Since carpal tunnel is a common syndrome, some disability carriers will tell disability claimants that they should undergo surgery to alleviate their pain and resulting disability. While the majority of courts have ruled that a claimant is not required to submit for a surgery, disability insurance companies continue to argue that a claimant is not complying with the appropriate care provision if they do not submit for a carpal tunnel surgery. Most disability companies will require objective evidence of carpal tunnel syndrome which can be obtained through an EMG test, nerve conduction study, or ultrasound (which is a newer method for detecting carpal tunnel). Many claimants are diagnosed with carpal tunnel, but it is important to rule out other conditions which could cause similar symptoms. A survey of 400 American hand surgeons reported that each surgeon performed an average of 65 operations for carpal tunnel syndrome per year.
Our disability insurance lawyers have helped hundreds of disability claimants seek the short and long term disability benefits since 1979. We have worked with the some of the world’s best doctors that are experts in dealing with carpal tunnel. Insurance providers will use any excuse they can to deny your claim and save a few bucks in the process. We know the tricks they use, and we can help you to prove that your valid medical concern deserves the benefits that you paid for.
Please contact our disability insurance attorneys today and we can schedule a free consultation. We serve claimants throughout the country.
What to Do After a Carpal Tunnel Syndrome Diagnosis
If your doctor recently diagnosed you with carpal tunnel syndrome, or you suspect that you may have it, it is very important to record everything about your condition. Symptoms, amount of pain, any work dates you missed and all medical appointments could have an effect on your claim’s outcome.
It is also very important to consult a lawyer in the beginning stages. You have to fill out the disability application correctly, or your provider could deny benefits and prolong the care and relief that you need to recover. We have seen many denials based on someone checking the wrong box on the disability insurance application form.
Our Resolved Cases Featuring Carpal Tunnel
Our disability insurance lawyers have first-hand experience helping victims of carpal tunnel seek disability benefits. For example:
- Unum disability appeal results in settlement of Unum long term disability claim
- Resolved lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
- Chiropractor placed on claim despite an “any occupation” provision
- Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
Carpal Tunnel And Work Related Conditions
Carpal tunnel often results from repetitive or strained hand movements. Prolonged or repetitive pressure on certain parts of the hand, arm or wrist can result in numbness, pain and weakness. People who work with computers for long hours are at a high risk of developing carpal tunnel syndrome.
Other conditions can cause carpal tunnel syndrome, including rheumatoid arthritis, diabetes, thyroid disorders, menopause, fluid retention due to pregnancy, or deposits of amyloid, an abnormal protein produced by cells in your bone marrow. If you perform any of the following tasks, you could develop carpal tunnel syndrome:
- Repetitive hand motions
- Awkward hand positions
- Strong gripping
- Mechanical stress on the palm
These symptoms can affect every aspect of daily life for a person suffering from carpal tunnel syndrome both physically and emotionally. Even simple tasks can be a painful and debilitating experience. Carpal tunnel pain can literally stop you from performing any task that requires use of your hands, including gripping or lifting objects, typing on a keyboard or any other manual activity. By seeking disability, you can earn the relief you need to rest and recover.
For more information about carpal tunnel, please consult the following sites:
Check this page for updated information about carpal tunnel syndrome disability insurance claims and new disability insurance regulations that could affect your benefits.