New Jersey BankUnited employee files suit against Lincoln National

Robert B. and his New Jersey disability lawyer go to battle against The Lincoln National Life Insurance Company to retrieve Robert B.’s entitled disability benefits as promised in his employee disability benefits plan.

Robert B. worked for BankUnited as a wholesale account executive. His job included the solicitation of potential clients and the selling of financial products and services for investment purposes for the bank. His job required a “high degree of mental acuity,” knowledge application of securities, investment plans, and market conditions, as well as the following of banking regulations and the evaluation of the financial situation of potential and current clients.

Background of New Jersey Claimant’s Claim for Disability Benefits to Lincoln National Life

A victim of severe lumbar spine disease, Robert B. ceased work on May 1, 2008. He underwent major lumbar spine surgery and applied for long term disability benefits in September 2008. He underwent a second major lumbar spine surgery in March 2009 as well. Then, on November 23, 2009, Lincoln National Life terminated Robert B.’s long term disability benefits. Robert B. appealed to no avail. Armed with medical records and a letter from his treating physician that opined that Robert B.’s condition in addition to the side effects experienced from his prescription medication made Robert B. incapable of performing his job duties, Robert B. again appealed the insurer’s termination of disability benefits, but was again denied.

New Jersey Claimant’s Physician Appeals to Lincoln National Life to Reinstate Disability Benefits

Robert B.’s treating physician has reiterated by letter to the insurer that Robert B.’s condition has not improved and will most likely progress to further exacerbate Robert B.’s disabled condition. With his opinion backed up by Robert B.’s neurologic surgeon and his orthopedic surgeon, Robert B.’s doctor offered ample evidence to support Robert B.’s continued disabled condition. Unfortunately, Lincoln National Life has chosen to ignore Robert B.’s medical evidence, continues to deny his claim, and now finds itself in a litigation action.

Lawyer Files Complaint on Client’s Behalf in New Jersey District Court

In the complaint, Robert B.’s disability lawyer points out that Lincoln National Life is in violation of the Employee Retirement Insurance Security Act of 1974 (ERISA) in denying Robert B. his disability benefits. His lawyer continues by pointing out that Robert B. has “sustained, and continues to sustain, economic loss and damage” as a result of Lincoln National’s termination of his long term disability benefits. Consequently, the two petition the United States District Court for the District of New Jersey for:

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Do you help Lincoln Financial claimants nationwide?

We represent Lincoln Financial clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Lincoln Financial disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Lincoln Financial. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Lincoln Financial.

How do you help Lincoln Financial claimants?

Our lawyers help individuals that have either purchased a Lincoln Financial long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Lincoln Financial:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
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Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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Janice L. (California)

I have MS and from the first interview, Rachel always kept me informed about my chances of getting LTD. She understood my claim, answered any questions and represented me at any meetings I had with MetLife so I felt comfortable and at ease. Sonia was also on top of my claim and her correspondence was clear and understandable.

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