Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 181–200 of 736 Answered Questions

Q: I was denied by Unum twice. What can I do?

Answered on May 2nd 2023 by Attorney Gregory Dell

A: I am sorry to hear about your Unum disability denial. Your remedy at this point is to file a federal lawsuit a...

Q: Mass Mutual Disability Insurance - Own Occupation Rider, for Dentist vs Other insurance Carrier

Answered on April 21st 2023 by Attorney Gregory Dell

A: Jim, Guardian / Berkshire prior to 2021 was one of the best disability companies. They had some management cha...

Q: Can I sue my disability company for causing me to get fired from job?

Answered on April 18th 2023 by Attorney Gregory Dell

A: You can sue to recover disability benefits but you cannot sue New York Life for damages related to the loss of...

Q: Can my employer switch my job because I go on LTD?

Answered on April 6th 2023 by Attorney Gregory Dell

A: Maggie, your employer, under the Family Medical Leave Act (FMLA), is only required to protect your job for 12 ...

Q: Can Principal deduct my social security payment from my monthly Principal disability benefit payment?

Answered on March 30th 2023 by Attorney Gregory Dell

A: Does you disability policy say social security retirement is deductible? If it does then they are allowed to d...

Q: Can I get both short term disability and work comp?

Answered on March 28th 2023 by Attorney Gregory Dell

A: In almost every short term or long term disability policy if you receive worker compensation payments, then th...

Q: Which state statutes apply: the state the insured resides in or the state where the disability policy was purchased?

Answered on March 24th 2023 by Attorney Gregory Dell

A: This is a really complicated question that involves a legal argument called Choice of Law. We had a case where...

Q: Do I have to sign the overly broad "AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION" form from The Hartford LTD insurance company?

Answered on March 24th 2023 by Attorney Gregory Dell

A: You have a duty to provide your medical evidence in support of disability to Hartford. You need a doctor to si...

Q: My mother paid many years for a long-term care policy. When she had to be put in an assisted care facility, Prudential won't pay. Do you accept cases like this?

Answered on March 23rd 2023 by Attorney Gregory Dell

A: Allan, I am sorry to hear about Prudential’s long term care denial for your Mom’s care. We have handled ma...

Q: I have submitted my application for long term disability to Mass Mutual and I want to know how long it should take them to make a decision?

Answered on January 2nd 2023 by Attorney Steven Dell

A: Dr. Stein. This is a great question and it depends on multiple factors. In most cases Mass Mutual and all of t...

Q: Why can New York Life get away with not paying me anything for my disability?

Answered on November 6th 2022 by Attorney Jay Symonds

A: Barbara: It sounds like you have a complex situation. Unfortunately, it also sounds like you had legal represe...

Q: Will Reliance Standard reduce my LTD payments due to my pension benefits or rental income?

Answered on November 3rd 2022 by Attorney Alex Palamara

A: ARH, I am happy to hear of your LTD approval, though I am sorry to hear of your medical conditions. The LTD po...

Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?

Answered on October 29th 2022 by Attorney Stephen Jessup

A: Kara, it would depend on the language in the policy. There is even a chance you could transition into long ter...

Q: Do I have to be an active employee to apply for LTD?

Answered on October 27th 2022 by Attorney Steven Dell

A: Lori: Generally speaking, if out on claim and a new/different disability arises you can add that to your exist...

Q: Can MetLife deduct the ssdi benefits I receive for my dependent kids from what they pay me?

Answered on March 29th 2022 by Attorney Gregory Dell

A: Unfortunately your MetLife disability policy likely allows for an offset of what SSDI pays you and for your de...

Q: How Often Does Hartford Review My Disability Claim?

Answered on November 12th 2021 by Attorney Gregory Dell

A: You should expect reviews from Hartford at a minimum of at least one time year. They are likely reviewing your...

Q: Does Lincoln Financial apply offsets to all claimants equitably?

Answered on September 20th 2022 by Attorney Cesar Gavidia

A: Jerry, yes, Lincoln Financial may seek to recover an overpayment of benefits pursuant to the contractual langu...

Q: Can New York Life refuse to give me a copy of my short term disability policy?

Answered on September 2nd 2022 by Attorney Cesar Gavidia

A: Dave, since the policyholder is your employer New York Life can refuse to provide it to you. You should contac...

Q: Does payback to Lincoln Financial, once approved for SSDI, include the first year?

Answered on August 25th 2022 by Attorney Jay Symonds

A: Bruce: Most group policies require payback for any month in which you received a full LTD benefit and then, su...

Q: Is LF's doctor, who never spoke with me or evaluated me, allowed to clear me for work?

Answered on August 14th 2022 by Attorney Alex Palamara

A: Barb, I am sorry to hear of the stress that LFG is putting you through. Thankfully, it sounds like the 3rd par...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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