Ask Our Lawyers Your Disability Insurance Questions
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Showing 20 of 735 Answered Questions
Q: Do I have to repay an overpayment of benefits?
A: Unfortunately, you do owe them the overpayment amount, even though they took a long time and it was their mist...
Q: Workers comp settlement - will Hartford consider that an offset and stop benefits?
A: Unfortunately, Hartford's group policy does take offsets for a lot of other income you receive. However, it's ...
Q: My records deleted from the system
A: I can't imagine why Hartford would delete all of your records from the system. I would call again and ask for ...
Q: Can I get my disability payments on different health problems that I originally had?
A: If you develop a secondary condition that is disabling and it develops while you are on long term disability, ...
Q: What does it mean if my disability company called me for a verbal check in?
A: A verbal check in likely means they want to question you about your current medical treatment, if you are work...
Q: Scheduled IME. Should I be concerned about my future LTD?
A: Hi Dave,Thanks for reaching out top us regarding your Prudential claim. Any time a claimant is scheduled f...
Q: Will Lincoln Financial Really Pay My Disability Benefits Through 2033?
A: At the 24-month mark the definition of total disability typically changes from inability to perform your “ow...
Q: SSDI Backpay and LTD Reimbursement: What New York Life Can and Can't Claim?
A: The payment of retroactive SSDI benefits likely created and overpayment that you would be required to pay back...
Q: Lung Cancer, COPD, and LTD: What to Expect About Benefit Duration
A: I am sorry to hear what you are going through. I do not believe that you need to be worried about the duration...
Q: Lincoln Financial "Any Occupation" Review at 65: Will I Lose My LTD Benefits?
A: Doug:Lincoln will reduce your monthly disability benefit by the amount of your SSDI benefit, but it seems...
Q: Am I required to sign over permission for the insurance company to view my records?
A: This can be a challenging situation. Generally, if your mental health is part of your disability claim then yo...
Q: CPA and lawyer covered under the policy?
A: David, looking quickly at a copy of the AICPA policy, it appears that in order to be a covered person under th...
Q: Is applying for Social Security disability a mandatory requirement?
A: I am sorry to hear about your diagnosis. Most employer provided disability insurance policies require you to a...
Q: What do I do if not necessarily the insurance company denied my claim but employer?
A: Thank you for reaching out to our firm. From what I can gather, it sounds like your short term disability poli...
Q: How does change in LTD administrator affect benefit?
A: Gail:There should not be any change on your side as you are still required to submit the same documentation ...
Q: If I'm getting paid from Unum insurance already and in the near future I want to try and get some sort of settlement, can I go about that and does your firm do that sort of thing?
A: Hello. We negotiate Unum long term disability benefits regularly. In order to be eligible you must be on claim...
Q: If I get married, will my Unum disability be affected?
A: Your marriage should have no impact on your disability income benefits.
Q: Pregnancy health issues
A: Nea, did you file a Short-Term or Long-Term claim with Unum? When did you file it? From your question it seems...
Q: LTD Denial United Healthcare - Hartford
A: This is a complex issue and you should have your policy and denial letters reviewed by a disability insurance ...
Q: Does it matter if I received social security retirement payments before the disability claim started?
A: Typically, Hartford offsets Social Security retirement benefits only if you began receiving them after the sta...
