Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 261–280 of 687 Reviews
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Unum

Unum denied reinstating my disability payments after I was diagnosed with arthritis

Reviewed by Benita M. on January 3rd 2017   Verified Policyholder
In 2006 I became struck with a near fatal illness. I was granted long term disability with UNUM as the administrator. I was back paid disability. I needed to get out of a ...
Reply
Sent on January 3rd 2017 by Attorney Stephen Jessup
Benita, how long ago was your claim terminated? If your denial of benefits was more than three years ago the applicable statute of limitations to bring a lawsuit may have ...
Unum

I am about to lose my money to these thieves

Reviewed by Jess on January 1st 2017   Verified Policyholder
My LTD company UNUM, has demanded me to send them my tax returns and W2’s for 2011-2013, saying I worked during that time! I tried to start a small home business but did...
Reply
Sent on January 1st 2017 by Attorney Stephen Jessup

Jeff, if you have not filed taxes the most I can suggest you do is advise them of such in writing. You can’t give them something that doesn’t exist.

Aetna

Aetna denied my appeal and now I'm out of money

Reviewed by Caretha M on December 8th 2016   Verified Policyholder
I was placed on loa June 2016 for medical and behavorial health issues my case was in process for an ext for the behavior health and the case Manger waitem a week after th...
Reply
Sent on December 8th 2016 by Attorney Stephen Jessup
Caretha, if Aetna has denied your administrative appeal your only option at this point would likely be to file a lawsuit under ERISA. Please feel free to contact our offic...
Prudential

These people/company are horrible. No one should suffer from their greed

Reviewed by Nadine on December 8th 2016   Verified Policyholder
Is there a class action law suit against Prudential… I will like to join that.. my claim was denied. After doing some research I see that there are many, many people bei...
New York Life

What a pathetic company

Reviewed by Pravina on December 7th 2016   Verified Policyholder
Submitted claim in advancement of my problems hoping that New York Life would understand my problems and process my claim accordingly.It has been 9 weeks after I stopped w...
Reply
Sent on December 7th 2016 by Attorney Stephen Jessup

Pravina, when was the last time you heard anything from New York Life? Please feel free to contact our office to discuss your claim.

Guardian

Guardian has the least helpful folks I have ever met

Reviewed by Jaye W. on December 7th 2016   Verified Policyholder
Trying to get my husband’s short term debility started after a heart attack. I don’t understand their process for collecting information and making a decision about hi...
Reply
Sent on December 7th 2016 by Attorney Stephen Jessup

Jaye, please feel free to contact our office to discuss your husband’s claim.

New York Life

Got the run around for 9 months. My quality of life is gona

Reviewed by Thomas S. on November 30th 2016   Verified Policyholder
Same here got the run around for 9 months …long term disability got hurt went to Doctor found I had a torn rotor cuff. Doctor took me off work had surgery no work what s...
Sun Life

SunLife said my condition is more mental than physical (it's not) and said I've have to take a lump sum

Reviewed by Jill on November 30th 2016   Verified Policyholder
Sun life just called and informed me that my situation is more mental then physical. They told me that I should take a lump sum (about 3 months) If not, when I am approved...
Reply
Sent on November 30th 2016 by Attorney Stephen Jessup

Jill, please feel free to contact our office to discuss your claim and Sun Life’s attempt to sell your policy short.

New York Life

New York Life is denying my wife's benefits even though she is unable to go back to nursing or make 80% of her income.

Reviewed by Jacob on November 25th 2016   Verified Policyholder
My wife’s LTD through New York Life was discontinued even though her neuropsych test clearly shows significant cognitive impairments. She also has Bipolar 2 with rapid c...
Reply
Sent on November 25th 2016 by Attorney Stephen Jessup
Jacob, please contact our office to discuss New York Life’s denial of your wife’s claim, the pending appeal, and her rights going forward. New York Life typically ...
Aetna

Aetna is a bunch of hypocrites and your typical slimy, rip off, no pay insurance company.

Reviewed by Rob on November 17th 2016   Verified Policyholder
I worked for UPS for about 14 years as a driver, when suddenly I got a severe pain in my back while lifting a package. I was in so much pain that I could not work. I will ...
Reply
Sent on November 17th 2016 by Attorney Cesar Gavidia
Rob, you are a victim of an all too common insurance practice. They require you to apply for SSDI as the policy requires it so they can save money, but still evaluate the ...
Aetna

I have lost my car, credit, and family

Reviewed by Anthony on November 15th 2016   Verified Policyholder
I prayed that my appeal will be succesfull. I was also the victim of a medical peer review from. One of these doctors until we ordered a FCE…Aetna didn’t want to do an...
MetLife

MetLife's games have made me lose the car

Reviewed by Eileen on November 6th 2016   Verified Policyholder
I unfortunately have Metlife through my employer synchrony financial. I have been receiving short term disability sporadically through the year. They have not paid me in o...
Reply
Sent on November 6th 2016 by Attorney Rachel Alters

Eileen, please feel free to contact our office to discuss your current claim.

Sun Life

I haven't received a single check my Sun Life

Reviewed by Michelle A on November 4th 2016   Verified Policyholder
I have been off work due to surgery. I was approved for STD. To make a long story short, I have not received a single check. When o called to inquire about nonpayment, I w...
Unum

Unum denied our claim because of "lack of diagnosis" leaving us bankrupt. Sorry, Unum, but some conditions don't have a diagnosis yet.

Reviewed by Jaime B. on November 1st 2016   Verified Policyholder
In Feb. 2011 my husband who was 32 years old, came home from work and told me his arm hurt. I sent him to the ER and they had no idea what was wrong. We went to see an arm...
Reply
Sent on November 1st 2016 by Attorney Stephen Jessup
Jaime, if the denial of benefits was in 2011, unfortunately there may be very little that can be done. The overwhelming majority of disability insurance policies provide 3...
Reliance Standard

The appeals process with Reliance Standard is very frustrating. I'm not sure how to get an answer from them.

Reviewed by Rachel on October 23rd 2016   Verified Policyholder
I started with Reliance Standard when i had surgery 4/13, complications in surgery caused my recover last longer and brought my Lupus out of remission. I stayed on STD wit...
Reply
Sent on October 23rd 2016 by Attorney Stephen Jessup
Rachel, if your claim was denied and your appeal already submitted there may be little that can be done until such time that RSL renders a decision on your appeal, which c...
Lincoln Financial

Worst experience ever

Reviewed by Jaye on October 21st 2016   Verified Policyholder
After giving birth and suffering from postpartum depression, and unable to return to work after my 8 weeks recovery time this horrible company denied my claim. After submi...
Prudential

Prudential has caused so much stress on me sometimes I just breakout crying.

Reviewed by Lawrence B. on October 21st 2016   Verified Policyholder
I have until 12/10/2015 to file a grievance. In march of 2013 I called my private LTD company, Prudential. I needed in writing the end date of my LTD to be used as a legal...
Reply
Sent on October 21st 2016 by Attorney Stephen Jessup
Please feel free to contact our office. We will need to see a copy of your disability policy as it would detail the maximum benefit period for benefits payable on your cla...
Aetna

I will be LITERALLY living in my car if Aetna persists with their games

Reviewed by Karen G. on October 11th 2016   Verified Policyholder
Currently under review from Aetna to close my disability claim. My neurologist supports my inability to work either part time or full time. My primary care physician state...
Reply
Sent on October 11th 2016 by Attorney Stephen Jessup

Karen, please contact our office to discuss your claim in detail.

Unum

Unum denied my claim for not returning to work after 3 days when they had already approved 3 weeks

Reviewed by Kathryn on October 4th 2016   Verified Policyholder
I contacted Unum for a short term disability claim in April 2016, this claim was approved and I went about my business as usual. I went into surgery on 5/10 for a removal ...
Reply
Sent on October 4th 2016 by Attorney Stephen Jessup
Kathryn, following the denial of an administrative appeal your only option would be to file a federal lawsuit under ERISA. A lawsuit would likely make no sense as the stan...
New York Life

New York Life denied my claim because they thought there wasn't enough evidence. I haven't had a life in months

Reviewed by Jill on September 25th 2016   Verified Policyholder
I work for Honeywell Aerospace with the engineering department. On the morning of 8/1/16 I was at work when I began to have some issues and was rushed by ambulance to the ...
Reply
Sent on September 25th 2016 by Attorney Stephen Jessup

Jill, please feel free to contact our office to discuss the denial and your pending appeal.