Disability insurance companies challenge heart disease disability insurance claims

According to the American Heart Association, one out of three, or approximately 81 million Americans have heart disease. In 1963 Congress proclaimed February as “American Heart Month” in order to raise awareness and fight the battle against heart disease. Millions of Americans each year are unable to work as a result of heart disease and are forced to file for either disability insurance benefits or social security disability benefits. Heart disease, also known as cardiovascular disease, includes high blood pressure, coronary heart disease, stroke, heart failure, and congenital heart defects. More than 5.8 million Americans have heart failure. Disability lawyer firm Dell & Schaefer participates each year in multiple events to help raise funds to battle heart disease.

Due to the disabling effects of heart disease, the Social Security Administration recently hosted a Compassionate Allowance Outreach Hearing on Cardiovascular Disease. Social Security invited the world’s leading experts to discuss the heart conditions that are most disabling and limitations associated with the different heart conditions. The main point of the hearing was so that the Social Security Administration would add certain types of heart disease to their Compassionate Allowance Condition List. The Compassionate Allowance list is a list of medical conditions that will automatically qualify for social security disability benefits with limited objective evidence. The testimony and transcripts of the heart disease experts that testified at the recent hearing can be viewed at http://www.socialsecurity.gov/compassionateallowances/hearings110910.htm.

Disability Insurance Companies Often Challenge Heart Disease Disability Claims

Disability Attorneys Dell & Schaefer have helped hundreds of individuals obtain disability insurance benefits as a result of heart disease. Disability insurance companies will often challenge heart disease disability claims by arguing that the claimant should be able to return to the work environment since they have a normal EKG or Echo Cardiogram following surgical intervention.

Disability insurance companies take advantage of the fact that it may be difficult to objectively document restrictions and limitations caused by Heart Disease. While there are several objective heart disease diagnostic and blood test available, the symptoms associated with heart disease are generally subjective. Attorneys Dell & Schaefer regularly update their website (www.diattorney.com) with long term disability insurance claim cases involving heart disease. If an individual is considering filing for disability benefits or has had their disability insurance claim denied, then they should consult with an attorney experienced in handling heart disease disability claims.

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