Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 301–320 of 681 Reviews
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Aetna

I've sent Aetna every single piece of paperwork that I have but they keep asking for more, refusing to listen to me

Reviewed by Norma H. on June 12th 2016   Verified Policyholder
On Sept.25,2015 I was injured at my job of 28 years. I reported the incident and on October 2,2015 I was sent to see our workman comp DR, who asked questions-did a visual ...
Reply
Sent on June 12th 2016 by Attorney Gregory Dell

Norma, please feel free to contact our office to discuss your pending STD claim. Did your employer also provide LTD coverage?

Aetna

Rather than helping customers with their claims, Aetna finds ways to deny them

Reviewed by DT on June 9th 2016   Verified Policyholder
Extremely unorganized! They lack professionalism. I submitted a claim with all the documentation they needed. They claim they didn’t receive the paperwork and are claimi...
Reply
Sent on June 9th 2016 by Attorney Cesar Gavidia

DT, have they issued a formal denial of your claim? If so please feel free to contact our office to discuss how we may be able to assist you.

Principal

I cant but feel I am being starved out and given the runaround.

Reviewed by Christopher on June 7th 2016   Verified Policyholder
I went off of work may 29, 2015, with a blood clot in my leg. I have had vein surgeries in the past to alleviate pain and discomfort, all of which I took vacation on a Fri...
Reply
Sent on June 7th 2016 by Attorney Stephen Jessup
Christopher, I am not sure the reason for the proof of good health- was this from a different department? If the claim is already in appeal review then there would be litt...
Prudential

Prudentials overpayment paperwork makes no sense and they are trying to get my kids involved in my claim

Reviewed by Bill on June 6th 2016   Verified Policyholder
I have been on ltd since 2012. I have faced the normal plight dealing with Prudential but still remain on their ltd. They didn’t have allsup file for ssdi for me. So, I ...
Reply
Sent on June 6th 2016 by Attorney Jay Symonds
Bill, please feel free to contact our office. We will be more than willing to review the letter from Prudential relating to the overpayment to advise how we may be able to...
Aetna

Aetna sucks!!

Reviewed by Lori A on June 5th 2016   Verified Policyholder
I have Menieres Desease and Vestibular nerve damage with 40% hearing loss plus Vertigo weekly and migraines, Aetna has denied my claim I’ve been out of work since Februa...
Reply
Sent on June 5th 2016 by Attorney Stephen Jessup

Lori, please feel free to contact our office to discuss your rights and options in appealing the denial.

Lincoln Financial

Lincoln Financial is trying to pay for only a fraction of the time I'm supposed to be out of work, and requests more records in order to extend the coverage.

Reviewed by Brian on June 5th 2016   Verified Policyholder
If my doctors note states I should be out 4-6 weeks, why does Lincoln Financial only want to give me 2 weeks? When you first call it’s all about taking care of you. I wa...
Reply
Sent on June 5th 2016 by Attorney Stephen Jessup
Brian, has Lincoln issued a formal denial or are they only stating they need additional medical information to support disability beyond May 29? I would not trust them to ...
MetLife

Met Life has the power to ruin your career

Reviewed by M A Miller on June 5th 2016   Verified Policyholder
Verizon claims it’s benefit package is/was superior partly due to the fact that the premiums for employee short term disability are paid for by company. Every year we he...
Reply
Sent on June 5th 2016 by Attorney Stephen Jessup

M A Miller, please feel free to contact our office with a copy of your denial letters(s) to discuss what we may be able to do to assist you at this point.

Hartford

This company is purposely denying claims

Reviewed by Raquel on June 2nd 2016   Verified Policyholder
I have been out on STD with the Hartford since November 2015. After submitting my newest claim almost two months ago my claim was denied. The Hartford has done a great job...
Reply
Sent on June 2nd 2016 by Attorney Stephen Jessup

Raquel, did Hartford ever send you a formal denial letter? Please feel free to contact our office to discuss your claim.

Prudential

Not sure if it’s worth fighting these corporate vultures

Reviewed by Miss on May 31st 2016   Verified Policyholder
Advertisements on my government job indicated that Prudential would supplement our disability plan, if we became disabled. My employer pays 50% of my salary Prudential’s...
Reply
Sent on May 31st 2016 by Attorney Stephen Jessup
Miss, we will certainly review the denial letter and discuss your options with you so you can make an informed decision if you want to proceed in appealing the denial....
Sun Life

I feel stuck

Reviewed by Kelsey on May 31st 2016   Verified Policyholder
I’m quite frustrated as in 2015 I was in an accident and got injured. My lower back and shoulders/neck were injured mostly. I went to see my doctor right away as well as...
Reply
Sent on May 31st 2016 by Attorney Gregory Dell

Kelsey, please feel free to contact our office to discuss how we may be able to assist you in appealing the Sun Life denial.

MetLife

Our worst experience ever!

Reviewed by Diane K. on May 27th 2016   Verified Policyholder
Worse experience ever!! Constant harassment to my husband who was bed bound 20 hours a day!! Told him he needed to find a job and lie to employer about his disability. Eve...
Reliance Standard

Reliance Standard is trying to reduce my LTD benefits because of once-a-month work in the military reserve.

Reviewed by Drake on May 23rd 2016   Verified Policyholder
I have had LTD with Reliance Standard since 2006. I had to jump through all the required social security applications until I was lucky approved after 2 denials by an Admi...
Reply
Sent on May 23rd 2016 by Attorney Stephen Jessup

Drake, please feel free to contact our office to discuss. Have they sent any correspondence regarding same?

MetLife

MetLife drags claims out because people become tired and give up. I will fight them.

Reviewed by Ben on May 18th 2016   Verified Policyholder
I have filed my claim since February first 2016. I have provided every piece of information they have asked for my doctors have written documents attesting to my total and...
Reply
Sent on May 18th 2016 by Attorney Stephen Jessup
Ben, MetLife is fast approaching their deadline to provide a determination on your claim. Please feel free to contact our office to discuss your pending application in gre...
MetLife

Met-Life lied to my face. They know I don't have the money for these constant visits, but they don't care

Reviewed by Doyle D. on May 17th 2016   Verified Policyholder
I have been employed for 20+ years at Goodyear w/Met-Life as the LTD carrier. In Aug 2014 I went down with my knees unable to support my weight-degenerative failure + Osgo...
Reply
Sent on May 17th 2016 by Attorney Gregory Dell
Doyle, please contact our office with a copy of your denial letter so we can discuss your rights and options available in appealing the denial. MetLife only provides one l...
Unum

I have NO money coming in. I'm so frustrated I could cry.

Reviewed by Staci on May 17th 2016   Verified Policyholder
I had a double lumbar fusion on December 11, 2015 I had a full hysterectomy in 2013 and another back surgery during the summer of 2014. Then, in September of 2015 I began ...
Reply
Sent on May 17th 2016 by Attorney Stephen Jessup
Staci, please feel free to contact our office with a copy of the letter from Unum asserting the overpayment and a copy of your policy to see if they are properly applying ...
Sun Life

SunLife's behavior is outlandish and criminal to say the very least

Reviewed by Nancy Nurse on May 12th 2016   Verified Policyholder
I have a super-pubic catheter and am having to use a cane for ambulation. Sunlife is dragging their feet with paying my LTD. They say that “Just because I have a cathete...
Reply
Sent on May 12th 2016 by Attorney Stephen Jessup

Nancy, do you know what the effective date of your LTD benefit? Please feel free to contact our office to discuss your situation in greater detail.

Prudential

I hope I never have to deal with these people in life!!! They lie as easy as they breathe not to pay off claims.

Reviewed by Anonymous on May 9th 2016   Verified Policyholder
I was denied on 2-22-16 and was told medical didn’t support disability. My dr disabled me 3/24/16. Submitted letter 3/29/16 to appeal and docs. Was told a decision will ...
Sun Life

At some point, SunLife needs to be held accountable for their tactics against people without the means to fight back

Reviewed by Bill D on May 9th 2016   Verified Policyholder
Ideally, changes to ERISA would be made including FINANCIAL PENALTIES against insurers that are abusing their powers. Sun Life would be at the top of that list — a Canad...
Prudential

Prudential is the worst insurance company I've had to deal with

Reviewed by Anonymous on May 8th 2016   Verified Policyholder
Prudential is the worse insurance company in my experience to deal with. I applied std but condition turned into ltd. I paid into both through my job every week. Their ver...
Unum

Different Unum representatives told me my claim was both approved and denied?!

Reviewed by Single Mom on May 2nd 2016   Verified Policyholder
I applied for short term disability for the 7 day and 14 day period off work. I was told that I was approved for the 7day period. And I was also told they closed my 7 day ...
Reply
Sent on May 2nd 2016 by Attorney Rachel Alters

Single Mom, hopefully your check will arrive as indicated by the representative you spoke to.