Question
Can I add a physical disability claim to my mental health one without seeing a doctor (hard to get an appointment with COVID)?
Answer
Heather, the only way to effectively include your physical disability claim is to see a physician qualified to treat you for that condition. They will likely want to conduct MRIs of your spine and arm as well as do a thorough examination. Your doctor will need to document the limitations caused by your arm pain and support the disability caused by this condition to CIGNA. They will need to complete Attending Physician Forms and provide proof sufficient to CIGNA to prove that your arm condition prevents you from performing any gainful occupation.
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