Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 261–280 of 681 Reviews
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New York Life

Got the run around for 9 months. My quality of life is gona

Reviewed by Thomas S. on November 30th 2016   Verified Policyholder
Same here got the run around for 9 months …long term disability got hurt went to Doctor found I had a torn rotor cuff. Doctor took me off work had surgery no work what s...
Sun Life

SunLife said my condition is more mental than physical (it's not) and said I've have to take a lump sum

Reviewed by Jill on November 30th 2016   Verified Policyholder
Sun life just called and informed me that my situation is more mental then physical. They told me that I should take a lump sum (about 3 months) If not, when I am approved...
Reply
Sent on November 30th 2016 by Attorney Stephen Jessup

Jill, please feel free to contact our office to discuss your claim and Sun Life’s attempt to sell your policy short.

New York Life

New York Life is denying my wife's benefits even though she is unable to go back to nursing or make 80% of her income.

Reviewed by Jacob on November 25th 2016   Verified Policyholder
My wife’s LTD through New York Life was discontinued even though her neuropsych test clearly shows significant cognitive impairments. She also has Bipolar 2 with rapid c...
Reply
Sent on November 25th 2016 by Attorney Stephen Jessup
Jacob, please contact our office to discuss New York Life’s denial of your wife’s claim, the pending appeal, and her rights going forward. New York Life typically ...
Aetna

Aetna is a bunch of hypocrites and your typical slimy, rip off, no pay insurance company.

Reviewed by Rob on November 17th 2016   Verified Policyholder
I worked for UPS for about 14 years as a driver, when suddenly I got a severe pain in my back while lifting a package. I was in so much pain that I could not work. I will ...
Reply
Sent on November 17th 2016 by Attorney Cesar Gavidia
Rob, you are a victim of an all too common insurance practice. They require you to apply for SSDI as the policy requires it so they can save money, but still evaluate the ...
Aetna

I have lost my car, credit, and family

Reviewed by Anthony on November 15th 2016   Verified Policyholder
I prayed that my appeal will be succesfull. I was also the victim of a medical peer review from. One of these doctors until we ordered a FCE…Aetna didn’t want to do an...
MetLife

MetLife's games have made me lose the car

Reviewed by Eileen on November 6th 2016   Verified Policyholder
I unfortunately have Metlife through my employer synchrony financial. I have been receiving short term disability sporadically through the year. They have not paid me in o...
Reply
Sent on November 6th 2016 by Attorney Rachel Alters

Eileen, please feel free to contact our office to discuss your current claim.

Sun Life

I haven't received a single check my Sun Life

Reviewed by Michelle A on November 4th 2016   Verified Policyholder
I have been off work due to surgery. I was approved for STD. To make a long story short, I have not received a single check. When o called to inquire about nonpayment, I w...
Unum

Unum denied our claim because of "lack of diagnosis" leaving us bankrupt. Sorry, Unum, but some conditions don't have a diagnosis yet.

Reviewed by Jaime B. on November 1st 2016   Verified Policyholder
In Feb. 2011 my husband who was 32 years old, came home from work and told me his arm hurt. I sent him to the ER and they had no idea what was wrong. We went to see an arm...
Reply
Sent on November 1st 2016 by Attorney Stephen Jessup
Jaime, if the denial of benefits was in 2011, unfortunately there may be very little that can be done. The overwhelming majority of disability insurance policies provide 3...
Reliance Standard

The appeals process with Reliance Standard is very frustrating. I'm not sure how to get an answer from them.

Reviewed by Rachel on October 23rd 2016   Verified Policyholder
I started with Reliance Standard when i had surgery 4/13, complications in surgery caused my recover last longer and brought my Lupus out of remission. I stayed on STD wit...
Reply
Sent on October 23rd 2016 by Attorney Stephen Jessup
Rachel, if your claim was denied and your appeal already submitted there may be little that can be done until such time that RSL renders a decision on your appeal, which c...
Lincoln Financial

Worst experience ever

Reviewed by Jaye on October 21st 2016   Verified Policyholder
After giving birth and suffering from postpartum depression, and unable to return to work after my 8 weeks recovery time this horrible company denied my claim. After submi...
Prudential

Prudential has caused so much stress on me sometimes I just breakout crying.

Reviewed by Lawrence B. on October 21st 2016   Verified Policyholder
I have until 12/10/2015 to file a grievance. In march of 2013 I called my private LTD company, Prudential. I needed in writing the end date of my LTD to be used as a legal...
Reply
Sent on October 21st 2016 by Attorney Stephen Jessup
Please feel free to contact our office. We will need to see a copy of your disability policy as it would detail the maximum benefit period for benefits payable on your cla...
Aetna

I will be LITERALLY living in my car if Aetna persists with their games

Reviewed by Karen G. on October 11th 2016   Verified Policyholder
Currently under review from Aetna to close my disability claim. My neurologist supports my inability to work either part time or full time. My primary care physician state...
Reply
Sent on October 11th 2016 by Attorney Stephen Jessup

Karen, please contact our office to discuss your claim in detail.

Unum

Unum denied my claim for not returning to work after 3 days when they had already approved 3 weeks

Reviewed by Kathryn on October 4th 2016   Verified Policyholder
I contacted Unum for a short term disability claim in April 2016, this claim was approved and I went about my business as usual. I went into surgery on 5/10 for a removal ...
Reply
Sent on October 4th 2016 by Attorney Stephen Jessup
Kathryn, following the denial of an administrative appeal your only option would be to file a federal lawsuit under ERISA. A lawsuit would likely make no sense as the stan...
New York Life

New York Life denied my claim because they thought there wasn't enough evidence. I haven't had a life in months

Reviewed by Jill on September 25th 2016   Verified Policyholder
I work for Honeywell Aerospace with the engineering department. On the morning of 8/1/16 I was at work when I began to have some issues and was rushed by ambulance to the ...
Reply
Sent on September 25th 2016 by Attorney Stephen Jessup

Jill, please feel free to contact our office to discuss the denial and your pending appeal.

Principal

I lost everything when Principal terminated my benefits without calling or emailing me

Reviewed by Ray T. on September 22nd 2016   Verified Policyholder
I went on short term disability August 1st of 2013 I had to get my left thumb total reconstructed. After 6 months of short-term I went on long-term. My company told me I h...
Reply
Sent on September 22nd 2016 by Attorney Stephen Jessup
Ray, have you received a formal denial letter denying the benefit? If the initial denial occurred in October 2015, there are concerns as to time expiring to file an admini...
New York Life

This is definately a company thats in it for the bucks!! I hope bad karma catches up to them

Reviewed by Robin on September 19th 2016   Verified Policyholder
I work for honeywell aerospace and they contracted This is definately a company thats in it for the bucks!! I hope bad karma catches up to them to do our short term disabi...
Reply
Sent on September 19th 2016 by Attorney Cesar Gavidia

Robin, have you filed a formal appeal of their denial? If not, please feel free to contact our office to discuss how we may be able to assist you.

New York Life

New York Life denied my LTD claim after my serious car wreck

Reviewed by Mr. Cooper on September 18th 2016   Verified Policyholder
I WAS APPROVED FOR STD AND I WAS ABOUT TO GO INTO LONG TERM WHEN I RECIEVED A LETTER TELLING ME THAT THEY WOULD NOT CONTINUE MY BENIFITS. I WAS IN A CAR WRECK IN MY COMPAN...
Reply
Sent on September 18th 2016 by Attorney Stephen Jessup

Mr. Cooper, please contact our office to discuss your appeal rights and how we can assist you.

Aetna

Aetna has been giving me the run around and denied my claim

Reviewed by Lost for Words on September 16th 2016   Verified Policyholder
I was out on a short term disability for a Kidney pain and a Tumor. During this time I was suffering from a great deal of pain and passing of blood. I am also a Diabetic a...
Reply
Sent on September 16th 2016 by Attorney Cesar Gavidia

Lost, please feel free to contact our office to discuss the denial and your subsequent appeals to see if there is any assistance we can provide you at this time.

Aetna

Aetna is a horrible company to work for

Reviewed by Cami on September 15th 2016   Verified Policyholder
I worked for a company called Payflex bought Aetna. When they took over all hell broke loose! I work as an escalation supervisor processing claims for health accounts. The...
Lincoln Financial

I feel like I have been scammed!! BEWARE

Reviewed by N.A. on September 14th 2016   Verified Policyholder
I was admitted to the hospital unconscious and in a coma for several months, I was first denied my LTD benefits until my children on my behalf submitted all medical record...
Reply
Sent on September 14th 2016 by Attorney Cesar Gavidia

N.A., please contact our office to discuss your claim. Is Lincoln still reviewing your claim, or has a formal denial been issued?