Disability Insurance Company Reviews & Ratings

Read real client ratings and reviews of disability insurance companies. Share your experience to help keep disability insurance companies honest.

Showing 641–660 of 681 Reviews
Write a Review
Lincoln Financial

My doctor put me on bed rest, but Lincoln Financial said "nope, you can work"???

Reviewed by Katie on October 25th 2011   Verified Policyholder
Lincoln Financial is a joke. I have been paying for short/long term disability for the last 3 years. My OB doctor put me on bed-rest at 22 weeks due to premature contracti...
New York Life

New York Life and their employees are a disgrace.

Reviewed by David Andrews on October 23rd 2011   Verified Policyholder
There will be a special place in hell for the CEO of this company and the henchmen and henchwomen who kiss his posterior and knowingly and without conscience inflict harm ...
Lincoln Financial

Don't buy insurance from this company. You may really need it, and – trust me – it won't be there for you

Reviewed by Carolyn on October 11th 2011   Verified Policyholder
Lincoln insurance short term disability is the worst insurance company, it’s through my job, I work at a nursing home. I have been off work for twelve weeks and have rec...
Hartford

The public has had enough of companies like Hartford!!

Reviewed by Jack Winebarger on October 4th 2011   Verified Policyholder
The insurance companies better enjoy. The public has had enough of companies like Hardford. Insurance reform is just around the corner. Now you bank on it!
Hartford

My doctor’s office stated they have never dealt with such difficult people before

Reviewed by Marcella on September 29th 2011   Verified Policyholder
I recently had to have abdominal surgery to remove my ovaries and cysts as well as many adhesions & scar tissue from many previous surgeries. I was very high risk. My doct...
Reliance Standard

Reliance Standard witheld payments from us due to their own miscalculations

Reviewed by Laura on September 26th 2011   Verified Policyholder
My husband has partial disability due to his stroke. He can work, thankfully, but now has limitations that he didn’t have before. We started receiving benefits on time a...
Hartford

It is sad that an insurance company can be so dishonest/tricky.

Reviewed by Anna on September 26th 2011   Verified Policyholder
I hope, if you see a pattern with clients ref. Hartford, that you consider (if legally possible) a class action against them. I appreciate your response. It is sad that an...
Northwestern Mutual

BAD FAITH

Reviewed by Pamela Cherry on September 25th 2011   Verified Policyholder
I have two words for each of you: “BAD FAITH”. Sue Northwestern Mutual, ask for a jury trial and let justice prevail. There is no reason why your legitimate claims hav...
Reply
Sent on September 25th 2011 by Attorney Gregory Dell
Pam, Thanks for your comment. Bad Faith can be a very powerful tool, however ERISA governed disability insurance policy holders have no right to a jury trial and no right ...
Reliance Standard

Reliance Standard is seeking reimbursement for alternative benefits they are falsely claiming I received.

Reviewed by Thomas R. White on September 23rd 2011   Verified Policyholder
My employer has a auxiliary group policy with Reliance Standard for disabilities. Our primary health insurance is through our Union with our Employer paying the premiums p...
Reply
Sent on September 23rd 2011 by Attorney Gregory Dell
Thomas, if you did not receive a pension, then it’s is unclear how Reliance Standard claims you were overpaid. Since they are only claiming $2,200 overpayment it is unli...
Reliance Standard

Reliance Standard is a scam!

Reviewed by Robert Lomax on September 15th 2011   Verified Policyholder
Reliance Standard is the biggest scam ripoff company in the business. They say they will pay 60% of your salary upon proof of disability . They don’t tell you that upon ...
Reply
Sent on September 15th 2011 by Attorney Gregory Dell
Robert, at the time you bought your policy, your employer should have provided you with a copy of your disability policy with Reliance Standard. If your disability policy ...
Unum

This company is a scam

Reviewed by TLC on September 7th 2011   Verified Policyholder
My employers asked me to take medical leave due to fibromayalgia. I was in pain, had brain fog and had trouble working full days. I am a Sr. Vice President with a financia...
Unum

Unum demanded I give them my children's money without ever telling me I would have do to that

Reviewed by Terri on September 2nd 2011   Verified Policyholder
UNUM has paid me 60% of my income for the past 5 years. I worked 1 day/week (prior to glioblastoma brain tumor I was full time). My job was eliminated and after 6 months o...
Reply
Sent on September 2nd 2011 by Attorney Gregory Dell
Terri, unfortunately, in most UNUM disability policies there is language that allows them to offset your disability benefits for any social security disability benefits th...
Lincoln Financial

Lincoln Financial illegally used a nurse to close my claim for a disease that medical science knows very little about

Reviewed by Tom on August 26th 2011   Verified Policyholder
I have had the same issue with Lincoln Financial I have been diagnosed with a very rare intestinal disease where I can not control my bowls and they still cut me off. I ha...
Reliance Standard

All Reliance Standard does is stall payments, and now I've lost other medical insurance because of it.

Reviewed by Kate Kastorff on August 24th 2011   Verified Policyholder
I paid for long term disability for three years and now I am disabled. I cannot get Reliance to pay my benefits on time. They go for months at a time wanting this or that,...
Reply
Sent on August 24th 2011 by Attorney Gregory Dell
Kate, we welcome the opportunity to discuss your claim with Reliance Standard. Before you can sue them you must file an appeal and exhaust all administrative remedies. The...
Hartford

After all the fraud and stress they put us through, Hartford should get investigated

Reviewed by Gloria Morley on August 22nd 2011   Verified Policyholder
I also have been denied, they let me receive STD for six months. They told me I would have to apply for SSD and when – and if – I got it I would have to pay them back ...
Lincoln Financial

This company is horrible

Reviewed by A. Visitor on August 22nd 2011   Verified Policyholder
I was told by my doctor on May 9, 2011 that I had to quit working because of my disability. I have been paying Lincoln Financial Group for 4 1/2 years for short term and l...
Reliance Standard

Reliance Standard should be paying for my STD claim, but they won't return my calls.

Reviewed by Mark on August 8th 2011   Verified Policyholder
Hi all, my name is Mark Ozimek, I was employed at Lehigh Heavy Forge which is the old Bethlehem Steel plant in Bethlehem PA. I was out for a shoulder operation for a rotat...
Reply
Sent on August 8th 2011 by Attorney Gregory Dell

Mark, you should immediately communicate in writing with Reliance Standard about the current situation.

Unum

I've been with Unum for more than 10 years and they still treated me terribly

Reviewed by Angry Manager on August 3rd 2011   Verified Policyholder
I just received a letter stating their decision to deny my claim was final. I had a medial sternomoty (cut sternum completely to remove a mass in my chest then wire back t...
Hartford

Just another big company screwing the little people. It is sad that they can get away with what they do.

Reviewed by Eric Hartley on July 21st 2011   Verified Policyholder
Just another big company screwing the little people that in good faith made payments thinking that if they become unable to work they would at least be able to survive a s...
Hartford

This crap with Hartford long term short disability has been going on for years.

Reviewed by Eric Hartley on June 23rd 2011   Verified Policyholder
This crap with Hartford long term short disability has been going on for years. In 2000 I was working for Watkins Motor Lines and got sick at first Hartford was paying lik...