deb, if New York Life does deny your appeal, please feel free to contact our office to discuss how we may be able to assist you in potentially bringing a lawsuit under ERI...

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Lincoln Financial

I asked LFG head of appeals if he'd ever Googled the company and seen the pages upon pages of their shady practices. He changed the subject

Reviewed by Jen on June 17th 2014 Verified Policyholder

I just talked to the head of appeals today because there were nurses that denied on the first level of appeal. He told me that he’d, personally, make sure a doctor revie...

Reply

Sent on June 17th 2014 by Attorney Stephen Jessup

Jen, insurance companies cutting corners to save money on medical reviews is all too common. Please feel free to contact our office in the event Lincoln denies your appeal...

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Lincoln Financial

LFG nurses can question the decisions of my neurosurgeon. What a joke

Reviewed by Jen on June 16th 2014 Verified Policyholder

I stumbled upon a Job Opportunity notice for Lincoln. The position is Psychiatric Nurse Disability Consultant and the minimum qualifications are “Undergraduate degree OR...

Reply

Sent on June 16th 2014 by Attorney Gregory Dell

Jen, it is all too common that insurance companies use nurse case managers to review an initial claim for benefits. If the claim is denied and the insured appeals, then th...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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