Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

On a daily basis our lawyers answer your questions. Please use the filter below as we may have already answered your question. For an immediate answer please contact us.

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Showing 141–160 of 736 Answered Questions

Q: Would any new disabling conditions be considered by Metlife when considering whether or not to continue my benefits?

Answered on October 11th 2023 by Attorney Gregory Dell

A: The change in diagnosis will likely lead to denial so please explain the situation to your treating doctor. Me...

Q: How do I manage the conflict between standard of care medicine and my approach to joint health and still win my LTD claim?

Answered on October 11th 2023 by Attorney Stephen Jessup

A: That is a very good question and a situation many people find themselves in. The best way to stack the cards i...

Q: Can I file for unemployment if I am on medical leave from my job and an ssdi application already submitted.

Answered on October 11th 2023 by Attorney Stephen Jessup

A: Unfortunately, you would need to speak with a Social Security attorney to determine how the SSA will react to ...

Q: Do I have to pay back LTD after receiving SSDI?

Answered on September 21st 2023 by Attorney Gregory Dell

A: Hello. In most group disability policies there is offset language which states you must pay back any LTD that ...

Q: Long Term Disability with Hartford - They are Stopping my Disability Benefits

Answered on September 20th 2023 by Attorney Gregory Dell

A: Betty,The manner in which Hartford has treated you is consistent with the unreasonable and uncaring treat...

Q: If not the SPD, what document contains the official documentation for my benefits?

Answered on September 19th 2023 by Attorney Gregory Dell

A: Joe:Your long term disability plan document is the governing document and in many cases the Summary Plan D...

Q: My group long term disability insurance allows me to work part time up to 20% of my pre-disability earnings without affecting my benefit. If I take advantage of this, will Unum use this to deny my benefit?

Answered on August 28th 2023 by Attorney Gregory Dell

A: Brian:If your Unum policy allows you to work while disabled and you are working on a limited basis but to ...

Q: Does the reviewing physician (the doc hired by the insurance company) have to be licensed to practice medicine in the state where the claimant resides?

Answered on August 28th 2023 by Attorney Gregory Dell

A: Judith,This is a great question. Our understanding is that since the doctor is not establishing a doctor pat...

Q: Do you work with NC State Teachers Long term disability claims?

Answered on August 22nd 2023 by Attorney Gregory Dell

A: Amy,You need to immediately find another doctor that will complete the required insurance company paperwor...

Q: Using the policy date to cancel disability benefits 3.5 months premature to insureds 65th birthday

Answered on August 21st 2023 by Attorney Alex Palamara

A: Donna, thank you for reaching out to us and bringing this to our attention. Common sense dictates that the lan...

Q: Do you take Group Disability cases?

Answered on August 21st 2023 by Attorney Alex Palamara

A: Alex, we do handle Group Disability Insurance claims. However, I must point out that the ERISA laws that gover...

Q: LTD payment adjustment for cost of living?

Answered on August 21st 2023 by Attorney Alex Palamara

A: Spacey, I am happy to hear that Hartford has approved your claim for LTD benefits and that they have been payi...

Q: Retirement SS or Disabilty?

Answered on August 21st 2023 by Attorney Gregory Dell

A: You would not like qualify for SSDI due to knee replacement if you would be able to work at any occupation wit...

Q: If you get MRI on your back does that count as pre existing condition for back injury 8 months later?

Answered on August 9th 2023 by Attorney Gregory Dell

A: Rusty: Very tough situation as you had the back MRI which must have been for something related to the back. We...

Q: Wrongfully terminate my LTD claim, AND take my qrtly bonus....?

Answered on August 4th 2023 by Attorney Alex Palamara

A: Tammy, I am sorry to hear how Hartford has treated you. It might be best for us to speak so that I can get som...

Q: Do I have a case for permanent disability?

Answered on July 21st 2023 by Attorney Gregory Dell

A: I am sorry to hear about everything you have been through. If you had a disability insurance policy when you s...

Q: Do I have to pay Metlife all the money I got from them?

Answered on July 17th 2023 by Attorney Gregory Dell

A: You likely need to pay them the amount of SSDI money that overlaps with the same period of time that MetLife p...

Q: I pay for extra disability pay but they won’t give it to me claiming comp benefits?

Answered on July 5th 2023 by Attorney Gregory Dell

A: Jimmy:Private disability policies have deductible source of income provisions. Worker comp benefits for wa...

Q: Can I sue Unum for financial stress and emotional stress?

Answered on June 29th 2023 by Attorney Stephen Jessup

A: I am sorry to hear about the issues you and your partner have been going through. Unfortunately, if the policy...

Q: Denied short term disability and need to file for long term with same insurer

Answered on June 29th 2023 by Attorney Stephen Jessup

A: We would be more than happy to speak with you and review your denial letter and policy and discuss how we can ...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

View All Reviews (503)

Ask Our Lawyers Your Disability Insurance Questions

Q: Would any new disabling conditions be considered by Metlife when considering whether or not to continue my benefits?

Q: How do I manage the conflict between standard of care medicine and my approach to joint health and still win my LTD claim?

Q: Can I file for unemployment if I am on medical leave from my job and an ssdi application already submitted.

Q: Do I have to pay back LTD after receiving SSDI?

Q: Long Term Disability with Hartford - They are Stopping my Disability Benefits

Q: If not the SPD, what document contains the official documentation for my benefits?

Q: My group long term disability insurance allows me to work part time up to 20% of my pre-disability earnings without affecting my benefit. If I take advantage of this, will Unum use this to deny my benefit?

Q: Does the reviewing physician (the doc hired by the insurance company) have to be licensed to practice medicine in the state where the claimant resides?

Q: Do you work with NC State Teachers Long term disability claims?

Q: Using the policy date to cancel disability benefits 3.5 months premature to insureds 65th birthday

Q: Do you take Group Disability cases?

Q: LTD payment adjustment for cost of living?

Q: Retirement SS or Disabilty?

Q: If you get MRI on your back does that count as pre existing condition for back injury 8 months later?

Q: Wrongfully terminate my LTD claim, AND take my qrtly bonus....?

Q: Do I have a case for permanent disability?

Q: Do I have to pay Metlife all the money I got from them?

Q: I pay for extra disability pay but they won’t give it to me claiming comp benefits?

Q: Can I sue Unum for financial stress and emotional stress?

Q: Denied short term disability and need to file for long term with same insurer

Reviews from Our Clients

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