Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5.0 (888 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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New York Life

New York Life promised me 60% of my income and gave me nothing

Reviewed by Laura on August 10th 2017 Verified Policyholder

I’m working as a manager for H&M in California and I have New York Life because of my company. I got pregnant last year in October and I called New York Life to make a m...

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Sent on August 10th 2017 by Attorney Stephen Jessup

Laura, have you since filed a claim for California State Disability benefits? If New York Life provided you with a formal denial letter please feel free to contact our off...

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New York Life

New York Life has not paid me a dime in months

Reviewed by Anne on August 6th 2017 Verified Policyholder

I work for a large company – and they have NY Life for both their long term and short term disability benefits. I have been off on STD since 6/7/17 – and NY Life has n...

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Standard

Standard has keep me jumping through hoops for years

Reviewed by Donna on July 26th 2017 Verified Policyholder

I have been on LTD with The Standard since September 2011. The have had me jumping through hoops for all these years. Very rude if I call and ask a question. They say they...

Reply

Sent on July 26th 2017 by Attorney Stephen Jessup

Donna, please contact our office with a copy of the denial letter so we can discuss in detail how we may be able to assist you in appealing the denial.

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Sun Life

delaying a decision forcing me to keep paying them premiums for a policy I believe they never had any intention of paying.

Reviewed by Kevin C. on July 21st 2017 Verified Policyholder

I have been paying SunLife formerly Assurant, formerly Fortis, premiums for 20 years on a group LTD policy I converted to an individual policy. My only dislosure ever rece...

Reply

Sent on July 21st 2017 by Attorney Stephen Jessup

Kevin, Sun Life is certainly beyond the normal time parameters in making a decision. Please feel free to contact our office to discuss your situation in detail.

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New York Life

New York Life expects me to do a range of motion tests when every time I try to move I want to cry

Reviewed by Bonnie on July 16th 2017 Verified Policyholder

I have fibromyalgia, hashimotos and degenerative disk disease. New York Life just denied my STD claimed because my Dr. did not summit and range of motion report. How is a ...

Reply

Sent on July 16th 2017 by Attorney Stephen Jessup

Bonnie, if you have a copy of the STD denial letter please feel free to contact our office to discuss how we may be able to assist you in appealing same.

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Lincoln Financial

Please, don’t take insurance out with this company.

Reviewed by Patricia T. on July 10th 2017 Verified Policyholder

Lincoln financial is not a good company. Please people don’t take insurance out with this company. It doesn’t pay , when you are out of work. They own me a lot of mone...

Reply

Sent on July 10th 2017 by Attorney Stephen Jessup

Patricia, we represent insureds throughout the country. Lincoln requires two levels of appeal before a lawsuit can be filed. Please feel free to contact our office to disc...

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Reliance Standard

Reliance Standard never answers or returns my calls, has not provided me my benefits, and falsely claims I never provided necessary paperwork.

Reviewed by Chrystall on July 5th 2017 Verified Policyholder

I have been on STDI since April 28th, 2017 and I have only received what they say is a “courtesy payment” because they know the hardship which I am facing. I call mult...

Reply

Sent on July 5th 2017 by Attorney Stephen Jessup

Chrystall, please feel free to contact our office to discuss your claim. Needless to say, the carrier is well beyond the typical timeframe to render a decision on a STD ap...

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Prudential

Prudential told me I would have a decision today, and now the need another week. Guess what, I'm still broke

Reviewed by Cancer Patient on June 22nd 2017 Verified Policyholder

Just called them and now they need another week and a half so they can do an occupational review on my job description or something like that. Even though the case manager...

Reply

Sent on June 22nd 2017 by Attorney Stephen Jessup

DL, many state insurance commissioners will not get involved in ERISA governed disability insurance policies as these polices are governed under federal law. Please feel f...

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Hartford

Hartford denied me after their "doctor" thought I was fine after 15 years of payments

Reviewed by Robert B. on June 19th 2017 Verified Policyholder

Well, The Hartford Company has shut me down too after 15 years of payments, they have five years left of payments. In 2003 I had a freak accident at home and I blew both q...

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Lincoln Financial

I'm unable to return to work because Lincoln Financial won't track my calls after claiming I never called them.

Reviewed by Naomi on May 28th 2017 Verified Policyholder

I was recently let go from my job of 7 years because Lincoln Financial claimed they had no record of me calling them when H.R contacted them. Since then I have called and ...

Reply

Sent on May 28th 2017 by Attorney Stephen Jessup

Naomi, when did you file your claim for disability?

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Guardian

The IRS should know that Guardian refuses to send my W-2 form

Reviewed by James R. on May 19th 2017 Verified Policyholder

I have received Long Term Disability through Guardian. They cut off my checks in July of last year. I appealed their denial and won. Now I am fighting them to get my W-2 f...

Reply

Sent on May 19th 2017 by Attorney Rachel Alters

James, have you made your request in writing? Also, is your benefit taxable? If it is not, Guardian would likely not send anything.

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Lincoln Financial

My knees have gotten so bad that I just had knee replacement. Meanwhile I've been waiting to receive my benefits from Lincoln Financial, and my case worker is no help.

Reviewed by Laurel M. on May 15th 2017 Verified Policyholder

I am currently out on short term disability due a total knee replacement. I started having issues back in July 2016. Out of no where my left knee started aching to the poi...

Reply

Sent on May 15th 2017 by Attorney Stephen Jessup

Laurel, please feel free to contact our office to discuss your claim and how we may be able to assist you in getting Lincoln to pay your benefit.

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Unum

Unum is in the business of denying claims and maximizing profits – with no paper trail to prove their criminal operations because they don't answer calls or emaisl

Reviewed by Karli on May 4th 2017 Verified Policyholder

My company provided short and long term disabilty to its employees through UNUM. I got a tumor in my leg causing so much pain I was unable to work until I went through dia...

Reply

Sent on May 4th 2017 by Attorney Stephen Jessup

Concerned, your policy allows Unum to offset your benefit by sources of “Other Income” of which SSDI is the number one source of Other Income. Should you choose not to...

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New York Life

Even my employer doesn’t understand why New York Life denied my claim. I don't know what to do

Reviewed by Cheri on April 30th 2017 Verified Policyholder

I have been off on leave since October. My last disability payment was 12-26-17 and it’s now 5-1-17. In February I called New York Life to see why I wasn’t getting my ...

Reply

Sent on April 30th 2017 by Attorney Stephen Jessup

Cheri, New York Life is correct in their assertion that the review of the claim could take up to 90 days from the date of the appeal. If your employer was advised the appe...

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Unum

Unum's "experts" contradicted what my Umichigan doctors say

Reviewed by Joe B. on April 25th 2017 Verified Policyholder

I have a longterm disability claim with Unum that they have just disputed my doctors (UofM) findings and closed my case and stopped payments. They found two “experts” ...

Reply

Sent on April 25th 2017 by Attorney Stephen Jessup

Joe, please feel free to contact our office to discuss how we may be able to assist you in filing your appeal to Unum’s denial.

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New York Life

New York Life is not there in time of need Had to go back to work with no surgery and a ruined credit score

Reviewed by Janine K. on April 22nd 2017 Verified Policyholder

This is the second time I had to deal with New York Life. I have elected coverage for STD that is payroll deducted. My company pays for the LTD. I filed STD claim that was...

Reply

Sent on April 22nd 2017 by Attorney Gregory Dell

Janine, please feel free to contact our office to discuss your claim as it stands today to determine how we may be able to assist you now to prevent a potential denial....

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Lincoln Financial

Still waiting for LFG to approve my claim

Reviewed by Cindy on April 19th 2017 Verified Policyholder

My name is Cindy and I work for the city of California City City Hall in California. February 1st I filed a disability short-term claim with Lincoln Financial, at this poi...

Reply

Sent on April 19th 2017 by Attorney Jay Symonds

Cindy, please feel free to contact our office to discuss your pending claim with Lincoln.

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Hartford

Hartford told me TODAY my benefits are stopped effective TODAY

Reviewed by James on April 11th 2017 Verified Policyholder

I was in the medical field as a respiratory therapist for 27 years and always carried a Long term disability policy. In October of 2014 I was diagnosed with Lung cancer an...

Reply

Sent on April 11th 2017 by Attorney Stephen Jessup

James, it sounds like Hartford denied your claim based on the 24 month definition of disability switching from the inability to perform your own occupation to the inabilit...

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Aetna

Aetna is definitely committing a crime and they need to be stopped.

Reviewed by on April 8th 2017 Verified Policyholder

Aetna denied my claim after providing all my doctor notes 5 times, all my ER records. stating that i did not see my doctor until 3/3/17 but my out of work date was 2/16/17...

Reply

Sent on April 8th 2017 by Attorney Stephen Jessup

Sarah, as your claim has been denied your next step is to file your administrative appeal. As Aetna typically only allows for one level of appeal before a lawsuit must be ...

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Aetna

I hate Aetna

Reviewed by Pamela L. on April 7th 2017 Verified Policyholder

My story is the same as most here. I suffer from several afflictions. T1 diabetic for 42 years, stage 3 kidney disease, neuropathy pain in feet legs and hands, carpal tunn...

Reply

Sent on April 7th 2017 by Attorney Stephen Jessup

Pamela, what is the current status of your claim with Aetna? Please feel free to contact our office to discuss what options/rights you may still have against Aetna....

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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