Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Lincoln Financial

Seems unfair and illegal that an employer can fire someone for being disabled and then the insurance carrier can turnaround and deny benefits on a case that began prior to termination

Reviewed by Yvana on December 17th 2013 Verified Policyholder

I applied for STD in August. Lincoln dragged their feet and took about 30 days to review my claim and after many calls to them they finally paid me for 4 weeks. After that...

Reply

Sent on December 17th 2013 by Attorney Gregory Dell

Yvana, if you are continuously disabled before termination, then you should still be eligible for STD and possibly LTD benefits even if you are terminated. You need to app...

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Reliance Standard

Reliance Standard denied my LTD based off of an inaccurate job requirement.

Reviewed by Sharon Clyde on December 15th 2013 Verified Policyholder

My LTD is being terminated with only one month notice. My job qualifications require more exertion than what they are claiming. I am an Emergency Medical Technician which ...

Reply

Sent on December 15th 2013 by Attorney Stephen Jessup

Sharon, if you have spent time on our website you will understand the importance of filing a complete and proper administrative appeal. Please feel free to contact our off...

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Sun Life

Sun Life is the absolute worst company I have ever dealt with

Reviewed by Jillian on December 8th 2013 Verified Policyholder

I need help. Sun Life is the absolute worst company I have ever dealt with.they have discriminated, judged and stalled for 4 months on my extended disabilit , now I am try...

Reply

Sent on December 8th 2013 by Attorney Cesar Gavidia

Jillian, please contact our office to discuss how we may be able to assist you.

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Reliance Standard

After receiving SSDI, Reliance Standard delayed their payment adjustment and I can't get a hold of my case worker.

Reviewed by MGW on December 2nd 2013 Verified Policyholder

I had both shoulders replaced in 2012. Reliance paid my STD and have been paying LTD for a year. Once I was approved for SSDI I sent them my reward letter and payment amou...

Reply

Sent on December 2nd 2013 by Attorney Stephen Jessup

MGW, I would recommend filing a complaint with your state insurance commissioner for the delay and non-responsiveness from Reliance.

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Lincoln Financial

Lincoln Financial is threatening to deny my benefits because I haven't yet provided them with my restrictions/limitiations as a result of GI complications.

Reviewed by Lisa Rucker on November 25th 2013 Verified Policyholder

Hello, my name is Lisa and I have been on LTD since 2006. When I went out on disability it was for pain management. While I was waiting for an appt. my job terminated me o...

Reply

Sent on November 25th 2013 by Attorney Stephen Jessup

Lisa, unfortunately, entitlement to disability insurance benefits is a month to month evaluation and as such the carrier can request updated claim forms and information on...

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Unum

Generally the people you contact are helpful and courteous, but those who work in the background are NOT at all. QUESTION EVERYTHING!

Reviewed by Jim on November 19th 2013 Verified Policyholder

Over three years ago, I went on LTD. Five weeks after applying, I was awarded SSDI; at six months, I was awarded both UNUM LTD benefits and employer disability pension. UN...

Reply

Sent on November 19th 2013 by Attorney Stephen Jessup

Jim, where does the issue with Unum stand today? Are they still demanding repayment?

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New York Life

Working with New York Life has been a nightmare

Reviewed by Irene Burgon on November 17th 2013 Verified Policyholder

I am a 52 year old female who was diagnosed with Fibromyalgia in 2004. My physician at the time stated I probably would not be able to work because of all of the symptoms ...

Reply

Sent on November 17th 2013 by Attorney Stephen Jessup

Irene, please feel free to contact our office to discuss how we may be able to assist you with your New York Life claim.

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Mutual of Omaha

Mutual of Omaha is a rip off.

Reviewed by Genita Hill on November 13th 2013 Verified Policyholder

Mutual of Omaha is a rip off. When my husband died in 2011, they refused to pay his death benefit because they said he was disabled when I insured him. He retired from his...

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Prudential

Prudential is basically waiting for my boyfriend to die

Reviewed by Jennifer on November 13th 2013 Verified Policyholder

My boyfriend is permanently disabled thanks to medical malpractice. He applied for Prudential long term disability and was denied. He appealed, submitting 500 pages of med...

Reply

Sent on November 13th 2013 by Attorney Stephen Jessup

Jennifer, if they have not requested their legally allotted extension beyond the 45th day, and there has been no tolling of time, then the case could be ripe for a lawsuit...

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Lincoln Financial

I haven't been denied, but LFG quit paying me. I think I was treated wrong by them and my employer

Reviewed by Josh Jackson on November 10th 2013 Verified Policyholder

I was in a car accident in August 2006; not my fault. I had to use Lincoln for about a year after my back surgery. Well, I returned to work after my accident, still in pai...

Reply

Sent on November 10th 2013 by Attorney Stephen Jessup

Josh, please feel free to contact our Office at 800-682-8331 to discuss your claim and how we may be able to assist you.

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Reliance Standard

My experience with Reliance Standard and how to save yourself a lot of trouble dealing with them.

Reviewed by James Scarlott on November 5th 2013 Verified Policyholder

I just went through the denial process with Reliance. The very day I got my denial I found this website and was referred to one of their affiliates. Reliance folded before...

Reply

Sent on November 5th 2013 by Attorney Stephen Jessup

James, thank you for sharing your experience.

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Standard

Standard denied me because I didn't report my injury immediately. Sorry, I didn't realize it would be disabling…

Reviewed by Linda Swearingen on October 22nd 2013 Verified Policyholder

I submitted a claim to the Standard and was refused seemingly because I didn’t report the injury immediately. Well, I didn’t expect the injury to be as disabling as tu...

Reply

Sent on October 22nd 2013 by Attorney Stephen Jessup

Linda, please feel free to contact our office to discuss how we may be able to assist you.

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Prudential

I went trhrough pure hell to get approved and now Prudential wants more info

Reviewed by Linda Harrelson on October 8th 2013 Verified Policyholder

I need help. I have worked all of my life, I was making 20 dollars an hour at my job of 13 years. I had to go out because of my back. I went through pure hell to get appro...

Reply

Sent on October 8th 2013 by Attorney Stephen Jessup

Linda, please feel free to contact our office to determine how we might be able to assist you. As disability benefits are reviewed on a month to month basis, please be adv...

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New York Life

I lost my job, I can't go back to work, I have an appeal deadline approching fast and no one will take my case… thanks New York Life

Reviewed by Tiffany on September 30th 2013 Verified Policyholder

I went out ill in July of 2012 with severe vertigo and a mind blowing migraine. After 4 days the migraine subsided slightly, however the vertigo never left and I was blind...

Reply

Sent on September 30th 2013 by Attorney Stephen Jessup

Tiffany, Unfortunately with such limited time before your appeal is due, we would not be able to assist you in drafting same. However, I would suggest that you make sure A...

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Sun Life

I wish SunLife had to pay for the hunger and humiliation they caused me

Reviewed by Carla on September 28th 2013 Verified Policyholder

I filed a short term disability claim and my physician assured me I would not be turned down by a private insurance company based on my diagnosis. They did deny me, and th...

Reply

Sent on September 28th 2013 by Attorney Stephen Jessup

Carla, I am sorry to hear of your experience. I wish someone would have to pay for your “hunger and humiliation” but under ERISA governed insurance policies, Sun Life ...

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New York Life

New York Life is full of crap

Reviewed by S. Jackson on September 23rd 2013 Verified Policyholder

I went out on STD, provided documentation, surgery dates, given time off only to be denied afterwards and told I owe back money. I no longer work for New York Life, but th...

Reply

Sent on September 23rd 2013 by Attorney Cesar Gavidia

Anna, although receipt of SSDI benefits is considered strong evidence of disability to be considered by New York Life, it is not a guarantee to future entitlement to disab...

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MetLife

MetLife trying to find reasons not to pay. I'm so frustrated and stressed

Reviewed by Elisa on September 8th 2013 Verified Policyholder

The beginning of March 2013 my Dr. put me out of work on STD due to pain in my L4 L5 bulging discs. I couldn’t bend or lift anything. I was out of work till beginning of...

Reply

Sent on September 8th 2013 by Attorney Stephen Jessup

Eliza, I think your synopsis in right on point – they’re just looking for a reason to deny. In the event your appeal is denied, please feel free to contact us to deter...

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Standard

I never can get the same person on the phone and it’s just a run around.

Reviewed by Heather on August 28th 2013 Verified Policyholder

My job just started using the Standard last Oct. 2012. I have MS and my FMLA was approved from Aug. to Aug.. I have had nothing but trouble of them saying it’s not appro...

Reply

Sent on August 28th 2013 by Attorney Stephen Jessup

Heather, I am sorry to hear about your problems with respect to your FMLA. Have you filed any claim for disability with Standard?

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MetLife

MetLife changes their mind about my payments

Reviewed by Larry Brixey on August 26th 2013 Verified Policyholder

After 26 weeks of STD from Sedgwick, my disability continues while MetLife denies my LTD they say due to pre-existing conditions. They already said that I would be receivi...

Reply

Sent on August 26th 2013 by Attorney Stephen Jessup

Larry, please feel free to contact our office to review your information. However, if your claim does fall within the parameters of what constitutes a “pre-existing cond...

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New York Life

New York Life will probably deny my claim again

Reviewed by Barb Davis on August 22nd 2013 Verified Policyholder

I have been off work since June, 2013. I have pinch nerve between C6 and C7. The first nerve conductive test didn’t show this. The second one done by a second Dr. did sh...

Reply

Sent on August 22nd 2013 by Attorney Stephen Jessup

Barb, I am sorry to hear about your seemingly unending fight. Please feel free to contact us should your appeal be denied so we can discuss the options available to you in...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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