Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Lincoln Financial

I have nothing but praise for Lincoln Financial Group and for Mr. Dell

Reviewed by David L. Keller on August 13th 2013 Verified Policyholder

Lincoln Financial Group has handled my LTD case fairly and with professionalism. I wish to thank Mr. Steven Dell for his expert assistance in planning for my long-term dis...

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Lincoln Financial

Lincoln Financial is a bunch of crooks.

Reviewed by Dale on August 11th 2013 Verified Policyholder

Lincoln Financial is a bunch of crooks. I received STD through Lincoln Financial for I believe 26 weeks (roughly). Once I used the STD it changed to a LTD claim and I was ...

Reply

Sent on August 11th 2013 by Attorney Stephen Jessup

Dale, thank you for sharing your story. It is unfortunate that you (and others) experience such treatment. It is even more unfortunate that Lincoln is not legally liable f...

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New York Life

New York Life left me with no choice but to return to work – even though I shouldn't have

Reviewed by Erica Berndt on July 24th 2013 Verified Policyholder

I am a 27 year old single mother, who has worked in customer service for a chemical company for almost 3 years. However in early 2012 I started have lower back pain and le...

Reply

Sent on July 24th 2013 by Attorney Stephen Jessup

Erica, thank you for sharing your story, unfortunately yours is not an uncommon one. What you experienced is a technique we like to call being “starved into submission.�...

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Mutual of Omaha

I lost my job in the 2 years I fought MOO

Reviewed by Nita on July 21st 2013 Verified Policyholder

I have major depression, fibromyalgia, chronic fatigue disorder, chronic pain, insomnia and sleep apnea. I have been fighting them for over 2 years now, during which I los...

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Unum

Unum won’t return my calls. Going to be a long fight.

Reviewed by Bill on July 20th 2013 Verified Policyholder

I was told that after 2 years that Unum would review my LTD to see if I can do other work. Well, guess what Unum decided that I can do other work, which involves sitting a...

Reply

Sent on July 20th 2013 by Attorney Stephen Jessup

Bill, unfortunately, you are not alone in your fight. If you would like a free consultation to determine how we might be able to assist you in appealing the denial, please...

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Prudential

I'm living in a moblile home because of Prudential

Reviewed by Cindy Johnson on July 16th 2013 Verified Policyholder

Time to vent again. I know it is too late now for any appeal, I tried that for a couple years. I begged, cried, and cried and cried. I paid for Long and Short term disabil...

Reply

Sent on July 16th 2013 by Attorney Stephen Jessup

Cindy, Thank you for sharing your story. I can only imagine how hard it must be. Although there is no indication that any sweeping reform is on the way that will come that...

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New York Life

New York Life thinks that just because my husband does not have active cancer he can work. What kind of knowledge does their medical staff have?

Reviewed by Doreen Harding on July 9th 2013 Verified Policyholder

Reading about all these denials make me sick! My husband was recently denied AFTER getting his LTD for over a year. My husband is on SSDI already and was approved and give...

Reply

Sent on July 9th 2013 by Attorney Stephen Jessup

Doreen, when it comes to claims for disability stemming from Cancer, it is not uncommon for an insurance company to take the position that in the absence of “active” c...

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New York Life

Thank goodness for your law firm. I hope you are able to help others receive the support they need.

Reviewed by Kara on July 6th 2013 Verified Policyholder

My STD claim was denied by New York Life due to my doctor’s inability to provide accurate and consistent information. I attempted to appeal but my doctor will not cooper...

Reply

Sent on July 6th 2013 by Attorney Stephen Jessup

Kara, It is unfortunate when and not all that uncommon that a treating physician will not cooperate as it gives the insurance company an easy route to deny benefits....

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MetLife

MetLife justifying denying my claim with a condition I never had

Reviewed by Marilyn on July 5th 2013 Verified Policyholder

I have short and long term disability insurance through MetLife. I had to have a 4 point fusion on my wrist due to an injury I incurred. They claim to determine eligibilit...

Reply

Sent on July 5th 2013 by Attorney Stephen Jessup

Marilyn, It would appear MetLife is trying to deny your claim as a pre-existing condition. Please feel free to contact our office to determine how we may be able to assist...

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Hartford

Hartford didn't give me increased benefits as my income increased

Reviewed by Ray on June 7th 2013 Verified Policyholder

I have a disability plan that pays 60% of my pre disability income. There is a statement in the plan that states my pre disability income will be increased on a yearly bas...

Reply

Sent on June 7th 2013 by Attorney Jay Symonds

Ray, In most ERISA based long term disability policies provided by your employer there are no adjustments to the benefit due to a COLA increase. The language you are refer...

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Principal

Principal determines the length of your disability. NOT YOUR DOCTOR OR YOUR RECOVERY RATE.

Reviewed by Debi on May 31st 2013 Verified Policyholder

I have Principal Financial disability for 18 yrs. through work. Last Jan. I had 4 spinal multi-level laminectomies and fusions and was promptly paid short term disability ...

Reply

Sent on May 31st 2013 by Attorney Gregory Dell

Debi, a four month recovery for the type of surgery you had is ridiculous. Especially when your doctor has not cleared you to return to work. Most people with your surgery...

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Northwestern Mutual

NW said my relatives' claim was "not justified" and double the premium for no reason

Reviewed by Lyn N. on May 28th 2013 Verified Policyholder

Northwestern claims examiner automatically ruled against my relatives’ claim “not justified.” We had one doctor who told us all he could do for my relatives pain was...

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Guardian

Guardian is designed to get claims denied rather than approved

Reviewed by Stephen on May 25th 2013 Verified Policyholder

I was denied a claim based on a pre-existing condition. I appealed and Guardian hired the services of an outside vendor “BMI” to get a doctor to talk to my doctors in ...

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MetLife

I’m not disabled in MetLife’s eyes, even though I cannot do daily tasks and am on over 5 medicines.

Reviewed by Jennifer on May 4th 2013 Verified Policyholder

I have worked for my work for over 4 years. During working for this company I learned I have bipolar, anxiety, and depression. I have gone out of work about 4 times for th...

Reply

Sent on May 4th 2013 by Attorney Gregory Dell

Jennifer, You will need to file an appeal of your MetLife disability denial. Your disability policy should tell you the time frame within which you need to file an appeal....

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Lincoln Financial

My claim with Lincoln Financial has been denied twice, and I'm at a loss as to what to do now.

Reviewed by Shaida on April 23rd 2013 Verified Policyholder

We believe that when we buy additional insurance for LTD, we expect to be treated fairly regardless of our current physicial and mental situation. We think we are protecte...

Reply

Sent on April 23rd 2013 by Attorney Gregory Dell

Shaida, you need to appeal your denial and preserve your rights. Don’t stop fighting for your claim as this is what Lincoln Financial wants you to do. We help claimants ...

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Aetna

I couldn't get an urgent surgey because of Aetna. Now, I have permanent neck damage, and I lost my job/house/car

Reviewed by Tim I. Price on March 26th 2013 Verified Policyholder

I worked for a company called Avery Dennison. I had Aetna insurance for 15 years. I needed neck surgery which they paid for. They were aware I needed a second surgery. The...

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Reliance Standard

After they miscalculated my salary and overpaid my benefits, Reliance Standard is now attempting to make me pay back their overpayment.

Reviewed by Jackie Ciarlelli on March 13th 2013 Verified Policyholder

I was diagnosed with breast cancer last March and went through hell getting approved for LTD from Reliance. Apparently, they don’t think cancer is a disability. The amou...

Reply

Sent on March 13th 2013 by Attorney Gregory Dell

Jackie, I am sorry to hear about your diagnosis and situation with Reliance. Unfortunately the policy allows them to seek an overpayment. It is unlikely they will sue you ...

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Sun Life

I've been in a battle with SunLife for 5 years

Reviewed by Kim on February 9th 2013 Verified Policyholder

I have been in a battle with Sunlife and Manulife for 5 years now. When I was working, Sunlife provided my insurance and I had to be off work for 2 years on Long Term. I r...

Reply

Sent on February 9th 2013 by Attorney Gregory Dell

Kim, Your employer should have advised you of the change of disability carriers. You also need to make sure that when your employer switched disability providers that you ...

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Reliance Standard

I was wrongfully targeted by Reliance Standard and went to prison because of it.

Reviewed by La Trice Holley on December 17th 2012 Verified Policyholder

I am currently receiving SSDI, but was receiving LTD, WC and STD from unbeknownst to me the insurers of my employer were related. I was continually harassed during my clai...

Reply

Sent on December 17th 2012 by Attorney Gregory Dell

La Trice, your situation is one that we have not come across. It sounds horrible what you went through. It may be possible that you have a claim against your insurance com...

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Sun Life

Sunlife sucks. They’re trying to bleed me dry, hoping I’ll go away, but that’s not going to happen.

Reviewed by John Doe on December 9th 2012 Verified Policyholder

Sunlife sucks. I’ve been approved for SSDI for several spine surgeries, leaving nerve damage that causes constant pain, and regular periods of being incapacitated. On a ...

Reply

Sent on December 9th 2012 by Attorney Gregory Dell

John Doe, Sunlife regularly utilises video surveillance and social media scanning as a method to deny claims. If your claim has been denied or you are concerned that it wi...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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