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Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits

A Washington disability attorney filed a federal lawsuit in the District Court serving the Western District Court of Washington at Seattle against Northwestern Mutual Life Insurance Company (Northwestern). The Plaintiff, Scott D., worked as a shareholder attorney at a law firm in the state of Washington. Plaintiff was covered under a long-term disability policy purchased from Northwestern, who was contracted by the law firm to provide these benefits to its employees.

In Scott D. v. Northwestern Mutual Life Insurance Company, Plaintiff is suing Northwestern for the underpayment of and the denial of long-term disability benefits.

The Facts Of The Case Against Northwestern Mutual Life Insurance Company

Plaintiff was a shareholder attorney until approximately July 28, 2005. Plaintiff suffered a disabling injury, which caused him to be unable to work at his profession. Plaintiff is eligible to receive both short-term and long-term disability benefits until he reaches 65 years old. Plaintiff filed for short-term disability benefits, which was accepted by Northwestern.

Northwestern Underpays Plaintiff’s Short-Term Benefits, Denies Future Short-Term And Long-Term Disability Benefits

Plaintiff accused Northwestern of underpaying those benefits. Northwestern agreed to review the additional information supplied by the Plaintiff and agreed that the calculations for payments were inaccurate, but refused to reconsider the mathematical bases for its calculations. Plaintiff asked Northwestern to review the submitted information again, but again, Northwestern refused to accept this approach.

Both the Plaintiff and Northwestern agreed to reconsider the denial within a three-year time period, as that is the time period for reconsideration as defined by the plan. However, Northwestern still has not changed its position to adjust the monthly payments that are sent to the Plaintiff. Due to this impasse, Plaintiff has filed this disability lawsuit against Northwestern.

Disability Lawsuit Filed Against Northwestern By Washington Attorney

According to the terms of the lawsuit, Plaintiff alleged that Northwestern did not provide the following to the Plaintiff:

According to the terms of the lawsuit, Plaintiff alleged that Northwestern committed the following wrongful actions against the Plaintiff:

Plaintiff Seeks Following Relief From The Court

Northwestern’s actions against the Plaintiff has caused the Plaintiff to seek the following relief from the Court:

All other relief that the Court deems equitable and just.

Comments (4)

  • Elizabeth, I am sorry to hear how the insurance company has treated you and your family. As it seems like this claim and these issues are from the 1980s and 1990s, it is likely that too much time has passed to challenge any decision of the insurance company. However, we are always available for a phone call to discuss the claim as maybe there is a detail that we are unaware of that could somehow open the door for you. Please do not hesitate to reach out to us.

    Alex Palamara Nov 27, 2022  #4

  • My husbands Disability Policy was cut in half when he turned 65, and they tried telling us he never received Disability due to a head injury, caused by an auto accident back in 1980.

    My husband collected benefits until 1987 or so, until they sent him to a doctor to determine if he could go back to work. They agreed it would be a trial period, and if it didn’t work out, he would go back on disability. Well it didn’t work out and he lost his shirt, and had to borrow money from his life insurance policy’s to support his business, and then got a letter from them saying they paid loaned him too much money and he needed to start paying on the policies or they would lapse. Well they terminated all his life insurance policies, but soon went back on disability after stomach surgery, then we were homeless and the story just got worse. My husband wrote them a very long letter and put together a lot of information begging them to reinstate his Lufe Insurance policies, since they are the ones who made the mistake of giving him more than he asked for. I called them a couple of years ago about why they cut his payment in half and they said his disability changed once he went back on it
    back in 1990.

    Elizabeth F. Nov 26, 2022  #3

  • Craig, we would need to review the policy and the denial letter of the claim had been denied to determine whether we could handle it. Please contact my assistant Amanda at Amanda@diattorney.com and request a call with Attorney Rachel Alters. 888-729-3355

    Rachel Alters Jul 28, 2022  #2

  • Do you represent clients for FINRA claims against Northwestern Mutual?

    Craig Jul 27, 2022  #1

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Questions About Hiring Us

Do you help Northwestern Mutual claimants nationwide?

We represent Northwestern Mutual clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Northwestern Mutual disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Northwestern Mutual. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Northwestern Mutual.

How do you help Northwestern Mutual claimants?

Our lawyers help individuals that have either purchased a Northwestern Mutual long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Northwestern Mutual:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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