Disability Insurance Company Reviews & Ratings

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5.0 (888 reviews)

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

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Unum

Unum has repeatedly abused their obligation to accomodate both injured and sickly claimants to save their company’s money

Reviewed by Coca-Cola Driver Merchandiser on February 2nd 2012 Verified Policyholder

I was insured by Coca Cola Refreshments through Unum, prior to a job related back injury and was denied on February 3, 2012 after my employer insisted that I can not retur...

Reply

Sent on February 2nd 2012 by Attorney Gregory Dell

If you claim has been denied by UNUM, then you should appeal in a timely manner and keep fighting. Do not let UNUM play games with you by taking advantage of one line in a...

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New York Life

New York Life is quick to send me letters expounding on my obligations but they make no mention of what THEIR obligations are under the policy.

Reviewed by Pete on February 1st 2012 Verified Policyholder

New York Life has paid me 5 months of Long-Term Disability. My SS Disability has been approved effective 1/1/12. This month’s check was only about 30% of what I was gett...

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Reliance Standard

My time with Reliance Standard has been terrible!

Reviewed by J. Smith on January 26th 2012 Verified Policyholder

My experience with Reliance Standard has been a nightmare! Like others previously stated, their way of doing business does nothing but create hardship, pain, and grief for...

Reply

Sent on January 26th 2012 by Attorney Gregory Dell

J, I am not sure what your claim status is, but if you contact us we will offer you a free consultation to discuss your claim. It may help your claim to contact the depart...

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Mutual of Omaha

I'm appealing MOO's decision and I expect much more run around

Reviewed by Dave on January 21st 2012 Verified Policyholder

I filed a short term disability claim with Mutual of Omaha. During the process their original form faxed to my doctors office to be filled out then, and other medical reco...

Reply

Sent on January 21st 2012 by Attorney Gregory Dell

Dave, Short Term disability claim decisions are generally made within 7-10 days. You need to be very diligent and detailed in your appeal. Please watch our videos on ERISA...

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MetLife

All I can say is that I will never use MetLife again

Reviewed by Tim on January 19th 2012 Verified Policyholder

All I can say is that I will never use MetLife ever again. My short term disability checks are so messed up. Saying that they mailed them… In Dec 2011 I got 4 checks on ...

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Guardian

Guardian just plain refused to settle

Reviewed by Robert Bantom on December 24th 2011 Verified Policyholder

I was protected for disability loss of income by Guardian. In addition, I purchased a separate excess policy for additional monthly limits through Unum.I had 2 occurrences...

Reply

Sent on December 24th 2011 by Attorney Stephen Jessup

I reviewed your previous comment from Christmas 2011. Based on the fact pattern as presented, it would seem your claim for benefits with Guardian was denied in 2006. If yo...

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Hartford

Hartford is a joke

Reviewed by Robert Smith on December 19th 2011 Verified Policyholder

The Hartford is a joke. I am having all kinds of problems with them myself. I’m going to lose my job because of them. So, if that happens, I’m going to sue them. I thi...

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Hartford

Hartford terminated my benefits just like that

Reviewed by Charles Turner on December 18th 2011 Verified Policyholder

I worked as an over-the-road truck driver for Walmart for over ten years, and paid long term disability payments through my employer for nine years. Last year, I had to un...

Reply

Sent on December 18th 2011 by Attorney Gregory Dell

Charles, You need to file an Appeal of Hartford’s denial of your disability benefits. Feel free to call us to discuss your denial and we will let you know if we can assi...

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Unum

Unum has devious ways to diss you completely. I'm contacting my Reps, Senators, and the President

Reviewed by Kay Lorentz on December 16th 2011 Verified Policyholder

My son was diagnosed with extra, irregular heartbeats, which are very disruptive to your sleep, frightening, actually, and had a sleep study done to evaluate this conditio...

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Mutual of Omaha

I've been trying to get a MOO claim paid for 8 YEARS

Reviewed by Mason on December 12th 2011 Verified Policyholder

I have been 8 years trying to get a claim paid for my wife , who has Huntington’s Disease. I live in a state that does not require a license for a Home Care sitter. They...

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Unum

My Unum case workers told me "people that have seizures work everyday. What makes you any different?" I feel useless

Reviewed by Lost and Confused on December 11th 2011 Verified Policyholder

I have worked my entire life and in May of 2011 I became ill with seizures, which my doctor can’t determine why and has had me off work since, because they come several ...

Reply

Sent on December 11th 2011 by Attorney Gregory Dell

Lost and Confused, Unum has a responsibility to pay you the benefits that you are contractually entitled to. The claims examiner should be professional and treat you with ...

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Mutual of Omaha

MOO said they didn't receive my fax when I know for a fact they did

Reviewed by Misty Bloodworth on December 10th 2011 Verified Policyholder

I filled a claim for Short Term Disability through my work and I know for a fact that my HR manager sent the fax in around Nov. 11th. I was off work from Oct. 31 to Nov. 2...

Reply

Sent on December 10th 2011 by Attorney Gregory Dell

Misty, We sorry to hear about the difficulties you are experiencing with Mutual of Omaha. If you need assistance then feel free to contact us. You’re doing the right thi...

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Prudential

I don't understand how Prudential has the right to treat me like this

Reviewed by Cynthia Bushey on December 8th 2011 Verified Policyholder

I think it is terribly unfair that I have paid premiums for short and long term disability through my employer, after being in the work force for over 30 years, and Pruden...

Reply

Sent on December 8th 2011 by Attorney Gregory Dell

Disability insurance benefits are a month to month evaluation. You need to keep up with Prudential’s request or they will deny your claim. They have a right to make all ...

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Sun Life

I don’t see how Sun Life can deny continued benefits.

Reviewed by Tricia on December 7th 2011 Verified Policyholder

I was denied LTD from Sun Life after being on LTD for 10 months. I am currently recieving SSDI benefits. The clause in my policy was that I couldn’t do work at the level...

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Unum

It's ridiculous that Unim can make me pay for money that went to my ex-wife

Reviewed by Rock on December 4th 2011 Verified Policyholder

Like Bernie, I think this is crazy. In my case, my children do not even live in my home, they live with my ex-wife! The policy says they may take from your spouse or child...

Reply

Sent on December 4th 2011 by Attorney Gregory Dell

Rock, I agree with your position, but the deciding factor is the policy language. Take a look at a page on our website discussing this exact issue: Can a disability insura...

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Unum

Add my name to Unum's list of those fraudulently turned down by Unum

Reviewed by Dora on December 4th 2011 Verified Policyholder

In addition to all the others whose claims were fraudulently turned down by Unum, my name could be added. My course of action is to go to my congressman with all these com...

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Sun Life

This is robbery of the poor.

Reviewed by Brian on November 30th 2011 Verified Policyholder

Recently, Sun Life offered me a buyout. They would give a lump sum payment for the first 2 years of disability in exchange for me dropping the additional 2 years of any ot...

Reply

Sent on November 30th 2011 by Attorney Gregory Dell

Brian, You are absolutely correct. The recent Sun Life Buyout Offers are unreasonable and you must be cautious. We are getting a lot of calls about these ridiculous offers...

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Hartford

Hartford people are rude, difficult to deal with, etc

Reviewed by Cynthia Gernannt on November 29th 2011 Verified Policyholder

I have been involved with the Hartford for long terrm disability after having a series of strokes. The agents are rude and difficult to deal with, pressing for my physicia...

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Lincoln Financial

Lincoln Financial is a joke, no doubt about that

Reviewed by Leslie on November 29th 2011 Verified Policyholder

Lincoln Financial is a joke, no doubt about that. My company, Bioreliance, had my policy through them. When they put me on STD, my job told me that once the paperwork was ...

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Unum

Unum ranked 2nd on Wall Street Journal's list of companies that would noy pay their claims

Reviewed by Doria on November 24th 2011 Verified Policyholder

I was denied a claim by Unum after being told by my doctor that I had to be in assisted living home for six months after almost dying from Pancreatitis. All the paperwork ...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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Disability Insurance Company Reviews & Ratings

Unum has repeatedly abused their obligation to accomodate both injured and sickly claimants to save their company’s money

Reply

New York Life is quick to send me letters expounding on my obligations but they make no mention of what THEIR obligations are under the policy.

My time with Reliance Standard has been terrible!

Reply

I'm appealing MOO's decision and I expect much more run around

Reply

All I can say is that I will never use MetLife again

Guardian just plain refused to settle

Reply

Hartford is a joke

Hartford terminated my benefits just like that

Reply

Unum has devious ways to diss you completely. I'm contacting my Reps, Senators, and the President

I've been trying to get a MOO claim paid for 8 YEARS

My Unum case workers told me "people that have seizures work everyday. What makes you any different?" I feel useless

Reply

MOO said they didn't receive my fax when I know for a fact they did

Reply

I don't understand how Prudential has the right to treat me like this

Reply

I don’t see how Sun Life can deny continued benefits.

It's ridiculous that Unim can make me pay for money that went to my ex-wife

Reply

Add my name to Unum's list of those fraudulently turned down by Unum

This is robbery of the poor.

Reply

Hartford people are rude, difficult to deal with, etc

Lincoln Financial is a joke, no doubt about that

Unum ranked 2nd on Wall Street Journal's list of companies that would noy pay their claims

Reviews from Our Clients

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