Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5.0 (888 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Guardian

If you work for a company who offers Guardian, tell them NO and get a non ERISA provider. Guardian lied about my options and then tried to tell me I'm not disabled

Reviewed by Bill on July 11th 2016 Verified Policyholder

I have been disabled for 15 years or so… The Guardian compelled me to apply for SSDI benefits to offset Guardian liability.. The Guardian even retained the atty… I won...

Reply

Sent on July 11th 2016 by Attorney Gregory Dell

Bill, have you appealed the denial? Please contact our office to discuss your denial and to determine how we may be able to assist you.

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Unum

I don't understand why Unum terminated my benefits

Reviewed by Tammy on June 30th 2016 Verified Policyholder

I am a bone cancer survivor with limited use of dominant right arm. Receiving both unum and ssdi for eight years now. Unum has terminated my benefits. I do not understand ...

Reply

Sent on June 30th 2016 by Attorney Stephen Jessup

Tammy, please feel free to contact our office to discuss how we can assist you in appealing the denial of benefits. It is not uncommon for an insurance carrier to terminat...

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Hartford

Hartford denied my appeal even after Dr. said I couldn't work and after I qualified for govt disability

Reviewed by Charla on June 29th 2016 Verified Policyholder

I qualified for government disabilit but Hartford denied my long term disability even though my Dr said I couldn’t work. I appealed but their appeal is with their own co...

Reply

Sent on June 29th 2016 by Attorney Rachel Alters

Charla, unfortunately most ERISA disability policies have a 3 year statute of limitations with which to bring a civil action against your insurance carrier. If your Hartfo...

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Hartford

Hartford changed criteria of how they determine I'm disabled

Reviewed by Laura on June 25th 2016 Verified Policyholder

The Hartford approved STD benefits, then LTD benefits in my case, due to multiple ligament/tendon tears that can’t be repaired. I visited the genetics departments of 2 m...

Reply

Sent on June 25th 2016 by Attorney Stephen Jessup

Laura, please contact our office to discuss your claim and to determine how we may be able to assist you in litigating your claim. It would be helpful if you had a copy of...

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MetLife

Verizon won't let me back to work due to confusion over Met Life doctors

Reviewed by Tammy on June 16th 2016 Verified Policyholder

I am out on Std claim thru verizon my employer and Metlife the insurance co they use. My dr released me back to work in beginning of January so Metlife had me go to one of...

Reply

Sent on June 16th 2016 by Attorney Stephen Jessup

Tammy, it is not typical that MetLife would send you to one of their doctors to clear you for work. Please feel free to contact our office to discuss your situation in gre...

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Hartford

They are playing games

Reviewed by Twinkle on June 14th 2016 Verified Policyholder

I have been paying The Hartford STD and LTD for 13 years. I have now just filed my very 1st STD claim ever with them. They are already playing games. Claiming Kaiser (my m...

Reply

Sent on June 14th 2016 by Attorney Gregory Dell

Twinkle, if you haven’t already secured a copy of your medical records I would strongly urge you to. From my experience it can be hard securing records from Kaiser, so t...

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Aetna

I've sent Aetna every single piece of paperwork that I have but they keep asking for more, refusing to listen to me

Reviewed by Norma H. on June 12th 2016 Verified Policyholder

On Sept.25,2015 I was injured at my job of 28 years. I reported the incident and on October 2,2015 I was sent to see our workman comp DR, who asked questions-did a visual ...

Reply

Sent on June 12th 2016 by Attorney Gregory Dell

Norma, please feel free to contact our office to discuss your pending STD claim. Did your employer also provide LTD coverage?

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Aetna

Rather than helping customers with their claims, Aetna finds ways to deny them

Reviewed by DT on June 9th 2016 Verified Policyholder

Extremely unorganized! They lack professionalism. I submitted a claim with all the documentation they needed. They claim they didn’t receive the paperwork and are claimi...

Reply

Sent on June 9th 2016 by Attorney Cesar Gavidia

DT, have they issued a formal denial of your claim? If so please feel free to contact our office to discuss how we may be able to assist you.

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Principal

I cant but feel I am being starved out and given the runaround.

Reviewed by Christopher on June 7th 2016 Verified Policyholder

I went off of work may 29, 2015, with a blood clot in my leg. I have had vein surgeries in the past to alleviate pain and discomfort, all of which I took vacation on a Fri...

Reply

Sent on June 7th 2016 by Attorney Stephen Jessup

Christopher, I am not sure the reason for the proof of good health- was this from a different department? If the claim is already in appeal review then there would be litt...

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Prudential

Prudentials overpayment paperwork makes no sense and they are trying to get my kids involved in my claim

Reviewed by Bill on June 6th 2016 Verified Policyholder

I have been on ltd since 2012. I have faced the normal plight dealing with Prudential but still remain on their ltd. They didn’t have allsup file for ssdi for me. So, I ...

Reply

Sent on June 6th 2016 by Attorney Jay Symonds

Bill, please feel free to contact our office. We will be more than willing to review the letter from Prudential relating to the overpayment to advise how we may be able to...

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Aetna

Aetna sucks!!

Reviewed by Lori A on June 5th 2016 Verified Policyholder

I have Menieres Desease and Vestibular nerve damage with 40% hearing loss plus Vertigo weekly and migraines, Aetna has denied my claim I’ve been out of work since Februa...

Reply

Sent on June 5th 2016 by Attorney Stephen Jessup

Lori, please feel free to contact our office to discuss your rights and options in appealing the denial.

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Lincoln Financial

Lincoln Financial is trying to pay for only a fraction of the time I'm supposed to be out of work, and requests more records in order to extend the coverage.

Reviewed by Brian on June 5th 2016 Verified Policyholder

If my doctors note states I should be out 4-6 weeks, why does Lincoln Financial only want to give me 2 weeks? When you first call it’s all about taking care of you. I wa...

Reply

Sent on June 5th 2016 by Attorney Stephen Jessup

Brian, has Lincoln issued a formal denial or are they only stating they need additional medical information to support disability beyond May 29? I would not trust them to ...

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MetLife

Met Life has the power to ruin your career

Reviewed by M A Miller on June 5th 2016 Verified Policyholder

Verizon claims it’s benefit package is/was superior partly due to the fact that the premiums for employee short term disability are paid for by company. Every year we he...

Reply

Sent on June 5th 2016 by Attorney Stephen Jessup

M A Miller, please feel free to contact our office with a copy of your denial letters(s) to discuss what we may be able to do to assist you at this point.

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Hartford

This company is purposely denying claims

Reviewed by Raquel on June 2nd 2016 Verified Policyholder

I have been out on STD with the Hartford since November 2015. After submitting my newest claim almost two months ago my claim was denied. The Hartford has done a great job...

Reply

Sent on June 2nd 2016 by Attorney Stephen Jessup

Raquel, did Hartford ever send you a formal denial letter? Please feel free to contact our office to discuss your claim.

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Prudential

Not sure if it’s worth fighting these corporate vultures

Reviewed by Miss on May 31st 2016 Verified Policyholder

Advertisements on my government job indicated that Prudential would supplement our disability plan, if we became disabled. My employer pays 50% of my salary Prudential’s...

Reply

Sent on May 31st 2016 by Attorney Stephen Jessup

Miss, we will certainly review the denial letter and discuss your options with you so you can make an informed decision if you want to proceed in appealing the denial....

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Sun Life

I feel stuck

Reviewed by Kelsey on May 31st 2016 Verified Policyholder

I’m quite frustrated as in 2015 I was in an accident and got injured. My lower back and shoulders/neck were injured mostly. I went to see my doctor right away as well as...

Reply

Sent on May 31st 2016 by Attorney Gregory Dell

Kelsey, please feel free to contact our office to discuss how we may be able to assist you in appealing the Sun Life denial.

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MetLife

Our worst experience ever!

Reviewed by Diane K. on May 27th 2016 Verified Policyholder

Worse experience ever!! Constant harassment to my husband who was bed bound 20 hours a day!! Told him he needed to find a job and lie to employer about his disability. Eve...

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Reliance Standard

Reliance Standard is trying to reduce my LTD benefits because of once-a-month work in the military reserve.

Reviewed by Drake on May 23rd 2016 Verified Policyholder

I have had LTD with Reliance Standard since 2006. I had to jump through all the required social security applications until I was lucky approved after 2 denials by an Admi...

Reply

Sent on May 23rd 2016 by Attorney Stephen Jessup

Drake, please feel free to contact our office to discuss. Have they sent any correspondence regarding same?

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MetLife

MetLife drags claims out because people become tired and give up. I will fight them.

Reviewed by Ben on May 18th 2016 Verified Policyholder

I have filed my claim since February first 2016. I have provided every piece of information they have asked for my doctors have written documents attesting to my total and...

Reply

Sent on May 18th 2016 by Attorney Stephen Jessup

Ben, MetLife is fast approaching their deadline to provide a determination on your claim. Please feel free to contact our office to discuss your pending application in gre...

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MetLife

Met-Life lied to my face. They know I don't have the money for these constant visits, but they don't care

Reviewed by Doyle D. on May 17th 2016 Verified Policyholder

I have been employed for 20+ years at Goodyear w/Met-Life as the LTD carrier. In Aug 2014 I went down with my knees unable to support my weight-degenerative failure + Osgo...

Reply

Sent on May 17th 2016 by Attorney Gregory Dell

Doyle, please contact our office with a copy of your denial letter so we can discuss your rights and options available in appealing the denial. MetLife only provides one l...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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