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Chronic Pain Disability Insurance Benefits Claim


  • Chronic Pain And How it Relates to Disability Insurance Claims For Long Term Benefits

Chronic pain is caused by hundreds of different disabling medical conditions. There is no medical device in the world that measures pain. Pain is subjective, which means that a disability insurance company will often argue that there is insufficient information to support the claim. It is not uncommon for a person to be suffering with chronic pain, yet the medical doctor cannot establish the cause of the pain. People suffering from chronic pain cannot perform their jobs as they used to. It physically prevents workers from performing certain tasks, and the pain can be so distracting that they cannot complete jobs that require focus and care. We recommend that all of our clients maintain a daily pain journal in order to properly document their medical conditions. We also advise claimants to seek treatment with pain management specialists such as physiatrist or anesthesiologist. It is important to obtain as much medical documentation as possible in support of your claim for either short or long term disability benefits. Disability insurance carriers will often rely upon video surveillance in order to challenge a claimant’s complaints of chronic disabling pain.

Our disability insurance attorneys have fought for claimants like you since 1979. We know this industry well, and we can give you your best shot of receiving benefits if you legitimately qualify for them. Contact us if you are considering applying for disability benefits, appealing a denied claim, or filing a disability lawsuit anywhere in the USA.

What Types Chronic Pain Are Most Common In Long Term Disability Claims?

Common forms of chronic pain include:

  • Back pain
  • Neck Pain
  • Severe headaches
  • Joint pain
  • Arthritis
  • Chest pain
  • Abdominal pain

Understandably, insurance companies need to see some evidence that your pain is so severe that you cannot do your job. Since pain is subjective, insurance companies require an extraordinary amount of evidence on the claimant’s part. Unfortunately, they will find any excuse they can to deny or limit your benefits. Many use in-house physicians to discredit your claims, even though they have never met you or physically diagnosed your symptoms.

It is very important to consult an attorney early in the process. If you fill out the application incorrectly or forget to include certain medical information, it could delay your benefits for months, possibly years. We can tell you all the information you need to know, including state regulations or specific industry guidelines, that could affect your benefits.

Our Experience with Chronic Pain

Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
Disability lawyers win ERISA long term disability appeal against Hartford
Unum Provident pays total disability benefits to a chiropractor with breast cancer

We handle cases across the nation and we encourage you to review hundreds of our resolved cases and client testimonials. To find out how we can help with your disability claim, you can contact our disability insurance attorneys to set up a free consultation in person, over the phone or via a video chat.

Resources

To learn more about chronic pain, consult the following sites:

We frequently update this page with news about chronic pain disability benefits and new laws that could affect your disability. Check back for new information.

There are 2 opinions so far. Add your comment below.

Brian M.:

I am surgeon with hip pain making it difficult to perform surgery, and feel it is unsafe to continue operating.

Attorney Stephen Jessup:

Brian, if you have a disability insurance policy please feel free to contact our office to discuss how we can assist you in filing a claim under same.

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